Civic Intelligence

Accion Opportunity Fund Community Development

990 • Fiscal year 2024 • EIN 31-1719434

Jul 01, 2023 to Jun 30, 2024 • Filed on Apr 17, 2025

Organization ProfileAOFUND.ORG

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111 West St John Street 800San Jose, CA 95113

(408) 297-0204

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.72x

Higher debt load relative to assets than 80% of similar nonprofits.

2024 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

3.54x

Higher debt load relative to revenue than 89% of similar nonprofits.

2024 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2024

Net Margin

8th percentile

-25%

Higher net margin than 8% of similar nonprofits.

2024 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

44th percentile

$428,621

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2024 filings • 501(c)3 • $100M-$250M nonprofits • Source year 2024

Asset Growth

9th percentile

-5.0%

Faster asset growth than 9% of similar nonprofits.

2024 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-12%

Faster revenue growth than 12% of similar nonprofits.

2024 filings • 501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$217,343,540

Up $19,668,948 (+10.0%) from 2022

Net Assets

Down

$59,790,321

Down $13,970,748 (-19%) from 2022

Liabilities

Up

$157,553,219

Up $33,639,696 (+27%) from 2022

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin8th percentile

Revenue

Down

$44,456,188

Down $14,492,144 (-25%) from 2022

Expenses

Up

$55,470,785

Up $18,521,638 (+50%) from 2022

Net Income

Down

-$11,014,597

Down $33,013,782 (-150%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2012: $45,173,655Liabilities 2012: $33,485,514Net Assets 2012: $11,688,1412012Assets 2013: $30,198,126Liabilities 2013: $17,216,020Net Assets 2013: $12,982,1062013Assets 2015: $50,694,651Liabilities 2015: $29,298,241Net Assets 2015: $21,396,4102015Assets 2016: $75,398,341Liabilities 2016: $49,782,874Net Assets 2016: $25,615,4672016Assets 2018: $101,313,439Liabilities 2018: $74,899,735Net Assets 2018: $26,413,7042018Assets 2019: $120,500,262Liabilities 2019: $94,177,559Net Assets 2019: $26,322,7032019Assets 2020: $131,694,141Liabilities 2020: $95,595,231Net Assets 2020: $36,098,9102020Assets 2021: $200,481,759Liabilities 2021: $148,650,364Net Assets 2021: $51,831,3952021Assets 2022: $197,674,592Liabilities 2022: $123,913,523Net Assets 2022: $73,761,0692022Assets 2024: $217,343,540Liabilities 2024: $157,553,219Net Assets 2024: $59,790,3212024

Highlighted filing

2024

Assets$217,343,540
Liabilities$157,553,219
Net Assets$59,790,321
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2012: $6,871,0672012Expenses 2013: $7,073,0862013Revenue 2015: $16,366,009Expenses 2015: $10,848,242Net Income 2015: $5,517,7672015Revenue 2016: $18,291,420Expenses 2016: $14,084,236Net Income 2016: $4,207,1842016Revenue 2018: $23,892,492Expenses 2018: $25,900,577Net Income 2018: -$2,008,0852018Revenue 2019: $30,948,868Expenses 2019: $31,063,419Net Income 2019: -$114,5512019Revenue 2020: $45,705,804Expenses 2020: $35,943,453Net Income 2020: $9,762,3512020Revenue 2021: $53,600,614Expenses 2021: $37,865,674Net Income 2021: $15,734,9402021Revenue 2022: $58,948,332Expenses 2022: $36,949,147Net Income 2022: $21,999,1852022Revenue 2024: $44,456,188Expenses 2024: $55,470,785Net Income 2024: -$11,014,5972024

Highlighted filing

2024

Revenue$44,456,188
Expenses$55,470,785
Net Income-$11,014,597
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Apr 17, 2025
Return Version
2023v6.0
Gross Receipts
$46,157,464
Mission and Program Overview

Mission

Opportunity fund mission is to drive economic mobility by delivering affordable capital and responsible financial solutions to determined entrepreneurs and communities.

