Civic Intelligence

Asian American Educational and Cultural Resources Center Inc.

990 • Fiscal year 2016 • EIN 33-0749876

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 03, 2017

1133 South E StreetSan Bernardino, CA 92408

(909) 383-0164

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.14x

Higher debt load relative to assets than 66% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

56th percentile

0.06x

Higher debt load relative to revenue than 56% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Net Margin

66th percentile

9.7%

Higher net margin than 66% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

86th percentile

$94,900

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 13.5% of source-year revenue.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Asset Growth

88th percentile

45%

Faster asset growth than 88% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

62nd percentile

9.5%

Faster revenue growth than 62% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Assets

Up

$280,246

Up $86,994 (+45%) from 2015

Net Assets

Up

$239,860

Up $68,260 (+40%) from 2015

Liabilities

Up

$40,386

Up $18,734 (+87%) from 2015

Revenue

Up

$704,304

Up $61,376 (+9.5%) from 2015

Expenses

Down

$636,044

Down $6,018 (-0.9%) from 2015

Net Income

Up

$68,260

Up $67,394 (+7782%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $309,033Liabilities 2010: $20,497Net Assets 2010: $288,5362010Assets 2011: $294,878Liabilities 2011: $7,293Net Assets 2011: $287,5852011Assets 2012: $144,218Liabilities 2012: $14,668Net Assets 2012: $129,5502012Assets 2013: $140,009Liabilities 2013: $16,595Net Assets 2013: $123,4142013Assets 2014: $206,119Liabilities 2014: $35,385Net Assets 2014: $170,7342014Assets 2015: $193,252Liabilities 2015: $21,652Net Assets 2015: $171,6002015Assets 2016: $280,246Liabilities 2016: $40,386Net Assets 2016: $239,8602016Assets 2017: $568,883Liabilities 2017: $46,790Net Assets 2017: $522,0932017Assets 2018: $839,168Liabilities 2018: $50,903Net Assets 2018: $788,2652018Assets 2019: $1,168,878Liabilities 2019: $67,407Net Assets 2019: $1,101,4712019Assets 2020: $1,354,091Liabilities 2020: $51,665Net Assets 2020: $1,302,4262020Assets 2021: $1,966,404Liabilities 2021: $87,870Net Assets 2021: $1,878,5342021Assets 2022: $2,299,946Liabilities 2022: $65,092Net Assets 2022: $2,234,8542022Assets 2023: $2,997,311Liabilities 2023: $86,064Net Assets 2023: $2,911,2472023Assets 2024: $3,382,903Liabilities 2024: $85,008Net Assets 2024: $3,297,8952024

Highlighted filing

2016

Assets$280,246
Liabilities$40,386
Net Assets$239,860

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $644,7892010Expenses 2011: $660,7152011Expenses 2012: $688,3422012Revenue 2013: $500,717Expenses 2013: $506,853Net Income 2013: -$6,1362013Revenue 2014: $639,126Expenses 2014: $591,806Net Income 2014: $47,3202014Revenue 2015: $642,928Expenses 2015: $642,062Net Income 2015: $8662015Revenue 2016: $704,304Expenses 2016: $636,044Net Income 2016: $68,2602016Revenue 2017: $1,220,904Expenses 2017: $938,671Net Income 2017: $282,2332017Revenue 2018: $1,457,555Expenses 2018: $1,191,383Net Income 2018: $266,1722018Revenue 2019: $1,731,193Expenses 2019: $1,417,987Net Income 2019: $313,2062019Revenue 2020: $1,424,823Expenses 2020: $1,223,868Net Income 2020: $200,9552020Revenue 2021: $1,857,527Expenses 2021: $1,281,419Net Income 2021: $576,1082021Revenue 2022: $1,878,970Expenses 2022: $1,522,650Net Income 2022: $356,3202022Revenue 2023: $2,248,253Expenses 2023: $1,571,860Net Income 2023: $676,3932023Revenue 2024: $2,120,174Expenses 2024: $1,733,526Net Income 2024: $386,6482024

Highlighted filing

2016

Revenue$704,304
Expenses$636,044
Net Income$68,260
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 3, 2017
Return Version
2016v3.0
Gross Receipts
$704,304
Mission and Program Overview

Mission

The mission of the organization is to improve overall health, and educational well-being by providing informational and developmental programs to asian-americans and other ethnic groups who are low-income, isolated, vulnerable, and under served throughout san bernardino and riverside counties. The organization has a variety of programs to handle various unmet needs, including interpreting services for these groups.

The mission of the organization is to improve overall health, and educational wellbeing by providing informational and developmental programs to asian-americans and other ethnic groups who are low-income, isolated, vulnerable, and under served throughout san bernardino and riverside counties. The organization has a variety of programs to handle various unmet needs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$160,141$238,140▲ $77,999
Savings and Temporary Cash Investments$24,320$28,626▲ $4,306
Land, Buildings, and Equipment, Net$5,991$10,680▲ $4,689
Cash and Non-Interest-Bearing Accounts$300$300→ $0
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$193,252$280,246▲ $86,994
Other Assets Total$2,500$2,500→ $0
Liabilities
Accounts Payable and Accrued Expenses$21,652$40,386▲ $18,734
Total Liabilities$21,652$40,386▲ $18,734
Net Assets / Fund Balance
Unrestricted Net Assets$171,600$239,860▲ $68,260
Total Net Assets Fund Balance$171,600$239,860▲ $68,260
Total Liabilities and Net Assets / Fund Balance$193,252$280,246▲ $86,994

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,766$81,498$86,264
Leasehold Improvements$4,416$4,365$8,781
Other Land Buildings$1,498$4,799$6,297
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Rasmay SamPresident/CEOFT$94,900$94,900

