Civic Intelligence

Western Credit Union Inc

EIN 31-4418247 • Columbus, OH

Revoked

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Profile

Revocation date: Dec 15, 2015

750 Georgesville RoadColumbus, OH 43228
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $64,516,300 (-100%) from 2011

Liabilities

Down

$0

Down $58,688,438 (-100%) from 2011

Net Assets

Down

$0

Down $5,827,862 (-100%) from 2011

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,857,228

Down $1,976,697 (-52%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $61,931,740Liabilities 2010: $56,040,476Net Assets 2010: $5,891,2642010Assets 2011: $64,516,300Liabilities 2011: $58,688,438Net Assets 2011: $5,827,8622011Assets 2012: $0Liabilities 2012: $0Net Assets 2012: $02012

Highlighted filing

2012

Assets$0
Liabilities$0
Net Assets$0
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $4,297,6052010Expenses 2011: $3,833,9252011Expenses 2012: $1,857,2282012

Highlighted filing

2012

Revenue-
Expenses$1,857,228
Net Income-
Open 2012 Filing

Filings

Most recent year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
-
Expenses
$1,857,228
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$1.86
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.5$58.7$5.83$3.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.9$56.0$5.89$4.30
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Jul 31, 2012
Signed
Nov 15, 2013
Return Version
2012v2.1
Gross Receipts
$1,892,526
Mission and Program Overview

Major Activities

Activity 2
Direct labor and benefit cost incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members
Activity 3
Other expenses including data processing costs incurred recording member account activity and providing access to members to their accounts via home banking, atm networks and in person at the credit union
Filing and Contact Details

