Liabilities / Assets
60th percentile
Higher debt load relative to assets than 60% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.02x
Liabilities / Revenue
70th percentile
Higher debt load relative to revenue than 70% of similar nonprofits.
Net Margin
21st percentile
Higher net margin than 21% of similar nonprofits.
Top Officer Pay
73rd percentile
Higher top officer pay than 73% of similar nonprofits.
Top officer pay equals 48.4% of source-year revenue.
Asset Growth
33rd percentile
Faster asset growth than 33% of similar nonprofits.
Revenue Growth
30th percentile
Faster revenue growth than 30% of similar nonprofits.
Balance Sheet
Assets
Down$50,671
Down $2,617 (-4.9%) from 2013
Net Assets
Down$49,471
Down $2,617 (-5.0%) from 2013
Liabilities
Flat$1,200
Flat from 2013
Revenue And Expenses
Revenue
Down$27,736
Down $2,313 (-7.7%) from 2013
Expenses
Up$30,353
Up $4,759 (+19%) from 2013
Net Income
Down-$2,617
Down $7,072 (-159%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2013 to Jun 30, 2014
- Signed
- Nov 6, 2014
- Return Version
- 2013v3.1
- Gross Receipts
- $27,736
Mission and Program Overview
Mission
To provide resources and support to businesses in the insurance and financial services fields.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO CONDUCT MEETINGS AND EDUCATIONAL PROGRAMS FOR MEMBERS IN ORDER TO BETTER THE PROFESSION. | - | - |
| TO CONDUCT MEETINGS AND EDUCATIONAL PROGRAMS FOR MEMBERS IN ORDER TO BETTER | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| THERESA RICHARDSON | Assoc. Execu | PT | $13,426 | - | $13,426 |
| MOSE RICHARDSON CLU MBA | President | - | $0 | - | - |
| RANDY GALLAS CLTC LTCP | Past Preside | - | $0 | - | - |
| RAFI RODRIGUEZ | President El | - | $0 | - | - |
| DON BUEHRLE | Board Member | - | $0 | - | - |
| CHARLES M GRAHAM CLU CHFC | Board Member | - | $0 | - | - |
| JOY HARPER | Board Member | - | $0 | - | - |
| BOB HOOPES | Board Member | - | $0 | - | - |
| MIKE HUMPHREVILLE | Board Member | - | $0 | - | - |
| PATRICK MARTINEZ | Board Member | - | $0 | - | - |
| PENNY PROFITT | Board Member | - | $0 | - | - |
Filing and Contact Details
Filer
- EIN
- 31-0834987
- Phone
- 9372985558
Signing Officer
- Name
- Mose Richardson
- Title
- President
- Phone
- 9372985558
- Signed
- 2014-11-06
- Discuss with paid preparer
- Yes
Preparer
- Preparer
- David Throop
- Phone
- 9373693541
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I
“Line 4, other investment income, interest income”
Form 990-ez, Part I, Line 8
“Education 806 guest meals 420 insurance reimbursement 178 tax reimbursement 149 total 1,553”
Form 990-ez, Part I, Line 16
“Expenses office supplies 128 insurance expense 2,364 conferences/social events 5,775 education expenses 686 fees expense 545 telephone expense 713 website expense 603 program expenses 423 non-investment depreciation 84 total 11,321”
Form 990-ez, Part II, Line 24
“Laptop computer 0 1,581 less accumulated depreciation 0 1,581 printer 0 553 less accumulated depreciation 0 553 laptop computer 0 420 less accumulated depreciation 0 161 laptop computer 343 0 total 343 259”
Form 990-ez, Part II, Line 26
“Payroll taxes and withholdings 1,200 1,200”
Form 990-ez, Part III
“To provide resources and support to businesses in the insurance and financial services fields.”
