Civic Intelligence

Greater Cincinnati Association of Health Underwriters

EIN 31-1119596 • 501(c)6 • Florence, KY

Profile

Association of health underwriters

7761 E Covered Bridge DriveFlorence, KY 41042

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

8th percentile

-82%

Higher net margin than 8% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

27th percentile

-19%

Faster asset growth than 27% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

51st percentile

-0.0%

Faster revenue growth than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$8,190

Down $8,871 (-52%) from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Down

$8,190

Down $8,871 (-52%) from 2022

Operations
Liabilities / Revenue51st percentileNet Margin8th percentile

Revenue

Down

$2,425

Down $469 (-16%) from 2022

Expenses

Up

$4,402

Up $689 (+19%) from 2022

Net Income

Down

-$1,977

Down $1,158 (-141%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth27th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2011: $22,845Liabilities 2011: $0Net Assets 2011: $22,8452011Assets 2012: $17,800Liabilities 2012: $0Net Assets 2012: $17,8002012Assets 2014: $20,233Liabilities 2014: $0Net Assets 2014: $20,2332014Assets 2015: $20,201Liabilities 2015: $0Net Assets 2015: $20,2012015Assets 2016: $19,010Liabilities 2016: $0Net Assets 2016: $19,0102016Assets 2017: $20,770Liabilities 2017: $0Net Assets 2017: $20,7702017Assets 2018: $21,750Liabilities 2018: $0Net Assets 2018: $21,7502018Assets 2019: $23,537Liabilities 2019: $0Net Assets 2019: $23,5372019Assets 2020: $21,597Liabilities 2020: $0Net Assets 2020: $21,5972020Assets 2022: $17,061Liabilities 2022: $0Net Assets 2022: $17,0612022Assets 2024: $8,190Liabilities 2024: $0Net Assets 2024: $8,1902024

Highlighted filing

2024

Assets$8,190
Liabilities$0
Net Assets$8,190
Open 2024 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2011: $26,415Expenses 2011: $28,267Net Income 2011: -$1,8522011Revenue 2012: $21,524Expenses 2012: $26,569Net Income 2012: -$5,0452012Revenue 2014: $15,234Expenses 2014: $15,045Net Income 2014: $1892014Revenue 2015: $10,156Expenses 2015: $10,188Net Income 2015: -$322015Revenue 2016: $6,622Expenses 2016: $7,813Net Income 2016: -$1,1912016Revenue 2017: $12,192Expenses 2017: $10,432Net Income 2017: $1,7602017Revenue 2018: $7,950Expenses 2018: $6,970Net Income 2018: $9802018Revenue 2019: $6,531Expenses 2019: $4,744Net Income 2019: $1,7872019Revenue 2020: $5,756Expenses 2020: $7,696Net Income 2020: -$1,9402020Revenue 2022: $2,894Expenses 2022: $3,713Net Income 2022: -$8192022Revenue 2024: $2,425Expenses 2024: $4,402Net Income 2024: -$1,9772024

Highlighted filing

2024

Revenue$2,425
Expenses$4,402
Net Income-$1,977
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,190
Liabilities
$0
Net assets
$8,190
Revenue
$2,425
Expenses
$4,402
Net income
-$1,977
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.19$0.00$8.19$2.43$4.40$1.98
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.1$0.00$17.1$2.89$3.71$0.82
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.6$0.00$21.6$5.76$7.70$1.94
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.5$0.00$23.5$6.53$4.74$1.79
2018Detailed filing. Detailed filing data is available for this year.$21.8$0.00$21.8$7.95$6.97$0.98
2017Detailed filing. Detailed filing data is available for this year.$20.8$0.00$20.8$12.2$10.4$1.76
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.0$0.00$19.0$6.62$7.81$1.19
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.2$0.00$20.2$10.2$10.2$0.03
2014Detailed filing. Detailed filing data is available for this year.$20.2$0.00$20.2$15.2$15.0$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.8$0.00$17.8$21.5$26.6$5.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.8$0.00$22.8$26.4$28.3$1.85
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 5, 2025
Return Version
2024v5.1
Gross Receipts
$2,425
Mission and Program Overview

