Civic Intelligence

Business Development Finance Corporation

EIN 31-1499733 • 501(c)3 • Dublin, OH

Profile

To promote community development within columbus, ohio, and surrounding areas; to provide services designed to facilitate the flow of lending and investment capital into distressed communities and to individuals who have been unable to take full advantage of the financial service industry; and to provide access to credit and investment capital as an essential ingredient for creating and retaining jobs, developing afforadable housing, revitalizing neighborhoods, and unleashing the economic potential of small business.

5475 Rings Road 110Dublin, OH 43017

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

55th percentile

0.0%

Faster asset growth than 55% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Flat

$14,920

Flat from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Flat

$14,920

Flat from 2024

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Flat

$0

Flat from 2024

Expenses

Flat

$0

Flat from 2024

Net Income

Flat

$0

Flat from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $272,854Liabilities 2010: $0Net Assets 2010: $272,8542010Assets 2011: $213,491Liabilities 2011: $1,920Net Assets 2011: $211,5712011Assets 2012: $195,504Liabilities 2012: $1,920Net Assets 2012: $193,5842012Assets 2013: $160,117Liabilities 2013: $1,920Net Assets 2013: $158,1972013Assets 2014: $136,340Liabilities 2014: $0Net Assets 2014: $136,3402014Assets 2015: $101,676Liabilities 2015: $0Net Assets 2015: $101,6762015Assets 2016: $76,904Liabilities 2016: $0Net Assets 2016: $76,9042016Assets 2017: $50,634Liabilities 2017: $0Net Assets 2017: $50,6342017Assets 2018: $14,540Liabilities 2018: $0Net Assets 2018: $14,5402018Assets 2019: $11,581Liabilities 2019: $4,122Net Assets 2019: $7,4592019Assets 2020: $9,482Liabilities 2020: $3,072Net Assets 2020: $6,4102020Assets 2021: $14,920Liabilities 2021: $0Net Assets 2021: $14,9202021Assets 2022: $14,920Liabilities 2022: $0Net Assets 2022: $14,9202022Assets 2023: $14,920Liabilities 2023: $0Net Assets 2023: $14,9202023Assets 2024: $14,920Liabilities 2024: $0Net Assets 2024: $14,9202024Assets 2025: $14,920Liabilities 2025: $0Net Assets 2025: $14,9202025

Highlighted filing

2025

Assets$14,920
Liabilities$0
Net Assets$14,920
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2010: $17,374Expenses 2010: $113,400Net Income 2010: -$96,0262010Revenue 2011: $23,691Expenses 2011: $84,974Net Income 2011: -$61,2832011Revenue 2012: $8,583Expenses 2012: $26,570Net Income 2012: -$17,9872012Revenue 2013: $7,069Expenses 2013: $42,456Net Income 2013: -$35,3872013Revenue 2014: $7,616Expenses 2014: $29,473Net Income 2014: -$21,8572014Revenue 2015: $5,291Expenses 2015: $39,955Net Income 2015: -$34,6642015Revenue 2016: $3,508Expenses 2016: $28,280Net Income 2016: -$24,7722016Revenue 2017: $2,170Expenses 2017: $28,440Net Income 2017: -$26,2702017Revenue 2018: $747Expenses 2018: $36,841Net Income 2018: -$36,0942018Revenue 2019: $848Expenses 2019: $7,929Net Income 2019: -$7,0812019Revenue 2020: $1Expenses 2020: $1,050Net Income 2020: -$1,0492020Revenue 2021: $8,510Expenses 2021: $0Net Income 2021: $8,5102021Revenue 2022: $0Expenses 2022: $0Net Income 2022: $02022Revenue 2023: $0Expenses 2023: $0Net Income 2023: $02023Revenue 2024: $0Expenses 2024: $0Net Income 2024: $02024Revenue 2025: $0Expenses 2025: $0Net Income 2025: $02025

Highlighted filing

2025

Revenue$0
Expenses$0
Net Income$0
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$14,920
Liabilities
$0
Net assets
$14,920
Revenue
$0
Expenses
$0
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.00$0.00$0.00
2024Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.00$0.00$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.00$0.00$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.00$0.00$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.09$0.00$0.09
2020Detailed filing. Detailed filing data is available for this year.$0.09$0.03$0.06$0.00$0.01$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.12$0.04$0.07$0.01$0.08$0.07
2018Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.01$0.37$0.36
2017Detailed filing. Detailed filing data is available for this year.$0.51$0.00$0.51$0.02$0.28$0.26
2016Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$0.04$0.28$0.25
2015Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$0.05$0.40$0.35
2014Detailed filing. Detailed filing data is available for this year.$1.36$0.00$1.36$0.08$0.29$0.22
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.60$0.02$1.58$0.07$0.42$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.96$0.02$1.94$0.09$0.27$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.13$0.02$2.12$0.24$0.85$0.61
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.73$0.00$2.73$0.17$1.13$0.96
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Mar 23, 2026
Return Version
2024v5.5
Gross Receipts
$0
Mission and Program Overview

Mission

To promote community development within columbus, ohio, and surrounding areas; to provide services designed to facilitate the flow of lending and investment capital into distressed communities and to individuals who have been unable to take full advantage of the financial service industry; and to provide access to credit and investment capital as an essential ingredient for creating and retaining jobs, developing afforadable housing, revitalizing neighborhoods, and unleashing the economic potential of small business.

Program Services

DescriptionGrantsExpenses
PROMOTES COMMUNITY DEVELOPMENT IN THE CITY OF COLUMBUS BY PROVIDING WORKING CAPITAL LOANS FOR EXISTING SMALL BUSINESSES.$0$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JACK BEELERSecretary-$0--
KIM KNIGHTSDirector-$0--
STEVE TUCKERDirector-$0--
ROSE ROMANVice Chair-$0--
MARY ANN POTTERDirector-$0--
OWEN POHLChair-$0--
TIM NORRISDirector-$0--
ARIANA ULLOA-OLLAVIERTAAssistant Vice Chair-$0--
JACK GREENDirector-$0--
ERIC BELFRAGEDirector-$0--
ERIC PHILLIPSDirector-$0--
KEMPER ALLISONDirector-$0--
Filing and Contact Details

Filer

Filer Name
Business Development Finance Corporation
EIN
31-1499733
Phone
6146456171
Address
5475 RINGS ROAD 110, DUBLIN, OH 43017

Signing Officer

Name
Laura Frum
Title
President
Phone
6146456171
Signed
2026-03-23
Discuss with paid preparer
Yes

Preparer

Firm
Maloney Novotny LLC
Address
1105 SCHROCK ROAD STE 510, COLUMBUS, OH 43229
Preparer
Gregory Ruban
Phone
6147816174
Raw XML Appendix179 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
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IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE COMMUNITY DEVELOPMENT WITHIN COLUMBUS, OHIO, AND SURROUNDING AREAS; TO PROVIDE SERVICES DESIGNED TO FACILITATE THE FLOW OF LENDING AND INVESTMENT CAPITAL INTO DISTRESSED COMMUNITIES AND TO INDIVIDUALS WHO HAVE BEEN UNABLE TO TAKE FULL ADVANTAGE OF THE FINANCIAL SERVICE INDUSTRY; AND TO PROVIDE ACCESS TO CREDIT AND INVESTMENT CAPITAL AS AN ESSENTIAL INGREDIENT FOR CREATING AND RETAINING JOBS, DEVELOPING AFFORADABLE HOUSING, REVITALIZING NEIGHBORHOODS, AND UNLEASHING THE ECONOMIC POTENTIAL OF SMALL BUSINESS.
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TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-23
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ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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