Civic Intelligence

Cardiff Schools Education Assoc

EIN 33-0494856 • 501(c)3 • Cardiff, CA

Profile

To provide financial support for the arts, music, physical education, science, technology and reduction class sizes for the cardiff school district cardiff & harris elementry schools servicing over 800 students.

PO Box 1004Cardiff, CA 92007

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.17x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

91st percentile

0.82x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

58th percentile

8.3%

Higher net margin than 58% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

65th percentile

10%

Faster asset growth than 65% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2025

Revenue Growth

13th percentile

-25%

Faster revenue growth than 13% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2025

Assets

Up

$791,741

Up $78,067 (+11%) from 2024

Liabilities

Up

$131,294

Up $131,294 from 2024

Net Assets

Down

$660,447

Down $53,227 (-7.5%) from 2024

Revenue

Down

$159,541

Down $150,061 (-48%) from 2024

Expenses

Down

$146,353

Down $100,417 (-41%) from 2024

Net Income

Down

$13,188

Down $49,644 (-79%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2012: $507,343Liabilities 2012: $0Net Assets 2012: $507,3432012Assets 2013: $475,376Liabilities 2013: $0Net Assets 2013: $475,3762013Assets 2014: $542,089Liabilities 2014: $0Net Assets 2014: $542,0892014Assets 2015: $573,107Liabilities 2015: $0Net Assets 2015: $573,1072015Assets 2016: $599,644Liabilities 2016: $0Net Assets 2016: $599,6442016Assets 2017: $567,806Liabilities 2017: $0Net Assets 2017: $567,8062017Assets 2018: $586,353Liabilities 2018: $2,900Net Assets 2018: $583,4532018Assets 2019: $562,329Liabilities 2019: $0Net Assets 2019: $562,3292019Assets 2020: $524,730Liabilities 2020: $0Net Assets 2020: $524,7302020Assets 2021: $602,722Liabilities 2021: $0Net Assets 2021: $602,7222021Assets 2022: $592,762Liabilities 2022: $0Net Assets 2022: $592,7622022Assets 2023: $650,842Liabilities 2023: $0Net Assets 2023: $650,8422023Assets 2024: $713,674Liabilities 2024: $0Net Assets 2024: $713,6742024Assets 2025: $791,741Liabilities 2025: $131,294Net Assets 2025: $660,4472025

Highlighted filing

2025

Assets$791,741
Liabilities$131,294
Net Assets$660,447

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2012: $332,3622012Expenses 2013: $248,2012013Revenue 2014: $240,550Expenses 2014: $260,560Net Income 2014: -$20,0102014Revenue 2015: $333,887Expenses 2015: $314,232Net Income 2015: $19,6552015Revenue 2016: $334,471Expenses 2016: $307,934Net Income 2016: $26,5372016Revenue 2017: $314,624Expenses 2017: $326,462Net Income 2017: -$11,8382017Revenue 2018: $287,930Expenses 2018: $272,283Net Income 2018: $15,6472018Revenue 2019: $279,397Expenses 2019: $300,521Net Income 2019: -$21,1242019Revenue 2020: $139,518Expenses 2020: $177,117Net Income 2020: -$37,5992020Revenue 2021: $189,558Expenses 2021: $111,566Net Income 2021: $77,9922021Revenue 2022: $133,136Expenses 2022: $143,096Net Income 2022: -$9,9602022Revenue 2023: $283,909Expenses 2023: $225,829Net Income 2023: $58,0802023Revenue 2024: $309,602Expenses 2024: $246,770Net Income 2024: $62,8322024Revenue 2025: $159,541Expenses 2025: $146,353Net Income 2025: $13,1882025

Highlighted filing

2025

Revenue$159,541
Expenses$146,353
Net Income$13,188

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.92$1.31$6.60$1.60$1.46$0.13
2024Detailed filing. Detailed filing data is available for this year.$7.14$0.00$7.14$3.10$2.47$0.63
2023Detailed filing. Detailed filing data is available for this year.$6.51$0.00$6.51$2.84$2.26$0.58
2022Detailed filing. Detailed filing data is available for this year.$5.93$0.00$5.93$1.33$1.43$0.10
2021Detailed filing. Detailed filing data is available for this year.$6.03$0.00$6.03$1.90$1.12$0.78
2020Detailed filing. Detailed filing data is available for this year.$5.25$0.00$5.25$1.40$1.77$0.38
2019Detailed filing. Detailed filing data is available for this year.$5.62$0.00$5.62$2.79$3.01$0.21
2018Detailed filing. Detailed filing data is available for this year.$5.86$0.03$5.83$2.88$2.72$0.16
2017Detailed filing. Detailed filing data is available for this year.$5.68$0.00$5.68$3.15$3.26$0.12
2016Detailed filing. Detailed filing data is available for this year.$6.00$0.00$6.00$3.34$3.08$0.27
2015Detailed filing. Detailed filing data is available for this year.$5.73$0.00$5.73$3.34$3.14$0.20
2014Detailed filing. Detailed filing data is available for this year.$5.42$0.00$5.42$2.41$2.61$0.20
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.75$0.00$4.75$2.48
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.07$0.00$5.07$3.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$228,166
Mission and Program Overview

Mission

To provide financial support for the arts, music, physical education, science, technology and reduction class sizes for the cardiff school district cardiff & harris elementry schools servicing over 800 students.

