Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
EIN 31-6030845 • 501(c)14 • Cincinnati, OH
Profile
To provide reasonably priced financial services to members.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
64th percentile
Higher debt load relative to revenue than 64% of similar nonprofits.
Net Margin
10th percentile
Higher net margin than 10% of similar nonprofits.
Top Officer Pay
30th percentile
Higher top officer pay than 30% of similar nonprofits.
Top officer pay equals 4.3% of source-year revenue.
Asset Growth
42nd percentile
Faster asset growth than 42% of similar nonprofits.
Revenue Growth
3rd percentile
Faster revenue growth than 3% of similar nonprofits.
Assets
Down$41,257,610
Down $71,264 (-0.2%) from 2019
Liabilities
Up$38,572,500
Up $38,311,662 (+14688%) from 2019
Net Assets
Down$2,685,110
Down $38,382,926 (-93%) from 2019
Revenue
Down$2,195,839
Down $565,460 (-20%) from 2019
Expenses
Down$2,451,900
Down $751,256 (-23%) from 2019
Net Income
Up-$256,061
Up $185,796 (+42%) from 2019
Most recent year
2020 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide reasonably priced financial services to members.
Our mission it to tailor our products and services to the individual needs of our members by providing the best member service and guidance on financial planning for our member's financial success. We strive to be the first place our members turn if they have a financial question or need. We stand out in the financial industry, by always following one simple principle, "how can we help you achieve your financial success?"
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $31,357,682 | $27,063,727 | ▼ $4,293,955 |
| Savings and Temporary Cash Investments | $4,808,053 | $12,098,702 | ▲ $7,290,649 |
| Rtn Earn Endowment Incm Other Fnds | $2,944,022 | $2,685,110 | ▼ $258,912 |
| Investments Other Securities | $3,239,895 | $603,237 | ▼ $2,636,658 |
| Cash and Non-Interest-Bearing Accounts | $731,595 | $591,104 | ▼ $140,491 |
| Prepaid Expenses and Deferred Charges | $170,990 | $151,164 | ▼ $19,826 |
| Land, Buildings, and Equipment, Net | $148,910 | $119,977 | ▼ $28,933 |
| Total Assets | $41,328,874 | $41,257,610 | ▼ $71,264 |
| Other Assets Total | $871,749 | $629,699 | ▼ $242,050 |
| Liabilities | |||
| Other Liabilities | $38,124,014 | $38,333,103 | ▲ $209,089 |
| Accounts Payable and Accrued Expenses | $260,838 | $239,397 | ▼ $21,441 |
| Total Liabilities | $38,384,852 | $38,572,500 | ▲ $187,648 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,944,022 | $2,685,110 | ▼ $258,912 |
| Total Liabilities and Net Assets / Fund Balance | $41,328,874 | $41,257,610 | ▼ $71,264 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $59,379 | $261,192 | $320,571 |
| Leasehold Improvements | $60,598 | $19,307 | $79,905 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Terri Van Antwerp | President | FT | $90,000 | $5,027 | $95,027 |
| Name | Title |
|---|---|
| Polina Ruuge | Chairperson |
| Richard Fiddes | Vice Chairpe |
| Kevin Hogan | Director |
| Stephen Von Wahlde | Director |
| Brian Richard | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,724,669 |
| Salaries, Compensation, and Employee Benefits | $727,231 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $501,724 |
| All Other Expenses | - | - | - | $336,477 |
| Other Expenses | - | - | - | $175,068 |
| Occupancy | - | - | - | $134,075 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $90,000 |
| Other Employee Benefits | - | - | - | $78,423 |
| Depreciation Depletion | - | - | - | $58,564 |
| Advertising | - | - | - | $54,653 |
| Payroll Taxes | - | - | - | $53,733 |
| Office Expenses | - | - | - | $35,938 |
| Insurance | - | - | - | $22,121 |
| Fees for Services Accounting | - | - | - | $14,040 |
| Pension Plan Contributions | - | - | - | $3,351 |
| Fees for Services Legal | - | - | - | $1,657 |
| Travel | - | - | - | $754 |
| Total Functional Expenses | $0 | $0 | $0 | $2,451,900 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,451,900 |
| Total Expenses per Audited Statements | $2,451,900 |
| Total Expenses per Form 990 | $2,451,900 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Other Liability | $38,333,103 |
“Members in the credit union industry are the depositors and debtors who are qualified for membership based upon the field of membership as approved by the ohio division of financial institutions.”
