Civic Intelligence

Raymond D Benedict Trust

990EZ • Fiscal year 2023 • EIN 31-0909938

Apr 01, 2022 to Mar 31, 2023 • Filed on Jun 22, 2023

Organization ProfileN/A
PO Box 2600Paducah, KY 42002-2600

(270) 575-5731

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

3rd percentile

-238%

Higher net margin than 3% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

79th percentile

$2,016

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 92.1% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

42nd percentile

-2.5%

Faster asset growth than 42% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

4th percentile

-86%

Faster revenue growth than 4% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$204,021

Down $5,221 (-2.5%) from 2022

Net Assets

Down

$204,021

Down $5,221 (-2.5%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin3rd percentile

Revenue

Down

$2,190

Down $13,970 (-86%) from 2022

Expenses

Down

$7,411

Down $926 (-11%) from 2022

Net Income

Down

-$5,221

Down $13,044 (-167%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2019: $186,058Liabilities 2019: $0Net Assets 2019: $186,0582019Assets 2020: $186,819Liabilities 2020: $0Net Assets 2020: $186,8192020Assets 2021: $201,419Liabilities 2021: $0Net Assets 2021: $201,4192021Assets 2022: $209,242Liabilities 2022: $0Net Assets 2022: $209,2422022Assets 2023: $204,021Liabilities 2023: $0Net Assets 2023: $204,0212023Assets 2024: $207,930Liabilities 2024: $0Net Assets 2024: $207,9302024Assets 2025: $208,097Liabilities 2025: $0Net Assets 2025: $208,0972025

Highlighted filing

2023

Assets$204,021
Liabilities$0
Net Assets$204,021
Open 2023 Filing

Operations Trend

Revenue Growth4th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20K$10K$0-$10KRevenue 2019: $10,853Expenses 2019: $6,158Net Income 2019: $4,6952019Revenue 2020: $7,259Expenses 2020: $6,498Net Income 2020: $7612020Revenue 2021: $19,800Expenses 2021: $5,200Net Income 2021: $14,6002021Revenue 2022: $16,160Expenses 2022: $8,337Net Income 2022: $7,8232022Revenue 2023: $2,190Expenses 2023: $7,411Net Income 2023: -$5,2212023Revenue 2024: $12,729Expenses 2024: $8,820Net Income 2024: $3,9092024Revenue 2025: $10,033Expenses 2025: $9,866Net Income 2025: $1672025

Highlighted filing

2023

Revenue$2,190
Expenses$7,411
Net Income-$5,221
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Apr 1, 2022 to Mar 31, 2023
Signed
Jun 22, 2023
Return Version
2022v5.0
Gross Receipts
$68,434
Mission and Program Overview

Mission

Benefit of first baptist church, fulton, ky

Program Services

DescriptionGrantsExpenses
ALLOCATION TO FIRST BAPTIST CHURCH, FULTON, KY$0$4,835
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
THE PADUCAH BANK TRUST COTrustee-$2,016-$2,016
Filing and Contact Details

Filer

Filer Name
Raymond D Benedict Trust
EIN
31-0909938
Phone
2705755731
Address
PO BOX 2600, PADUCAH, KY 42002-2600

Signing Officer

Name
The Paducah Bank Trust Co
Title
Trustee
Phone
2705755731
Signed
2023-06-22
Discuss with paid preparer
Yes

Preparer

Firm
Moffitt & Company Pllc
Address
P O BOX 1080, PADUCAH, KY 42002-1080
Preparer
Teresa L Leigh CPA
Phone
2704440558
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: dividends. Amount: 5,642. Description: us government interest (fully taxable federal & state). Amount: description: capital gain distributions. Amount: 3,611. Total included on form 990-ez, line 4: 9,577.”

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

“Activity classification: annual income distribution. Grantee name: first baptist church. Grantee address: 115 2nd street fulton, ky 42041. Grantee relationship: beneficiary. Property description: cash. Date of gift: 03/15/23. Amount given: 4,835.”