To deliver affordable capital and responsible financial solutions to (continued on schedule o) underserved entrepreneurs and communities, with a special focus on low-income people, people of color, and women.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$121,445,457$142,087,354▲ $20,641,897
Savings and Temporary Cash Investments$23,076,528$22,014,251▼ $1,062,277
Pledges and Grants Receivable$20,203,643$21,007,678▲ $804,035
Investments in Publicly Traded Securities$7,145,340$3,729,002▼ $3,416,338
Land, Buildings, and Equipment, Net$1,628,464$2,032,759▲ $404,295
Accounts Receivable$1,994,934$1,309,306▼ $685,628
Prepaid Expenses and Deferred Charges$638,362$973,346▲ $334,984
Investments Program Related$854,811$898,055▲ $43,244
Total Assets$228,764,404$217,343,540▼ $11,420,864
Other Assets Total$51,776,865$23,291,789▼ $28,485,076
Liabilities
Mortgage Notes Payable Secured by Investment Property$148,682,580$148,602,580▼ $80,000
Accounts Payable and Accrued Expenses$5,990,234$8,033,905▲ $2,043,671
Other Liabilities$1,316,194$916,734▼ $399,460
Total Liabilities$155,989,008$157,553,219▲ $1,564,211
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$48,534,346$43,436,798▼ $5,097,548
Net Assets With Donor Restrictions$24,241,050$16,353,523▼ $7,887,527
Total Net Assets Fund Balance$72,775,396$59,790,321▼ $12,985,075
Total Liabilities and Net Assets / Fund Balance$228,764,404$217,343,540▼ $11,420,864

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,912,240$5,207,768$7,120,008
Equipment$120,519$241,813$362,332
Leasehold Improvements$0$176,527$176,527
Other Assets Org$800,481--
Compensation and Service Providers
Top Officer Pay44th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Luz De Lourdes Lopez UrrutiaChief Executive OfficerFT$355,775$72,846$428,621
Anjana Thatte BerdeChief People OfficerFT$295,492$92,830$388,322
Robert Kern SearsChief Product OfficerFT$337,568$46,727$384,295
Christopher PilkertonChief Regulatory Strategy OfficerFT$284,087$84,130$368,217
Kevin P GabelVP, ProductFT$264,929$77,752$342,681
Lauren N Van Der TuinChief Analytics OfficerFT$236,861$99,425$336,286
Eric Sean TruxSVP, TreasurerFT$242,900$78,355$321,255
Veronica Figoli FleischerChief Development OfficerFT$233,140$54,340$287,480
Michael RapaportPresident & COO (thru 08/23)FT$191,125$96,001$287,126
Gina HarmanChief Admin Officer (thru 10/23)PT$178,333$107,675$286,008
Gretchen RuethlingSVP, Strategic PartnershipFT$219,705$55,705$275,410
Meaghan Mary BeverChief Compliance OfficerFT$209,158$59,742$268,900
Kaitlin LynchVP of Marketing (thru 09/23)FT$144,892$107,202$252,094
David CoultasEvp & Chief Finanical OfficerFT$216,616$34,063$250,679

Board Members and Trustees

NameTitle
Greg AvisBoard Chair
Caretha ColemanVice Chair
Jim KoshlandVice Chair (thru 08/23)
Brian GrahamDirector
Debra EngelDirector
Diana TaylorDirector
Dickson ChuDirector
Esteban AltschulDirector
Joni CropperDirector
Juanita LottDirector
Lata KrishnanDirector
Madeleine FacklerDirector
Michael SchleinDirector
Parker HudnutDirector
Phil BlackDirector
Sam RamosDirector
Solana CozzoDirector
Swati BhatiaDirector
Todd BakerDirector
Mickey KonsonSecretary (thru 12/23)

Highest Paid Contractors

ContractorServicesLocationCompensation
Sutherland Global Collection Services LlLoan Payment Collections Sevice1160 PITTSFORD VICTOR ROAD, Pittusford, NY 14534$2,200,333
Piton Labs LLCSoftware Development Services9450 SW GEMINI DRIVE PMB 44348, Beaverton, OR 97006$641,905
Virsa Capital INCReferral Fee For Small Business Loans17914 MURPHY PARKWAY, Lathrop, CA 95330$636,486
Measured ConnectionsGeneral It Support4419 CENTENNIAL BLVD 408, Colorado Springs, CO 80907$361,166
Bairesdev LLCSoftware Development Services1999 S BASCOM AVENUE, Cambell, CA 95008$271,454
Revenue and Support

Revenue Composition

Contributions and Grants
$14,669,737
Program Service Revenue
$25,809,059
Investment Income
$3,977,392
Other Revenue
$0
All Other Contributions
$14,469,737
Change in Net Assets
$-11,014,597

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Publicly Traded4$37,614Publicly Traded Exchange
Total Noncash Contributions4$37,614-