“All members in good standing may participate in the election process for board members.”
“Limited decisions of the governing body are subject to approval by the members. The board of directors is guided by the bylaws and laws and regulations of the ohio division of financial institutions and the federal government.”
“The board of directors is provided a copy of the 990 and the 990-t prior to the submission to the irs.”
“The credit union has checks and balances in place relative to compliance with policy and statures. The credit union has annual audits by an independent cpa firm, the ohio division of financial institutions and ncua examiners. Each year, each member of the board of directors signs a business ethics statement that contains conflict of interest language.”
“The ceo's compensation is approved annually by the hr committee. Other employees' compensation is reviewed by the ceo and presented to the hr committee for approval.”
“Other employees' compensation is reviewed by the ceo and presented to the hr committee for approval.”
“All required documents are available to the members of the credit union. Financial statements are posted on a monthly basis at the credit union office and are available upon request.”
“Our mission it to tailor our products and services to the individual needs of our members by providing the best member service and guidance on financial planning for our member's financial success. We strive to be the first place our members turn if they have a financial question or need. We stand out in the financial industry, by always following one simple principle, "how can we help you achieve your financial success?"”
“Data processing 171,275 0 0 participation loan exp 71,087 0 0 other operating expenses 46,294 0 0 equipment expense 37,689 0 0 bank charges 10,132 0 0 total 336,477 0 0”
“The credit union adopted fasb accounting standards codification 740-10, accounting for uncertainty in income taxes, and has evaluated its tax positions taken for all open tax years. Currently, 2019, 2018 & 2017 tax years are open and subject to examination by the internal revenue service. However, the credit union is not currently under audit nor has the organization been contacted by the internal revenue service.”
“The credit union adopted fasb accounting standards codification 740-10, accounting for uncertainty in income taxes, and has evaluated its tax positions taken for all open tax years. Currently, 2020, 2019, 2018, 2017 and 2016 tax years are open and subject to examination by the internal revenue service. However, the credit union is not currently under audit nor has the organizaion been contacted by the internal revenue service.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 260838 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 239397 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | OUR MISSION IT TO TAILOR OUR PRODUCTS AND SERVICES TO THE INDIVIDUAL NEEDS OF OUR MEMBERS BY PROVIDING THE BEST MEMBER SERVICE AND GUIDANCE ON FINANCIAL PLANNING FOR OUR MEMBER'S FINANCIAL SUCCESS. WE STRIVE TO BE THE FIRST PLACE OUR MEMBERS TURN IF THEY HAVE A FINANCIAL QUESTION OR NEED. WE STAND OUT IN THE FINANCIAL INDUSTRY, BY ALWAYS FOLLOWING ONE SIMPLE PRINCIPLE, "HOW CAN WE HELP YOU ACHIEVE YOUR FINANCIAL SUCCESS?" |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 54653 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 336477 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TERRI VAN ANTWERP |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5135626610 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 637 VINE STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CINCINNATI |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 45201 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 731595 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 591104 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 90000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 54751 |
| IRS990/CYOtherExpensesAmt | 0 | 1724669 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2141088 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -256061 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 727231 |
| IRS990/CYTotalExpensesAmt | 0 | 2451900 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2195839 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 58564 |
| IRS990/Desc | 0 | DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 8,989 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 4,780 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 17 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14040 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1657 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 5027 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TERRI VAN ANTWERP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICHARD FIDDES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KEVIN HOGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BRIAN RICHARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | POLINA RUUGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | STEPHEN VON WAHLDE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 90000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1934 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2195839 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 22121 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 54751 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 54751 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 3239895 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 603237 |
