Civic Intelligence

Osco Employees Health & Welfare

EIN 31-1080897 • 501(c)9 • Portsmouth, OH

Profile

NO COMMITTEES EXIST

PO Box 1388 11th Chillicothe StPortsmouth, OH 45662
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

52nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Net Margin

38th percentile

-0.1%

Higher net margin than 38% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

53rd percentile

$0

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $1M-$5M nonprofits • Source year 2024

Asset Growth

32nd percentile

-7.1%

Faster asset growth than 32% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

22%

Faster revenue growth than 75% of similar nonprofits.

501(c)9 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets45th percentile

Assets

Down

$42,619

Down $3,234 (-7.1%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$42,619

Down $3,234 (-7.1%) from 2023

Operations
Liabilities / Revenue52nd percentileNet Margin38th percentile

Revenue

Up

$3,450,531

Up $611,937 (+22%) from 2023

Expenses

Up

$3,453,765

Up $634,079 (+22%) from 2023

Net Income

Down

-$3,234

Down $22,142 (-117%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2020: $12,961Liabilities 2020: $0Net Assets 2020: $12,9612020Assets 2021: $5,809Liabilities 2021: $0Net Assets 2021: $5,8092021Assets 2022: $26,945Liabilities 2022: $0Net Assets 2022: $26,9452022Assets 2023: $45,853Liabilities 2023: $0Net Assets 2023: $45,8532023Assets 2024: $42,619Liabilities 2024: $0Net Assets 2024: $42,6192024

Highlighted filing

2024

Assets$42,619
Liabilities$0
Net Assets$42,619
Open 2024 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2020: $2,911,584Expenses 2020: $2,952,440Net Income 2020: -$40,8562020Revenue 2021: $2,730,709Expenses 2021: $2,737,861Net Income 2021: -$7,1522021Revenue 2022: $2,936,658Expenses 2022: $2,915,522Net Income 2022: $21,1362022Revenue 2023: $2,838,594Expenses 2023: $2,819,686Net Income 2023: $18,9082023Revenue 2024: $3,450,531Expenses 2024: $3,453,765Net Income 2024: -$3,2342024

Highlighted filing

2024

Revenue$3,450,531
Expenses$3,453,765
Net Income-$3,234
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$42,619
Liabilities
$0
Net assets
$42,619
Revenue
$3,450,531
Expenses
$3,453,765
Net income
-$3,234
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.04$0.00$0.04$3.45$3.45$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$2.84$2.82$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.03$0.00$0.03$2.94$2.92$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$2.73$2.74$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$2.91$2.95$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 6, 2025
Return Version
2024v5.0
Gross Receipts
$3,450,531
Mission and Program Overview

Mission

NO COMMITTEES EXIST

Provide health & welfare benefits for employees

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$45,853$42,619▼ $3,234
Total Assets$45,853$42,619▼ $3,234
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$45,853$42,619▼ $3,234
Total Net Assets Fund Balance$45,853$42,619▼ $3,234
Total Liabilities and Net Assets / Fund Balance$45,853$42,619▼ $3,234
Compensation and Service Providers
Top Officer Pay53rd percentile

Board Members and Trustees

NameTitle
David K KnippChairman
Penny CstaggsTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,450,531
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-3,234
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,218,787
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Employee Benefits$3,218,787--$3,218,787
Benefits to Members$234,978--$234,978
Total Functional Expenses$3,453,765$0$0$3,453,765
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Osco Employees Health & Welfare
EIN
31-1080897
Phone
7403543183
Address
PO BOX 1388 11TH CHILLICOTHE ST, PORTSMOUTH, OH 45662

Signing Officer

Name
David K Knipp
Title
Chairman
Phone
7403543183
Signed
2025-10-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David K Knipp
Formed
1984
Legal Domicile
Oh
Voting Board Members
2
Independent Board Members
2
Employees
0

Preparer

Firm
Reynolds & Company
Address
PO BOX 1364, PORTSMOUTH, OH 45662-1364
Preparer
William H Tackett CPA
Phone
7403535134
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Provide health & welfare benefits for employees”

Raw XML Appendix219 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PersonNm0PENNY CSTAGGS
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IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1388
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IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
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IRS990/CYOtherExpensesAmt00
IRS990/CYOtherRevenueAmt00
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IRS990/CYRevenuesLessExpensesAmt0-3234
IRS990/CYSalariesCompEmpBnftPaidAmt03218787
IRS990/CYTotalExpensesAmt03453765
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/EmployeeCnt00
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IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01984
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
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IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt02
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03450531
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0NO COMMITTEES EXIST
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt045853
IRS990/NetAssetsOrFundBalancesEOYAmt042619
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt045853
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt042619
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt03218787
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03218787
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0DAVID K KNIPP
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0OSCO COMPANY CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc1OSCO IND (EMPLOYEE CONTRIB)
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03150000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1231023
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt269508
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03150000
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IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0289240
IRS990/PYProgramServiceRevenueAmt02838594
IRS990/PYRevenuesLessExpensesAmt018908
IRS990/PYSalariesCompEmpBnftPaidAmt02530446
IRS990/PYTotalExpensesAmt02819686
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IRS990/ReconcilationRevenueExpnssAmt0-3234
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
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IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
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IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
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IRS990/UponRequestInd0X
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum07403543183
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-06
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ReturnHeader/Filer/EIN0311080897
ReturnHeader/Filer/PhoneNum07403543183
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ReturnHeader/Filer/USAddress/CityNm0PORTSMOUTH
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ReturnHeader/Filer/USAddress/ZIPCd045662
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ReturnHeader/PreparerPersonGrp/PhoneNum07403535134
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM H TACKETT CPA
ReturnHeader/ReturnTs02025-10-13T15:10:43-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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