Civic Intelligence

Montclair Housing Corporation

EIN 33-0632974 • 501(c)3 • Montclair, CA

Profile

The corporation is organized to increase, improve and preserve the affordable housing inventory within the City of Montclair,California and to provide resources to its citizens to assist them in acquiring entry level housing.

5111 Benito StreetMontclair, CA 91763

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.09x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

53rd percentile

0.09x

Higher debt load relative to revenue than 53% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

16th percentile

-17%

Higher net margin than 16% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

13th percentile

-15%

Faster asset growth than 13% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

55th percentile

10%

Faster revenue growth than 55% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$1,302,483

Down $221,211 (-15%) from 2024

Liabilities

Up

$114,926

Up $4,261 (+3.9%) from 2024

Net Assets

Down

$1,187,557

Down $225,472 (-16%) from 2024

Revenue

Up

$1,298,409

Up $122,180 (+10%) from 2024

Expenses

Down

$1,523,881

Down $35,063 (-2.2%) from 2024

Net Income

Up

-$225,472

Up $157,243 (+41%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0-$5.0MAssets 2014: $2,181,494Liabilities 2014: $5,448,917Net Assets 2014: -$3,267,4232014Assets 2015: $1,978,396Liabilities 2015: $5,457,910Net Assets 2015: -$3,479,5142015Assets 2016: $2,136,285Liabilities 2016: $83,155Net Assets 2016: $2,053,1302016Assets 2017: $2,113,413Liabilities 2017: $78,396Net Assets 2017: $2,035,0172017Assets 2018: $2,187,178Liabilities 2018: $88,126Net Assets 2018: $2,099,0522018Assets 2019: $2,126,277Liabilities 2019: $96,117Net Assets 2019: $2,030,1602019Assets 2020: $2,239,807Liabilities 2020: $84,325Net Assets 2020: $2,155,4822020Assets 2021: $2,354,315Liabilities 2021: $99,531Net Assets 2021: $2,254,7842021Assets 2022: $2,120,962Liabilities 2022: $108,267Net Assets 2022: $2,012,6952022Assets 2023: $1,949,137Liabilities 2023: $153,393Net Assets 2023: $1,795,7442023Assets 2024: $1,523,694Liabilities 2024: $110,665Net Assets 2024: $1,413,0292024Assets 2025: $1,302,483Liabilities 2025: $114,926Net Assets 2025: $1,187,5572025

Highlighted filing

2025

Assets$1,302,483
Liabilities$114,926
Net Assets$1,187,557

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2014: $903,281Expenses 2014: $1,142,961Net Income 2014: -$239,6802014Revenue 2015: $838,404Expenses 2015: $1,050,495Net Income 2015: -$212,0912015Revenue 2016: $1,358,129Expenses 2016: $1,184,257Net Income 2016: $173,8722016Revenue 2017: $909,630Expenses 2017: $927,743Net Income 2017: -$18,1132017Revenue 2018: $959,790Expenses 2018: $895,755Net Income 2018: $64,0352018Revenue 2019: $1,004,220Expenses 2019: $1,073,112Net Income 2019: -$68,8922019Revenue 2020: $1,159,589Expenses 2020: $1,034,267Net Income 2020: $125,3222020Revenue 2021: $1,017,517Expenses 2021: $923,434Net Income 2021: $94,0832021Revenue 2022: $952,487Expenses 2022: $1,180,451Net Income 2022: -$227,9642022Revenue 2023: $1,029,258Expenses 2023: $1,246,209Net Income 2023: -$216,9512023Revenue 2024: $1,176,229Expenses 2024: $1,558,944Net Income 2024: -$382,7152024Revenue 2025: $1,298,409Expenses 2025: $1,523,881Net Income 2025: -$225,4722025

Highlighted filing

2025

Revenue$1,298,409
Expenses$1,523,881
Net Income-$225,472

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 21, 2025
Return Version
2024v5.2
Gross Receipts
$1,298,409
Mission and Program Overview

Mission

The corporation is organized to increase, improve and preserve the affordable housing inventory within the City of Montclair,California and to provide resources to its citizens to assist them in acquiring entry level housing.

