Civic Intelligence

Twin Rivers Rural

EIN 31-1065790 • 501(c)12 • Harrison, OH

Profile

Water supplier to residential members

5465 Lawrenceburg RdHarrison, OH 45030
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

35th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)12 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

37th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)12 • <$500k nonprofits • Source year 2025

Net Margin

46th percentile

2.1%

Higher net margin than 46% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$10,660

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 20.9% of source-year revenue.

501(c)12 • <$500k nonprofits • Source year 2025

Asset Growth

53rd percentile

0.9%

Faster asset growth than 53% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

57th percentile

4.3%

Faster revenue growth than 57% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$121,506

Up $1,089 (+0.9%) from 2024

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Up

$121,506

Up $218 (+0.2%) from 2024

Operations
Liabilities / Revenue37th percentileNet Margin46th percentile

Revenue

Up

$50,988

Up $2,116 (+4.3%) from 2024

Expenses

Up

$49,899

Up $5,728 (+13%) from 2024

Net Income

Down

$1,089

Down $3,612 (-77%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth53rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2019: $79,617Net Assets 2019: $79,6172019Assets 2020: $86,977Net Assets 2020: $85,7662020Assets 2021: $104,645Net Assets 2021: $102,1602021Assets 2022: $111,802Net Assets 2022: $109,9702022Assets 2023: $116,587Net Assets 2023: $116,8592023Assets 2024: $120,417Net Assets 2024: $121,2882024Assets 2025: $121,506Liabilities 2025: $0Net Assets 2025: $121,5062025

Highlighted filing

2025

Assets$121,506
Liabilities$0
Net Assets$121,506
Open 2025 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0Revenue 2019: $43,115Expenses 2019: $31,726Net Income 2019: $11,3892019Revenue 2020: $45,147Expenses 2020: $38,998Net Income 2020: $6,1492020Revenue 2021: $51,159Expenses 2021: $35,976Net Income 2021: $15,1832021Revenue 2022: $51,285Expenses 2022: $45,960Net Income 2022: $5,3252022Revenue 2023: $42,835Expenses 2023: $37,778Net Income 2023: $5,0572023Revenue 2024: $48,872Expenses 2024: $44,171Net Income 2024: $4,7012024Revenue 2025: $50,988Expenses 2025: $49,899Net Income 2025: $1,0892025

Highlighted filing

2025

Revenue$50,988
Expenses$49,899
Net Income$1,089
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$121,506
Liabilities
$0
Net assets
$121,506
Revenue
$50,988
Expenses
$49,899
Net income
$1,089
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.22$0.00$1.22$0.51$0.50$0.01
2024Detailed filing. Detailed filing data is available for this year.$1.20$1.21$0.49$0.44$0.05
2023Detailed filing. Detailed filing data is available for this year.$1.17$1.17$0.43$0.38$0.05
2022Detailed filing. Detailed filing data is available for this year.$1.12$1.10$0.51$0.46$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.05$1.02$0.51$0.36$0.15
2020Detailed filing. Detailed filing data is available for this year.$0.87$0.86$0.45$0.39$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.80$0.80$0.43$0.32$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 1, 2026
Return Version
2025v4.0
Gross Receipts
$50,988
Mission and Program Overview

Mission

Water supplier to residential members

Program Services

DescriptionGrantsExpenses
WATER SUPPLIER$0$0
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PEGGY WESTERFELDBookkeeperPT$10,660-$10,660
NANCY BENIGHTVice PresidentPT$2,740-$2,740
SHAWN REEDPresidentPT$2,410-$2,410
Filing and Contact Details

Filer

Filer Name
Twin Rivers Rural
EIN
31-1065790
In Care Of
% TWIN RIVERS RURAL
Phone
5133676454
Address
5465 LAWRENCEBURG RD, HARRISON, OH 45030

Signing Officer

Name
Peggy Westerfeld
Title
Bookkeeper
Phone
5136154546
Signed
2026-02-01
Discuss with paid preparer
Yes

Preparer

Firm
Hrb Tax Group Inc
Address
300 HARRISON AVE, HARRISON, OH 45030
Preparer
Patricia Hickey
Phone
5133679091
Supplemental Narrative

Additional Explanations

Form 990EZ Part I Line 16

“Description:WATER Amount:16922”

Form 990EZ Part I Line 16

“Description:TESTING Amount:1202”

Form 990EZ Part I Line 16

“Description:INSURANCE Amount:1062”

Form 990EZ Part I Line 16

“Description:BANK FEES Amount:818”

Form 990EZ Part I Line 16

“Description:MISC EXPENSE Amount:676”

Raw XML Appendix135 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TWIN RIVERS RURAL WATER CORP
IRS990EZ/BooksInCareOfDetail/PhoneNum05133676154
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05465 LAWRENCEBURG RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HARRISON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd045030
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0120417
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0121506
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01089
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0660
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0120417
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0121506
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt050988
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt031
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LoansToFromOfficersAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt050957
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0120417
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0121506
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0120417
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0121506
IRS990EZ/OccupancyRentUtltsAndMaintAmt08229
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt010660
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt12410
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt22740
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PEGGY WESTERFELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHAWN REED
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2NANCY BENIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOOKKEEPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt024094
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0WATER SUPPLIER TO RESIDENTIAL MEMBERS
IRS990EZ/PrintingPublicationsPostageAmt0906
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0WATER SUPPLIER
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt016010
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt049899
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt050988
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description:WATER Amount:16922
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:TESTING Amount:1202
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description:INSURANCE Amount:1062
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description:BANK FEES Amount:818
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Description:MISC EXPENSE Amount:676
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990EZ PART I LINE 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PEGGY WESTERFELD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOOKKEEPER
ReturnHeader/BusinessOfficerGrp/PhoneNum05136154546
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TWIN RIVERS RURAL
ReturnHeader/Filer/BusinessNameControlTxt0TWIN
ReturnHeader/Filer/EIN0311065790
ReturnHeader/Filer/InCareOfNm0% TWIN RIVERS RURAL
ReturnHeader/Filer/PhoneNum05133676454
ReturnHeader/Filer/USAddress/AddressLine1Txt05465 LAWRENCEBURG RD
ReturnHeader/Filer/USAddress/CityNm0HARRISON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045030
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HRB TAX GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0300 HARRISON AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HARRISON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd045030
ReturnHeader/PreparerPersonGrp/PhoneNum05133679091
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Patricia Hickey
ReturnHeader/ReturnTs02026-03-07T13:49:23-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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