Civic Intelligence

Covington Business Council

EIN 31-1107891 • 501(c)3 • Covington, KY

Profile

Advocate of small businesses

50 E River Center Blvd Suite 160Covington, KY 41011

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.01x

Higher debt load relative to assets than 66% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

51st percentile

-1.1%

Faster asset growth than 51% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets66th percentile

Assets

Down

$78,658

Down $5,688 (-6.7%) from 2023

Liabilities

Flat

$800

Flat from 2023

Net Assets

Flat

$83,546

Flat from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

-

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2013: $18,085Liabilities 2013: $15,545Net Assets 2013: $2,5402013Assets 2014: $24,558Liabilities 2014: $15,695Net Assets 2014: $8,8632014Assets 2015: $110,468Liabilities 2015: $4,066Net Assets 2015: $106,4022015Assets 2016: $80,710Liabilities 2016: $0Net Assets 2016: $80,7102016Assets 2017: $26,721Liabilities 2017: $0Net Assets 2017: $26,7212017Assets 2018: $115,132Liabilities 2018: $0Net Assets 2018: $115,1322018Assets 2019: $29,443Liabilities 2019: $0Net Assets 2019: $29,4432019Assets 2020: $13,361Liabilities 2020: $0Net Assets 2020: $13,3612020Assets 2021: $46,759Net Assets 2021: $46,7592021Assets 2022: $80,449Liabilities 2022: $800Net Assets 2022: $79,6492022Assets 2023: $84,346Liabilities 2023: $800Net Assets 2023: $83,5462023Assets 2024: $78,658Liabilities 2024: $800Net Assets 2024: $83,5462024

Highlighted filing

2024

Assets$78,658
Liabilities$800
Net Assets$83,546
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2013: $84,985Expenses 2013: $108,145Net Income 2013: -$23,1602013Revenue 2014: $153,109Expenses 2014: $146,786Net Income 2014: $6,3232014Revenue 2015: $110,052Expenses 2015: $12,513Net Income 2015: $97,5392015Revenue 2016: $4,089Expenses 2016: $29,781Net Income 2016: -$25,6922016Revenue 2017: $50,023Expenses 2017: $104,012Net Income 2017: -$53,9892017Revenue 2018: $230,001Expenses 2018: $141,589Net Income 2018: $88,4122018Revenue 2019: $50,370Expenses 2019: $136,059Net Income 2019: -$85,6892019Revenue 2020: $5,000Expenses 2020: $21,082Net Income 2020: -$16,0822020Revenue 2021: $71,672Expenses 2021: $38,274Net Income 2021: $33,3982021Revenue 2022: $50,795Expenses 2022: $17,905Net Income 2022: $32,8902022Revenue 2023: $52,526Expenses 2023: $48,629Net Income 2023: $3,8972023

Latest loaded filing

2023

Revenue$52,526
Expenses$48,629
Net Income$3,897
Open 2023 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$78,658
Liabilities
$800
Net assets
$83,546
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.79$0.01$0.84
2023Detailed filing. Detailed filing data is available for this year.$0.84$0.01$0.84$0.53$0.49$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.80$0.01$0.80$0.51$0.18$0.33
2021Detailed filing. Detailed filing data is available for this year.$0.47$0.47$0.72$0.38$0.33
2020Detailed filing. Detailed filing data is available for this year.$0.13$0.00$0.13$0.05$0.21$0.16
2019Detailed filing. Detailed filing data is available for this year.$0.29$0.00$0.29$0.50$1.36$0.86
2018Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$2.30$1.42$0.88
2017Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$0.50$1.04$0.54
2016Detailed filing. Detailed filing data is available for this year.$0.81$0.00$0.81$0.04$0.30$0.26
2015Detailed filing. Detailed filing data is available for this year.$1.10$0.04$1.06$1.10$0.13$0.98
2014Detailed filing. Detailed filing data is available for this year.$0.25$0.16$0.09$1.53$1.47$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.18$0.16$0.03$0.85$1.08$0.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 29, 2025
Return Version
2024v5.0
Mission and Program Overview

Mission

Advocate of small business in covington.