Filer

EIN
31-4418247
Raw XML Appendix373 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY01394537
IRS990/AccountsReceivable/EOY00
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0DIRECT LABOR AND BENEFIT COST INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS
IRS990/Activity2/Expense0546122
IRS990/Activity3/Description0OTHER EXPENSES INCLUDING DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN PERSON AT THE CREDIT UNION
IRS990/Activity3/Expense01115869
IRS990/ActivityOrMissionDescription0THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO QUALIFIED MEMBERS
IRS990/AddressPrincipalOfficerUS/AddressLine105665 N HAMILTON ROAD
IRS990/AddressPrincipalOfficerUS/City0COLUMBUS
IRS990/AddressPrincipalOfficerUS/State0OH
IRS990/AddressPrincipalOfficerUS/ZIPCode043230
IRS990/Advertising/Total025137
IRS990/AnnualDisclosureCoveredPersons01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear0407780
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IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY01594084
IRS990/CashNonInterestBearing/EOY00
IRS990/ChangesToOrganizingDocs01
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IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
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IRS990/ComplianceWithBackupWitholding01
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine106000 28TH STREET STE 100
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine11560 CARILLON PARKWAY
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City0GRAND RAPIDS
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City1ST PETERSBURG
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State0MI
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IRS990/ContractorCompensation/Compensation0194451
IRS990/ContractorCompensation/Compensation1188598
IRS990/ContractorCompensation/DescriptionOfServices0DATA PROCESSING
IRS990/ContractorCompensation/DescriptionOfServices1CARD PROCESSING
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine10CU ANSWERS
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine11PSCU
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IRS990/DecisionsSubjectToApproval01
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IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties01
IRS990/DescribedIn501C300
IRS990/Description0DIVIDENDS AND INTEREST PAID TO MEMBERS
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
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IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
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IRS990/FeesForServicesOther/Total0139709
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IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
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IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek540.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
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IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0JOHN A RADICH
IRS990/Form990PartVIISectionA/NamePerson1JOHN H DELLINGER
IRS990/Form990PartVIISectionA/NamePerson2JOHN C FALK SR
IRS990/Form990PartVIISectionA/NamePerson3BETTY L KRIST
IRS990/Form990PartVIISectionA/NamePerson4MARSHA CALLOWAY
IRS990/Form990PartVIISectionA/NamePerson5MIKE SHAFER
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/Title0CHAIRMEN
IRS990/Form990PartVIISectionA/Title1VICE PRESIDENT
IRS990/Form990PartVIISectionA/Title2TREASURER
IRS990/Form990PartVIISectionA/Title3SECRETARY
IRS990/Form990PartVIISectionA/Title4BOARD MEMBER
IRS990/Form990PartVIISectionA/Title5CEO
IRS990/Form990ProvidedToGoverningBody00
IRS990/Form990-TFiled01
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts01892526
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InformationTechnology/Total0147547
IRS990/IntangibleAssets/EOY00
IRS990/Interest/Total0195325
IRS990/InventoriesForSaleOrUse/EOY00
IRS990/InvestmentIncomeCurrentYear0126168
IRS990/InvestmentIncome/ExclusionAmount0126168
IRS990/InvestmentIncomePriorYear0274589
IRS990/InvestmentIncome/TotalRevenueColumn0126168
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY013775357
IRS990/InvestmentsOtherSecurities/EOY00
IRS990/InvestmentsProgramRelated/BOY01609086
IRS990/InvestmentsProgramRelated/EOY00
IRS990/InvestmentsPubTradedSecurities/BOY04720000
IRS990/InvestmentsPubTradedSecurities/EOY00
IRS990/LandBuildingsEquipmentBasis00
IRS990/LandBuildingsEquipmentBasisNet/BOY02140680
IRS990/LandBuildingsEquipmentBasisNet/EOY00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0TO PROVIDE LENDING, SAVINGS AND OTHER FINANCIAL SERVICES TO IT'S QUALIFIED MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A SERVICE-BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0MIKE SHAFER
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesBOY05827862
IRS990/NetAssetsOrFundBalancesEOY00
IRS990/NetUnrelatedBusinessTxblIncome0-2336