Raw XML Appendix143 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum02705755731
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2600
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PADUCAH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0420022600
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0209242
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0204021
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt066244
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-5221
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0560
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
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IRS990EZ/GainOrLossFromSaleOfAssetsAmt0-7387
IRS990EZ/GrantsAndSimilarAmountsPaidAmt04835
IRS990EZ/GrossReceiptsAmt068434
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt09577
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0209242
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0204021
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0209242
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0204021
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt02016
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0THE PADUCAH BANK TRUST CO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0BENEFIT OF FIRST BAPTIST CHURCH, FULTON, KY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ALLOCATION TO FIRST BAPTIST CHURCH, FULTON, KY
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt04835
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt02016
IRS990EZ/SaleOfAssetsGrossAmt058857
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0KY
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt07411
IRS990EZ/TotalProgramServiceExpensesAmt04835
IRS990EZ/TotalRevenueAmt02190
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990SchASupportingOrgGrp/Contribution35ControlledInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionControllerInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionFamilyInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ControlledDisqualifiedPrsnInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnControllIntInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnOwnrIntInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ExcessBusinessHoldingsRulesInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/ListedByNameGoverningDocInd01
IRS990ScheduleA/Form990SchASupportingOrgGrp/LoanDisqualifiedPersonInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/OrganizationChangeSuprtOrgInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/PaymentSubstantialContribtrInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgNotOrganizedUSInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgSectionC456Ind00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportNonSupportedOrgInd00
IRS990ScheduleA/Form990SchASupportingOrgGrp/SuprtOrgNoIRSDeterminationInd00
IRS990ScheduleA/MajorityDirTrstSupportedOrgInd01
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/SupportedOrganizationsCnt01
IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0610510930
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd01
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeCd01
IRS990ScheduleA/SupportedOrgInformationGrp/OtherSupportAmt00
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt04835
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine1Txt0FIRST BAPTIST CHURCH FULTON KY
IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType2Ind0X
IRS990ScheduleA/SupportSumAmt04835
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDENDS. AMOUNT: 5,642. DESCRIPTION: US GOVERNMENT INTEREST (FULLY TAXABLE FEDERAL & STATE). AMOUNT: DESCRIPTION: CAPITAL GAIN DISTRIBUTIONS. AMOUNT: 3,611. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 9,577.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACTIVITY CLASSIFICATION: ANNUAL INCOME DISTRIBUTION. GRANTEE NAME: FIRST BAPTIST CHURCH. GRANTEE ADDRESS: 115 2ND STREET FULTON, KY 42041. GRANTEE RELATIONSHIP: BENEFICIARY. PROPERTY DESCRIPTION: CASH. DATE OF GIFT: 03/15/23. AMOUNT GIVEN: 4,835.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0THE PADUCAH BANK TRUST CO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum02705755731
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-06-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RAYMOND D BENEDICT TRUST
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O THE PADUCAH BANK & TRUST CO
ReturnHeader/Filer/BusinessNameControlTxt0RAYM
ReturnHeader/Filer/EIN0310909938
ReturnHeader/Filer/PhoneNum02705755731
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2600
ReturnHeader/Filer/USAddress/CityNm0PADUCAH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd0420022600
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611337585
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PADUCAH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0420021080
ReturnHeader/PreparerPersonGrp/PhoneNum02704440558
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TERESA L LEIGH CPA
ReturnHeader/ReturnTs02023-06-26T13:36:39-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0THE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0PADUCAH BANK TRUST C
ReturnHeader/TaxPeriodBeginDt02022-04-01
ReturnHeader/TaxPeriodEndDt02023-03-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$204,021
Liabilities
$0
Net assets
$204,021
Revenue
$2,190
Expenses
$7,411
Net income
-$5,221
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.08$0.00$2.08$0.10$0.10$0.00
2024Detailed filing. Detailed filing data is available for this year.$2.08$0.00$2.08$0.13$0.09$0.04
2023Detailed filing. Detailed filing data is available for this year.$2.04$0.00$2.04$0.02$0.07$0.05
2022Detailed filing. Detailed filing data is available for this year.$2.09$0.00$2.09$0.16$0.08$0.08
2021Detailed filing. Detailed filing data is available for this year.$2.01$0.00$2.01$0.20$0.05$0.15
2020Detailed filing. Detailed filing data is available for this year.$1.87$0.00$1.87$0.07$0.06$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.86$0.00$1.86$0.11$0.06$0.05