The corporation is organized toincrease, improve and preserve the affordable housing inventory within the city of montclair, california and to provide resources to its citizens to assist them in acquiring entry level housing.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,109,981$960,013▼ $149,968
Savings and Temporary Cash Investments$139,546$243,945▲ $104,399
Other Notes and Loans Receivable, Net$205,331--
Accounts Receivable$63,504$98,525▲ $35,021
Prepaid Expenses and Deferred Charges$5,332--
Total Assets$1,523,694$1,302,483▼ $221,211
Liabilities
Other Liabilities$92,302$97,927▲ $5,625
Accounts Payable and Accrued Expenses$18,363$16,999▼ $1,364
Total Liabilities$110,665$114,926▲ $4,261
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,413,029$1,187,557▼ $225,472
Total Net Assets Fund Balance$1,413,029$1,187,557▼ $225,472
Total Liabilities and Net Assets / Fund Balance$1,523,694$1,302,483▼ $221,211
Compensation and Service Providers

Board Members and Trustees

NameTitle
Benjamin Ben LopezDirector
Bill RuhDirector
Corysa MartinezDirector
J John DutreyDirector
Xavier MendezDirector
Janet KulbeckDirector of Finance
Edward C StarrExecutive Director
Andrea MyrickSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$1,229,697
Program Service Revenue
$0
Investment Income
$68,712
Other Revenue
$0
Change in Net Assets
$-225,472
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,523,881
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$1,521,291$1,690-$1,522,981
Fees for Services Accounting-$900-$900
Total Functional Expenses$1,521,291$2,590$0$1,523,881
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$97,927
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Committee meeting documentation Part VI line 8B

In accordance with the city of montclair policies minutes are taken and retained of all meeting of this entity. These are available upon request.

Form 990 governing body review Part VI line 11

Form 990 is prepared by a cpa and review by the director of finance of the city of montclair. That knowledge and skill are used to ensure that it is correct.

Officer director etc mailing address Part VI line 9

The mailing address for this entity, its directors and officers is 5111 benito street, montclair, ca 91763.

Conflict of interest policy compliance Part VI line 12C

The corporation is administered by personnel of the city of montclair and periodically audits and monitoring occur to assess whether or not conflicts of interest are present.

CEO executive director top management comp Part VI line 15A

Employees utilized are employees of the city of montclair, california. Therefore, compensation is set in accordance with policy of the city of montclair which requires performance reviews and has a structured compensation schedule.

Other officer or key employee compensation Part VI line 15B

Employees utilized are employees of the city of montclair, california. Therefore, compensation is set in accordance with policy of the city of montclair which requires performance reviews and has a structured compensation schedule.

Form 990 availability to public Part VI line 18

Under the laws of the state of california, governmental entities are required to provide documents to the public under a public records request. That process is also applicable to the montclair housing corporation since it functions in concert with governmental entities of the city of montclair, ca.

Governing documents etc available to public Part VI line 19

Under the laws of the state of california, governmental entities are required to provide documents to the public under a public records request. That process is also applicable to the montclair housing corporation since it functions in concert with governmental entities of the city of montclair, ca.