Board Members and Trustees

NameTitle
Victoria a SeitzChairwomean
Venerable Sokha ChanVice-chair
Daniel JobeDirector
Heng LimSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$704,281
Program Service Revenue
$0
Investment Income
$23
Other Revenue
$0
All Other Contributions
$600,700
Change in Net Assets
$68,260
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$346,849
Other Expenses$289,195
Total Fundraising Expense$2,627
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$202,444$15,266$1,090$218,800
Current Officers, Directors, Trustees, and Key Employees$88,297$6,163$440$94,900
Occupancy$25,586$1,937$152$27,675
Payroll Taxes$25,498$1,876$134$27,508
All Other Expenses$14,951$4,160$476$19,587
Office Expenses$1,672$4,981$67$6,720
Other Expenses$5,949$866$70$5,949
Fees for Services Accounting$1,822$3,920$58$5,800
Other Employee Benefits$5,271$345$25$5,641
Insurance$727$2,162$29$2,918
Depreciation Depletion-$726-$726
Travel-$450-$450
Total Functional Expenses$589,363$44,054$2,627$636,044
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Reviewed by the president/ceo. It is available for board review, but usually after president reviews and authorizes e-file filing.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

The board reviews the conflict of interest policy each year.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

The organization requires any request for documents to be presented in writing. Copies are available to view at the center.

Filing and Contact Details

Filer

Filer Name
Asian American Resource Center
EIN
33-0749876
Phone
9093830164
Address
1133 SOUTH E STREET, SAN BERNARDINO, CA 92408

Signing Officer

Name
Rasmay Sam
Title
President/CEO
Signed
2017-03-03
Discuss with paid preparer
Yes

Organization Details

Formed
1997
Voting Board Members
5
Independent Board Members
5
Employees
16
Volunteers
15

Preparer

Firm
Stephen M Bishop CPA
Address
3726 Tibbetts Ste C, Riverside, CA 92506
Preparer
Stephen M Bishop
Phone
9517871100
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IRS990/PayrollTaxesGrp/ProgramServicesAmt025498
IRS990/PayrollTaxesGrp/TotalAmt027508
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0160141
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0238140
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0642904
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt024
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0255297
IRS990/PYRevenuesLessExpensesAmt0866
IRS990/PYSalariesCompEmpBnftPaidAmt0386765
IRS990/PYTotalExpensesAmt0642062
IRS990/PYTotalRevenueAmt0642928
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt068260
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt024320
IRS990/SavingsAndTempCashInvstGrp/EOYAmt028626
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0704281
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0642904
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0639101
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0500692
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0530163
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt03017141
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt023
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt024
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt025
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt025
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0144
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0241
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99990
IRS990ScheduleA/PublicSupportPY170Pct00.99980
IRS990ScheduleA/PublicSupportTotal170Amt03017141
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0704281
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0642904
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0639101
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0500692
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0530163
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt03017141
IRS990ScheduleA/TotalSupportAmt03017382
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt04766
IRS990ScheduleD/EquipmentGrp/DepreciationAmt081498
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt086264
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt04416
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt04365
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt08781
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01498
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt04799
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt06297
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010680
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0REVIEWED BY THE PRESIDENT/CEO. IT IS AVAILABLE FOR BOARD REVIEW, BUT USUALLY AFTER PRESIDENT REVIEWS AND AUTHORIZES E-FILE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD REVIEWS THE CONFLICT OF INTEREST POLICY EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION REQUIRES ANY REQUEST FOR DOCUMENTS TO BE PRESENTED IN WRITING. COPIES ARE AVAILABLE TO VIEW AT THE CENTER.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0193252
IRS990/TotalAssetsEOYAmt0280246
IRS990/TotalAssetsGrp/BOYAmt0193252
IRS990/TotalAssetsGrp/EOYAmt0280246
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0704281
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt02627
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt044054
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0589363
IRS990/TotalFunctionalExpensesGrp/TotalAmt0636044
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt021652
IRS990/TotalLiabilitiesEOYAmt040386
IRS990/TotalLiabilitiesGrp/BOYAmt021652
IRS990/TotalLiabilitiesGrp/EOYAmt040386
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0171600
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0239860
IRS990/TotalProgramServiceExpensesAmt0589363
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt094900
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt023
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0704304
IRS990/TotalVolunteersCnt015
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0193252
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0280246
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ManagementAndGeneralAmt0450
IRS990/TravelGrp/TotalAmt0450
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0171600
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0239860
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.AARC.IE.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RASMAY SAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President/CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ASIAN AMERICAN RESOURCE CENTER
ReturnHeader/Filer/BusinessNameControlTxt0ASIA
ReturnHeader/Filer/EIN0330749876

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.38$0.09$3.30$2.12$1.73$0.39
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$0.09$2.91$2.25$1.57$0.68
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.30$0.07$2.23$1.88$1.52$0.36
2021Detailed filing. Detailed filing data is available for this year.$1.97$0.09$1.88$1.86$1.28$0.58
2020Detailed filing. Detailed filing data is available for this year.$1.35$0.05$1.30$1.42$1.22$0.20
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.17$0.07$1.10$1.73$1.42$0.31
2018Detailed filing. Detailed filing data is available for this year.$0.84$0.05$0.79$1.46$1.19$0.27
2017Detailed filing. Detailed filing data is available for this year.$0.57$0.05$0.52$1.22$0.94$0.28
2016Detailed filing. Detailed filing data is available for this year.$0.28$0.04$0.24$0.70$0.64$0.07
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.02$0.17$0.64$0.64$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.21$0.04$0.17$0.64$0.59$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.14$0.02$0.12$0.50$0.51$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.01$0.13$0.69
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.01$0.29$0.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.31$0.02$0.29$0.64