Civic Intelligence

Access Business Development & Finance Inc

990 • Fiscal year 2016 • EIN 31-1092286

Oct 01, 2015 to Sep 30, 2016 • Filed on Mar 17, 2017

Organization ProfileWWW.ACCESSBDF.COM
8922 Beckett RdWest Chester, OH 45069

(513) 777-2225

Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Up

$674,030

Up $46,825 (+7.5%) from 2015

Net Assets

Up

$625,553

Up $41,322 (+7.1%) from 2015

Liabilities

Up

$48,477

Up $5,503 (+13%) from 2015

Revenue And Expenses

Revenue

Up

$480,447

Up $166,755 (+53%) from 2015

Expenses

Up

$439,125

Up $33,103 (+8.2%) from 2015

Net Income

Up

$41,322

Up $133,652 (+145%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2015: $627,205Liabilities 2015: $42,974Net Assets 2015: $584,2312015Assets 2016: $674,030Liabilities 2016: $48,477Net Assets 2016: $625,5532016Assets 2018: $515,212Liabilities 2018: $43,138Net Assets 2018: $472,0742018Assets 2019: $427,078Liabilities 2019: $44,323Net Assets 2019: $382,7552019Assets 2020: $377,303Liabilities 2020: $80,780Net Assets 2020: $296,5232020Assets 2021: $358,948Liabilities 2021: $79,872Net Assets 2021: $279,0762021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2016

Assets$674,030
Liabilities$48,477
Net Assets$625,553
Open 2016 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2015: $313,692Expenses 2015: $406,022Net Income 2015: -$92,3302015Revenue 2016: $480,447Expenses 2016: $439,125Net Income 2016: $41,3222016Revenue 2018: $379,368Expenses 2018: $440,370Net Income 2018: -$61,0022018Revenue 2019: $317,530Expenses 2019: $406,846Net Income 2019: -$89,3162019Revenue 2020: $290,123Expenses 2020: $376,355Net Income 2020: -$86,2322020Revenue 2021: $353,309Expenses 2021: $370,755Net Income 2021: -$17,4462021Revenue 2022: $191,654Expenses 2022: $219,521Net Income 2022: -$27,8672022

Highlighted filing

2016

Revenue$480,447
Expenses$439,125
Net Income$41,322
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
Mar 17, 2017
Return Version
2015v3.0
Gross Receipts
$480,447
Mission and Program Overview

Mission

To guide growing small businesses on their journey of expansion and development.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$496,999$535,547▲ $38,548
Savings and Temporary Cash Investments$63,654$63,712▲ $58
Accounts Receivable$47,829$53,376▲ $5,547
Prepaid Expenses and Deferred Charges$11,031$15,378▲ $4,347
Land, Buildings, and Equipment, Net$7,692$6,017▼ $1,675
Total Assets$627,205$674,030▲ $46,825
Liabilities
Accounts Payable and Accrued Expenses$42,974$48,477▲ $5,503
Total Liabilities$42,974$48,477▲ $5,503
Net Assets / Fund Balance
Unrestricted Net Assets$584,231$625,553▲ $41,322
Total Net Assets Fund Balance$584,231$625,553▲ $41,322
Total Liabilities and Net Assets / Fund Balance$627,205$674,030▲ $46,825

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,017$68,611$74,628
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Andrew MccreanorCEOFT$117,000$117,000

Board Members and Trustees

NameTitle
Patrick LandiBoard President
Brendan BurnsBoard Vice President
John KirshBoard Treasurer
Anand RajuDirector
Courtney CombsDirector
Daniel WalshDirector
Dennis GramannDirector
Micha MeyerDirector
Subhas PatelDirector
Timothy SheridanDirector
Vicki AsherDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$469,507
Investment Income
$654
Other Revenue
$10,286
Change in Net Assets
$41,322

Audited Revenue Reconciliation

Revenue per Audited Statements
$480,447
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$480,447
Total Revenue per Form 990
$480,447
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$307,250
Other Expenses$131,875
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$139,953--$139,953
Current Officers, Directors, Trustees, and Key Employees$117,000--$117,000
Occupancy$44,894--$44,894
Other Employee Benefits$26,024--$26,024
Payroll Taxes$24,273--$24,273
Office Expenses$22,394--$22,394
Fees for Services Accounting$19,408--$19,408
Insurance$7,988--$7,988
Information Technology$5,728--$5,728
Fees for Services Other$4,869--$4,869
Advertising$3,553--$3,553
Depreciation Depletion$3,519--$3,519
Travel$2,000--$2,000
Fees for Services Legal$1,402--$1,402
All Other Expenses$1,380--$1,380
Other Expenses$1,250--$1,250
Total Functional Expenses$439,125$0$0$439,125

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$439,125
Total Expenses per Audited Statements$439,125
Total Expenses per Form 990$439,125
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“The board receives an electronic copy of the 990 prior to filing. Members have the opportunity to review and comment on it.”