Filing and Contact Details

Filer

Filer Name
Montclair Housing Corporation
EIN
33-0632974
In Care Of
% JANET KULBECK
Phone
9096259411
Address
5111 BENITO STREET, MONTCLAIR, CA 91763

Signing Officer

Name
Janet Kulbeck
Title
Finance Director
Phone
9096259411
Signed
2025-10-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Janet Kulbeck
Formed
1993
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
Donald L Parker CPA
Address
152 Dahlgren Drive, Mount Juliet, TN 37122-7635
Preparer
Donald L Parker CPA
Phone
7149054176
Supplemental Narrative

Additional Explanations

List of other fees for services expenses Part IX line 11G

Property repairs - $874,299 peopwery operational expenses - $645,900 health permit $1,092

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IN ACCORDANCE WITH THE CITY OF MONTCLAIR POLICIES MINUTES ARE TAKEN AND RETAINED OF ALL MEETING OF THIS ENTITY. THESE ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS PREPARED BY A CPA AND REVIEW BY THE DIRECTOR OF FINANCE OF THE CITY OF MONTCLAIR. THAT KNOWLEDGE AND SKILL ARE USED TO ENSURE THAT IT IS CORRECT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MAILING ADDRESS FOR THIS ENTITY, ITS DIRECTORS AND OFFICERS IS 5111 BENITO STREET, MONTCLAIR, CA 91763.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CORPORATION IS ADMINISTERED BY PERSONNEL OF THE CITY OF MONTCLAIR AND PERIODICALLY AUDITS AND MONITORING OCCUR TO ASSESS WHETHER OR NOT CONFLICTS OF INTEREST ARE PRESENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EMPLOYEES UTILIZED ARE EMPLOYEES OF THE CITY OF MONTCLAIR, CALIFORNIA. THEREFORE, COMPENSATION IS SET IN ACCORDANCE WITH POLICY OF THE CITY OF MONTCLAIR WHICH REQUIRES PERFORMANCE REVIEWS AND HAS A STRUCTURED COMPENSATION SCHEDULE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EMPLOYEES UTILIZED ARE EMPLOYEES OF THE CITY OF MONTCLAIR, CALIFORNIA. THEREFORE, COMPENSATION IS SET IN ACCORDANCE WITH POLICY OF THE CITY OF MONTCLAIR WHICH REQUIRES PERFORMANCE REVIEWS AND HAS A STRUCTURED COMPENSATION SCHEDULE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6UNDER THE LAWS OF THE STATE OF CALIFORNIA, GOVERNMENTAL ENTITIES ARE REQUIRED TO PROVIDE DOCUMENTS TO THE PUBLIC UNDER A PUBLIC RECORDS REQUEST. THAT PROCESS IS ALSO APPLICABLE TO THE MONTCLAIR HOUSING CORPORATION SINCE IT FUNCTIONS IN CONCERT WITH GOVERNMENTAL ENTITIES OF THE CITY OF MONTCLAIR, CA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7UNDER THE LAWS OF THE STATE OF CALIFORNIA, GOVERNMENTAL ENTITIES ARE REQUIRED TO PROVIDE DOCUMENTS TO THE PUBLIC UNDER A PUBLIC RECORDS REQUEST. THAT PROCESS IS ALSO APPLICABLE TO THE MONTCLAIR HOUSING CORPORATION SINCE IT FUNCTIONS IN CONCERT WITH GOVERNMENTAL ENTITIES OF THE CITY OF MONTCLAIR, CA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PROPERTY REPAIRS - $874,299 PEOPWERY OPERATIONAL EXPENSES - $645,900 HEALTH PERMIT $1,092
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Committee meeting documentation Part VI line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Officer director etc mailing address Part VI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990 availability to public Part VI line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8List of other fees for services expenses Part IX line 11g
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1GOVT. HOUSING ENTITY FOR CITY
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0JANET KULBECK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0FINANCE DIR
ReturnHeader/BusinessOfficerGrp/PhoneNum09096259411
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONTCLAIR HOUSING CORPORATION
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ReturnHeader/Filer/EIN0330632974
ReturnHeader/Filer/InCareOfNm0% JANET KULBECK
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0274491862
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Donald L Parker CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0152 Dahlgren Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Mount Juliet
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0371227635
ReturnHeader/PreparerPersonGrp/PhoneNum07149054176
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DONALD L PARKER CPA
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ReturnHeader/ReturnTs02025-10-21T12:48:54-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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