Civic Intelligence

64 Telhio Credit Union Inc

EIN 31-4154280 • 501(c)14 • Columbus, OH

View Organization Page

Profile

To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.

330 Rush Alley Suite 500Columbus, OH 43215

www.telhio.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.92x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

54th percentile

15.43x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

6th percentile

-1.4%

Higher net margin than 6% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

36th percentile

$873,441

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)14 • $1B+ nonprofits • Source year 2024

Asset Growth

61st percentile

4.6%

Faster asset growth than 61% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

12%

Faster revenue growth than 30% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$1,427,045,503

Up $63,071,769 (+4.6%) from 2023

Liabilities

Up

$1,306,123,817

Up $63,457,910 (+5.1%) from 2023

Net Assets

Down

$120,921,686

Down $386,141 (-0.3%) from 2023

Operations
Liabilities / Revenue54th percentileNet Margin6th percentile

Revenue

Up

$84,664,088

Up $8,800,150 (+12%) from 2023

Expenses

Up

$85,823,132

Up $10,339,974 (+14%) from 2023

Net Income

Down

-$1,159,044

Down $1,539,824 (-404%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5B$1.0B$500M$0Assets 2010: $434,453,630Liabilities 2010: $385,705,998Net Assets 2010: $48,747,6322010Assets 2011: $461,803,406Liabilities 2011: $413,680,237Net Assets 2011: $48,123,1692011Assets 2012: $476,774,115Liabilities 2012: $428,227,961Net Assets 2012: $48,546,1542012Assets 2013: $522,337,307Liabilities 2013: $471,564,238Net Assets 2013: $50,773,0692013Assets 2014: $534,888,105Liabilities 2014: $482,033,127Net Assets 2014: $52,854,9782014Assets 2015: $572,393,614Liabilities 2015: $517,536,419Net Assets 2015: $54,857,1952015Assets 2016: $801,924,952Liabilities 2016: $734,651,475Net Assets 2016: $67,273,4772016Assets 2017: $816,299,042Liabilities 2017: $746,859,024Net Assets 2017: $69,440,0182017Assets 2018: $836,202,879Liabilities 2018: $757,815,296Net Assets 2018: $78,387,5832018Assets 2019: $841,649,015Liabilities 2019: $756,627,159Net Assets 2019: $85,021,8562019Assets 2020: $948,938,318Liabilities 2020: $855,711,377Net Assets 2020: $93,226,9412020Assets 2021: $1,270,587,920Liabilities 2021: $1,146,122,271Net Assets 2021: $124,465,6492021Assets 2022: $1,377,748,045Liabilities 2022: $1,257,501,687Net Assets 2022: $120,246,3582022Assets 2023: $1,363,973,734Liabilities 2023: $1,242,665,907Net Assets 2023: $121,307,8272023Assets 2024: $1,427,045,503Liabilities 2024: $1,306,123,817Net Assets 2024: $120,921,6862024

Highlighted filing

2024

Assets$1,427,045,503
Liabilities$1,306,123,817
Net Assets$120,921,686
Open 2024 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100M$50M$0-$50MExpenses 2010: $24,523,0492010Expenses 2011: $24,957,8362011Expenses 2012: $24,202,3692012Revenue 2013: $26,913,749Expenses 2013: $23,919,746Net Income 2013: $2,994,0032013Revenue 2014: $28,286,817Expenses 2014: $26,283,984Net Income 2014: $2,002,8332014Revenue 2015: $28,351,591Expenses 2015: $26,146,130Net Income 2015: $2,205,4612015Revenue 2016: $33,350,765Expenses 2016: $32,602,093Net Income 2016: $748,6722016Revenue 2017: $43,376,991Expenses 2017: $41,133,275Net Income 2017: $2,243,7162017Revenue 2018: $49,151,053Expenses 2018: $40,046,739Net Income 2018: $9,104,3142018Revenue 2019: $47,326,708Expenses 2019: $41,190,448Net Income 2019: $6,136,2602019Revenue 2020: $49,616,547Expenses 2020: $43,224,022Net Income 2020: $6,392,5252020Revenue 2021: $63,287,965Expenses 2021: $50,567,257Net Income 2021: $12,720,7082021Revenue 2022: $63,054,320Expenses 2022: $56,895,023Net Income 2022: $6,159,2972022Revenue 2023: $75,863,938Expenses 2023: $75,483,158Net Income 2023: $380,7802023Revenue 2024: $84,664,088Expenses 2024: $85,823,132Net Income 2024: -$1,159,0442024

