Civic Intelligence

Marblehead Peninsula Chamber of Commerce

EIN 31-1117325 • 501(c)6 • Marblehead, OH

Profile

To promote the area for economic growth

110 West Main St Unit 3Marblehead, OH 43440

www.themarbleheadpeninsula.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.01x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

63rd percentile

0.02x

Higher debt load relative to revenue than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

74th percentile

14%

Higher net margin than 74% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$47,500

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 59.8% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

76th percentile

15%

Faster asset growth than 76% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

74th percentile

16%

Faster revenue growth than 74% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$87,933

Up $11,589 (+15%) from 2023

Liabilities

Up

$1,288

Up $478 (+59%) from 2023

Net Assets

Up

$86,645

Up $11,111 (+15%) from 2023

Operations
Liabilities / Revenue63rd percentileNet Margin74th percentile

Revenue

Up

$79,460

Up $10,938 (+16%) from 2023

Expenses

Up

$68,349

Up $2,018 (+3.0%) from 2023

Net Income

Up

$11,111

Up $8,920 (+407%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2016: $37,813Liabilities 2016: $2,558Net Assets 2016: $35,2552016Assets 2017: $37,966Liabilities 2017: $2,161Net Assets 2017: $35,8052017Assets 2018: $39,962Liabilities 2018: $1,538Net Assets 2018: $38,4242018Assets 2019: $22,618Liabilities 2019: $1,247Net Assets 2019: $21,3712019Assets 2021: $56,432Liabilities 2021: $1,747Net Assets 2021: $54,6852021Assets 2022: $74,895Liabilities 2022: $1,552Net Assets 2022: $73,3432022Assets 2023: $76,344Liabilities 2023: $810Net Assets 2023: $75,5342023Assets 2024: $87,933Liabilities 2024: $1,288Net Assets 2024: $86,6452024

Highlighted filing

2024

Assets$87,933
Liabilities$1,288
Net Assets$86,645
Open 2024 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2016: $66,097Expenses 2016: $69,678Net Income 2016: -$3,5812016Revenue 2017: $71,512Expenses 2017: $70,962Net Income 2017: $5502017Revenue 2018: $78,455Expenses 2018: $75,836Net Income 2018: $2,6192018Revenue 2019: $51,129Expenses 2019: $68,182Net Income 2019: -$17,0532019Revenue 2021: $81,606Expenses 2021: $47,293Net Income 2021: $34,3132021Revenue 2022: $72,528Expenses 2022: $53,870Net Income 2022: $18,6582022Revenue 2023: $68,522Expenses 2023: $66,331Net Income 2023: $2,1912023Revenue 2024: $79,460Expenses 2024: $68,349Net Income 2024: $11,1112024

Highlighted filing

2024

Revenue$79,460
Expenses$68,349
Net Income$11,111
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$87,933
Liabilities
$1,288
Net assets
$86,645
Revenue
$79,460
Expenses
$68,349
Net income
$11,111
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$87.9$1.29$86.6$79.5$68.3$11.1
2023Detailed filing. Detailed filing data is available for this year.$76.3$0.81$75.5$68.5$66.3$2.19
2022Detailed filing. Detailed filing data is available for this year.$74.9$1.55$73.3$72.5$53.9$18.7
2021Detailed filing. Detailed filing data is available for this year.$56.4$1.75$54.7$81.6$47.3$34.3
2019Detailed filing. Detailed filing data is available for this year.$22.6$1.25$21.4$51.1$68.2$17.1
2018Detailed filing. Detailed filing data is available for this year.$40.0$1.54$38.4$78.5$75.8$2.62
2017Detailed filing. Detailed filing data is available for this year.$38.0$2.16$35.8$71.5$71.0$0.55
2016Detailed filing. Detailed filing data is available for this year.$37.8$2.56$35.3$66.1$69.7$3.58
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 23, 2025
Return Version
2024v5.2
Gross Receipts
$88,931
Mission and Program Overview

Mission

To promote the area for economic growth

Program Services

DescriptionGrantsExpenses
ANNUAL BANQUET TO PUBLICLY RECOGNIZE OUTSTANDING SERVICE BY INDIVIDUALS AND AREA BUSINESSES-$3,283
PRINTING OF A CHAMBER MAP & DIRECTORY FOR TOURISTS TO ADVERTISE LOCAL ATTRACTIONS AND BUSINESS ESTABLISHMENTS--
MONTHLY BUSINESS AFTER HOURS MEETINGS WHERE MEMBERS CAN INTERACT WITH EACH OTHER AND ONE BUSINESS IS GIVEN THE OPPORTUNITY TO GIVE A PRESENTATION TO PROMOTE WHAT THEY DO--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TERI CASSELLExec. DirectorFT$47,500-$47,500
ANDY SCHLOTTERERBoard Member-$0--
GREG DEERHAKEBoard Member-$0--
EMILY DUNFEETreasurer-$0--
MEGAN GOODSecretary-$0--
MICHELE MUELLERBoard Member-$0--
MAGGIE HUMMELBoard Member-$0--
KYLE KRUPPVice President-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Reverse Raffle$21,654$21,654$2,542$19,112
Lighthouse Festival$14,502$14,502$1,242$13,260
Total Events$36,156$36,156$5,384$30,772
Filing and Contact Details

