Civic Intelligence

Greater Cincinnati Microenterprise Initiative Inc

EIN 31-1595820 • 501(c)3 • Cincinnati, OH

Profile

To promote the development of business and enterprise in low-income neighborhoods by sponsoring and participating in business training, education, small business loans and ongoing support programs in the greater Cincinnati area.

Refreshing map…

1740 Langdon Farm RoadCincinnati, OH 45237

www.gcmi.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.05x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

52nd percentile

0.08x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

69th percentile

16%

Higher net margin than 69% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

72nd percentile

$112,247

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 16.6% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Asset Growth

50th percentile

3.5%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

41st percentile

2.6%

Faster revenue growth than 41% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$1,078,109

Up $215,420 (+25%) from 2021

Liabilities

Up

$128,645

Up $38,079 (+42%) from 2021

Net Assets

Up

$949,464

Up $177,341 (+23%) from 2021

Operations
Liabilities / Revenue52nd percentileNet Margin69th percentile

Revenue

Down

$660,202

Down $501,651 (-43%) from 2021

Expenses

Down

$482,861

Down $388,692 (-45%) from 2021

Net Income

Down

$177,341

Down $112,959 (-39%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $359,123Liabilities 2011: $31,962Net Assets 2011: $327,1612011Assets 2013: $435,386Liabilities 2013: $39,129Net Assets 2013: $396,2572013Assets 2014: $408,930Liabilities 2014: $46,214Net Assets 2014: $362,7162014Assets 2015: $403,452Liabilities 2015: $23,608Net Assets 2015: $379,8442015Assets 2016: $534,581Liabilities 2016: $30,195Net Assets 2016: $504,3862016Assets 2017: $560,573Liabilities 2017: $38,831Net Assets 2017: $521,7422017Assets 2018: $519,129Liabilities 2018: $30,150Net Assets 2018: $488,9792018Assets 2019: $556,453Liabilities 2019: $42,912Net Assets 2019: $513,5412019Assets 2020: $999,888Liabilities 2020: $518,066Net Assets 2020: $481,8222020Assets 2021: $862,689Liabilities 2021: $90,566Net Assets 2021: $772,1232021Assets 2022: $1,078,109Liabilities 2022: $128,645Net Assets 2022: $949,4642022

Highlighted filing

2022

Assets$1,078,109
Liabilities$128,645
Net Assets$949,464
Open 2022 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $460,3322011Revenue 2013: $525,119Expenses 2013: $491,880Net Income 2013: $33,2392013Revenue 2014: $431,717Expenses 2014: $465,258Net Income 2014: -$33,5412014Revenue 2015: $404,152Expenses 2015: $387,024Net Income 2015: $17,1282015Revenue 2016: $442,680Expenses 2016: $318,138Net Income 2016: $124,5422016Revenue 2017: $338,777Expenses 2017: $321,421Net Income 2017: $17,3562017Revenue 2018: $329,017Expenses 2018: $361,780Net Income 2018: -$32,7632018Revenue 2019: $400,053Expenses 2019: $375,491Net Income 2019: $24,5622019Revenue 2020: $484,813Expenses 2020: $516,532Net Income 2020: -$31,7192020Revenue 2021: $1,161,853Expenses 2021: $871,553Net Income 2021: $290,3002021Revenue 2022: $660,202Expenses 2022: $482,861Net Income 2022: $177,3412022

Highlighted filing

2022

Revenue$660,202
Expenses$482,861
Net Income$177,341
Open 2022 Filing

Filings

Most recent year

2022 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,078,109
Liabilities
$128,645
Net assets
$949,464
Revenue
$660,202
Expenses
$482,861
Net income
$177,341
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.08$0.13$0.95$0.66$0.48$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.86$0.09$0.77$1.16$0.87$0.29
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.00$0.52$0.48$0.48$0.52$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.04$0.51$0.40$0.38$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.52$0.03$0.49$0.33$0.36$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.04$0.52$0.34$0.32$0.02
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.03$0.50$0.44$0.32$0.12
2015Detailed filing. Detailed filing data is available for this year.$0.40$0.02$0.38$0.40$0.39$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.41$0.05$0.36$0.43$0.47$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.44$0.04$0.40$0.53$0.49$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.36$0.03$0.33$0.46
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 13, 2023
Return Version
2022v5.0
Gross Receipts
$660,202
Mission and Program Overview

