Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
Center for Affordable Housing Lending
EIN 31-1572726 • 501(c)3 • Washington, DC
Profile
Conducts and sponsors research about community lending, promotes the revitalization of distressed and underserved neighborhoods, works to eliminate discrimination in lending, and promotes the equality of opportunity for access to credit.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.30x
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
14th percentile
Higher net margin than 14% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
50th percentile
Faster asset growth than 50% of similar nonprofits.
Revenue Growth
20th percentile
Faster revenue growth than 20% of similar nonprofits.
Balance Sheet
Assets
Down$223,703
Down $4,457 (-2.0%) from 2023
Liabilities
Up$66,749
Up $45,966 (+221%) from 2023
Net Assets
Down$156,954
Down $50,423 (-24%) from 2023
Revenue
Down$100,500
Down $81,750 (-45%) from 2023
Expenses
Up$150,923
Up $22,853 (+18%) from 2023
Net Income
Down-$50,423
Down $104,603 (-193%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $223,703
- Liabilities
- $66,749
- Net assets
- $156,954
- Revenue
- $100,500
- Expenses
- $150,923
- Net income
- -$50,423
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Oct 28, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $100,500
Mission and Program Overview
Mission
Conducts and sponsors research about community lending; promotes the revitalization of distressed and underserved neighborhoods; works to eliminate discrimination in lending, and promotes the equality of opportunity for access to credit.
Conducts and sponsors research about community lending, promotes the revitalization of distressed and underserved neighborhoods, works to eliminate discrimination in lending, and promotes the equality of opportunity for access to credit.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| EXPANSION OF AVAILABILITY OF CREDIT, PROMOTING REVITALIZATION OF DISTRESSED NEIGHBORHOODS, STIMULATING JOB CREATION FOR UNEMPLOYED, CONFERENCES, AND ELIMINATING DISCRIMINATION IN LENDING. | $0 | $73,708 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| BENSON ROBERTS | Director; President/CEO (Outgoing | - | $0 | - | - |
| MERILYN ROVIRA | Director | - | $0 | - | - |
| KRIS SIGLIN | Director | - | $0 | - | - |
| MARK WILLIS | Director | - | $0 | - | - |
| SARAH BRUNDAGE | President And CEO (Incoming 2024) | PT | $0 | - | - |
| JOSEPH FLATLEY | Chair | - | $0 | - | - |
| SARA SPOFFORD | Secretary | - | $0 | - | - |
| DOUG SCHAEFFER | Treasurer | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Center for Affordable Housing Lending
- EIN
- 31-1572726
- Phone
- 2022939850
- Address
- 1025 CONNECTICUT AVENUE NW 710, WASHINGTON, DC 20036
Signing Officer
- Name
- Sarah Brundage
- Title
- President and CEO
- Phone
- 2022939850
- Signed
- 2025-10-28
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Johnson Lambert Llp
- Address
- 4242 SIX FORKS RD STE 1500, RALEIGH, NC 27609
- Preparer
- J Calvin Marks
- Phone
- 9197196400
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: payroll tax. Amount: 5,710. Description: travel, conferences, & entertainment. Amount: 6,670. Description: information technology. Amount: 2,847. Description: office expense. Amount: 1,482. Description: insurance. Amount: 1,332. Description: licenses and permits. Amount: 3,136. Description: taxes. Amount: 270. Total to form 990-ez, line 16: 21,447.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: prepaid expenses. Beg. Of year amount: 1,927. End of year amount: 1,699. Description: accounts receivable. Beg. Of year amount: 20,500. End of year amount: 0.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: due to affiliate. Beg. Of year amount: 20,783. End of year amount: 66,749.”
FORM 990-EZ, PART V, LINE 34, CHANGES TO GOVERNING DOCUMENTS:
“The filing organization updated its articles of incorporation in 2024 to change its name from the center for community lending to center for affordable housing lending.”
Raw XML Appendix183 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/FiledScheduleAInd | 0 | 1 |
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| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 223703 |
| IRS990EZ/GrossReceiptsAmt | 0 | 100500 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
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| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 156954 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | MARK WILLIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | SARAH BRUNDAGE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JOSEPH FLATLEY |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | DOUG SCHAEFFER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR; PRESIDENT/CEO (OUTGOING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | PRESIDENT AND CEO (INCOMING 2024) |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | TREASURER |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 22427 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 1699 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 21447 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | CONDUCTS AND SPONSORS RESEARCH ABOUT COMMUNITY LENDING, PROMOTES THE REVITALIZATION OF DISTRESSED AND UNDERSERVED NEIGHBORHOODS, WORKS TO ELIMINATE DISCRIMINATION IN LENDING, AND PROMOTES THE EQUALITY OF OPPORTUNITY FOR ACCESS TO CREDIT. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 17500 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | EXPANSION OF AVAILABILITY OF CREDIT, PROMOTING REVITALIZATION OF DISTRESSED NEIGHBORHOODS, STIMULATING JOB CREATION FOR UNEMPLOYED, CONFERENCES, AND ELIMINATING DISCRIMINATION IN LENDING. |
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| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 96717 |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
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| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 66749 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
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| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
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| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 150923 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 73708 |
| IRS990EZ/TotalRevenueAmt | 0 | 100500 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.CENTERCOMMUNITYLENDING.ORG |
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| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 94352 |
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| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.64610 |
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| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 711805 |
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| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
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| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: PAYROLL TAX. AMOUNT: 5,710. DESCRIPTION: TRAVEL, CONFERENCES, & ENTERTAINMENT. AMOUNT: 6,670. DESCRIPTION: INFORMATION TECHNOLOGY. AMOUNT: 2,847. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 1,482. DESCRIPTION: INSURANCE. AMOUNT: 1,332. DESCRIPTION: LICENSES AND PERMITS. AMOUNT: 3,136. DESCRIPTION: TAXES. AMOUNT: 270. TOTAL TO FORM 990-EZ, LINE 16: 21,447. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 1,927. END OF YEAR AMOUNT: 1,699. DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 20,500. END OF YEAR AMOUNT: 0. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: DUE TO AFFILIATE. BEG. OF YEAR AMOUNT: 20,783. END OF YEAR AMOUNT: 66,749. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FILING ORGANIZATION UPDATED ITS ARTICLES OF INCORPORATION IN 2024 TO CHANGE ITS NAME FROM THE CENTER FOR COMMUNITY LENDING TO CENTER FOR AFFORDABLE HOUSING LENDING. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART V, LINE 34, CHANGES TO GOVERNING DOCUMENTS: |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SARAH BRUNDAGE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT AND CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2022939850 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CENTER FOR AFFORDABLE HOUSING LENDING |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CENT |
| ReturnHeader/Filer/EIN | 0 | 311572726 |
| ReturnHeader/Filer/PhoneNum | 0 | 2022939850 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1025 CONNECTICUT AVENUE NW 710 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WASHINGTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | DC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 20036 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 521446779 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | JOHNSON LAMBERT LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4242 SIX FORKS RD STE 1500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | RALEIGH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 27609 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9197196400 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | J CALVIN MARKS |
| ReturnHeader/ReturnTs | 0 | 2025-10-28T17:00:53-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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