Highlighted filing

2024

Revenue$84,664,088
Expenses$85,823,132
Net Income-$1,159,044
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,427,045,503
Liabilities
$1,306,123,817
Net assets
$120,921,686
Revenue
$84,664,088
Expenses
$85,823,132
Net income
-$1,159,044
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,427$1,306$121$84.7$85.8$1.16
2023Detailed filing. Detailed filing data is available for this year.$1,364$1,243$121$75.9$75.5$0.38
2022Detailed filing. Detailed filing data is available for this year.$1,378$1,258$120$63.1$56.9$6.16
2021Detailed filing. Detailed filing data is available for this year.$1,271$1,146$124$63.3$50.6$12.7
2020Detailed filing. Detailed filing data is available for this year.$949$856$93.2$49.6$43.2$6.39
2019Detailed filing. Detailed filing data is available for this year.$842$757$85.0$47.3$41.2$6.14
2018Detailed filing. Detailed filing data is available for this year.$836$758$78.4$49.2$40.0$9.10
2017Detailed filing. Detailed filing data is available for this year.$816$747$69.4$43.4$41.1$2.24
2016Detailed filing. Detailed filing data is available for this year.$802$735$67.3$33.4$32.6$0.75
2015Detailed filing. Detailed filing data is available for this year.$572$518$54.9$28.4$26.1$2.21
2014Detailed filing. Detailed filing data is available for this year.$535$482$52.9$28.3$26.3$2.00
2013Detailed filing. Detailed filing data is available for this year.$522$472$50.8$26.9$23.9$2.99
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$477$428$48.5$24.2
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$462$414$48.1$25.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$434$386$48.7$24.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.0
Gross Receipts
$87,864,303
Mission and Program Overview

Mission

To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,121,302,949$1,114,676,033▼ $6,626,916
Cash and Non-Interest-Bearing Accounts$58,064,645$140,564,026▲ $82,499,381
Rtn Earn Endowment Incm Other Fnds$121,307,827$120,921,686▼ $386,141
Investments in Publicly Traded Securities$99,847,012$86,725,777▼ $13,121,235
Land, Buildings, and Equipment, Net$36,301,590$32,462,023▼ $3,839,567
Investments Program Related$12,693,217$14,210,040▲ $1,516,823
Prepaid Expenses and Deferred Charges$7,859,746$5,511,490▼ $2,348,256
Accounts Receivable$3,805,274$4,146,723▲ $341,449
Total Assets$1,363,973,734$1,427,045,503▲ $63,071,769
Other Assets Total$24,099,301$28,749,391▲ $4,650,090
Liabilities
Other Liabilities$1,124,189,433$1,183,963,239▲ $59,773,806
Accounts Payable and Accrued Expenses$118,476,474$122,160,578▲ $3,684,104
Total Liabilities$1,242,665,907$1,306,123,817▲ $63,457,910
Net Assets / Fund Balance
Total Net Assets Fund Balance$121,307,827$120,921,686▼ $386,141
Total Liabilities and Net Assets / Fund Balance$1,363,973,734$1,427,045,503▲ $63,071,769

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$16,781,622$3,278,519$20,060,141
Equipment$6,688,387$5,892,946$12,581,333
Land$7,968,521-$7,968,521
Leasehold Improvements$1,023,493$204,384$1,227,877
Compensation and Service Providers
Top Officer Pay36th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Derrick BaileyCEOFT$821,995$51,446$873,441
Leslie BumgarnerCEO EmeritusFT$714,139$31,070$745,209
Kristen ScottCFOFT$548,133$40,739$565,476
Christopher WamplerVP Risk ManaFT$389,240$26,243$415,483
Christopher WamplerVP Risk Management-$389,240$11,983$415,483
Aisha AllenChief Hr OffFT$310,581$23,632$334,213
Aisha AllenChief Hr Officer-$310,581$31,684$334,213
David AultCIOFT$295,340$44,267$328,031
Igor BabamovskiVP Mort SaleFT$278,495$46,499$324,994
Igor BabamovskiVP Mort Sales Manag-$278,495$25,478$324,994
Jessica BingCOOFT$260,609$23,309$284,264
Mitch VockeCLOFT$246,145$5,394$251,539
Donna TateVP of MortgaFT$210,557$26,416$236,973
Donna TateVP of Mortgage Lend-$210,557$26,416$236,973
Allen McconnellVP CommerciaFT$211,364$20,964$232,328
Allen McconnellVP Commercial Prod.-$211,364$13,567$232,328
Daniel DailyEvp/chief StFT$229,500-$229,500
Daniel DailyEvp/chief Strategy-$229,500$10,495$229,500
Janet BortonVP HrFT$211,764$10,495$222,259