To provide financial support for arts, music, physical education, science, technology, and class-size reduction programs that benefit Cardiff and Ada Harris Elementary Schools, serving more than 800 students in the Cardiff School District.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$634,883$660,447▲ $25,564
Savings and Temporary Cash Investments$499,702$552,204▲ $52,502
Cash and Non-Interest-Bearing Accounts$283,044$239,537▼ $43,507
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$713,674$791,741▲ $78,067
Other Assets Total$-69,072$0▲ $69,072
Liabilities
Deferred Revenue$78,791$131,294▲ $52,503
Total Liabilities$78,791$131,294▲ $52,503
Net Assets / Fund Balance
Total Net Assets Fund Balance$634,883$660,447▲ $25,564
Total Liabilities and Net Assets / Fund Balance$713,674$791,741▲ $78,067
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tristin WildsteinPresident
Julia CohenVice President
Christina StreatfeildSecretary
Christina HammannTreasurer
Jenna KeltnerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$72,255
Program Service Revenue
$0
Investment Income
$2,377
Other Revenue
$84,909
All Other Contributions
$72,255
Change in Net Assets
$13,188
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$133,658
Other Expenses$12,695
Total Fundraising Expense$2,944
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$133,658--$133,658
Office Expenses-$2,191-$2,191
Insurance-$1,647-$1,647
Fees for Services Accounting-$1,095-$1,095
Other Expenses-$170$2,944$170
Total Functional Expenses$133,658$9,751$2,944$146,353
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$133,828
Fundraising Direct Expenses$54,827
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gala$50,905$50,905$4,633$46,272
Carnival$49,291$49,291$7,800$41,491
Total Events$133,828$133,828$54,827$79,001
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Members periodically provide assistance within related school classrooms and during organizational fund-raising activities

Form 990, Part VI, Section B, Line 11B

A draft of Form 990 was provided to the governing board prior to filing to allow for a review for accuracy and completeness before submission.

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Cardiff Schools Education Association
EIN
33-0494856
Phone
4043722947
Address
PO Box 1004, Cardiff, CA 92007

Signing Officer

Name
Christina Hammann
Title
Treasurer
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Formed
1991
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
Dark Horse CPAs
Address
2033 San Elijo Ave 148, Cardiff, CA 92007
Preparer
Michael J Madden
Phone
6197361404
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

BOY balances updated to match cash-basis books = $12377

Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0260521
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0389331
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0137160
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0189558
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01202359
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02377
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt049081
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt051458
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt019706
IRS990ScheduleA/OtherIncome170Grp/TotalAmt019706
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.94410
IRS990ScheduleA/PublicSupportPY170Pct00.84140
IRS990ScheduleA/PublicSupportTotal170Amt01202359
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0225789
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0260521
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0389331
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0137160
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0189558
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01202359
IRS990ScheduleA/TotalSupportAmt01273523
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt054827
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt0950
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt05998
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt05998
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt012946
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Gala
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Carnival
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt08629
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt01180
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt0243
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt010052
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt050905
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt049291
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt033632
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0133828
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt050905
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt049291
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt033632
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0133828
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt079001
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt01574
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesOtherEventsAmt02098
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt03672
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt04024
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt016457
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt04633
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt07800
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt02
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt08500
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt01400
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsOtherEventsAmt01800
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt011700
IRS990ScheduleG/InPersonSolicitationsInd0X
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Members periodically provide assistance within related school classrooms and during organizational fund-raising activities
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A draft of Form 990 was provided to the governing board prior to filing to allow for a review for accuracy and completeness before submission.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOY balances updated to match cash-basis books = $12377
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0713674
IRS990/TotalAssetsEOYAmt0791741
IRS990/TotalAssetsGrp/BOYAmt0713674
IRS990/TotalAssetsGrp/EOYAmt0791741
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt072255
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt02944
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt09751
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0133658
IRS990/TotalFunctionalExpensesGrp/TotalAmt0146353
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt078791
IRS990/TotalLiabilitiesEOYAmt0131294
IRS990/TotalLiabilitiesGrp/BOYAmt078791
IRS990/TotalLiabilitiesGrp/EOYAmt0131294
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0634883
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0660447
IRS990/TotalProgramServiceExpensesAmt0133658
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalRevenueGrp/ExclusionAmt02377
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05908
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0159541
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0713674
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0791741
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 1004
IRS990/USAddress/CityNm0Cardiff
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd0920077004
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Christina Hammann
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Cardiff Schools Education Association
ReturnHeader/Filer/BusinessNameControlTxt0CARD
ReturnHeader/Filer/EIN0330494856
ReturnHeader/Filer/PhoneNum04043722947
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 1004
ReturnHeader/Filer/USAddress/CityNm0Cardiff
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd092007
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823330297
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Dark Horse CPAs
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02033 San Elijo Ave 148
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cardiff
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd092007
ReturnHeader/PreparerPersonGrp/PhoneNum06197361404
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Michael J Madden
ReturnHeader/ReturnTs02025-11-13T15:40:50-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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