Audited Revenue Reconciliation

Revenue per Audited Statements
$40,591,238
Revenue Not Reported on Financial Statements
$3,864,950
Revenue Not Reported on Form 990
$-9,146,594
Total Revenue per Audited Statements
$31,444,644
Total Revenue per Form 990
$44,456,188
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$30,011,016
Salaries, Compensation, and Employee Benefits$22,736,132
Grants and Similar Amounts Paid$2,723,637
Total Fundraising Expense$2,274,782
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$14,207,475$564,360$1,405,231$16,177,066
Information Technology$2,735,937$1,499,714$111,650$4,347,301
Interest$3,864,950--$3,864,950
Current Officers, Directors, Trustees, and Key Employees$186,990$2,409,178$277,168$2,873,336
Grants to Domestic Individuals$2,573,637--$2,573,637
Fees for Services Other$1,384,838$901,628$68,882$2,355,348
Other Employee Benefits$1,170,598$613,470$79,598$1,863,666
Payroll Taxes$635,031$614,524$85,880$1,335,435
Advertising$708,707$57,288$62,710$828,705
Depreciation Depletion$312,828$211,828$37,711$562,367
Pension Plan Contributions$235,192$224,323$27,114$486,629
Occupancy$261,709$176,883$31,490$470,082
Office Expenses$167,109$77,340$18,187$262,636
Travel$115,916$111,611$19,251$246,778
Fees for Services Accounting$5,000$164,450-$169,450
Grants to Domestic Orgs$150,000--$150,000
Insurance$75,879$51,380$9,148$136,407
Fees for Services Legal$46,495$53,067-$99,562
Other Expenses$44,837$57,283$26,850$71,687
Fees for Services Lobbying$43,382--$43,382
Conferences and Meetings$17,590$17,807$1,915$37,312
All Other Expenses$968$5,168$2,262$8,398
Total Functional Expenses$45,378,605$7,817,398$2,274,782$55,470,785

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$55,470,785
Total Expenses per Audited Statements$42,429,719
Expenses per Audited Statements$41,057,645
Expenses Not Reported on Financial Statements$14,413,140
Other Expense Adjustments$10,548,190
Expenses Not Reported on Form 990$1,372,074
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Accion InternationalCambridge, MA501(c)(3)Program Support$50,000
AccessitySan Diego, CA501(c)(3)Program Support$25,000
Center for Women & Enterprise IncBoston, MA501(c)(3)Program Support$25,000
Hot Bread KitchenBrooklyn, NY501(c)(3)Program Support$25,000
The Hatchery ChicagoChicago, IL501(c)(3)Program Support$25,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$916,335
Savings Program Match$399
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Accion opportunity fund inc., a delaware nonstock, nonprofit corporation, is the sole statutory member of the filing organization.”

Form 990, Part VI, Section A, Line 7A

“Accion opportunity fund is the sole statutory member of the filing organization as defined in section 5056 of the california nonprofit public benefit corporation law. As nearly as possible as one-third of the directors shall be elected to the board at each annual meeting of the members.”

Form 990, Part VI, Section B, Line 11B

“Accion opportunity fund audit committee shall have the responsibility for reviewing the organization's form 990 (including all pertinent schedules) before it is filed with the internal revenue service. Once the audit committee has approved the draft form 990, it shall be sent to all members of the board of directors for their review, prior to filing with irs. Once the review period has been duly expired, the form 990 is filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“The organization requires each director, principal officer and board members to sign a disclosure statement which affirms they received a copy, read and understand, and comply with the organization's conflict of interest policy.”

Form 990, Part VI, Section B, Line 15A

“Aofcd uses a market based salary structure from 4 (four) competitive sets: non-profit, financial services-banks, financial services-credit union, and fintech based on size, revenue, industry, and geographic location to create min/mid/max ranges for each role. Human resources reviews external market data annually. The board of directors votes on the ceo's salary.”

Form 990, Part VI, Section C, Line 19

“All governing documents, conflict of interest policy, and the financial statements are available upon request in writing to the organization. The form 990 is also available at guidestar.org.”