Board Members and Trustees

NameTitle
Irene SmithChairperson
Jonathan WilkersonVice Chairpe
Andy MarfurtDirector
Chinita MontgomeryDirector
D'JUAN HAMMONDSDirector
David BurnsDirector
Doug McdowellDirector
George MussiDirector
Henry ChangDirector
James MockDirector
Ken CrockettDirector
Larry JacksonDirector
Linda KennedyDirector
Patrick ZollarsDirector
Rob McnicolDirector
Shirley GreenDirector
Renee RaineyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$76,619,819
Investment Income
$7,915,457
Other Revenue
$128,812
Change in Net Assets
$-1,159,044

Audited Revenue Reconciliation

Revenue per Audited Statements
$84,664,088
Total Revenue per Audited Statements
$84,664,088
Total Revenue per Form 990
$84,664,088
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$33,095,964
Salaries, Compensation, and Employee Benefits$29,679,703
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$23,047,465
Other Salaries and Wages---$20,372,051
Office Expenses---$8,482,232
Interest---$4,280,381
Other Employee Benefits---$3,159,702
Current Officers, Directors, Trustees, and Key Employees---$2,924,397
Occupancy---$2,805,856
Depreciation Depletion---$2,421,010
Advertising---$2,404,068
Payroll Taxes---$1,735,389
All Other Expenses---$1,657,854
Pension Plan Contributions---$940,031
Other Expenses---$831,428
Conferences and Meetings---$603,237
Comp Disqual Persons---$548,133
Fees for Service Investment Mgmnt Fees---$435,741
Fees for Services Legal---$338,018
Fees for Services Other---$182,675
Insurance---$178,888
Travel---$156,696
Fees for Services Accounting---$126,465
Total Functional Expenses$0$0$0$85,823,132

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$85,823,132
Total Expenses per Audited Statements$85,823,132
Total Expenses per Form 990$85,823,132
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$1,183,963,239
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is comprised of a single class of approximately 67,839 member-owners, each of which has equal rights in ownership, governance, and voting rights at the annual meeting, with the exception of the member- owners who are elected to the board of directors.”

Form 990, Page 6, Part VI, Line 7A

“The member-owners of the credit union have the authority to elect members of the board of directors for three year terms on a rotating basis. Candidates are elected by a simple plurality vote. The board of directors appoint volunteers to serve on the supervisory committee, which is vested with monitoring safety and soundness of the organization. If deemed appropriate, the supervisory committee can suspend board members and can call a special meeting of the membership to evaluate the issue to either dismiss or reinstate the board member.”

Form 990, Page 6, Part VI, Line 7B

“Changes to the governing documents (bylaws) must be approved by the member-owners after they have been approved by the board of directors and the regulatory agency. Approval occurs when at least 50% of the member- owners have a quorum vote to approve.”

Form 990, Page 6, Part VI, Line 11B

“Prior to being filed with the irs, a copy of the irs form 990 and related schedules are reviewed by the president/ceo, including a confirmation of the accuracy of every answer and oversight of appropriate changes. The ceo will review the irs form 990 return with the board of directors at the next available meeting.”

Form 990, Page 6, Part VI, Line 12C

“Board members and officers annually complete and sign a survey related to loans, business relationships and family members that could, or do, create a conflict of interest.”

Form 990, Page 6, Part VI, Line 15A

“The process to set the ceo's annual salary is based on a combination of comparison to comparable sized credit unions through the use of cuna's annual compensation survey and attainment in the current year of predefined performance objectives set for the ceo personally and the credit union. This process is voted on and approved by the full board of directors.”

Form 990, Page 6, Part VI, Line 19

“The credit union's bylaws and conflict of interest policy are available to the public by appointment at the credit union's office. The financial statements are posted in all branches and the audited financial statements are placed on the credit union's website.”

