Liabilities / Assets
28th percentile
Tied with the lowest-debt nonprofits in its peer group.
EIN 33-1037188 • 501(c)4 • West Columbia, SC
Profile
The purpose of the organization is to act as a development finance institution to promote the growth of productive private investment and to assist business enterprises that will contribute to the economic development of the state of south carolina and throughout the united states.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
28th percentile
Tied with the lowest-debt nonprofits in its peer group.
Liabilities / Revenue
30th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
56th percentile
Higher net margin than 56% of similar nonprofits.
Top Officer Pay
93rd percentile
Higher top officer pay than 93% of similar nonprofits.
Top officer pay equals 21.6% of source-year revenue.
Asset Growth
77th percentile
Faster asset growth than 77% of similar nonprofits.
Revenue Growth
20th percentile
Faster revenue growth than 20% of similar nonprofits.
Assets
Up$988,454
Up $142,495 (+17%) from 2024
Liabilities
Flat$0
Flat from 2024
Net Assets
Up$988,454
Up $142,495 (+17%) from 2024
Revenue
Down$1,160,067
Down $95,200 (-7.6%) from 2024
Expenses
Down$1,017,572
Down $94,994 (-8.5%) from 2024
Net Income
Down$142,495
Down $206 (-0.1%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
The purpose of the organization is to act as a development finance institution to promote the growth of productive private investment and to assist business enterprises that will contribute to the economic development of the state of south carolina and throughout the united states.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $689,400 | $765,562 | ▲ $76,162 |
| Land, Buildings, and Equipment, Net | $5,849 | $11,738 | ▲ $5,889 |
| Total Assets | $845,959 | $988,454 | ▲ $142,495 |
| Other Assets Total | $150,710 | $211,154 | ▲ $60,444 |
| Liabilities | |||
| Total Liabilities | $0 | $0 | → $0 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $845,959 | $988,454 | ▲ $142,495 |
| Total Net Assets Fund Balance | $845,959 | $988,454 | ▲ $142,495 |
| Total Liabilities and Net Assets / Fund Balance | $845,959 | $988,454 | ▲ $142,495 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $11,738 | $13,671 | $25,409 |
| Other Assets Org | $1,366 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Keith Black | President an | FT | $225,500 | $25,530 | $251,030 |
| Keith Black | President and CEO | - | $225,500 | $25,530 | $251,030 |
| Susan Redmon | Loan Underwr | FT | $132,000 | $19,920 | $151,920 |
| Susan Redmon | Loan Underwriter | - | $132,000 | $19,920 | $151,920 |
| Trina Dorsey | Loan Underwr | FT | $117,700 | $19,062 | $136,762 |
| Name | Title |
|---|---|
| Mark Raines | Board Chairm |
| Henry M Poston | Vice-chair |
| Bo Armstrong | Board Member |
| Charles a Smith | Board Member |
| Ed Beaman | Board Member |
| Tom Ewart | Board Member |
| Patrica C Hartung | Sec/treas |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $857,126 |
| Other Expenses | $160,446 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $473,553 | $70,761 | - | $544,314 |
| Current Officers, Directors, Trustees, and Key Employees | $196,185 | $29,315 | - | $225,500 |
| Payroll Taxes | $45,208 | $6,165 | - | $51,373 |
| Pension Plan Contributions | $27,673 | $8,266 | - | $35,939 |
| Occupancy | $19,800 | $13,200 | - | $33,000 |
| Travel | $18,539 | $3,018 | - | $21,557 |
| Information Technology | $17,952 | - | - | $17,952 |
| Insurance | - | $13,316 | - | $13,316 |
| Fees for Services Management | - | $12,400 | - | $12,400 |
| Fees for Services Other | - | $10,735 | - | $10,735 |
| Conferences and Meetings | $8,155 | - | - | $8,155 |
| Advertising | $7,873 | - | - | $7,873 |
| Office Expenses | $5,899 | $1,384 | - | $7,283 |
| Other Expenses | $1,854 | $1,236 | - | $3,090 |
| Depreciation Depletion | $1,822 | - | - | $1,822 |
| Fees for Services Legal | - | $211 | - | $211 |
| Total Functional Expenses | $842,535 | $175,037 | $0 | $1,017,572 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,017,572 |
| Total Expenses per Audited Statements | $1,017,572 |
| Total Expenses per Form 990 | $1,017,572 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The president & ceo conducts a thorough review of the 990 before providing a copy to the audit committee for final approval.”
“Any conflicts of interest are identified as soon as loan requests are received. In the case of bank participation in loan requests, loan committee members or board members with a conflict of interest are recused from voting on whether to approve the loan request. In the case of a conflict of interest with an ownership interest in a potential borrower, loan requests are passed on to another cdc.”
“Compensation for the president and ceo is set by either the full board of directors or the executive committee (absent the vote of the president) of pbfs. Industry standards, as provided by an independent industry trade group, in conjunction with performance and financial ability of pbfs, are used to determine the range of compensation. The president uses similar criteria for setting compensation levels for employees. The board evaluates the performance of the president & ceo at least annually.”