Filing and Contact Details

Filer

Filer Name
Accion Opportunity Fund Community
EIN
31-1719434
Phone
4082970204
Address
111 WEST ST JOHN STREET 800, SAN JOSE, CA 95113

Signing Officer

Name
David Coultas
Title
Chief Financial & Operating Officer
Phone
4082970204
Signed
2025-04-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Coultas
Formed
1993
Legal Domicile
CA
Voting Board Members
19
Independent Board Members
18
Employees
178
Volunteers
20

Preparer

Firm
Armanino Advisory LLC
Address
50 W SAN FERNANDO ST STE 500, SAN JOSE, CA 95113
Preparer
Matthew Petroski
Phone
4082006400
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Current expected credit losses -2,000,000.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from federal income taxes under the provisions of section 501(c)(3) of the internal revenue code. In addition, the organization qualifies for charitable contribution deductions and has been classified as an organization that is not a private foundation. Income which is not related to exempt purposes less applicable deductions, is subject to federal and state corporate income taxes. The organization had no unrelated business income for the years ended june 30, 2024 and 2023, respectively. The organization is exempt from california state income taxes under the provision of section 23701d of the revenue and taxation code. The organization may be liable for income taxes based on income earned in other states in which it has not yet applied for exemption. As of june 30, 2024 and 2023, the organization assessed the amount of state taxes, if any, to be immaterial to its financial statements and did not accrue any tax liability in its statement of financial position. The organization is subject to potential examination by taxing authorities for income tax returns filed in the u.s. Federal jurisdiction and the state of california. The tax years that remain subject to potential examination for the u.s. Federal jurisdiction are years ended june 30, 2020, and forward. The state of california tax jurisdiction is subject to potential examination for years ended june 30, 2019 and forward. As of june 30, 2024 and 2023, management did not identify any uncertain tax positions.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Provision for loan losses -10,548,190.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Provision for loan losses 10,548,190.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0SMALL BUSINESS LENDING PROGRAM - THE ORGANIZATION MAKES LOANS TO SMALL BUSINESSES THAT LACK ACCESS TO AFFORDABLE CREDIT FROM TRADITIONAL SOURCES. SINCE INCEPTION, THE ORGANIZATION HAS MADE OVER 28,700 LOANS TOTALING $910 MILLION TO SMALL BUSINESSES WHOSE OWNERS ARE PRIMARILY PEOPLE OF COLOR AND LOW AND MODERATE INCOME. MANY LOANS TO CALIFORNIA-BASED BORROWERS ARE ENROLLED IN A LOAN LOSS RESERVE PARTIALLY FUNDED BY THE STATE OF CALIFORNIA AS PART OF ITS CAPITAL ACCESS PROGRAM. (CONTINUED ON SCHEDULE O) BEGINNING IN JUNE 2020, IN RESPONSE TO COVID-19, THE ORGANIZATION BEGAN OFFERING LOWER COST LOANS WITH INTEREST RATES FROM 4-4.25% TO SELECT BORROWERS WHO WERE SEVERELY IMPACTED BY COVID-19. THE ORGANIZATION ALSO BEGAN PARTICIPATING IN SELECT PUBLIC-PRIVATE PARTNERSHIPS THAT OFFER LOW-RATE LOAN PROGRAMS. THESE LOANS ARE TYPICALLY BACKSTOPPED BY A LOAN LOSS RESERVE PROGRAM ADMINISTERED BY A GOVERNMENT AGENCY AND SOLD TO A SPECIAL PURPOSE CREDIT VEHICLE WHERE ONLY A PORTION OF THE LOANS, TYPICALLY 5-10%, REMAIN ON THE ORGANIZATION'S CONSOLIDATED STATEMENT OF FINANCIAL POSITION. THESE PROGRAMS WERE TERMINATED IN FISCAL YEAR 2023.IN APRIL 2020 THE ORGANIZATION WAS APPROVED AS A PAYCHECK PROTECTION PROGRAM ("PPP") LENDER BY THE U.S. SMALL BUSINESS ADMINISTRATION. THIS PRODUCT FOR SMALL BUSINESSES RANGES IN SIZE BASED ON THE PAYROLL OF THE COMPANY, HAS A 1% FIXED INTEREST RATE, AND MAY BE FULLY FORGIVABLE IF THE FUNDS ARE USED FOR AN ELIGIBLE PURPOSE. AS OF JUNE 30, 2024, SUBSTANTIALLY ALL PPP LOANS HAVE BEEN FULLY REPAID.THE ORGANIZATION SELLS PARTICIPATIONS IN ITS LOAN PORTFOLIO. THE PURPOSE OF THESE SALES IS TO MANAGE CREDIT CONCENTRATION IN THE ORGANIZATION'S PORTFOLIO AND TO GENERATE LIQUIDITY TO PROVIDE FOR ADDITIONAL LOAN GROWTH. LOANS ARE TYPICALLY SOLD AT A PREMIUM OVER FACE VALUE AND THE ORGANIZATION RETAINS THE SERVICING OF THE LOANS, FOR WHICH IT CHARGES A MONTHLY FEE.