Filing and Contact Details

Filer

Filer Name
64 Telhio Credit Union Inc
EIN
31-4154280
Phone
6142213233
Address
330 RUSH ALLEY SUITE 500, COLUMBUS, OH 43215

Signing Officer

Name
Derrick Bailey
Title
CEO
Phone
6142213233
Signed
2025-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Derrick Bailey
Formed
1934
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
349
Volunteers
19

Preparer

Firm
Waverly Business Services
Address
6856 LOOP RD, DAYTON, OH 45459
Preparer
Erin Alderson Ea
Phone
9374352742
Raw XML AppendixShowing 400 of 619 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0118476474
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0122160578
IRS990/AccountsReceivableGrp/BOYAmt03805274
IRS990/AccountsReceivableGrp/EOYAmt04146723
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A SERVICE BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS.
IRS990/AdvertisingGrp/TotalAmt02404068
IRS990/AllOtherExpensesGrp/TotalAmt01657854
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt023047465
IRS990/BooksInCareOfDetail/PersonNm0ALAN TOTIN
IRS990/BooksInCareOfDetail/PhoneNum06142213233
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0330 RUSH ALLEY SUITE 500
IRS990/BooksInCareOfDetail/USAddress/CityNm0COLUMBUS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043215
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt058064645
IRS990/CashNonInterestBearingGrp/EOYAmt0140564026
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02924397
IRS990/CompDisqualPersonsGrp/TotalAmt0548133
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt0603237
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt023047465
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt07915457
IRS990/CYOtherExpensesAmt033095964
IRS990/CYOtherRevenueAmt0128812
IRS990/CYProgramServiceRevenueAmt076619819
IRS990/CYRevenuesLessExpensesAmt0-1159044
IRS990/CYSalariesCompEmpBnftPaidAmt029679703
IRS990/CYTotalExpensesAmt085823132
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt084664088
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt02421010
IRS990/Desc0DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 159,048 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 67,839 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt0349
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt0126465
IRS990/FeesForServicesLegalGrp/TotalAmt0338018
IRS990/FeesForServicesOtherGrp/TotalAmt0182675
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0435741
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt160.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt170.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt180.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt190.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt200.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt210.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt220.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt230.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt250.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt260.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt270.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt280.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt290.50
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt051446
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt131070
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt217343
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt326243
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt423632
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt532691
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt646499
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt723655
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt85394
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt926416
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1020964
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1210495
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt260
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt270
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt280
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt290
IRS990/Form990PartVIISectionAGrp/PersonNm0DERRICK BAILEY
IRS990/Form990PartVIISectionAGrp/PersonNm1LESLIE BUMGARNER
IRS990/Form990PartVIISectionAGrp/PersonNm2KRISTEN SCOTT
IRS990/Form990PartVIISectionAGrp/PersonNm3CHRISTOPHER WAMPLER
IRS990/Form990PartVIISectionAGrp/PersonNm4AISHA ALLEN
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID AULT
IRS990/Form990PartVIISectionAGrp/PersonNm6IGOR BABAMOVSKI
IRS990/Form990PartVIISectionAGrp/PersonNm7JESSICA BING
IRS990/Form990PartVIISectionAGrp/PersonNm8MITCH VOCKE
IRS990/Form990PartVIISectionAGrp/PersonNm9DONNA TATE
IRS990/Form990PartVIISectionAGrp/PersonNm10ALLEN MCCONNELL
IRS990/Form990PartVIISectionAGrp/PersonNm11DANIEL DAILY
IRS990/Form990PartVIISectionAGrp/PersonNm12JANET BORTON
IRS990/Form990PartVIISectionAGrp/PersonNm13DAVID BURNS
IRS990/Form990PartVIISectionAGrp/PersonNm14HENRY CHANG
IRS990/Form990PartVIISectionAGrp/PersonNm15KEN CROCKETT
IRS990/Form990PartVIISectionAGrp/PersonNm16SHIRLEY GREEN
IRS990/Form990PartVIISectionAGrp/PersonNm17D'JUAN HAMMONDS
IRS990/Form990PartVIISectionAGrp/PersonNm18LARRY JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm19LINDA KENNEDY
IRS990/Form990PartVIISectionAGrp/PersonNm20ANDY MARFURT
IRS990/Form990PartVIISectionAGrp/PersonNm21DOUG MCDOWELL
IRS990/Form990PartVIISectionAGrp/PersonNm22ROB MCNICOL
IRS990/Form990PartVIISectionAGrp/PersonNm23JAMES MOCK
IRS990/Form990PartVIISectionAGrp/PersonNm24CHINITA MONTGOMERY
IRS990/Form990PartVIISectionAGrp/PersonNm25GEORGE MUSSI
IRS990/Form990PartVIISectionAGrp/PersonNm26RENEE RAINEY