Filer

Filer Name
Marblehead Peninsula Chamber of Commerce
EIN
31-1117325
Phone
4197027492
Address
110 WEST MAIN ST UNIT 3, MARBLEHEAD, OH 43440

Signing Officer

Name
Teri Cassell
Title
Exec. Director
Signed
2025-09-23
Discuss with paid preparer
Yes

Preparer

Firm
Robert Apling & Associates
Address
2155 Oak Harbor Road, Fremont, OH 43420
Preparer
Michelle Murray CPA
Phone
4193558200
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $469”

Other Expenses.1002

“Office Expenses $645”

Other Expenses.1

“Dues & subscriptions $1204”

Other Expenses.2

“SUPPLIES $454”

Other Expenses.3

“Bank & merchant fees $167”

Other Expenses.4

“Workers' compensation $117”

Total Liabilities.1

“PAYROLL TAXES WITHHELD - Beginning $810 PAYROLL TAXES WITHHELD - Ending $811”

Total Liabilities.2

“CREDIT CARD PAYABLE - Beginning $0 CREDIT CARD PAYABLE - Ending $477”

Raw XML Appendix160 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0EMILY DUNFEE
IRS990EZ/BooksInCareOfDetail/PhoneNum04197027492
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0110 WEST MAIN ST UNIT 3
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MARBLEHEAD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd043440
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt076344
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt087933
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt011111
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02905
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt076344
IRS990EZ/Form990TotalAssetsGrp/EOYAmt087933
IRS990EZ/FundraisingGrossIncomeAmt044415
IRS990EZ/GamingGrossIncomeAmt010607
IRS990EZ/GrantsAndSimilarAmountsPaidAmt02000
IRS990EZ/GrossReceiptsAmt088931
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01245
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt027883
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt075534
IRS990EZ/NetAssetsOrFundBalancesEOYAmt086645
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt075534
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt086645
IRS990EZ/OccupancyRentUtltsAndMaintAmt09131
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt335.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt347500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ANDY SCHLOTTERER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GREG DEERHAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2EMILY DUNFEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TERI CASSELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MEGAN GOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MICHELE MUELLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MAGGIE HUMMEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7KYLE KRUPP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3EXEC. DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7VICE PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt03056
IRS990EZ/OtherRevenueTotalAmt04781
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE THE AREA FOR ECONOMIC GROWTH
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PRINTING OF A CHAMBER MAP & DIRECTORY FOR TOURISTS TO ADVERTISE LOCAL ATTRACTIONS AND BUSINESS ESTABLISHMENTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1ANNUAL BANQUET TO PUBLICLY RECOGNIZE OUTSTANDING SERVICE BY INDIVIDUALS AND AREA BUSINESSES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2MONTHLY BUSINESS AFTER HOURS MEETINGS WHERE MEMBERS CAN INTERACT WITH EACH OTHER AND ONE BUSINESS IS GIVEN THE OPPORTUNITY TO GIVE A PRESENTATION TO PROMOTE WHAT THEY DO
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt03283
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt051257
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt09471
IRS990EZ/SpecialEventsNetIncomeLossAmt045551
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0810
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01288
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt068349
IRS990EZ/TotalProgramServiceExpensesAmt03283
IRS990EZ/TotalRevenueAmt079460
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.THEMARBLEHEADPENINSULA.COM
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt05384
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0REVERSE RAFFLE
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0LIGHTHOUSE FESTIVAL
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt021654
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt014502
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt036156
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt021654
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt014502
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt036156
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt030772
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt03784
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt02542
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt01242
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt01600
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt01600
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $469
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $645
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DUES & SUBSCRIPTIONS $1204
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SUPPLIES $454
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BANK & MERCHANT FEES $167
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WORKERS' COMPENSATION $117
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PAYROLL TAXES WITHHELD - Beginning $810 PAYROLL TAXES WITHHELD - Ending $811
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CREDIT CARD PAYABLE - Beginning $0 CREDIT CARD PAYABLE - Ending $477
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Total Liabilities.2
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TERI CASSELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXEC. DIRECTOR
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MARBLEHEAD PENINSULA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0MARB
ReturnHeader/Filer/EIN0311117325
ReturnHeader/Filer/PhoneNum04197027492
ReturnHeader/Filer/USAddress/AddressLine1Txt0110 WEST MAIN ST UNIT 3
ReturnHeader/Filer/USAddress/CityNm0MARBLEHEAD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043440
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0300604748
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Robert Apling & Associates
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02155 Oak Harbor Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Fremont
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd043420
ReturnHeader/PreparerPersonGrp/PhoneNum04193558200
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHELLE MURRAY CPA
ReturnHeader/ReturnTs02025-09-23T13:27:33-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.