Form 990, Part VI, Section B, Line 15

“Salaries are reviewed and approved during budget review with the board.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents, conflict of interest policy and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Access Business Development &
EIN
31-1092286
Phone
5137772225
Address
8922 BECKETT RD, WEST CHESTER, OH 45069

Signing Officer

Name
Andrew Mccreanor
Title
CEO
Phone
5137772225
Signed
2017-03-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrew Mccreanor
Formed
1983
Legal Domicile
Oh
Voting Board Members
11
Independent Board Members
11
Employees
6
Volunteers
0

Preparer

Firm
WHITMER & COMPANY CPA'S LLP
Address
105 E FOURTH STREET 1100, CINCINNATI, OH 45202-4011
Preparer
Jan Neumann
Phone
5133818010
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The organization adopted fasb accounting standards codification 740-10, accounting for uncertainty in income taxes, and has evaluated its tax positions taken for all open tax years. Currently, 2015, 2014, 2013 and 2012 tax years are open and subject to examination by the internal revenue service. However, the organization is not currently under audit nor has the organization been contacted by the internal revenue service.”

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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0480447
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION ADOPTED FASB ACCOUNTING STANDARDS CODIFICATION 740-10, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, AND HAS EVALUATED ITS TAX POSITIONS TAKEN FOR ALL OPEN TAX YEARS. CURRENTLY, 2015, 2014, 2013 AND 2012 TAX YEARS ARE OPEN AND SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE. HOWEVER, THE ORGANIZATION IS NOT CURRENTLY UNDER AUDIT NOR HAS THE ORGANIZATION BEEN CONTACTED BY THE INTERNAL REVENUE SERVICE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06017
IRS990ScheduleD/TotalExpensesPerForm990Amt0439125
IRS990ScheduleD/TotalRevenuePerForm990Amt0480447
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0480447
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0439125
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD RECEIVES AN ELECTRONIC COPY OF THE 990 PRIOR TO FILING. MEMBERS HAVE THE OPPORTUNITY TO REVIEW AND COMMENT ON IT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SALARIES ARE REVIEWED AND APPROVED DURING BUDGET REVIEW WITH THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0627205
IRS990/TotalAssetsEOYAmt0674030
IRS990/TotalAssetsGrp/BOYAmt0627205
IRS990/TotalAssetsGrp/EOYAmt0674030
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0439125
IRS990/TotalFunctionalExpensesGrp/TotalAmt0439125
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt042974
IRS990/TotalLiabilitiesEOYAmt048477
IRS990/TotalLiabilitiesGrp/BOYAmt042974
IRS990/TotalLiabilitiesGrp/EOYAmt048477
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0584231
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0625553
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0439125
IRS990/TotalProgramServiceRevenueAmt0469507
IRS990/TotalReportableCompFromOrgAmt0117000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0480447
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0480447
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0627205
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0674030
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt02000
IRS990/TravelGrp/TotalAmt02000
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0584231
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0625553
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08922 BECKETT RD
IRS990/USAddress/CityNm0WEST CHESTER
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd045069
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.ACCESSBDF.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ANDREW MCCREANOR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05137772225
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ACCESS BUSINESS DEVELOPMENT &
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FINANCE INC
ReturnHeader/Filer/BusinessNameControlTxt0ACCE
ReturnHeader/Filer/EIN0311092286
ReturnHeader/Filer/PhoneNum05137772225
ReturnHeader/Filer/USAddress/AddressLine1Txt08922 BECKETT RD
ReturnHeader/Filer/USAddress/CityNm0WEST CHESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045069
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0311223798
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WHITMER & COMPANY CPA'S LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0105 E FOURTH STREET 1100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CINCINNATI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0452024011
ReturnHeader/PreparerPersonGrp/PhoneNum05133818010
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAN NEUMANN
ReturnHeader/ReturnTs02017-03-21T14:59:57-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-10-01
ReturnHeader/TaxPeriodEndDt02016-09-30
ReturnHeader/TaxYr02015

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$674,030
Liabilities
$48,477
Net assets
$625,553
Revenue
$480,447
Expenses
$439,125
Net income
$41,322
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$1.92$2.20$0.28
2021Detailed filing. Detailed filing data is available for this year.$3.59$0.80$2.79$3.53$3.71$0.17
2020Detailed filing. Detailed filing data is available for this year.$3.77$0.81$2.97$2.90$3.76$0.86
2019Detailed filing. Detailed filing data is available for this year.$4.27$0.44$3.83$3.18$4.07$0.89
2018Detailed filing. Detailed filing data is available for this year.$5.15$0.43$4.72$3.79$4.40$0.61
2016Detailed filing. Detailed filing data is available for this year.$6.74$0.48$6.26$4.80$4.39$0.41
2015Detailed filing. Detailed filing data is available for this year.$6.27$0.43$5.84$3.14$4.06$0.92