Civic Intelligence

794 Kyger Creek Kyger Creek Credit Union Inc

990 • Fiscal year 2024 • EIN 31-0604035

Jan 01, 2024 to Dec 31, 2024 • Filed on May 01, 2025

Organization ProfileN/A
5758 State Route 7 NCheshire, OH 45620

(740) 367-5055

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

32nd percentile

0.81x

Higher debt load relative to assets than 32% of similar nonprofits.

2024 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

17.73x

Higher debt load relative to revenue than 75% of similar nonprofits.

2024 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

54th percentile

12%

Higher net margin than 54% of similar nonprofits.

2024 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

11th percentile

$0

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

69th percentile

2.3%

Faster asset growth than 69% of similar nonprofits.

2024 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

97th percentile

37%

Faster revenue growth than 97% of similar nonprofits.

2024 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Up

$19,258,335

Up $1,734,782 (+9.9%) from 2022

Net Assets

Up

$3,716,759

Up $170,392 (+4.8%) from 2022

Liabilities

Up

$15,541,576

Up $1,564,390 (+11%) from 2022

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin54th percentile

Revenue

Up

$876,502

Up $397,924 (+83%) from 2022

Expenses

Up

$770,767

Up $384,485 (+100%) from 2022

Net Income

Up

$105,735

Up $13,439 (+15%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $15,273,418Liabilities 2010: $12,873,110Net Assets 2010: $2,400,3082010Assets 2011: $16,019,043Liabilities 2011: $13,518,784Net Assets 2011: $2,500,2592011Assets 2013: $16,498,411Liabilities 2013: $13,797,604Net Assets 2013: $2,700,8072013Assets 2014: $17,100,138Liabilities 2014: $14,334,462Net Assets 2014: $2,765,6762014Assets 2015: $17,072,861Liabilities 2015: $14,187,455Net Assets 2015: $2,885,4062015Assets 2017: $16,799,886Liabilities 2017: $13,735,152Net Assets 2017: $3,064,7342017Assets 2018: $16,747,448Liabilities 2018: $13,617,454Net Assets 2018: $3,129,9942018Assets 2019: $16,746,069Liabilities 2019: $13,479,420Net Assets 2019: $3,266,6492019Assets 2020: $17,458,872Liabilities 2020: $14,090,953Net Assets 2020: $3,367,9192020Assets 2021: $17,815,629Liabilities 2021: $14,361,558Net Assets 2021: $3,454,0712021Assets 2022: $17,523,553Liabilities 2022: $13,977,186Net Assets 2022: $3,546,3672022Assets 2024: $19,258,335Liabilities 2024: $15,541,576Net Assets 2024: $3,716,7592024

Highlighted filing

2024

Assets$19,258,335
Liabilities$15,541,576
Net Assets$3,716,759
Open 2024 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0Expenses 2010: $501,8482010Expenses 2011: $458,7892011Revenue 2013: $519,002Expenses 2013: $416,896Net Income 2013: $102,1062013Revenue 2014: $469,203Expenses 2014: $404,334Net Income 2014: $64,8692014Revenue 2015: $462,473Expenses 2015: $342,743Net Income 2015: $119,7302015Revenue 2017: $472,018Expenses 2017: $365,514Net Income 2017: $106,5042017Revenue 2018: $492,772Expenses 2018: $428,155Net Income 2018: $64,6172018Revenue 2019: $570,589Expenses 2019: $433,934Net Income 2019: $136,6552019Revenue 2020: $531,026Expenses 2020: $429,756Net Income 2020: $101,2702020Revenue 2021: $475,562Expenses 2021: $389,410Net Income 2021: $86,1522021Revenue 2022: $478,578Expenses 2022: $386,282Net Income 2022: $92,2962022Revenue 2024: $876,502Expenses 2024: $770,767Net Income 2024: $105,7352024

Highlighted filing

2024

Revenue$876,502
Expenses$770,767
Net Income$105,735
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 1, 2025
Return Version
2024v5.1
Gross Receipts
$876,502
Mission and Program Overview

Mission

The purpose of the credit union is to promote thrift and to provide credit for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,991,405$9,464,617▼ $526,788
Savings and Temporary Cash Investments$8,302,708$9,272,280▲ $969,572
Accounts Receivable$47,715$26,418▼ $21,297
Prepaid Expenses and Deferred Charges$4,727$7,788▲ $3,061
Cash and Non-Interest-Bearing Accounts$9,941$5,465▼ $4,476
Land, Buildings, and Equipment, Net$6,161$1,939▼ $4,222
Total Assets$18,820,271$19,258,335▲ $438,064
Other Assets Total$457,614$479,828▲ $22,214
Liabilities
Other Liabilities$15,187,773$15,514,663▲ $326,890
Accounts Payable and Accrued Expenses$21,474$26,913▲ $5,439
Total Liabilities$15,209,247$15,541,576▲ $332,329
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,849,024$2,954,759▲ $105,735
Net Assets With Donor Restrictions$762,000$762,000→ $0
Total Net Assets Fund Balance$3,611,024$3,716,759▲ $105,735
Total Liabilities and Net Assets / Fund Balance$18,820,271$19,258,335▲ $438,064

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,939$10,728$12,667
Compensation and Service Providers
Top Officer Pay11th percentile

Board Members and Trustees

NameTitle
John VanmeterPresident
Mark SimpsonVice-president
Andy HaislopDirector
Jacob SaundersDirector
Skip McgovernDirector
Jeff MolesSecretary
Tim StauferTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$540,802
Investment Income
$335,700
Other Revenue
$0
Change in Net Assets
$105,735
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$569,973
Salaries, Compensation, and Employee Benefits$200,794
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$458,046--$458,046
Other Salaries and Wages$130,749--$130,749
Other Employee Benefits$59,505--$59,505
Office Expenses$40,392--$40,392
Fees for Services Other$21,845--$21,845
Payroll Taxes$10,540--$10,540
Conferences and Meetings$10,001--$10,001
Information Technology$7,349--$7,349
Insurance$6,472--$6,472
All Other Expenses$6,059--$6,059
Other Expenses$4,507--$4,507
Depreciation Depletion$4,222--$4,222
Total Functional Expenses$770,767$0$0$770,767
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share & Savings Accounts$15,514,663
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members who are required to maintain a share balnce of $5.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union elect the board of directors.”

Form 990, Part VI, Section A, Line 7B

“The members of the credit union vote on changes to code of regulations.”

Form 990, Part VI, Section B, Line 11B

“Form 990 will be reviewed, approved, and signed by an officer before submission. If possible, the form 990 will be made available to the full governing board prior to submission. Otherwise, the form 990 will be made available to the full governing board at its next meeting.”

Form 990, Part VI, Section B, Line 12C

“An annual conflict of interest statement is required to be completed and signed annually and it states that the official party is responsible for notifying appropriate board members of any conflict of interest.”

Form 990, Part VI, Section B, Line 15A

“Board uses hr performance evaluation”

Form 990, Part VI, Section C, Line 19

“Governing documents are available at the credit union upon request.”

Filing and Contact Details

Filer

Filer Name
794 Kyger Creek
EIN
31-0604035
Phone
7403675055
Address
5758 STATE ROUTE 7 N, CHESHIRE, OH 45620

Signing Officer

Name
John Vanmeter
Title
President
Phone
7403675055
Signed
2025-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Vanmeter
Formed
1957
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
2
Volunteers
14

Preparer

Firm
Whited Seigneur Sams & Rahe Cpas Llp
Address
213 SOUTH PAINT STREET, CHILLICOTHE, OH 45601-3828
Preparer
Jay Seigneur
Phone
7407022600
Raw XML Appendix345 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt021474
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt026913
IRS990/AccountsReceivableGrp/BOYAmt047715
IRS990/AccountsReceivableGrp/EOYAmt026418
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
IRS990/AllOtherExpensesGrp/ProgramServicesAmt06059
IRS990/AllOtherExpensesGrp/TotalAmt06059
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum07403675055
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05758 STATE ROUTE 7 N
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHESHIRE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd045620
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt09941
IRS990/CashNonInterestBearingGrp/EOYAmt05465
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt010001
IRS990/ConferencesMeetingsGrp/TotalAmt010001
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0335700
IRS990/CYOtherExpensesAmt0569973
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0540802
IRS990/CYRevenuesLessExpensesAmt0105735
IRS990/CYSalariesCompEmpBnftPaidAmt0200794
IRS990/CYTotalExpensesAmt0770767
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0876502
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt04222
IRS990/DepreciationDepletionGrp/TotalAmt04222
IRS990/Desc0THE CREDIT UNION PROMOTED THRIFT AND PROVIDED CREDIT FOR APPROXIMATELY 1450 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0762000
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0762000
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/ExpenseAmt0770767
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt021845
IRS990/FeesForServicesOtherGrp/TotalAmt021845
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0SKIP MCGOVERN
IRS990/Form990PartVIISectionAGrp/PersonNm1JACOB SAUNDERS
IRS990/Form990PartVIISectionAGrp/PersonNm2ANDY HAISLOP
IRS990/Form990PartVIISectionAGrp/PersonNm3MARK SIMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm4JEFF MOLES
IRS990/Form990PartVIISectionAGrp/PersonNm5JOHN VANMETER
IRS990/Form990PartVIISectionAGrp/PersonNm6TIM STAUFER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE-PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0876502
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt07349
IRS990/InformationTechnologyGrp/TotalAmt07349
IRS990/InsuranceGrp/ProgramServicesAmt06472
IRS990/InsuranceGrp/TotalAmt06472
IRS990/InterestGrp/ProgramServicesAmt0458046
IRS990/InterestGrp/TotalAmt0458046
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0335700
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0335700
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010728
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06161
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01939
IRS990/LandBldgEquipCostOrOtherBssAmt012667
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE PURPOSE OF THE CREDIT UNION IS TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03611024
IRS990/NetAssetsOrFundBalancesEOYAmt03716759
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt02849024
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt02954759
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ProgramServicesAmt040392
IRS990/OfficeExpensesGrp/TotalAmt040392
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0457614
IRS990/OtherAssetsTotalGrp/EOYAmt0479828
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt059505
IRS990/OtherEmployeeBenefitsGrp/TotalAmt059505
IRS990/OtherExpensesGrp/Desc0CREDIT UNION ASSOCIATIO
IRS990/OtherExpensesGrp/Desc1SUPERVISORY EXAM
IRS990/OtherExpensesGrp/Desc2CREDIT BUREAU FEES AND
IRS990/OtherExpensesGrp/ProgramServicesAmt06217
IRS990/OtherExpensesGrp/ProgramServicesAmt14863
IRS990/OtherExpensesGrp/ProgramServicesAmt24507
IRS990/OtherExpensesGrp/TotalAmt06217
IRS990/OtherExpensesGrp/TotalAmt14863
IRS990/OtherExpensesGrp/TotalAmt24507
IRS990/OtherLiabilitiesGrp/BOYAmt015187773
IRS990/OtherLiabilitiesGrp/EOYAmt015514663
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0130749
IRS990/OtherSalariesAndWagesGrp/TotalAmt0130749
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09991405
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09464617
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt010540
IRS990/PayrollTaxesGrp/TotalAmt010540
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04727
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07788
IRS990/PrincipalOfficerNm0JOHN VANMETER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES CHARGED FOR SERVI
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0534582
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16220
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0534582
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16220
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0154477
IRS990/PYOtherExpensesAmt0371296
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0483552
IRS990/PYRevenuesLessExpensesAmt071416
IRS990/PYSalariesCompEmpBnftPaidAmt0195317
IRS990/PYTotalExpensesAmt0566613
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0638029
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0105735
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0876502
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08302708
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09272280
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01939
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010728
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt012667
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt015514663
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE & SAVINGS ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01939
IRS990ScheduleD/TotalLiabilityAmt015514663
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS WHO ARE REQUIRED TO MAINTAIN A SHARE BALNCE OF $5.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE CREDIT UNION VOTE ON CHANGES TO CODE OF REGULATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 WILL BE REVIEWED, APPROVED, AND SIGNED BY AN OFFICER BEFORE SUBMISSION. IF POSSIBLE, THE FORM 990 WILL BE MADE AVAILABLE TO THE FULL GOVERNING BOARD PRIOR TO SUBMISSION. OTHERWISE, THE FORM 990 WILL BE MADE AVAILABLE TO THE FULL GOVERNING BOARD AT ITS NEXT MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AN ANNUAL CONFLICT OF INTEREST STATEMENT IS REQUIRED TO BE COMPLETED AND SIGNED ANNUALLY AND IT STATES THAT THE OFFICIAL PARTY IS RESPONSIBLE FOR NOTIFYING APPROPRIATE BOARD MEMBERS OF ANY CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD USES HR PERFORMANCE EVALUATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS ARE AVAILABLE AT THE CREDIT UNION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0OH
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt018820271
IRS990/TotalAssetsEOYAmt019258335
IRS990/TotalAssetsGrp/BOYAmt018820271
IRS990/TotalAssetsGrp/EOYAmt019258335
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0770767
IRS990/TotalFunctionalExpensesGrp/TotalAmt0770767
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt015209247
IRS990/TotalLiabilitiesEOYAmt015541576
IRS990/TotalLiabilitiesGrp/BOYAmt015209247
IRS990/TotalLiabilitiesGrp/EOYAmt015541576
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03611024
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03716759
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0770767
IRS990/TotalProgramServiceRevenueAmt0540802
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0876502
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0876502
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt018820271
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019258335
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05758 STATE ROUTE 7 N
IRS990/USAddress/CityNm0CHESHIRE
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd045620
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN VANMETER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07403675055
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0794 KYGER CREEK
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0KYGER CREEK CREDIT UNION INC
ReturnHeader/Filer/BusinessNameControlTxt0794K
ReturnHeader/Filer/EIN0310604035
ReturnHeader/Filer/PhoneNum07403675055
ReturnHeader/Filer/USAddress/AddressLine1Txt05758 STATE ROUTE 7 N
ReturnHeader/Filer/USAddress/CityNm0CHESHIRE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045620
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0310962125
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WHITED SEIGNEUR SAMS & RAHE CPAS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0213 SOUTH PAINT STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHILLICOTHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0456013828
ReturnHeader/PreparerPersonGrp/PhoneNum07407022600
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAY SEIGNEUR
ReturnHeader/ReturnTs02025-05-15T13:41:15-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,258,335
Liabilities
$15,541,576
Net assets
$3,716,759
Revenue
$876,502
Expenses
$770,767
Net income
$105,735
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$19.3$15.5$3.72$0.88$0.77$0.11
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.5$14.0$3.55$0.48$0.39$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.8$14.4$3.45$0.48$0.39$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.5$14.1$3.37$0.53$0.43$0.10
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.7$13.5$3.27$0.57$0.43$0.14
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.7$13.6$3.13$0.49$0.43$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$13.7$3.06$0.47$0.37$0.11
2015Detailed filing. Detailed filing data is available for this year.$17.1$14.2$2.89$0.46$0.34$0.12
2014Detailed filing. Detailed filing data is available for this year.$17.1$14.3$2.77$0.47$0.40$0.06
2013Detailed filing. Detailed filing data is available for this year.$16.5$13.8$2.70$0.52$0.42$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.0$13.5$2.50$0.46
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.3$12.9$2.40$0.50