| IRS990/IRPDocumentCnt | 0 | 613 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 280499 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 148910 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 119977 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 400476 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | OUR MISSION IT TO TAILOR OUR PRODUCTS AND SERVICES TO THE INDIVIDUAL NEEDS OF OUR MEMBERS BY PROVIDING THE BEST MEMBER SERVICE AND GUIDANCE ON FINANCIAL PLANNING FOR OUR MEMBER'S FINANCIAL SUCCESS. WE STRIVE TO BE THE FIRST PLACE OUR MEMBERS TURN IF THEY HAVE A FINANCIAL QUESTION OR NEED. WE STAND OUT IN THE FINANCIAL INDUSTRY, BY ALWAYS FOLLOWING ONE SIMPLE PRINCIPLE, "HOW CAN WE HELP YOU ACHIEVE YOUR FINANCIAL SUCCESS?" |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2944022 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2685110 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -2851 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 134075 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 35938 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 871749 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 629699 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 78423 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | DEPOSIT ACCOUNT EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 412292 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 291083 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 187947 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 175068 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 38124014 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 38333103 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 501724 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 31357682 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 27063727 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 53733 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 3351 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 170990 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 151164 |
| IRS990/PrincipalOfficerNm | 0 | TERRI VAN ANTWERP |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1590390 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 526279 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 12397 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1590390 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 526279 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 12397 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 12022 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12022 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS AND DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 111259 |
| IRS990/PYOtherExpensesAmt | 0 | 2306752 |
| IRS990/PYOtherRevenueAmt | 0 | 696807 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1953233 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -441857 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 896404 |
| IRS990/PYTotalExpensesAmt | 0 | 3203156 |
| IRS990/PYTotalRevenueAmt | 0 | 2761299 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -256061 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2944022 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2685110 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 4808053 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12098702 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 59379 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 261192 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 320571 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2451900 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 60598 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 19307 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 79905 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 38333103 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2195839 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION ADOPTED FASB ACCOUNTING STANDARDS CODIFICATION 740-10, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, AND HAS EVALUATED ITS TAX POSITIONS TAKEN FOR ALL OPEN TAX YEARS. CURRENTLY, 2019, 2018 & 2017 TAX YEARS ARE OPEN AND SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE. HOWEVER, THE CREDIT UNION IS NOT CURRENTLY UNDER AUDIT NOR HAS THE ORGANIZATION BEEN CONTACTED BY THE INTERNAL REVENUE SERVICE. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION ADOPTED FASB ACCOUNTING STANDARDS CODIFICATION 740-10, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, AND HAS EVALUATED ITS TAX POSITIONS TAKEN FOR ALL OPEN TAX YEARS. CURRENTLY, 2020, 2019, 2018, 2017 AND 2016 TAX YEARS ARE OPEN AND SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE. HOWEVER, THE CREDIT UNION IS NOT CURRENTLY UNDER AUDIT NOR HAS THE ORGANIZAION BEEN CONTACTED BY THE INTERNAL REVENUE SERVICE. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XIII |