Mission

To promote the development of business and enterprise in low-income neighborhoods by sponsoring and participating in business training, education, small business loans and ongoing support programs in the greater Cincinnati area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$650,571$835,901▲ $185,330
Other Notes and Loans Receivable, Net$183,237$175,497▼ $7,740
Accounts Receivable$25,280$65,276▲ $39,996
Prepaid Expenses and Deferred Charges$1,185$1,220▲ $35
Land, Buildings, and Equipment, Net$2,416$215▼ $2,201
Total Assets$862,689$1,078,109▲ $215,420
Liabilities
Accounts Payable and Accrued Expenses$46,436$84,515▲ $38,079
Deferred Revenue$44,130$44,130→ $0
Total Liabilities$90,566$128,645▲ $38,079
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$630,246$807,587▲ $177,341
Net Assets With Donor Restrictions$141,877$141,877→ $0
Total Net Assets Fund Balance$772,123$949,464▲ $177,341
Total Liabilities and Net Assets / Fund Balance$862,689$1,078,109▲ $215,420

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$-431$32,536-
Leasehold Improvements$646$4,720-
Compensation and Service Providers
Top Officer Pay72nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Willie Hill IIIExecutive DirectorFT$86,527$12,868$99,395

Board Members and Trustees

NameTitle
Glenda CousinsChairperson
Della RuckerVice Chairperson
Bro Abdine LewisDirector
Carmen GainesDirector
Christine HawkinsDirector
Christopher CalvertDirector
Lebruan ColvinDirector
Lisa PfluegerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$388,232
Program Service Revenue
$265,113
Investment Income
$6,857
Other Revenue
$0
All Other Contributions
$238,123
Change in Net Assets
$177,341
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$269,790
Salaries, Compensation, and Employee Benefits$213,071
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$87,192$29,580-$116,772
Other Salaries and Wages$88,053--$88,053
Current Officers, Directors, Trustees, and Key Employees$64,104$22,423-$86,527
Office Expenses$42,701$646-$43,347
Occupancy$17,594$8,925-$26,519
Information Technology$19,488$6,318-$25,806
Fees for Services Accounting-$18,371-$18,371
Other Employee Benefits$17,538--$17,538
Payroll Taxes$11,450$1,687-$13,137
Advertising$7,087$2,363-$9,450
Pension Plan Contributions$4,560$3,256-$7,816
Other Expenses$5,780$846-$6,626
Insurance$2,633$878-$3,511
Depreciation Depletion$1,540$660-$2,200
Total Functional Expenses$385,498$97,363$0$482,861
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“Board Reviews 990 tax return before it is filed”

Conflict of interest policy compliance Part VI line 12C

“Conflict of Interest Policy is reviewed annually”

CEO executive director top management comp Part VI line 15A

“CEO salary is compared to market trends for similar organizations”

Other officer or key employee compensation Part VI line 15B

“Compensation is compared to market trends”

Governing documents etc available to public Part VI line 19

“Governing Documents are available Available upon demand”

Filing and Contact Details

Filer

Filer Name
Greater Cincinnati Microenterprise
EIN
31-1595820
Address
1740 Langdon Farm Road, Cincinnati, OH 45237
Doing Business As
Initiative Inc

Signing Officer

Name
Willie Hill
Title
Executive Direc
Phone
5135694816
Signed
2023-11-13
Discuss with paid preparer
No

Organization Details

Formed
1998
Legal Domicile
Oh
Voting Board Members
8
Independent Board Members
8
Employees
3
Volunteers
19

Preparer

Firm
Bob Bright
Address
1880 Whetherstone Ridge, Hebron, KY 41048
Preparer
Bob Bright
Phone
9498585438
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“-$1 Adjustment to net Assets balances the tax return”

List of other fees for services expenses Part IX line 11G

“$13,900 Audit Fee$ 4,471 Payroll Processing Fees$18,371 Total Accounting Fees 11c$65,925 Contractual Services$14,496 Classroom Instruction$24,351 Classroom Coaching$12,000 Lending Coaching$116,772 Total Other 11g”