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers05
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K02
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0175569
IRS990/OfficeExpenses/Total0454506
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY03099645
IRS990/OtherAssetsTotal/EOY00
IRS990/OtherExpensePriorYear02075371
IRS990/OtherExpensesCurrentYear01311107
IRS990/OtherExpenses/Description0LOAN SERVICING EXPENSE
IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Description2NCUSIF FUNDING ADJ
IRS990/OtherExpenses/Total072921
IRS990/OtherExpenses/Total164393
IRS990/OtherExpenses/Total236000
IRS990/OtherLiabilities/BOY057293901
IRS990/OtherLiabilities/EOY00
IRS990/OtherNotesLoansReceivableNet/BOY034019978
IRS990/OtherNotesLoansReceivableNet/EOY00
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total0546121
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PledgesAndGrantsReceivable/EOY00
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY0215620
IRS990/PrepaidExpensesDeferredCharges/EOY00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenueCY01766358
IRS990/ProgramServiceRevenue/Description0LOAN INTEREST
IRS990/ProgramServiceRevenue/Description1FEE INCOME
IRS990/ProgramServiceRevenue/Description2OTHER INCOME
IRS990/ProgramServiceRevenuePriorYear03495934
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome01001396
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1589234
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2161715
IRS990/ProgramServiceRevenue/TotalRevenueColumn01001396
IRS990/ProgramServiceRevenue/TotalRevenueColumn1603247
IRS990/ProgramServiceRevenue/TotalRevenueColumn2161715
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue014013
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
IRS990/ReconcilationOtherChanges0-5863160
IRS990/ReconcilationRevenueExpenses035298
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip00
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities00
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY05827862
IRS990/RetainedEarningsEndowmentEtc/EOY00
IRS990/RevenuesLessExpensesCY035298
IRS990/RevenuesLessExpensesPriorYear0-63402
IRS990/SalariesEtcCurrentYear0546121
IRS990/SalariesEtcPriorYear01350774
IRS990/SavingsAndTempCashInvestments/BOY03341850
IRS990/SavingsAndTempCashInvestments/EOY00
IRS990/ScheduleBRequired00
IRS990/ScheduleJRequired00
IRS990ScheduleN/AGNotified01
IRS990ScheduleN/AssetsDistributed01
IRS990ScheduleN/BondsOutstanding00
IRS990ScheduleN/DirectorOfSuccessor01
IRS990ScheduleN/EmployeeOfSuccessor01
IRS990ScheduleN/Form990ScheduleNPartIII/Explanation0PART I, LINE 2E: JOHN A RADICH - CHAIRMENJOHN H DELLINGER - VICE PRESIDENTJOHN C FALK SR - TREASURERBETTY L KRIST - SECRETARYMARSHA CALLOWAY - BOARD MEMBERMIKE SHAFER - CEO
IRS990ScheduleN/Form990ScheduleNPartIII/Explanation1PART I, LINE 2E: JOHN A RADICH - CHAIRMEN OF PATHWAYS FINANCIAL CREDIT UNION 23-7247091JOHN H DELLINGER - BOARD MEMBER OF PATHWAYS FINANCIAL CREDIT UNION 23-7247091JOHN C FALK SR - BOARD MEMBER OF PATHWAYS FINANCIAL CREDIT UNION 23-7247091BETTY L KRIST - BOARD MEMBER OF PATHWAYS FINANCIAL CREDIT UNION 23-7247091MARSHA CALLOWAY - BOARD MEMBER OF PATHWAYS FINACIAL CREDIT UNION 23-7247091MIKE SHAFER - CEO OF PATHWAYS FINANCIAL CREDIT UNION 23-7247091
IRS990ScheduleN/LiabilitiesPaid01
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/AddressLine105665 N HAMILTON ROAD
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City0COLUMBUS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State0OH
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode043230
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution02012-07-31
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset0ALL ASSETS INCLUDING CASH, INVESTMENTS, LOANS, RECEIVABLES, PREPAIDS, FIXED ASSETS AND ACCRUALS.
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN0237247091
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset05584601
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection0501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine10PATHWAYS FINANCIAL CREDIT UNION
IRS990ScheduleN/OwnerOfSuccessor00
IRS990ScheduleN/ReceiveCompensation00
IRS990ScheduleN/RequiredToNotifyAG01
IRS990ScheduleO/GeneralExplanation/Explanation0ON AUGUST 1, 2012, PATHWAYS CREDIT UNION ACQUIRED THE ASSETS, LIABILITIES AND OPERATIONS OF MEMBERS FIRST CREDIT UNION, INC.
IRS990ScheduleO/GeneralExplanation/Explanation1MIKE SHAFER THE CEO WAS CONTRACTED THROUGH POWERCO CREDIT UNION. WESTERN CREDIT UNION PAID POWERCO $6,000 FOR HIS SERVICES DURING THE YEAR.
IRS990ScheduleO/GeneralExplanation/Explanation2ON AUGUST 1, 2012, PATHWAYS CREDIT UNION ACQUIRED THE ASSETS, LIABILITIES AND OPERATIONS OF WESTERN CREDIT UNION, INC.
IRS990ScheduleO/GeneralExplanation/Explanation3THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETING, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS
