Civic Intelligence

The Pen-Mar Club

EIN 32-0265756 • 501(c)7 • Hancock, MD

Profile

The Pen-Mar Club is a family-oriented nudist club.

PO Box 276Hancock, MD 21750

http//www.pen-mar.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

25th percentile

-9.2%

Higher net margin than 25% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$0

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$203,897

Down $36,873 (-15%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$203,897

Down $36,873 (-15%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin25th percentile

Revenue

Down

$53,855

Down $7,210 (-12%) from 2023

Expenses

Down

$58,793

Down $29,908 (-34%) from 2023

Net Income

Up

-$4,938

Up $22,698 (+82%) from 2023

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $180,070Net Assets 2010: $180,0702010Assets 2011: $181,395Net Assets 2011: $181,3952011Assets 2012: $192,936Net Assets 2012: $192,9362012Assets 2013: $199,466Net Assets 2013: $199,4662013Assets 2014: $264,717Net Assets 2014: $264,7172014Assets 2015: $282,639Net Assets 2015: $282,6392015Assets 2016: $283,404Net Assets 2016: $283,4042016Assets 2017: $271,218Net Assets 2017: $271,2182017Assets 2018: $274,140Net Assets 2018: $274,1402018Assets 2019: $259,424Net Assets 2019: $259,4242019Assets 2020: $262,120Net Assets 2020: $262,1202020Assets 2021: $268,674Net Assets 2021: $268,6742021Assets 2022: $268,406Net Assets 2022: $268,4062022Assets 2023: $240,770Net Assets 2023: $240,7702023Assets 2024: $203,897Net Assets 2024: $203,8972024

Highlighted filing

2024

Assets$203,897
Liabilities-
Net Assets$203,897
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $47,771Expenses 2010: $48,368Net Income 2010: -$5972010Revenue 2011: $50,958Expenses 2011: $46,583Net Income 2011: $4,3752011Revenue 2012: $55,041Expenses 2012: $43,500Net Income 2012: $11,5412012Revenue 2013: $51,339Expenses 2013: $44,809Net Income 2013: $6,5302013Revenue 2014: $104,461Expenses 2014: $39,210Net Income 2014: $65,2512014Revenue 2015: $59,602Expenses 2015: $41,680Net Income 2015: $17,9222015Revenue 2016: $57,259Expenses 2016: $56,494Net Income 2016: $7652016Revenue 2017: $45,150Expenses 2017: $57,336Net Income 2017: -$12,1862017Revenue 2018: $55,767Expenses 2018: $52,845Net Income 2018: $2,9222018Revenue 2019: $58,688Expenses 2019: $73,404Net Income 2019: -$14,7162019Revenue 2020: $46,691Expenses 2020: $43,995Net Income 2020: $2,6962020Revenue 2021: $57,758Expenses 2021: $51,204Net Income 2021: $6,5542021Revenue 2022: $65,392Expenses 2022: $65,660Net Income 2022: -$2682022Revenue 2023: $61,065Expenses 2023: $88,701Net Income 2023: -$27,6362023Revenue 2024: $53,855Expenses 2024: $58,793Net Income 2024: -$4,9382024

Highlighted filing

2024

Revenue$53,855
Expenses$58,793
Net Income-$4,938
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$203,897
Liabilities
-
Net assets
$203,897
Revenue
$53,855
Expenses
$58,793
Net income
-$4,938
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.04$2.04$0.54$0.59$0.05
2023Detailed filing. Detailed filing data is available for this year.$2.41$2.41$0.61$0.89$0.28
2022Detailed filing. Detailed filing data is available for this year.$2.68$2.68$0.65$0.66$0.00
2021Detailed filing. Detailed filing data is available for this year.$2.69$2.69$0.58$0.51$0.07
2020Detailed filing. Detailed filing data is available for this year.$2.62$2.62$0.47$0.44$0.03
2019Detailed filing. Detailed filing data is available for this year.$2.59$2.59$0.59$0.73$0.15
2018Detailed filing. Detailed filing data is available for this year.$2.74$2.74$0.56$0.53$0.03
2017Detailed filing. Detailed filing data is available for this year.$2.71$2.71$0.45$0.57$0.12
2016Detailed filing. Detailed filing data is available for this year.$2.83$2.83$0.57$0.56$0.01
2015Detailed filing. Detailed filing data is available for this year.$2.83$2.83$0.60$0.42$0.18
2014Detailed filing. Detailed filing data is available for this year.$2.65$2.65$1.04$0.39$0.65
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.99$1.99$0.51$0.45$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.93$1.93$0.55$0.44$0.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.81$1.81$0.51$0.47$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.80$1.80$0.48$0.48$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Nov 1, 2023 to Oct 31, 2024
Signed
Sep 15, 2025
Return Version
2023v6.0
Gross Receipts
$53,855
Mission and Program Overview