Raw XML AppendixShowing 400 of 416 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt046436
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt084515
IRS990/AccountsReceivableGrp/BOYAmt025280
IRS990/AccountsReceivableGrp/EOYAmt065276
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To promote the development of business and enterprise in low-income neighborhoods by sponsoring and participating in business training, education, small business loans and ongoing support programs in the greater Cincinnati area.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt02363
IRS990/AdvertisingGrp/ProgramServicesAmt07087
IRS990/AdvertisingGrp/TotalAmt09450
IRS990/AllOtherContributionsAmt0238123
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Katie Smiddy
IRS990/BooksInCareOfDetail/PhoneNum05136733087
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01740 Langdon Farm Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0Cincinnati
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd045237
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0650571
IRS990/CashNonInterestBearingGrp/EOYAmt0835901
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt022423
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt064104
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt086527
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0388232
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt06857
IRS990/CYOtherExpensesAmt0269790
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0265113
IRS990/CYRevenuesLessExpensesAmt0177341
IRS990/CYSalariesCompEmpBnftPaidAmt0213071
IRS990/CYTotalExpensesAmt0482861
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0660202
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt044130
IRS990/DeferredRevenueGrp/EOYAmt044130
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt0660
IRS990/DepreciationDepletionGrp/ProgramServicesAmt01540
IRS990/DepreciationDepletionGrp/TotalAmt02200
IRS990/Desc0Job Training & Employment Programs: The Microenterprise Loan Program created and/or retained 20 full and part time jobs and retained over 135 PT/FT jobs with our Loan Portfolio of client as a direct result of lending activities. GCMI also provided 158 clients with Classroom and/or technical assistance, 94 completed our Entrepreneurial Training Academy (ETA). GCMI also provided pandemic related relief grants to 126 Minority Businesses of Color in 2022
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0Initiative Inc
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0141877
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0141877
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0385498
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt018371
IRS990/FeesForServicesAccountingGrp/TotalAmt018371
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt029580
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt087192
IRS990/FeesForServicesOtherGrp/TotalAmt0116772
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt050.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt012868
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Willie Hill III
IRS990/Form990PartVIISectionAGrp/PersonNm1Lebruan Colvin
IRS990/Form990PartVIISectionAGrp/PersonNm2Christopher Calvert
IRS990/Form990PartVIISectionAGrp/PersonNm3Carmen Gaines
IRS990/Form990PartVIISectionAGrp/PersonNm4Christine Hawkins
IRS990/Form990PartVIISectionAGrp/PersonNm5Bro Abdine Lewis
IRS990/Form990PartVIISectionAGrp/PersonNm6Glenda Cousins
IRS990/Form990PartVIISectionAGrp/PersonNm7Della Rucker
IRS990/Form990PartVIISectionAGrp/PersonNm8Lisa Pflueger
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt086527
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt7Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01998
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt0150109
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0660202
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt06318
IRS990/InformationTechnologyGrp/ProgramServicesAmt019488
IRS990/InformationTechnologyGrp/TotalAmt025806
IRS990/InsuranceGrp/ManagementAndGeneralAmt0878
IRS990/InsuranceGrp/ProgramServicesAmt02633
IRS990/InsuranceGrp/TotalAmt03511
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt06857
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06857
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt016
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt037256
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02416
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0215
IRS990/LandBldgEquipCostOrOtherBssAmt037471
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To promote the development of business and enterprise in low-income neighborhoods by sponsoring and participating in business training, education, small business loans and ongoing support programs in the greater Cincinnati area.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0772123
IRS990/NetAssetsOrFundBalancesEOYAmt0949464
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0630246
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0807587
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt08925
IRS990/OccupancyGrp/ProgramServicesAmt017594
IRS990/OccupancyGrp/TotalAmt026519
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0646
IRS990/OfficeExpensesGrp/ProgramServicesAmt042701
IRS990/OfficeExpensesGrp/TotalAmt043347
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt017538
IRS990/OtherEmployeeBenefitsGrp/TotalAmt017538
IRS990/OtherExpensesGrp/Desc0Registration & Associations
IRS990/OtherExpensesGrp/Desc1Participant Match
IRS990/OtherExpensesGrp/Desc2Postage and Publications
IRS990/OtherExpensesGrp/Desc3Miscellaneous
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01346
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt164
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2846
IRS990/OtherExpensesGrp/ProgramServicesAmt01814
IRS990/OtherExpensesGrp/ProgramServicesAmt113781
IRS990/OtherExpensesGrp/ProgramServicesAmt2183
IRS990/OtherExpensesGrp/ProgramServicesAmt35780
