Civic Intelligence

Elkhart Urban Enterprise Association

EIN 31-1138884 • 501(c)4 • Elkhart, IN

Profile

Promotion of job development and improvement of quality of life for persons residing and/or working inside the elkhart urban enterprise zone.

229 S Second StreetElkhart, IN 46516

www.elkhartindiana.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

93rd percentile

54%

Higher net margin than 93% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2024

Asset Growth

76th percentile

13%

Faster asset growth than 76% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-66%

Faster revenue growth than 12% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$279,246

Up $32,855 (+13%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$279,246

Up $32,855 (+13%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin93rd percentile

Revenue

Down

$21,900

Down $41,783 (-66%) from 2023

Expenses

Down

$9,973

Down $47,285 (-83%) from 2023

Net Income

Up

$11,927

Up $5,502 (+86%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2017: $185,647Liabilities 2017: $0Net Assets 2017: $185,6472017Assets 2018: $215,299Liabilities 2018: $0Net Assets 2018: $215,2992018Assets 2019: $252,099Liabilities 2019: $0Net Assets 2019: $252,0992019Assets 2020: $297,909Liabilities 2020: $0Net Assets 2020: $297,9092020Assets 2021: $246,196Liabilities 2021: $0Net Assets 2021: $246,1962021Assets 2022: $239,966Liabilities 2022: $0Net Assets 2022: $239,9662022Assets 2023: $246,391Liabilities 2023: $0Net Assets 2023: $246,3912023Assets 2024: $279,246Liabilities 2024: $0Net Assets 2024: $279,2462024

Highlighted filing

2024

Assets$279,246
Liabilities$0
Net Assets$279,246
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2017: $55,570Expenses 2017: $3,018Net Income 2017: $52,5522017Revenue 2018: $76,492Expenses 2018: $46,840Net Income 2018: $29,6522018Revenue 2019: $49,372Expenses 2019: $12,572Net Income 2019: $36,8002019Revenue 2020: $56,790Expenses 2020: $10,980Net Income 2020: $45,8102020Revenue 2021: $68,591Expenses 2021: $120,304Net Income 2021: -$51,7132021Revenue 2022: $43,004Expenses 2022: $49,234Net Income 2022: -$6,2302022Revenue 2023: $63,683Expenses 2023: $57,258Net Income 2023: $6,4252023Revenue 2024: $21,900Expenses 2024: $9,973Net Income 2024: $11,9272024

Highlighted filing

2024

Revenue$21,900
Expenses$9,973
Net Income$11,927
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$279,246
Liabilities
$0
Net assets
$279,246
Revenue
$21,900
Expenses
$9,973
Net income
$11,927
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.79$0.00$2.79$0.22$0.10$0.12
2023Detailed filing. Detailed filing data is available for this year.$2.46$0.00$2.46$0.64$0.57$0.06
2022Detailed filing. Detailed filing data is available for this year.$2.40$0.00$2.40$0.43$0.49$0.06
2021Detailed filing. Detailed filing data is available for this year.$2.46$0.00$2.46$0.69$1.20$0.52
2020Detailed filing. Detailed filing data is available for this year.$2.98$0.00$2.98$0.57$0.11$0.46
2019Detailed filing. Detailed filing data is available for this year.$2.52$0.00$2.52$0.49$0.13$0.37
2018Detailed filing. Detailed filing data is available for this year.$2.15$0.00$2.15$0.76$0.47$0.30
2017Detailed filing. Detailed filing data is available for this year.$1.86$0.00$1.86$0.56$0.03$0.53
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$21,900
Mission and Program Overview

Mission

Promotion of job development and improvement of quality of life for persons residing and/or working inside the elkhart urban enterprise zone.

Program Services

DescriptionGrantsExpenses
THE EUEA OVERSEES THE ELKHART URBAN ENTERPRISE ZONE (EUEZ) AND ITS PROGRAMS THAT STRIVE TO INCREASE THE NUMBER OF JOBS IN THE EUEZ BY THE RETENTION AND EXPANSION OF EXISTING BUSINESSES AND THE ATTRACTION AND DEVELOPMENT OF NEW BUSINESSES AS WELL AS IMPROVE THE QUALITY OF LIFE OF ZONE RESIDENTS, IMPROVE ZONE RESIDENTS EMPLOYABILITY AND FILL ZONE JOBS WITH ZONE RESIDENTS.$0$0
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KRISTEN SMOLEDirector-$0--
ARVIS DAWSONDirector-$0--
MIKE HUBERDirector-$0--
SHERRY WEBERDirector-$0--
JEFFREY WHISLERSecretary-$0--
BILL LAVERYTreasurer-$0--
THERESA GEISEVice President-$0--
JAMES GARDNERPresident-$0--
Filing and Contact Details

Filer

Filer Name
Elkhart Urban Enterprise Association
EIN
31-1138884
Phone
5742945471
Address
229 S SECOND STREET, ELKHART, IN 46516

Signing Officer

Name
James Gardner
Title
President
Phone
5742945471
Signed
2025-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Kruggel Lawton & Company LLC
Address
210 S MICHIGAN ST SUITE 200, SOUTH BEND, IN 46601
Preparer
Jessica Keaton
Phone
5742894011
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 748.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: miscellaneous revenue. Amount: 285.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank fees. Amount: 65. Description: networking events. Amount: 60. Description: administrative fees. Amount: 340. Total to form 990-ez, line 16: 465.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: change in beneficial interest. Amount: 20,928.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: community foundation fund. Beg. Of year amount: 0. End of year amount: 240,928.”

Raw XML Appendix158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7JAMES GARDNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7PRESIDENT
IRS990EZ/OperateHospitalInd00
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IRS990EZ/PrimaryExemptPurposeTxt0PROMOTION OF JOB DEVELOPMENT AND IMPROVEMENT OF QUALITY OF LIFE FOR PERSONS RESIDING AND/OR WORKING INSIDE THE ELKHART URBAN ENTERPRISE ZONE.
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IRS990EZ/WebsiteAddressTxt0WWW.ELKHARTINDIANA.ORG
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 748.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: MISCELLANEOUS REVENUE. AMOUNT: 285.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: BANK FEES. AMOUNT: 65. DESCRIPTION: NETWORKING EVENTS. AMOUNT: 60. DESCRIPTION: ADMINISTRATIVE FEES. AMOUNT: 340. TOTAL TO FORM 990-EZ, LINE 16: 465.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: CHANGE IN BENEFICIAL INTEREST. AMOUNT: 20,928.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: COMMUNITY FOUNDATION FUND. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 240,928.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMES GARDNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05742945471
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ELKHART URBAN ENTERPRISE ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INC
ReturnHeader/Filer/BusinessNameControlTxt0ELKH
ReturnHeader/Filer/EIN0311138884
ReturnHeader/Filer/PhoneNum05742945471
ReturnHeader/Filer/USAddress/AddressLine1Txt0229 S SECOND STREET
ReturnHeader/Filer/USAddress/CityNm0ELKHART
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046516
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0351307701
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KRUGGEL LAWTON & COMPANY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0210 S MICHIGAN ST SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SOUTH BEND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd046601
ReturnHeader/PreparerPersonGrp/PhoneNum05742894011
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JESSICA KEATON
ReturnHeader/ReturnTs02025-11-17T15:32:37-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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