IRS990/Form990PartVIISectionAGrp/PersonNm27IRENE SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm28JONATHAN WILKERSON
IRS990/Form990PartVIISectionAGrp/PersonNm29PATRICK ZOLLARS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0821995
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1714139
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2548133
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3389240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4310581
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5295340
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6278495
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7260609
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8246145
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9210557
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10211364
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11229500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12211764
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt290
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CEO EMERITUS
IRS990/Form990PartVIISectionAGrp/TitleTxt2CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP RISK MANA
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHIEF HR OFF
IRS990/Form990PartVIISectionAGrp/TitleTxt5CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP MORT SALE
IRS990/Form990PartVIISectionAGrp/TitleTxt7COO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP OF MORTGA
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP COMMERCIA
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP/CHIEF ST
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt27CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt28VICE CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01934
IRS990/FormerOfcrEmployeesListedInd0true
IRS990/FSAuditedBasisGrp/ConsolAndSepBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt0932772
IRS990/GainOrLossGrp/SecuritiesAmt0661903
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt04132986
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0661904
IRS990/GrossReceiptsAmt087864303
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt013
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt0178888
IRS990/InterestGrp/TotalAmt04280381
IRS990/InvestmentIncomeGrp/ExclusionAmt06320782
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06320782
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt012693217
IRS990/InvestmentsProgramRelatedGrp/EOYAmt014210040
IRS990/InvestmentsPubTradedSecGrp/BOYAmt099847012
IRS990/InvestmentsPubTradedSecGrp/EOYAmt086725777
IRS990/IRPDocumentCnt037550
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09375849
IRS990/LandBldgEquipBasisNetGrp/BOYAmt036301590
IRS990/LandBldgEquipBasisNetGrp/EOYAmt032462023
IRS990/LandBldgEquipCostOrOtherBssAmt041837872
IRS990/LegalDomicileStateCd0OH
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt03200214
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A SERVICE BASED EMPHASIS THAT RECOGNIZES THE MEMBERS STATUS AS OWNERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0121307827
IRS990/NetAssetsOrFundBalancesEOYAmt0120921686
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01594675
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt01594675
IRS990/NetUnrelatedBusTxblIncmAmt015590
IRS990/NetUnrlzdGainsLossesInvstAmt01980736
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt02805856
IRS990/OfficeExpensesGrp/TotalAmt08482232
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt024099301
IRS990/OtherAssetsTotalGrp/EOYAmt028749391
IRS990/OtherChangesInNetAssetsAmt0-1207833
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03159702
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1CARD SERVICES EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3OTHER OPERATING EXPENSES
IRS990/OtherExpensesGrp/TotalAmt04655679
IRS990/OtherExpensesGrp/TotalAmt11969327
IRS990/OtherExpensesGrp/TotalAmt21566409
IRS990/OtherExpensesGrp/TotalAmt3831428
IRS990/OtherLiabilitiesGrp/BOYAmt01124189433
IRS990/OtherLiabilitiesGrp/EOYAmt01183963239
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/Desc0MISC INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt0128812
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0128812
IRS990/OtherRevenueTotalAmt0128812
IRS990/OtherSalariesAndWagesGrp/TotalAmt020372051
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01121302949
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01114676033
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt01735389
IRS990/PensionPlanContributionsGrp/TotalAmt0940031
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07859746
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05511490
IRS990/PrincipalOfficerNm0DERRICK BAILEY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt059831787
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19406243
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt27109548
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt059831787
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19406243
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt27109548
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3236862
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt418356
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0236862
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt118356
IRS990/ProgSrvcAccomActy2Grp/Desc0DIRECT LABOR AND EMPLOYEE COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING LOAN PORTFOLIO FOR MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS, AND IN PERSON AT THE CREDIT UNION OFFICE.
IRS990/ProhibitedTaxShelterTransInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.