IRS990/OtherExpensesGrp/TotalAmt03160
IRS990/OtherExpensesGrp/TotalAmt113781
IRS990/OtherExpensesGrp/TotalAmt2247
IRS990/OtherExpensesGrp/TotalAmt36626
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt088053
IRS990/OtherSalariesAndWagesGrp/TotalAmt088053
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0183237
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0175497
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01687
IRS990/PayrollTaxesGrp/ProgramServicesAmt011450
IRS990/PayrollTaxesGrp/TotalAmt013137
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03256
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt04560
IRS990/PensionPlanContributionsGrp/TotalAmt07816
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01185
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01220
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Client Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0265113
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0265113
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01042642
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt08686
IRS990/PYOtherExpensesAmt0701058
IRS990/PYOtherRevenueAmt027400
IRS990/PYProgramServiceRevenueAmt083125
IRS990/PYRevenuesLessExpensesAmt0290300
IRS990/PYSalariesCompEmpBnftPaidAmt0170495
IRS990/PYTotalExpensesAmt0871553
IRS990/PYTotalRevenueAmt01161853
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0177341
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0265113
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0653646
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01042642
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0434697
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0382640
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0315315
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02828940
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt05125
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt08686
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt05561
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt06978
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt06109
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt032459
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98870
IRS990ScheduleA/PublicSupportPY170Pct00.98600
IRS990ScheduleA/PublicSupportTotal170Amt02828940
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0653646
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01042642
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0434697
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0382640
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0315315
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02828940
IRS990ScheduleA/TotalSupportAmt02861399
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0-431
IRS990ScheduleD/EquipmentGrp/DepreciationAmt032536
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt032105
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0646
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt04720
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt05366
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0215
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Board Reviews 990 tax return before it is filed
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Conflict of Interest Policy is reviewed annually
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CEO salary is compared to market trends for similar organizations
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation is compared to market trends
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Governing Documents are available Available upon demand
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5-$1 Adjustment to net Assets balances the tax return
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6$13,900 Audit Fee$ 4,471 Payroll Processing Fees$18,371 Total Accounting Fees 11c$65,925 Contractual Services$14,496 Classroom Instruction$24,351 Classroom Coaching$12,000 Lending Coaching$116,772 Total Other 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Explanation of other changes in net assets or fund balances Part XI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OH
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0862689
IRS990/TotalAssetsEOYAmt01078109
IRS990/TotalAssetsGrp/BOYAmt0862689
IRS990/TotalAssetsGrp/EOYAmt01078109
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0388232
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt097363
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0385498
IRS990/TotalFunctionalExpensesGrp/TotalAmt0482861
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt090566
IRS990/TotalLiabilitiesEOYAmt0128645
IRS990/TotalLiabilitiesGrp/BOYAmt090566
IRS990/TotalLiabilitiesGrp/EOYAmt0128645
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0772123
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0949464
IRS990/TotalOtherCompensationAmt012868
IRS990/TotalProgramServiceExpensesAmt0385498
IRS990/TotalProgramServiceRevenueAmt0265113
IRS990/TotalReportableCompFromOrgAmt086527
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0271970
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0660202
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt019
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0862689
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01078109
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0www.gcmi.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Willie Hill
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Direc
ReturnHeader/BusinessOfficerGrp/PhoneNum05135694816
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Greater Cincinnati Microenterprise
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0311595820
ReturnHeader/Filer/USAddress/AddressLine1Txt01740 Langdon Farm Road
ReturnHeader/Filer/USAddress/CityNm0Cincinnati
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045237

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • $1M-$5M nonprofits