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| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2451900 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 38333103 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2195839 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2195839 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2451900 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | OUR MISSION IT TO TAILOR OUR PRODUCTS AND SERVICES TO THE INDIVIDUAL NEEDS OF OUR MEMBERS BY PROVIDING THE BEST MEMBER SERVICE AND GUIDANCE ON FINANCIAL PLANNING FOR OUR MEMBER'S FINANCIAL SUCCESS. WE STRIVE TO BE THE FIRST PLACE OUR MEMBERS TURN IF THEY HAVE A FINANCIAL QUESTION OR NEED. WE STAND OUT IN THE FINANCIAL INDUSTRY, BY ALWAYS FOLLOWING ONE SIMPLE PRINCIPLE, "HOW CAN WE HELP YOU ACHIEVE YOUR FINANCIAL SUCCESS?" |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS IN THE CREDIT UNION INDUSTRY ARE THE DEPOSITORS AND DEBTORS WHO ARE QUALIFIED FOR MEMBERSHIP BASED UPON THE FIELD OF MEMBERSHIP AS APPROVED BY THE OHIO DIVISION OF FINANCIAL INSTITUTIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL MEMBERS IN GOOD STANDING MAY PARTICIPATE IN THE ELECTION PROCESS FOR BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | LIMITED DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY THE MEMBERS. THE BOARD OF DIRECTORS IS GUIDED BY THE BYLAWS AND LAWS AND REGULATIONS OF THE OHIO DIVISION OF FINANCIAL INSTITUTIONS AND THE FEDERAL GOVERNMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS IS PROVIDED A COPY OF THE 990 AND THE 990-T PRIOR TO THE SUBMISSION TO THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CREDIT UNION HAS CHECKS AND BALANCES IN PLACE RELATIVE TO COMPLIANCE WITH POLICY AND STATURES. THE CREDIT UNION HAS ANNUAL AUDITS BY AN INDEPENDENT CPA FIRM, THE OHIO DIVISION OF FINANCIAL INSTITUTIONS AND NCUA EXAMINERS. EACH YEAR, EACH MEMBER OF THE BOARD OF DIRECTORS SIGNS A BUSINESS ETHICS STATEMENT THAT CONTAINS CONFLICT OF INTEREST LANGUAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CEO'S COMPENSATION IS APPROVED ANNUALLY BY THE HR COMMITTEE. OTHER EMPLOYEES' COMPENSATION IS REVIEWED BY THE CEO AND PRESENTED TO THE HR COMMITTEE FOR APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OTHER EMPLOYEES' COMPENSATION IS REVIEWED BY THE CEO AND PRESENTED TO THE HR COMMITTEE FOR APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | ALL REQUIRED DOCUMENTS ARE AVAILABLE TO THE MEMBERS OF THE CREDIT UNION. FINANCIAL STATEMENTS ARE POSTED ON A MONTHLY BASIS AT THE CREDIT UNION OFFICE AND ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | DATA PROCESSING 171,275 0 0 PARTICIPATION LOAN EXP 71,087 0 0 OTHER OPERATING EXPENSES 46,294 0 0 EQUIPMENT EXPENSE 37,689 0 0 BANK CHARGES 10,132 0 0 TOTAL 336,477 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART IX, LINE 24E |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
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| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 41328874 |
| IRS990/TotalAssetsEOYAmt | 0 | 41257610 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 41328874 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 41257610 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 17 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2451900 |
| IRS990/TotalGrossUBIAmt | 0 | 12022 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 38384852 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 38572500 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 38384852 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 38572500 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2944022 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2685110 |
| IRS990/TotalOtherCompensationAmt | 0 | 5027 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2141088 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 90000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 54751 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2129066 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2195839 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 12022 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 41328874 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 41257610 |
| IRS990/TravelGrp/TotalAmt | 0 | 754 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 637 VINE STREET |
| IRS990/USAddress/CityNm | 0 | CINCINNATI |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 45201 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.NEWHORIZONSCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TERRI VAN ANTWERP |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5135626610 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-09-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NEW HORIZONS CREDIT UNION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NEWH |
| ReturnHeader/Filer/EIN | 0 | 316030845 |
| ReturnHeader/Filer/PhoneNum | 0 | 5135626610 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 637 VINE STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CINCINNATI |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 452010539 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 472565485 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BUCKINGHAM BUSINESS ADVISORS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 180-A COMMERCE PARK DR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WESTERVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 430826067 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6148906620 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-09-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ERIN ALDERSON EA |
| ReturnHeader/ReturnTs | 0 | 2021-09-28T10:00:46-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | TERRI |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | VAN ANTWERP |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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