Mission

The Pen-Mar Club is a family-oriented nudist club.

Program Services

DescriptionGrantsExpenses
THE PEN-MAR CLUB SERVES THE RECREATIONAL NEEDS OF HUNDREDS OF FAMILIES FROM ACROSS THE REGION AND WELCOMES VISITORS FROM ALL OVER THE COUNTRY.--
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ERIC FULTONPresidentPT$0--
DEE TREXLERVice PresidentPT$0--
DEVON BLACKWELLSecretaryPT$0--
DON WHITAKERTreasurerPT$0--
JEFF GILESWays MeansPT$0--
AL SHIELDSGroundsPT$0--
AMY WHELANDExternal AffairsPT$0--
Filing and Contact Details

Filer

Filer Name
The Pen-mar Club
EIN
32-0265756
Address
PO BOX 276, HANCOCK, MD 21750

Signing Officer

Name
Don Whitaker
Title
Treasurer
Signed
2025-09-15
Discuss with paid preparer
Yes

Preparer

Firm
Kevin T Howard CPAPFS PA
Address
6030 Marshalee Dr Ste 106, Elkridge, MD 21075-5987
Preparer
Kevin T Howard
Phone
4436683636
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

“OTHER REVENUE 5,637”

Form 990-EZ, Part I, Line 16, Other Expenses

“Depreciation 5,566”

Form 990-EZ, Part I, Line 20, Net Assets

“MISC ADJUSTMENTS -31,935”

Raw XML Appendix119 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0DON WHITAKER
IRS990EZ/BooksInCareOfDetail/PhoneNum07172943262
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 276
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HANCOCK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021750
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt032722
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt032927
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4938
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0240770
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0203897
IRS990EZ/GrossReceiptsAmt053855
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt0208048
IRS990EZ/LandAndBuildingsGrp/EOYAmt0170970
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0240770
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0203897
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0240770
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0203897
IRS990EZ/OccupancyRentUtltsAndMaintAmt053227
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0025.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1015.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5025.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ERIC FULTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DEE TREXLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DEVON BLACKWELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DON WHITAKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JEFF GILES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5AL SHIELDS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6AMY WHELAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4WAYS MEANS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5GROUNDS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6EXTERNAL AFFAIRS
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-31935
IRS990EZ/OtherExpensesTotalAmt05566
IRS990EZ/OtherRevenueTotalAmt05637
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The Pen-Mar Club is a family-oriented nudist club.
IRS990EZ/ProgramServiceRevenueAmt048218
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PEN-MAR CLUB SERVES THE RECREATIONAL NEEDS OF HUNDREDS OF FAMILIES FROM ACROSS THE REGION AND WELCOMES VISITORS FROM ALL OVER THE COUNTRY.
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0PA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt058793
IRS990EZ/TotalRevenueAmt053855
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0http//www.pen-mar.com/
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER REVENUE 5,637
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Depreciation 5,566
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MISC ADJUSTMENTS -31,935
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 20, Net Assets
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DON WHITAKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE PEN-MAR CLUB
ReturnHeader/Filer/BusinessNameControlTxt0PEN-
ReturnHeader/Filer/EIN0320265756
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 276
ReturnHeader/Filer/USAddress/CityNm0HANCOCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021750
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0364487898
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Kevin T Howard CPAPFS PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06030 Marshalee Dr Ste 106
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Elkridge
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0210755987
ReturnHeader/PreparerPersonGrp/PhoneNum04436683636
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kevin T Howard
ReturnHeader/ReturnTs02025-09-15T11:51:12-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-11-01
ReturnHeader/TaxPeriodEndDt02024-10-31
ReturnHeader/TaxYr02023

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