Advocate of small businesses

Program Services

DescriptionGrantsExpenses
FUND RAISING EVENTS AND GRANTS PROVIDE REVENUE FOR LITTER CLEAN UP IN COVINGTON$50,000$56,226
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PAT FREWExecutive DirectorPT$0--
TONY MILBURNChair-$0--
GREG PAETHBoard Member-$0--
ANTHONY BRADFORDBoard Memer-$0--
ELIZABETH REEDERBoard Member-$0--
KENNETH WEBBBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Covington Business Council
EIN
31-1107891
Address
50 E RIVER CENTER BLVD SUITE 160, COVINGTON, KY 41011

Signing Officer

Name
Pat Frew
Title
Executive Director
Phone
8594311500
Signed
2025-04-29
Discuss with paid preparer
Yes

Preparer

Firm
Katherine M Stevenson CPA Pllc
Address
8 MCCULLUM ROAD, INDEPENDENCE, KY 41051
Preparer
Katherine Stevenson
Phone
8593639111
Supplemental Narrative

Additional Explanations

990 EZ Part 1 Line 10

“Grant spent on community beautification”

990 EZ Part 2 Line 26

“Payable to cbc outstanding at year end”

990 EZ Part 1 Line 16

“Bank services charge & general admin office expense”

Raw XML Appendix143 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CBC FOUNDATION - PAT FREW
IRS990EZ/BooksInCareOfDetail/PhoneNum08594311500
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt050 E RIVER CENTER BLVD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0COVINGTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd041011
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt084346
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt078658
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt084346
IRS990EZ/Form990TotalAssetsGrp/EOYAmt078658
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt083546
IRS990EZ/NetAssetsOrFundBalancesEOYAmt083546
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt083546
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt077858
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PAT FREW
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TONY MILBURN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GREG PAETH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ANTHONY BRADFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ELIZABETH REEDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KENNETH WEBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0ADVOCATE OF SMALL BUSINESSES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FUND RAISING EVENTS AND GRANTS PROVIDE REVENUE FOR LITTER CLEAN UP IN COVINGTON
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt050000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt056226
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0800
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0800
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalProgramServiceExpensesAmt056226
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt050000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt050000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt050100
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt071672
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0226772
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt01671
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt02526
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0695
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt04892
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt01671
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt02526
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0695
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt04892
IRS990ScheduleA/InvestmentIncomeCYPct00.02110
IRS990ScheduleA/InvestmentIncomePYPct00.01400
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97890
IRS990ScheduleA/PublicSupportPY509Pct00.98600
IRS990ScheduleA/PublicSupportTotal509Amt0226772
IRS990ScheduleA/SupportSumAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt050000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt050000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt050100
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt071672
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/Total509Grp/TotalAmt0226772
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt051671
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt052526
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt050795
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt071672
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt05000
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0231664
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0GRANT SPENT ON COMMUNITY BEAUTIFICATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PAYABLE TO CBC OUTSTANDING AT YEAR END
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BANK SERVICES CHARGE & GENERAL ADMIN OFFICE EXPENSE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0990 EZ PART 1 LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1990 EZ PART 2 LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2990 EZ PART 1 LINE 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PAT FREW
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08594311500
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COVINGTON BUSINESS COUNCIL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0COVI
ReturnHeader/Filer/EIN0311107891
ReturnHeader/Filer/USAddress/AddressLine1Txt050 E RIVER CENTER BLVD SUITE 160
ReturnHeader/Filer/USAddress/CityNm0COVINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd041011
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0853981771
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KATHERINE M STEVENSON CPA PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08 MCCULLUM ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0INDEPENDENCE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd041051
ReturnHeader/PreparerPersonGrp/PhoneNum08593639111
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KATHERINE STEVENSON
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-17T10:03:21-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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