Form 990-ez, Part III, Line 31
“To conduct meetings and educational programs for members in order to better”
Raw XML Appendix153 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | MOSE RICHARDSON CLU MBA |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 1 | RANDY GALLAS CLTC LTCP |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 2 | RAFI RODRIGUEZ |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 3 | THERESA RICHARDSON |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 4 | DON BUEHRLE |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 5 | CHARLES M GRAHAM CLU CHFC |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 6 | JOY HARPER |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 7 | BOB HOOPES |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 8 | MIKE HUMPHREVILLE |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 9 | PATRICK MARTINEZ |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 10 | PENNY PROFITT |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | THE ORGANIZATION |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9372985558 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 8533 TWIN CREEK DR |
| IRS990EZ/BooksInCareOfDetail/USAddress/City | 0 | WAYNESVILLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/State | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 45068 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 52945 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 50412 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -2617 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 850 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 53288 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 50671 |
| IRS990EZ/GrossReceiptsAmt | 0 | 27736 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 66 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 12403 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 52088 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 49471 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 52088 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 49471 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 13426 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MOSE RICHARDSON CLU MBA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | RANDY GALLAS CLTC LTCP |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | RAFI RODRIGUEZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | THERESA RICHARDSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DON BUEHRLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | CHARLES M GRAHAM CLU CHFC |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JOY HARPER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | BOB HOOPES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | MIKE HUMPHREVILLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | PATRICK MARTINEZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | PENNY PROFITT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PAST PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT EL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | ASSOC. EXECU |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 343 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 259 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 11321 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 1553 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE RESOURCES AND SUPPORT TO BUSINESSES IN THE INSURANCE AND FINANCIAL SERVICES FIELDS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 185 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 13714 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO CONDUCT MEETINGS AND EDUCATIONAL PROGRAMS FOR MEMBERS IN ORDER TO BETTER THE PROFESSION. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TO CONDUCT MEETINGS AND EDUCATIONAL PROGRAMS FOR MEMBERS IN ORDER TO BETTER |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 17997 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 1200 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1200 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 30353 |
| IRS990EZ/TotalRevenueAmt | 0 | 27736 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationAssocInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.NAIFA-DAYTON.ORG |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LINE 4, OTHER INVESTMENT INCOME, INTEREST INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EDUCATION 806 GUEST MEALS 420 INSURANCE REIMBURSEMENT 178 TAX REIMBURSEMENT 149 TOTAL 1,553 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EXPENSES OFFICE SUPPLIES 128 INSURANCE EXPENSE 2,364 CONFERENCES/SOCIAL EVENTS 5,775 EDUCATION EXPENSES 686 FEES EXPENSE 545 TELEPHONE EXPENSE 713 WEBSITE EXPENSE 603 PROGRAM EXPENSES 423 NON-INVESTMENT DEPRECIATION 84 TOTAL 11,321 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | LAPTOP COMPUTER 0 1,581 LESS ACCUMULATED DEPRECIATION 0 1,581 PRINTER 0 553 LESS ACCUMULATED DEPRECIATION 0 553 LAPTOP COMPUTER 0 420 LESS ACCUMULATED DEPRECIATION 0 161 LAPTOP COMPUTER 343 0 TOTAL 343 259 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PAYROLL TAXES AND WITHHOLDINGS 1,200 1,200 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TO PROVIDE RESOURCES AND SUPPORT TO BUSINESSES IN THE INSURANCE AND FINANCIAL SERVICES FIELDS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | TO CONDUCT MEETINGS AND EDUCATIONAL PROGRAMS FOR MEMBERS IN ORDER TO BETTER |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MOSE RICHARDSON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9372985558 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-11-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | NAIFA - DAYTON |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NAIF |
| ReturnHeader/Filer/EIN | 0 | 310834987 |
| ReturnHeader/Filer/PhoneNum | 0 | 9372985558 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | P O BOX 974 |
| ReturnHeader/Filer/USAddress/City | 0 | WAYNESVILLE |
| ReturnHeader/Filer/USAddress/State | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 45068 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | PROFESSIONAL ACCOUNTING & TAX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 1023 SKYVIEW DR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | DAYTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 454491640 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9373693541 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-11-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DAVID THROOP |
| ReturnHeader/ReturnTs | 0 | 2014-11-12T10:42:24-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-06-30 |
| ReturnHeader/TaxYr | 0 | 2013 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $50,671
- Liabilities
- $1,200
- Net assets
- $49,471
- Revenue
- $27,736
- Expenses
- $30,353
- Net income
- -$2,617