Civic Intelligence

Resources for Rural Community Development Inc

990 • Fiscal year 2021 • EIN 31-1531658

Jul 01, 2020 to Jun 30, 2021 • Filed on Mar 10, 2022

PO Box 492275Redding, CA 96049-2275

(530) 224-2800

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.28x

Higher debt load relative to assets than 67% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Liabilities / Revenue

90th percentile

2.26x

Higher debt load relative to revenue than 90% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Net Margin

10th percentile

-17%

Higher net margin than 10% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Top Officer Pay

22nd percentile

$0

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Asset Growth

20th percentile

-1.5%

Faster asset growth than 20% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2020 to 2021

Revenue Growth

57th percentile

17%

Faster revenue growth than 57% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2020 to 2021

Assets

Down

$8,466,693

Down $126,241 (-1.5%) from 2020

Net Assets

Down

$6,058,430

Down $178,842 (-2.9%) from 2020

Liabilities

Up

$2,408,263

Up $52,601 (+2.2%) from 2020

Revenue

Up

$1,064,368

Up $151,504 (+17%) from 2020

Expenses

Up

$1,243,210

Up $207,387 (+20%) from 2020

Net Income

Down

-$178,842

Down $55,883 (-45%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $8,167,551Liabilities 2011: $3,664,813Net Assets 2011: $4,502,7382011Assets 2012: $8,440,497Liabilities 2012: $3,509,927Net Assets 2012: $4,930,5702012Assets 2013: $8,497,303Liabilities 2013: $3,247,536Net Assets 2013: $5,249,7672013Assets 2014: $8,661,814Liabilities 2014: $2,992,784Net Assets 2014: $5,669,0302014Assets 2015: $8,643,589Liabilities 2015: $2,671,681Net Assets 2015: $5,971,9082015Assets 2016: $8,687,265Liabilities 2016: $2,494,066Net Assets 2016: $6,193,1992016Assets 2017: $9,201,920Liabilities 2017: $2,656,468Net Assets 2017: $6,545,4522017Assets 2018: $9,103,205Liabilities 2018: $2,473,561Net Assets 2018: $6,629,6442018Assets 2019: $8,733,862Liabilities 2019: $2,373,631Net Assets 2019: $6,360,2312019Assets 2020: $8,592,934Liabilities 2020: $2,355,662Net Assets 2020: $6,237,2722020Assets 2021: $8,466,693Liabilities 2021: $2,408,263Net Assets 2021: $6,058,4302021Assets 2022: $7,807,489Liabilities 2022: $1,975,755Net Assets 2022: $5,831,7342022Assets 2023: $7,343,102Liabilities 2023: $1,922,537Net Assets 2023: $5,420,5652023Assets 2024: $6,774,541Liabilities 2024: $1,783,028Net Assets 2024: $4,991,5132024

Highlighted filing

2021

Assets$8,466,693
Liabilities$2,408,263
Net Assets$6,058,430

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $762,4972011Expenses 2012: $755,4282012Expenses 2013: $716,2332013Revenue 2014: $1,190,521Expenses 2014: $771,258Net Income 2014: $419,2632014Revenue 2015: $1,203,291Expenses 2015: $900,413Net Income 2015: $302,8782015Revenue 2016: $1,013,551Expenses 2016: $792,260Net Income 2016: $221,2912016Revenue 2017: $1,169,427Expenses 2017: $817,174Net Income 2017: $352,2532017Revenue 2018: $946,354Expenses 2018: $862,162Net Income 2018: $84,1922018Revenue 2019: $1,042,923Expenses 2019: $1,312,336Net Income 2019: -$269,4132019Revenue 2020: $912,864Expenses 2020: $1,035,823Net Income 2020: -$122,9592020Revenue 2021: $1,064,368Expenses 2021: $1,243,210Net Income 2021: -$178,8422021Revenue 2022: $1,018,324Expenses 2022: $1,245,020Net Income 2022: -$226,6962022Revenue 2023: $1,967,068Expenses 2023: $2,378,337Net Income 2023: -$411,2692023Revenue 2024: $1,789,899Expenses 2024: $2,163,861Net Income 2024: -$373,9622024

Highlighted filing

2021

Revenue$1,064,368
Expenses$1,243,210
Net Income-$178,842
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Mar 10, 2022
Return Version
2020v4.2
Gross Receipts
$1,300,459
Mission and Program Overview

Mission

The primary purpose of Resources for Rural Community Development, Inc., is to provide housing and housing related services to disabled and low income individuals in the north state.