Mission

Association of health underwriters

Program Services

DescriptionGrantsExpenses
MONTHLY ASSOCIATION MEETINGS TO HEAR SPEAKERS DISCUSS ITEMS OF MUTUAL IMPORTANCE$0$0
HEALTHLINES$0$0
OTHER MEMBERSHIP SERVICES$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DAVID R KROSSTreasurer-$0--
GERALD STRICKER IIImmediate Past President-$0--
JENNIFER L KAUFFMANPresident-$0--
DAVID CUNIXLegislative Chair-$0--
Filing and Contact Details

Filer

Filer Name
Nabip Greater Cincinnati Ohio Chapter
EIN
31-1119596
Phone
8593428446
Address
7761 E COVERED BRIDGE DRIVE, FLORENCE, KY 41042

Signing Officer

Name
Jennifer L Kauffman
Title
President
Phone
8593428446
Signed
2025-05-05
Discuss with paid preparer
Yes

Preparer

Firm
Rudler Psc
Address
SUITE 200 809 WRIGHTS SUMMIT, PARKWAY, FORT WRIGHT, KY 41011
Preparer
Evan Kandra CPA
Phone
8593311717
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 71.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank charges. Amount: 481. Description: meeting expense. Amount: 365. Description: insurance. Amount: 262. Description: public relations. Amount: 176. Description: legislative. Amount: 1,845. Total to form 990-ez, line 16: 3,129.”

Raw XML Appendix118 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/PersonNm0DEBBIE MASKEY
IRS990EZ/BooksInCareOfDetail/PhoneNum08593428446
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07761 E COVERED BRIDGE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FLORENCE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd041042
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt010167
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt08190
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0250
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-1977
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01273
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt010167
IRS990EZ/Form990TotalAssetsGrp/EOYAmt08190
IRS990EZ/GrossReceiptsAmt02425
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt071
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt02104
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt010167
IRS990EZ/NetAssetsOrFundBalancesEOYAmt08190
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt010167
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt08190
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DAVID R KROSS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GERALD STRICKER II
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JENNIFER L KAUFFMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DAVID CUNIX
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1IMMEDIATE PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3LEGISLATIVE CHAIR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt03129
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0ASSOCIATION OF HEALTH UNDERWRITERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MONTHLY ASSOCIATION MEETINGS TO HEAR SPEAKERS DISCUSS ITEMS OF MUTUAL IMPORTANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1HEALTHLINES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2OTHER MEMBERSHIP SERVICES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt20
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0KY
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt04402
IRS990EZ/TotalRevenueAmt02425
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 71.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: BANK CHARGES. AMOUNT: 481. DESCRIPTION: MEETING EXPENSE. AMOUNT: 365. DESCRIPTION: INSURANCE. AMOUNT: 262. DESCRIPTION: PUBLIC RELATIONS. AMOUNT: 176. DESCRIPTION: LEGISLATIVE. AMOUNT: 1,845. TOTAL TO FORM 990-EZ, LINE 16: 3,129.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNIFER L KAUFFMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08593428446
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NABIP GREATER CINCINNATI OHIO CHAPTER
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0311119596
ReturnHeader/Filer/PhoneNum08593428446
ReturnHeader/Filer/USAddress/AddressLine1Txt07761 E COVERED BRIDGE DRIVE
ReturnHeader/Filer/USAddress/CityNm0FLORENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd041042
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0311048275
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RUDLER PSC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0SUITE 200 809 WRIGHTS SUMMIT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine2Txt0PARKWAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FORT WRIGHT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd041011
ReturnHeader/PreparerPersonGrp/PhoneNum08593311717
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0EVAN KANDRA CPA
ReturnHeader/ReturnTs02025-05-23T15:25:12-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits