Civic Intelligence

Greater Cincinnati Mortgage Bankers Association

EIN 31-0801825 • 501(c)6 • Monroe, OH

Profile

Greater Cincinnati Mortgage Bankers Association promotes the success of its individual members and companies and improves their interaction within the mortgage banking industry. It also improves service to the Greater Cincinnati community. GCMBA provides quality educational and networking opportunities to its members to enhance their professional growth and development. GCMBA supports and encourages its membership to engage in the fair affordable housing initiative that promotes home ownership for all segments of the community. GCMBA regularly hosts training sessions, annually recognizes members who have provided outstanding services to the Greater Cincinnati community, hosts an annual golf outing to provide regular networking for its members, and supports Tender Mercies, a publicly supported 501(c)(3)organization that provides housing for the mentally disadvantaged.

PO Box 175Monroe, OH 45050
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

48th percentile

0.1%

Higher net margin than 48% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$5,700

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 12.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

53rd percentile

0.1%

Faster asset growth than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

73rd percentile

16%

Faster revenue growth than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$40,856

Up $24 (+0.1%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$40,856

Up $24 (+0.1%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin48th percentile

Revenue

Up

$47,486

Up $6,411 (+16%) from 2023

Expenses

Up

$47,462

Up $2,913 (+6.5%) from 2023

Net Income

Up

$24

Up $3,498 (+101%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth53rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2016: $9,294Net Assets 2016: $9,2942016Assets 2017: $14,102Net Assets 2017: $14,1022017Assets 2019: $35,210Net Assets 2019: $35,2102019Assets 2020: $42,247Net Assets 2020: $42,2472020Assets 2021: $54,470Net Assets 2021: $54,4702021Assets 2022: $44,306Net Assets 2022: $44,3062022Assets 2023: $40,832Net Assets 2023: $40,8322023Assets 2024: $40,856Net Assets 2024: $40,8562024

Highlighted filing

2024

Assets$40,856
Liabilities-
Net Assets$40,856
Open 2024 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2016: $50,192Expenses 2016: $50,985Net Income 2016: -$7932016Revenue 2017: $63,660Expenses 2017: $58,852Net Income 2017: $4,8082017Revenue 2019: $50,792Expenses 2019: $44,604Net Income 2019: $6,1882019Revenue 2020: $24,643Expenses 2020: $17,606Net Income 2020: $7,0372020Revenue 2021: $68,696Expenses 2021: $56,473Net Income 2021: $12,2232021Revenue 2022: $46,722Expenses 2022: $56,886Net Income 2022: -$10,1642022Revenue 2023: $41,075Expenses 2023: $44,549Net Income 2023: -$3,4742023Revenue 2024: $47,486Expenses 2024: $47,462Net Income 2024: $242024

Highlighted filing

2024

Revenue$47,486
Expenses$47,462
Net Income$24
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$40,856
Liabilities
-
Net assets
$40,856
Revenue
$47,486
Expenses
$47,462
Net income
$24
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.9$40.9$47.5$47.5$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.8$40.8$41.1$44.5$3.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.3$44.3$46.7$56.9$10.2
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.5$54.5$68.7$56.5$12.2
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.2$42.2$24.6$17.6$7.04
2019Detailed filing. Detailed filing data is available for this year.$35.2$35.2$50.8$44.6$6.19
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.1$14.1$63.7$58.9$4.81
2016Detailed filing. Detailed filing data is available for this year.$9.29$9.29$50.2$51.0$0.79
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2019 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jun 18, 2020
Return Version
2019v5.0
Gross Receipts
$50,792
Mission and Program Overview

Mission

Greater Cincinnati Mortgage Bankers Association promotes the success of its individual members and companies and improves their interaction within the mortgage banking industry. It also improves service to the Greater Cincinnati community. GCMBA provides quality educational and networking opportunities to its members to enhance their professional growth and development. GCMBA supports and encourages its membership to engage in the fair affordable housing initiative that promotes home ownership for all segments of the community. GCMBA regularly hosts training sessions, annually recognizes members who have provided outstanding services to the Greater Cincinnati community, hosts an annual golf outing to provide regular networking for its members, and supports Tender Mercies, a publicly supported 501(c)(3)organization that provides housing for the mentally disadvantaged.

Program Services

DescriptionGrantsExpenses
Greater Cincinnati Mortgage Bankers Association provided quality training sessions for its membership, recognized members who have provided outstanding service to the Greater Cincinnati community as evidenced by sales volume, hosted an annual golf outing to provide networking for its membership, and supported Tender Mercies, a publicly supported 501(c)(3) organization that provides housing for the mentally disadvantaged.--
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cherie D'VargaExecutive Secy-$0--
Pat ParshallDirector-$0--
Calvin GuyerDirector-$0--
Kelly WoodsSecretary-$0--
Rob DetersPast President-$0--
Phil FleshourDirector-$0--
Ryan KieferVice President-$0--
Matt PeslerDirector-$0--
Doug BarnacloPresident-$0--
Mike WomickPast President-$0--
Brian Vordem EscheTreasurer-$0--
Eric WoltermanDirector-$0--
Susan CookDirector-$0--
Filing and Contact Details

Filer

Filer Name
Greater Cincinnati Mortgage Bankers
EIN
31-0801825
Phone
5132600977
Address
PO Box 175, Monroe, OH 45050

Signing Officer

Name
Cherie D'Varga
Title
Executive Secy
Signed
2020-06-18
Discuss with paid preparer
Yes

Preparer

Firm
Coworth Financial Services LLC
Address
11155 Kenwood Rd Ste 6D, Cincinnati, OH 45242
Preparer
Kevin L Holmes
Phone
5136735469
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $3343”

Other Expenses.1002

“Office Expenses $68”

Other Expenses.1003

“Information Technology $153”

Other Expenses.1012

“Insurance $1768”

Other Expenses.1

“Event Expenses $34559”

Other Expenses.2

“Tender Mercies $2500”

Other Expenses.3

“Dues and Subscriptions $1300”

Other Expenses.4

“Miscellaneous $101”

Other Expenses.6

“Annual Registration $50”

Raw XML Appendix155 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Cherie D'Varga
IRS990EZ/BooksInCareOfDetail/PhoneNum05139017904
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0717 Reading Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Mason
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd045040
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt029022
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt035210
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06188
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0700
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt029022
IRS990EZ/Form990TotalAssetsGrp/EOYAmt035210
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt050792
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt021150
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt029022
IRS990EZ/NetAssetsOrFundBalancesEOYAmt035210
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt029022
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt035210
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt121.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Cherie D'Varga
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Pat Parshall
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Calvin Guyer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Kelly Woods
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Rob Deters
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Phil Fleshour
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Ryan Kiefer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Matt Pesler
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Doug Barnaclo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Mike Womick
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Brian Vordem Esche
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Eric Wolterman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12Susan Cook
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Secy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt043842
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Greater Cincinnati Mortgage Bankers Association promotes the success of its individual members and companies and improves their interaction within the mortgage banking industry. It also improves service to the Greater Cincinnati community. GCMBA provides quality educational and networking opportunities to its members to enhance their professional growth and development. GCMBA supports and encourages its membership to engage in the fair affordable housing initiative that promotes home ownership for all segments of the community. GCMBA regularly hosts training sessions, annually recognizes members who have provided outstanding services to the Greater Cincinnati community, hosts an annual golf outing to provide regular networking for its members, and supports Tender Mercies, a publicly supported 501(c)(3)organization that provides housing for the mentally disadvantaged.
IRS990EZ/PrintingPublicationsPostageAmt062
IRS990EZ/ProgramServiceRevenueAmt029642
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Greater Cincinnati Mortgage Bankers Association provided quality training sessions for its membership, recognized members who have provided outstanding service to the Greater Cincinnati community as evidenced by sales volume, hosted an annual golf outing to provide networking for its membership, and supported Tender Mercies, a publicly supported 501(c)(3) organization that provides housing for the mentally disadvantaged.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt044604
IRS990EZ/TotalRevenueAmt050792
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.gcmba.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $3343
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $68
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Information Technology $153
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $1768
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Event Expenses $34559
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Tender Mercies $2500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Dues and Subscriptions $1300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Miscellaneous $101
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Annual Registration $50
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
ReturnHeader/BuildTS02020-09-22 18:59:49Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Cherie D'Varga
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Secy
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-06-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Greater Cincinnati Mortgage Bankers
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Association
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0310801825
ReturnHeader/Filer/PhoneNum05132600977
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 175
ReturnHeader/Filer/USAddress/CityNm0Monroe
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045050
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0451869055
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0COWORTH FINANCIAL SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011155 Kenwood Rd Ste 6D
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cincinnati
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd045242
ReturnHeader/PreparerPersonGrp/PhoneNum05136735469
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kevin L Holmes
ReturnHeader/ReturnTs02020-06-18T13:26:47-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.