“Industry standards, as provided by an independent industry trade group, in conjunction with performance and financial ability of pbfs, are used to determine the range of compensation. The president uses this criteria for setting compensation levels for employees.”
“If the governing documents, conflict of interest policy or tax return for provident business financial services (pbfs) are requested by a member of the public, the applicable laws concerning the dissemination of said documents are followed. For instances in which the president deems prudent, either the attorney for pbfs, the executive committee and/or full board, will consult them for an appropriate response.”
“The purpose of the organization is to act as a development finance institution to promote the growth of productive private investment and to assist business enterprises that will contribute to the economic development of the state of south carolina and throughout the united states.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PURPOSE OF THE ORGANIZATION IS TO ACT AS A DEVELOPMENT FINANCE INSTITUTION TO PROMOTE THE GROWTH OF PRODUCTIVE PRIVATE INVESTMENT AND TO ASSIST BUSINESS ENTERPRISES THAT WILL CONTRIBUTE TO THE ECONOMIC DEVELOPMENT OF THE STATE OF SOUTH CAROLINA AND THROUGHOUT THE UNITED STATES. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 7873 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 7873 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KEITH BLACK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8037910071 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3125 HEBRON DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WEST COLUMBIA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 29169 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 29315 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 196185 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 225500 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 8155 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 8155 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 111638 |
| IRS990/CYOtherExpensesAmt | 0 | 160446 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1048429 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 142495 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 857126 |
| IRS990/CYTotalExpensesAmt | 0 | 1017572 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1160067 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1822 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1822 |
| IRS990/Desc | 0 | PROVIDENT BUSINESS FINANCIAL SERVICES, INC. (PBFS) ACTS AS A DEVELOPMENT FINANCE INSTITUTION TO PROMOTE THE GROWTH OF PRODUCTIVE PRIVATE INVESTMENT AND TO ASSIST BUSINESS ENTERPRISES THAT WILL CONTRIBUTE TO THE ECONOMIC DEVELOPMENT OF THE STATE OF SOUTH CAROLINA THROUGHOUT THE UNITED STATES OF AMERICA. PFBS PROCESSED 4,818,000 IN SBA 504 DEBENTURES TO ASSIST 3 BUSINESSES IN THE CREATION OR RETENTION OF 62 JOBS. PFBS SERVICED SBA 504 DEBENTURES IN THE AMOUNT OF 93,092,372 FOR THE CREATION AND MAINTENANCE OF A TOTAL OF 3,742 JOBS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 842535 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 211 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 211 |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 12400 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 12400 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 10735 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 10735 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 25530 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 19920 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 19062 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARK RAINES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | HENRY M POSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PATRICA C HARTUNG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BO ARMSTRONG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ED BEAMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | TOM EWART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHARLES A SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KEITH BLACK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SUSAN REDMON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | TRINA DORSEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 225500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 132000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 117700 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIRM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SEC/TREAS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT AN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | LOAN UNDERWR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | LOAN UNDERWR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 2002 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1160067 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 17952 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 17952 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 13316 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13316 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 111638 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 111638 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 13671 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5849 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 11738 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 25409 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE PURPOSE OF THE ORGANIZATION IS TO ACT AS A DEVELOPMENT FINANCE INSTITUTION TO PROMOTE THE GROWTH OF PRODUCTIVE PRIVATE INVESTMENT AND TO ASSIST BUSINESS ENTERPRISES THAT WILL CONTRIBUTE TO THE ECONOMIC DEVELOPMENT OF THE STATE OF SOUTH CAROLINA AND THROUGHOUT THE UNITED STATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 845959 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 988454 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 845959 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 988454 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 13200 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 19800 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 33000 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 1384 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 5899 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 7283 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 150710 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 211154 |
| IRS990/OtherExpensesGrp/Desc | 0 | TELEPHONE |
| IRS990/OtherExpensesGrp/Desc | 1 | DUES & SUBSCRIPTIONS |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | ELECTRICITY |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 4331 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 699 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 1236 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 6497 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 6403 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 5122 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 1854 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 10828 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6403 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 5821 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 3090 |
| IRS990/OtherOrganizationDsc | 0 | ELEEMOSYNARY |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 70761 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 473553 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 544314 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6165 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 45208 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 51373 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 8266 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 27673 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 35939 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | KEITH BLACK |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | SERVICING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | PROCESSING FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LATE FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 802783 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 243482 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1164 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 1000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 802783 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 243482 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1164 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1000 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 115531 |
