Civic Intelligence

Cumberland Chapter of Rims

EIN 32-0505753 • 501(c)6 • Nashville, TN

Profile

Through education, internship programs and influencing legislation and regulation at the federal and state levels, our mission is to foster an environment of diversity and professionalism in order to nurture growth for the insurance and risk management profession

3011 Armory Drive 300Nashville, TN 37204

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

9th percentile

-70%

Higher net margin than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

8th percentile

-100%

Faster asset growth than 8% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

16th percentile

-37%

Faster revenue growth than 16% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $44,745 (-100%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

-$19,661

Down $64,406 (-144%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin9th percentile

Revenue

Down

$28,255

Down $16,891 (-37%) from 2023

Expenses

Down

$47,916

Down $3,499 (-6.8%) from 2023

Net Income

Down

-$19,661

Down $13,392 (-214%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth8th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2021: $50,090Net Assets 2021: $50,0902021Assets 2022: $51,014Net Assets 2022: $51,0142022Assets 2023: $44,745Net Assets 2023: $44,7452023Assets 2024: $0Net Assets 2024: -$19,6612024

Highlighted filing

2024

Assets$0
Liabilities-
Net Assets-$19,661
Open 2024 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2021: $33,642Expenses 2021: $37,255Net Income 2021: -$3,6132021Revenue 2022: $40,907Expenses 2022: $39,983Net Income 2022: $9242022Revenue 2023: $45,146Expenses 2023: $51,415Net Income 2023: -$6,2692023Revenue 2024: $28,255Expenses 2024: $47,916Net Income 2024: -$19,6612024

Highlighted filing

2024

Revenue$28,255
Expenses$47,916
Net Income-$19,661
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
-$19,661
Revenue
$28,255
Expenses
$47,916
Net income
-$19,661
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$19.7$28.3$47.9$19.7
2023Detailed filing. Detailed filing data is available for this year.$44.7$44.7$45.1$51.4$6.27
2022Detailed filing. Detailed filing data is available for this year.$51.0$51.0$40.9$40.0$0.92
2021Detailed filing. Detailed filing data is available for this year.$50.1$50.1$33.6$37.3$3.61
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 19, 2025
Return Version
2024v5.2
Gross Receipts
$76,250
Mission and Program Overview

Mission

Through education, internship programs and influencing legislation and regulation at the federal and state levels, our mission is to foster an environment of diversity and professionalism in order to nurture growth for the insurance and risk management profession

Cumberland rims is a non-profit risk and insurance organization that focus's on education and professional relationship building. Rims mission statement: rims, the risk management society, empowers risk professionals to strengthen organizational resilience, by driving strategic decision-making and improving business outcomes.

Program Services

DescriptionGrantsExpenses
THE GRANT IS OUR ANNUAL DONATION TO THE MTSU INSURANCE AND RISK MANAGEMENT DEPARTMENT. THIS IS USED FOR SCHOLARSHIPS BOOKS AND SOME TRAVEL FOR STUDENTS TO NATIONAL INSURANCE CONFERENCES SO THEY CAN BEGIN DEVELOPING RELATIONSHIPS WITH OTHER MEMBERS OF THE INDUSTRY.$40,000-
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ROB BEHNKEPresident-$0--
TIM BUCKLEYTreasurer-$0--
MICHELE COLEVice President-$0--
MARK DEYOUNGVice President-$0--
STEVE HECKLEVice President-$0--
CATHERINE YANCYVice President-$0--
Filing and Contact Details

Filer

Filer Name
Cumberland Chapter of Rims
EIN
32-0505753
Phone
9173271403
Address
3011 ARMORY DRIVE 300, NASHVILLE, TN 37204

Signing Officer

Name
Tim Buckley
Title
Treasurer
Phone
9173271403
Signed
2025-06-19
Discuss with paid preparer
Yes

Preparer

Firm
Nts Consulting and Finance
Address
161 W HANFORD-ARMONA RD J311, LEMOORE, CA 93245
Preparer
Nancy Padjan
Phone
5594230705
Supplemental Narrative

Additional Explanations

Part I, Line 10

“1) activity scholarship contributions grantee name mtsu grantee address 2269 middle tennessee blvd suite 101 murfreesboro tn 37132 amount 40000 relationship none the balance of the contributions were each usd 5,000 or less.”

Part I, Line 16

“1) other expenses square processing fees amount 1236”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/PersonNm0TIM BUCKLEY
IRS990EZ/BooksInCareOfDetail/PhoneNum06154983797
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03011 ARMORY DR 300
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NASHVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd037204
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt035300
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-19661
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03180
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt043500
IRS990EZ/GrossReceiptsAmt076250
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt01225
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-19661
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt33
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ROB BEHNKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TIM BUCKLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELE COLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MARK DEYOUNG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4STEVE HECKLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CATHERINE YANCY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5VICE PRESIDENT
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherExpensesTotalAmt01236
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0CUMBERLAND RIMS IS A NON-PROFIT RISK AND INSURANCE ORGANIZATION THAT FOCUS'S ON EDUCATION AND PROFESSIONAL RELATIONSHIP BUILDING. RIMS MISSION STATEMENT: RIMS, THE RISK MANAGEMENT SOCIETY, EMPOWERS RISK PROFESSIONALS TO STRENGTHEN ORGANIZATIONAL RESILIENCE, BY DRIVING STRATEGIC DECISION-MAKING AND IMPROVING BUSINESS OUTCOMES.
IRS990EZ/ProgramServiceRevenueAmt039725
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE GRANT IS OUR ANNUAL DONATION TO THE MTSU INSURANCE AND RISK MANAGEMENT DEPARTMENT. THIS IS USED FOR SCHOLARSHIPS BOOKS AND SOME TRAVEL FOR STUDENTS TO NATIONAL INSURANCE CONFERENCES SO THEY CAN BEGIN DEVELOPING RELATIONSHIPS WITH OTHER MEMBERS OF THE INDUSTRY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt040000
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt047995
IRS990EZ/SpecialEventsNetIncomeLossAmt0-47995
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt047916
IRS990EZ/TotalRevenueAmt028255
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt01) ACTIVITY SCHOLARSHIP CONTRIBUTIONS GRANTEE NAME MTSU GRANTEE ADDRESS 2269 MIDDLE TENNESSEE BLVD SUITE 101 MURFREESBORO TN 37132 AMOUNT 40000 RELATIONSHIP NONE THE BALANCE OF THE CONTRIBUTIONS WERE EACH USD 5,000 OR LESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11) OTHER EXPENSES SQUARE PROCESSING FEES AMOUNT 1236
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TIM BUCKLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum09173271403
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CUMBERLAND CHAPTER OF RIMS
ReturnHeader/Filer/BusinessNameControlTxt0CUMB
ReturnHeader/Filer/EIN0320505753
ReturnHeader/Filer/PhoneNum09173271403
ReturnHeader/Filer/USAddress/AddressLine1Txt03011 ARMORY DRIVE 300
ReturnHeader/Filer/USAddress/CityNm0NASHVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037204
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0831982726
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NTS CONSULTING AND FINANCE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0161 W HANFORD-ARMONA RD J311
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LEMOORE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd093245
ReturnHeader/PreparerPersonGrp/PhoneNum05594230705
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NANCY PADJAN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-07-01T09:00:45-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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