The primary purpose of Resources for Rural Community Development, Inc., is to provide housing and housing related services to disabled and low income individuals and families in Northern California.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$6,682,438$6,418,765▼ $263,673
Savings and Temporary Cash Investments$1,843,231$1,848,405▲ $5,174
Prepaid Expenses and Deferred Charges$7,412$57,591▲ $50,179
Accounts Receivable$46,349$35,002▼ $11,347
Intangible Assets$13,294$10,865▼ $2,429
Cash and Non-Interest-Bearing Accounts$210$2,600▲ $2,390
Total Assets$8,592,934$8,466,693▼ $126,241
Other Assets Total$0$93,465▲ $93,465
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,997,867$2,019,353▲ $21,486
Deferred Revenue$314,342$314,342→ $0
Other Liabilities$22,771$60,744▲ $37,973
Accounts Payable and Accrued Expenses$20,682$13,824▼ $6,858
Total Liabilities$2,355,662$2,408,263▲ $52,601
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,484,135$3,531,757▲ $47,622
Net Assets With Donor Restrictions$2,753,137$2,526,673▼ $226,464
Total Net Assets Fund Balance$6,237,272$6,058,430▼ $178,842
Total Liabilities and Net Assets / Fund Balance$8,592,934$8,466,693▼ $126,241

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,230,710$2,929,856$7,160,566
Land$2,188,055-$2,188,055
Equipment$0$25,822$25,822
Other Land Buildings$0$12,380$12,380
Compensation and Service Providers

Board Members and Trustees

NameTitle
Saxonny CarmonyPresident
Jack Potter JrDirector
Leslie WilsonDirector
Carrie ArthurSecretary/Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$65,107
Program Service Revenue
$869,143
Investment Income
$130,118
Other Revenue
$0
All Other Contributions
$65,107
Change in Net Assets
$-178,842
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,058,777
Salaries, Compensation, and Employee Benefits$184,433
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$269,509$6,263-$275,772
Other Salaries and Wages$79,267$88,918-$168,185
Office Expenses$42,149$47,272-$89,421
Interest$73,050--$73,050
Fees for Services Other$31,374$22,740-$54,114
All Other Expenses$21,915$23,426-$45,341
Other Expenses$32,138$1,691-$33,829
Payroll Taxes$7,634$8,564-$16,198
Insurance$4,446$331-$4,777
Travel$2,024$1,859-$3,883
Advertising$3,069--$3,069
Occupancy-$499-$499
Other Employee Benefits$50--$50
Total Functional Expenses$856,818$386,392$0$1,243,210
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$45,480
Interest Payable$6,735
Credit Cards Payable$4,863
Accrued Payroll Liabilities$2,562
Investment in Partnership$1,104
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 8B

No individual committee's

Form 990, Part VI, Section B, line 11B

Management provides a draft copy of the Form 990 to all board members. Board members are asked to review prior to the filing of the tax return.

Form 990, Part VI, Section B, line 12C

Annually, the board completes a conflict of interest questionnaire. Each member signs the quesionnaire when completed. Any potential conflicts are reviewed and cleared prior to becoming a member.

Form 990, Part VI, Section B, line 15B

The organization reviews reports on compensation for non-profits including regional and local data that is available.

Form 990, Part VI, Section C, line 18

Copies of the governing documents, conflict of interest policy, financial statements, and tax returns are available to the public upon request at the local office.

Form 990, Part VI, Section C, line 19

All documents are available upon request at the local office.