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IRS990/Form990PartVIISectionAGrp/PersonNm1GREG AVIS
IRS990/Form990PartVIISectionAGrp/PersonNm2CARETHA COLEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm3JIM KOSHLAND
IRS990/Form990PartVIISectionAGrp/PersonNm4MICKEY KONSON
IRS990/Form990PartVIISectionAGrp/PersonNm5ESTEBAN ALTSCHUL
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IRS990/Form990PartVIISectionAGrp/PersonNm11JONI CROPPER
IRS990/Form990PartVIISectionAGrp/PersonNm12DEBRA ENGEL
IRS990/Form990PartVIISectionAGrp/PersonNm13MADELEINE FACKLER
IRS990/Form990PartVIISectionAGrp/PersonNm14BRIAN GRAHAM
IRS990/Form990PartVIISectionAGrp/PersonNm15PARKER HUDNUT
IRS990/Form990PartVIISectionAGrp/PersonNm16LATA KRISHNAN
IRS990/Form990PartVIISectionAGrp/PersonNm17JUANITA LOTT
IRS990/Form990PartVIISectionAGrp/PersonNm18SAM RAMOS
IRS990/Form990PartVIISectionAGrp/PersonNm19MICHAEL SCHLEIN
IRS990/Form990PartVIISectionAGrp/PersonNm20DIANA TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm21DAVID COULTAS
IRS990/Form990PartVIISectionAGrp/PersonNm22MICHAEL RAPAPORT
IRS990/Form990PartVIISectionAGrp/PersonNm23ROBERT KERN SEARS
IRS990/Form990PartVIISectionAGrp/PersonNm24ANJANA THATTE BERDE
IRS990/Form990PartVIISectionAGrp/PersonNm25CHRISTOPHER PILKERTON
IRS990/Form990PartVIISectionAGrp/PersonNm26VERONICA FIGOLI FLEISCHER
IRS990/Form990PartVIISectionAGrp/PersonNm27GINA HARMAN
IRS990/Form990PartVIISectionAGrp/PersonNm28GRETCHEN RUETHLING
IRS990/Form990PartVIISectionAGrp/PersonNm29LAUREN N VAN DER TUIN
IRS990/Form990PartVIISectionAGrp/PersonNm30KEVIN P GABEL
IRS990/Form990PartVIISectionAGrp/PersonNm31ERIC SEAN TRUX
IRS990/Form990PartVIISectionAGrp/PersonNm32MEAGHAN MARY BEVER
IRS990/Form990PartVIISectionAGrp/PersonNm33KAITLIN LYNCH
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR (THRU 08/23)
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY (THRU 12/23)
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21EVP & CHIEF FINANICAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt22PRESIDENT & COO (THRU 08/23)
IRS990/Form990PartVIISectionAGrp/TitleTxt23CHIEF PRODUCT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt24CHIEF PEOPLE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt25CHIEF REGULATORY STRATEGY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt26CHIEF DEVELOPMENT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt27CHIEF ADMIN OFFICER (THRU 10/23)
IRS990/Form990PartVIISectionAGrp/TitleTxt28SVP, STRATEGIC PARTNERSHIP
IRS990/Form990PartVIISectionAGrp/TitleTxt29CHIEF ANALYTICS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt30VP, PRODUCT
IRS990/Form990PartVIISectionAGrp/TitleTxt31SVP, TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt32CHIEF COMPLIANCE OFFICER

Document Assets

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Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$217,343,540
Liabilities
$157,553,219
Net assets
$59,790,321
Revenue
$44,456,188
Expenses
$55,470,785
Net income
-$11,014,597
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$217$158$59.8$44.5$55.5$11.0
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$198$124$73.8$58.9$36.9$22.0
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$200$149$51.8$53.6$37.9$15.7
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$95.6$36.1$45.7$35.9$9.76
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$121$94.2$26.3$30.9$31.1$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$101$74.9$26.4$23.9$25.9$2.01
2016Detailed filing. Detailed filing data is available for this year.$75.4$49.8$25.6$18.3$14.1$4.21
2015Detailed filing. Detailed filing data is available for this year.$50.7$29.3$21.4$16.4$10.8$5.52
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$17.2$13.0$7.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.2$33.5$11.7$6.87