IRS990ScheduleO/GeneralExplanation/Explanation4THE MEMBER OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURITY.
IRS990ScheduleO/GeneralExplanation/Explanation5CHANGES TO THE GOVERNING DOCUMENTS OR BYLAWS MUST BE APPROVED BY THE MEMBER OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY. APPROVAL OCCURS WHEN AT LEAST 50% OF THE MEMBER OWNERS VOTE TO APPROVE.
IRS990ScheduleO/GeneralExplanation/Explanation6PRIOR TO BEING FILED WITH THE IRS, FORM 990 IS REVIEWED BY THE OFFICERS OF THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation7AT EVERY BOARD MEETING THE CHAIRMAN OF THE BOARD ASKS THE MEMBERS OF THE BOARD IF THEY HAVE ANY CONFLICT OF INTEREST
IRS990ScheduleO/GeneralExplanation/Explanation8THE PROCESS USED TO SET THE SALARY OF THE CEO AND THE SALARY OF OTHER KEY OFFICERS IS BASED ON A COMBINATION OF INDUSTRY RELATED DATA INCLUDING CREDIT UNION SIZE, BUSINESS COMPLEXITY, GEOGRAPHICAL LOCATION, FIELD OF MEMBERSHIP, JOB KNOWLEDGE AND EXPERIENCE TO CARRY OUT THE DUTIES OF THE POSITION. THIS DATA IS REVIEWED AND UPDATED, GENERALLY ON A THREE YEAR BASIS. THE ESTABLISHMENT OF THE CEO'S SALARY IS REVIEWED, DISCUSSED AND APPROVED BY THE FULL BOARD OF DIRECTORS AND REFLECTED IN THE CEO'S EMPLOYMENT CONTRACT. THE SALARY OF THE OTHER KEY OFFICERS IS SET BY THE CEO AND APPROVED ANNUALLY BY THE BOARD OF DIRECTORS IN THE ANNUAL BUSINESS PLAN/BUDGET.
IRS990ScheduleO/GeneralExplanation/Explanation9THE CREDIT UNION'S BYLAWAS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC AND CAN BE REVIEWED BY APPOINTMENT AT THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation10NET ASSETS TRANSFERRED TO PATHWAYS FINANCIAL CREDIT UNION 27-7247091 -5,863,160.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN PROGRAM SERVICES
IRS990ScheduleO/GeneralExplanation/Identifier1CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART III, LINE 3
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 4
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference9FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference10FORM 990, PART XI, LINE 9:
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IRS990/TheBooksAreInCareOf/AddressUS/City0COLUMBUS
IRS990/TheBooksAreInCareOf/AddressUS/State0OH
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode043215
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10GBQ PARTNERS
IRS990/TheBooksAreInCareOf/TelephoneNumber06148922556
IRS990/TotalAssets/BOY064516300
IRS990/TotalAssetsBOY064516300
IRS990/TotalAssets/EOY00
IRS990/TotalAssetsEOY00
IRS990/TotalCompGT150K00
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IRS990/TotalExpensesPriorYear03833925
IRS990/TotalFunctionalExpenses/Total01857228
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI014013
IRS990/TotalLiabilities/BOY058688438
IRS990/TotalLiabilitiesBOY058688438
IRS990/TotalLiabilities/EOY00
IRS990/TotalLiabilitiesEOY00
IRS990/TotalLiabNetAssetsFundBalances/BOY064516300
IRS990/TotalLiabNetAssetsFundBalances/EOY00
IRS990/TotalNbrEmployees00
IRS990/TotalNbrVolunteers05
IRS990/TotalNetAssetsFundBalances/BOY05827862
IRS990/TotalNetAssetsFundBalances/EOY00
IRS990/TotalOtherCompensation00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceExpense01857228
IRS990/TotalProgramServiceRevenue01766358
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg00
IRS990/TotalRevenueCurrentYear01892526
IRS990/TotalRevenue/ExclusionAmount0126168
IRS990/TotalRevenuePriorYear03770523
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome01752345
IRS990/TotalRevenue/TotalRevenueColumn01892526
IRS990/TotalRevenue/UnrelatedBusinessRevenue014013
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome01
IRS990/UponRequest0X
IRS990/WebSite0WWW.WESTERNCU.COM
IRS990/WhistleblowerPolicy01
IRS990/YearFormation01954
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0314418247
ReturnHeader/Filer/Name/BusinessNameLine10WESTERN CREDIT UNION INC
ReturnHeader/Filer/NameControl0WEST
ReturnHeader/Filer/Phone06142766589
ReturnHeader/Filer/USAddress/AddressLine10750 GEORGESVILLE ROAD
ReturnHeader/Filer/USAddress/City0COLUMBUS
ReturnHeader/Filer/USAddress/State0OH
ReturnHeader/Filer/USAddress/ZIPCode043228
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-11-15
ReturnHeader/Officer/Name0MIKE SHAFER
ReturnHeader/Officer/Phone06142766589
ReturnHeader/Officer/Title0CEO
ReturnHeader/PreparerFirm/EIN0202122306
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10GBQ PARTNERS LLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10230 WEST STREET SUITE 700
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0COLUMBUS
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0OH
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0432152663
ReturnHeader/Preparer/Name0MOLLIE LONGHOUSE
ReturnHeader/Preparer/Phone06142211120
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-07-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-15T15:28:25-06:00

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