| IRS990/PYOtherExpensesAmt | 0 | 157858 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1139736 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 142701 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 954708 |
| IRS990/PYTotalExpensesAmt | 0 | 1112566 |
| IRS990/PYTotalRevenueAmt | 0 | 1255267 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 142495 |
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| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
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| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 765562 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 11738 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 13671 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 25409 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1017572 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 209788 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 1366 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | ACCRUED REVENUE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | DUE FROM OTHERS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1160067 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 11738 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 211154 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1017572 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1160067 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1160067 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1017572 |
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| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
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| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | false |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | false |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | false |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 132000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 13530 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 7920 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 12000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 12000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | KEITH BLACK |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | SUSAN REDMON |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT AND CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | LOAN UNDERWRITER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 251030 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 151920 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE PURPOSE OF THE ORGANIZATION IS TO ACT AS A DEVELOPMENT FINANCE INSTITUTION TO PROMOTE THE GROWTH OF PRODUCTIVE PRIVATE INVESTMENT AND TO ASSIST BUSINESS ENTERPRISES THAT WILL CONTRIBUTE TO THE ECONOMIC DEVELOPMENT OF THE STATE OF SOUTH CAROLINA AND THROUGHOUT THE UNITED STATES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE PRESIDENT & CEO CONDUCTS A THOROUGH REVIEW OF THE 990 BEFORE PROVIDING A COPY TO THE AUDIT COMMITTEE FOR FINAL APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY CONFLICTS OF INTEREST ARE IDENTIFIED AS SOON AS LOAN REQUESTS ARE RECEIVED. IN THE CASE OF BANK PARTICIPATION IN LOAN REQUESTS, LOAN COMMITTEE MEMBERS OR BOARD MEMBERS WITH A CONFLICT OF INTEREST ARE RECUSED FROM VOTING ON WHETHER TO APPROVE THE LOAN REQUEST. IN THE CASE OF A CONFLICT OF INTEREST WITH AN OWNERSHIP INTEREST IN A POTENTIAL BORROWER, LOAN REQUESTS ARE PASSED ON TO ANOTHER CDC. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | COMPENSATION FOR THE PRESIDENT AND CEO IS SET BY EITHER THE FULL BOARD OF DIRECTORS OR THE EXECUTIVE COMMITTEE (ABSENT THE VOTE OF THE PRESIDENT) OF PBFS. INDUSTRY STANDARDS, AS PROVIDED BY AN INDEPENDENT INDUSTRY TRADE GROUP, IN CONJUNCTION WITH PERFORMANCE AND FINANCIAL ABILITY OF PBFS, ARE USED TO DETERMINE THE RANGE OF COMPENSATION. THE PRESIDENT USES SIMILAR CRITERIA FOR SETTING COMPENSATION LEVELS FOR EMPLOYEES. THE BOARD EVALUATES THE PERFORMANCE OF THE PRESIDENT & CEO AT LEAST ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | INDUSTRY STANDARDS, AS PROVIDED BY AN INDEPENDENT INDUSTRY TRADE GROUP, IN CONJUNCTION WITH PERFORMANCE AND FINANCIAL ABILITY OF PBFS, ARE USED TO DETERMINE THE RANGE OF COMPENSATION. THE PRESIDENT USES THIS CRITERIA FOR SETTING COMPENSATION LEVELS FOR EMPLOYEES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | IF THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY OR TAX RETURN FOR PROVIDENT BUSINESS FINANCIAL SERVICES (PBFS) ARE REQUESTED BY A MEMBER OF THE PUBLIC, THE APPLICABLE LAWS CONCERNING THE DISSEMINATION OF SAID DOCUMENTS ARE FOLLOWED. FOR INSTANCES IN WHICH THE PRESIDENT DEEMS PRUDENT, EITHER THE ATTORNEY FOR PBFS, THE EXECUTIVE COMMITTEE AND/OR FULL BOARD, WILL CONSULT THEM FOR AN APPROPRIATE RESPONSE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 988454 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 845959 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 988454 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 175037 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 842535 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1017572 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 0 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 845959 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 988454 |
| IRS990/TotalOtherCompensationAmt | 0 | 64512 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 842535 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1048429 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 475200 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 111638 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1048429 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1160067 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 845959 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 988454 |
| IRS990/TravelGrp/ManagementAndGeneralAmt | 0 | 3018 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 18539 |
| IRS990/TravelGrp/TotalAmt | 0 | 21557 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3125 HEBRON DRIVE |
| IRS990/USAddress/CityNm | 0 | WEST COLUMBIA |
| IRS990/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/USAddress/ZIPCd | 0 | 29169 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | WWW.PROVIDENTBFS.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KEITH BLACK |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT AND CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8037910071 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PROVIDENT BUSINESS FINANCIAL |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | SERVICES INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PROV |
| ReturnHeader/Filer/EIN | 0 | 331037188 |
| ReturnHeader/Filer/PhoneNum | 0 | 8037910071 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3125 HEBRON DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WEST COLUMBIA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 29169 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 571021392 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SCOTT AND COMPANY LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 8388 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBIA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 292028388 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8032566021 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-20 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JOHN M PRICE JR |
| ReturnHeader/ReturnTs | 0 | 2026-03-23T16:32:03-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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