Filing and Contact Details

Filer

Filer Name
Resources for Rural Community Developmen
EIN
31-1531658
Phone
5302242800
Address
PO Box 492275, Redding, CA 96049-2275

Signing Officer

Name
Dawn Fisher-Smith
Title
Executive Director
Phone
5302242800
Signed
2022-03-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dawn Fisher-Smith
Formed
1997
Legal Domicile
CA
Voting Board Members
4
Independent Board Members
4
Employees
4
Volunteers
0

Preparer

Firm
Norcal Accounting Solutions
Address
1890 Park Marina Drive Suite 220, REDDING, CA 96001
Preparer
David Gilman CPA
Phone
5306045388
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt07908
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99270
IRS990ScheduleA/PublicSupportTotal170Amt01081948
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt065107
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt094934
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0394415
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0133077
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0394415
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01081948
IRS990ScheduleA/TotalSupportAmt01089856
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04230710
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02929856
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07160566
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt025822
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt025822
IRS990ScheduleD/LandGrp/BookValueAmt02188055
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02188055
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt012380
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt012380
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06735
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11104
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt245480
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt34863
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42562
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Interest Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Investment in Partnership
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Security Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Credit Cards Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Accrued Payroll Liabilities
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06418765
IRS990ScheduleD/TotalLiabilityAmt060744
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No individual committee's
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Management provides a draft copy of the Form 990 to all board members. Board members are asked to review prior to the filing of the tax return.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Annually, the board completes a conflict of interest questionnaire. Each member signs the quesionnaire when completed. Any potential conflicts are reviewed and cleared prior to becoming a member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization reviews reports on compensation for non-profits including regional and local data that is available.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Copies of the governing documents, conflict of interest policy, financial statements, and tax returns are available to the public upon request at the local office.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5All documents are available upon request at the local office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt08592934
IRS990/TotalAssetsEOYAmt08466693
IRS990/TotalAssetsGrp/BOYAmt08592934
IRS990/TotalAssetsGrp/EOYAmt08466693
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt065107
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0386392
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0856818
IRS990/TotalFunctionalExpensesGrp/TotalAmt01243210
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02355662
IRS990/TotalLiabilitiesEOYAmt02408263
IRS990/TotalLiabilitiesGrp/BOYAmt02355662
IRS990/TotalLiabilitiesGrp/EOYAmt02408263
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06237272
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06058430
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0856818
IRS990/TotalProgramServiceRevenueAmt0869143
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0999261
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01064368
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08592934
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08466693
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt01859
IRS990/TravelGrp/ProgramServicesAmt02024
IRS990/TravelGrp/TotalAmt03883
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0715 Parkview Avenue Suite 1
IRS990/USAddress/CityNm0Redding
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd096001
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0www.accesshome.org
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-05-20 13:21:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Dawn Fisher-Smith
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum05302242800
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-03-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Resources for Rural Community Developmen
ReturnHeader/Filer/BusinessNameControlTxt0RESO
ReturnHeader/Filer/EIN0311531658
ReturnHeader/Filer/PhoneNum05302242800
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 492275
ReturnHeader/Filer/USAddress/CityNm0Redding
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd0960492275
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0854086499
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Norcal Accounting Solutions
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01890 Park Marina Drive Suite 220
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0REDDING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd096001
ReturnHeader/PreparerPersonGrp/PhoneNum05306045388
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0David Gilman CPA
ReturnHeader/ReturnTs02022-03-10T10:40:23-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Dawn
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Fisher-Smith
ReturnHeader/TaxPeriodBeginDt02020-07-01
ReturnHeader/TaxPeriodEndDt02021-06-30
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.77$1.78$4.99$1.79$2.16$0.37
2023Detailed filing. Detailed filing data is available for this year.$7.34$1.92$5.42$1.97$2.38$0.41
2022Detailed filing. Detailed filing data is available for this year.$7.81$1.98$5.83$1.02$1.25$0.23
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.47$2.41$6.06$1.06$1.24$0.18
2020Detailed filing. Detailed filing data is available for this year.$8.59$2.36$6.24$0.91$1.04$0.12
2019Detailed filing. Detailed filing data is available for this year.$8.73$2.37$6.36$1.04$1.31$0.27
2018Detailed filing. Detailed filing data is available for this year.$9.10$2.47$6.63$0.95$0.86$0.08
2017Detailed filing. Detailed filing data is available for this year.$9.20$2.66$6.55$1.17$0.82$0.35
2016Detailed filing. Detailed filing data is available for this year.$8.69$2.49$6.19$1.01$0.79$0.22
2015Detailed filing. Detailed filing data is available for this year.$8.64$2.67$5.97$1.20$0.90$0.30
2014Detailed filing. Detailed filing data is available for this year.$8.66$2.99$5.67$1.19$0.77$0.42
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.50$3.25$5.25$0.72
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.44$3.51$4.93$0.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.17$3.66$4.50$0.76