Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.68x
Liabilities / Revenue
84th percentile
Higher debt load relative to revenue than 84% of similar nonprofits.
Net Margin
58th percentile
Higher net margin than 58% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
58th percentile
Faster asset growth than 58% of similar nonprofits.
Revenue Growth
25th percentile
Faster revenue growth than 25% of similar nonprofits.
Balance Sheet
Assets
Up$12,678
Up $779 (+6.5%) from 2012
Net Assets
Up$4,094
Up $3,542 (+642%) from 2012
Liabilities
Down$8,584
Down $2,763 (-24%) from 2012
Revenue And Expenses
Revenue
Down$55,607
Down $11,460 (-17%) from 2012
Expenses
Down$52,065
Down $36,393 (-41%) from 2012
Net Income
Up$3,542
Up $24,933 (+117%) from 2012
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- Nov 17, 2014
- Return Version
- 2013v3.0
- Gross Receipts
- $59,901
Mission and Program Overview
Mission
To assist self-motivated individuals in northwest ohio who have a personal vision for self-employment and small business initiatives, but limited resources, by providing hands-on training, peer networking, and support network and capital.
To provide training, mentors, technical assistance, and small business loans to low and moderate income individuals who are interested in starting their own business in the toledo area.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PRACTICAL, EXPERIENCE-BASED TRAINING FOR INDIVIDUALS WHO WANT TO START OR EXPAND A SMALL BUSINESS. | $0 | $52,065 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| OLIVIA HOLDEN | Executive Director | FT | $20,152 | - | $20,152 |
| JOEL SHENK | Secretary | - | $0 | - | - |
| STEVE ELZINGA | President | - | $0 | - | - |
| VIVIAN LEWIS | Trustee | - | $0 | - | - |
| BRENT RINGENBERG | Treasurer | - | $0 | - | - |
| INGER MURDOCK | Trustee | - | $0 | - | - |
Filing and Contact Details
Filer
- EIN
- 31-1656341
- Phone
- 4192519870
Signing Officer
- Name
- Olivia Holden
- Title
- Executive Director
- Phone
- 4192519870
- Signed
- 2014-11-17
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: office equipment and supplies. Amount: 4,513. Description: depreciation. Amount: 1,143. Description: bank service charges. Amount: 129. Description: insurance. Amount: 195. Total to form 990-ez, line 16: 5,980.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: other depreciable assets. Beg. Of year amount: 6,189. End of year amount: 5,046.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: meda - loan payable. Beg. Of year amount: 6,865. End of year amount: 6,865. Description: credit card and line of credit. Beg. Of year amount: 4,482. End of year amount: 1,719.”
Raw XML Appendix164 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1 | 0 | OLIVIA HOLDEN |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4192519870 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2200 JEFFERSON AVE - FIRST FLOOR |
| IRS990EZ/BooksInCareOfDetail/USAddress/City | 0 | TOLEDO |
| IRS990EZ/BooksInCareOfDetail/USAddress/State | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 43604 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 5710 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 7632 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 43915 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 3542 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 896 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 11899 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 12678 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 5105 |
| IRS990EZ/GrossReceiptsAmt | 0 | 59901 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 552 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 4094 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 552 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 4094 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 1816 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 20152 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | OLIVIA HOLDEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JOEL SHENK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | STEVE ELZINGA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | VIVIAN LEWIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | BRENT RINGENBERG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | INGER MURDOCK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | TRUSTEE |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 6189 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 5046 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 5980 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE TRAINING, MENTORS, TECHNICAL ASSISTANCE, AND SMALL BUSINESS LOANS TO LOW AND MODERATE INCOME INDIVIDUALS WHO ARE INTERESTED IN STARTING THEIR OWN BUSINESS IN THE TOLEDO AREA. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 10881 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PRACTICAL, EXPERIENCE-BASED TRAINING FOR INDIVIDUALS WHO WANT TO START OR EXPAND A SMALL BUSINESS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 52065 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 43373 |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 4294 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 811 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | OH |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 11347 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 8584 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 52065 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 52065 |
| IRS990EZ/TotalRevenueAmt | 0 | 55607 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.ASSETSTOLEDO.COM |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 43915 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 58928 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 35639 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 42139 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 23795 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 204416 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 279895 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 190 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 190 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.67530 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.70230 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 138178 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 66238 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 43915 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 58928 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 35639 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 42139 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 23795 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 204416 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 204606 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: OFFICE EQUIPMENT AND SUPPLIES. AMOUNT: 4,513. DESCRIPTION: DEPRECIATION. AMOUNT: 1,143. DESCRIPTION: BANK SERVICE CHARGES. AMOUNT: 129. DESCRIPTION: INSURANCE. AMOUNT: 195. TOTAL TO FORM 990-EZ, LINE 16: 5,980. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 6,189. END OF YEAR AMOUNT: 5,046. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: MEDA - LOAN PAYABLE. BEG. OF YEAR AMOUNT: 6,865. END OF YEAR AMOUNT: 6,865. DESCRIPTION: CREDIT CARD AND LINE OF CREDIT. BEG. OF YEAR AMOUNT: 4,482. END OF YEAR AMOUNT: 1,719. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | OLIVIA HOLDEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4192519870 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-11-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | ASSETS TOLEDO INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ASSE |
| ReturnHeader/Filer/EIN | 0 | 311656341 |
| ReturnHeader/Filer/PhoneNum | 0 | 4192519870 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2200 JEFFERSON - FIRST FLOOR |
| ReturnHeader/Filer/USAddress/City | 0 | TOLEDO |
| ReturnHeader/Filer/USAddress/State | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 43604 |
| ReturnHeader/ReturnTs | 0 | 2014-11-17T15:50:35-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $12,678
- Liabilities
- $8,584
- Net assets
- $4,094
- Revenue
- $55,607
- Expenses
- $52,065
- Net income
- $3,542