Civic Intelligence

River Valley Credit Union Inc

EIN 31-0547898 • 501(c)14 • Miamisburg, OH

View Organization Page

Profile

A non-profit financial institution that is owned and operated entirely by its members.

505 Earl BlvdMiamisburg, OH 45342

www.rivervalleycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.90x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

49th percentile

15.28x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

62nd percentile

13%

Higher net margin than 62% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

59th percentile

3.8%

Faster asset growth than 59% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2024

Revenue Growth

69th percentile

19%

Faster revenue growth than 69% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets50th percentile

Assets

Up

$476,344,301

Up $33,954,815 (+7.7%) from 2022

Liabilities

Up

$429,885,916

Up $27,399,560 (+6.8%) from 2022

Net Assets

Up

$46,458,385

Up $6,555,255 (+16%) from 2022

Operations
Liabilities / Revenue49th percentileNet Margin62nd percentile

Revenue

Up

$28,126,038

Up $8,305,545 (+42%) from 2022

Expenses

Up

$24,578,258

Up $8,449,477 (+52%) from 2022

Net Income

Down

$3,547,780

Down $143,932 (-3.9%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $190,469,638Liabilities 2010: $174,116,547Net Assets 2010: $16,353,0912010Assets 2011: $208,398,493Liabilities 2011: $190,476,595Net Assets 2011: $17,921,8982011Assets 2012: $218,355,615Liabilities 2012: $198,854,165Net Assets 2012: $19,501,4502012Assets 2013: $225,275,587Liabilities 2013: $204,402,957Net Assets 2013: $20,872,6302013Assets 2014: $308,785,142Liabilities 2014: $278,866,104Net Assets 2014: $29,919,0382014Assets 2015: $315,852,037Liabilities 2015: $285,119,192Net Assets 2015: $30,732,8452015Assets 2016: $325,378,108Liabilities 2016: $293,928,412Net Assets 2016: $31,449,6962016Assets 2018: $337,678,086Liabilities 2018: $303,014,510Net Assets 2018: $34,663,5762018Assets 2019: $341,757,752Liabilities 2019: $304,464,961Net Assets 2019: $37,292,7912019Assets 2020: $391,441,130Liabilities 2020: $350,598,643Net Assets 2020: $40,842,4872020Assets 2021: $417,823,521Liabilities 2021: $375,239,309Net Assets 2021: $42,584,2122021Assets 2022: $442,389,486Liabilities 2022: $402,486,356Net Assets 2022: $39,903,1302022Assets 2024: $476,344,301Liabilities 2024: $429,885,916Net Assets 2024: $46,458,3852024

Highlighted filing

2024

Assets$476,344,301
Liabilities$429,885,916
Net Assets$46,458,385
Open 2024 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $10,323,2062010Expenses 2011: $10,282,3322011Expenses 2012: $10,031,5442012Revenue 2013: $11,136,597Expenses 2013: $9,697,151Net Income 2013: $1,439,4462013Revenue 2014: $15,590,745Expenses 2014: $12,814,011Net Income 2014: $2,776,7342014Revenue 2015: $14,975,993Expenses 2015: $14,086,891Net Income 2015: $889,1022015Revenue 2016: $14,331,065Expenses 2016: $13,641,118Net Income 2016: $689,9472016Revenue 2018: $16,772,317Expenses 2018: $15,047,613Net Income 2018: $1,724,7042018Revenue 2019: $17,942,792Expenses 2019: $15,657,213Net Income 2019: $2,285,5792019Revenue 2020: $18,006,421Expenses 2020: $15,062,630Net Income 2020: $2,943,7912020Revenue 2021: $18,188,326Expenses 2021: $14,776,286Net Income 2021: $3,412,0402021Revenue 2022: $19,820,493Expenses 2022: $16,128,781Net Income 2022: $3,691,7122022Revenue 2024: $28,126,038Expenses 2024: $24,578,258Net Income 2024: $3,547,7802024

Highlighted filing

2024

Revenue$28,126,038
Expenses$24,578,258
Net Income$3,547,780
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$476,344,301
Liabilities
$429,885,916
Net assets
$46,458,385
Revenue
$28,126,038
Expenses
$24,578,258
Net income
$3,547,780
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$476$430$46.5$28.1$24.6$3.55
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$442$402$39.9$19.8$16.1$3.69
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$418$375$42.6$18.2$14.8$3.41
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$391$351$40.8$18.0$15.1$2.94
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$342$304$37.3$17.9$15.7$2.29
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$338$303$34.7$16.8$15.0$1.72
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$325$294$31.4$14.3$13.6$0.69
2015Detailed filing. Detailed filing data is available for this year.$316$285$30.7$15.0$14.1$0.89
2014Detailed filing. Detailed filing data is available for this year.$309$279$29.9$15.6$12.8$2.78
2013Detailed filing. Detailed filing data is available for this year.$225$204$20.9$11.1$9.70$1.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$218$199$19.5$10.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$208$190$17.9$10.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$190$174$16.4$10.3
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 17, 2025
Return Version
2024v5.2
Gross Receipts
$28,126,038
Mission and Program Overview

Mission

A non-profit financial institution that is owned and operated entirely by its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$362,358,823$372,031,764▲ $9,672,941
Investments in Publicly Traded Securities$41,928,361$55,937,012▲ $14,008,651
Rtn Earn Endowment Incm Other Fnds$44,359,754$46,458,385▲ $2,098,631
Savings and Temporary Cash Investments$27,209,863$20,830,162▼ $6,379,701
Land, Buildings, and Equipment, Net$5,434,187$8,031,699▲ $2,597,512
Investments Other Securities$8,062,777$7,462,999▼ $599,778
Cash and Non-Interest-Bearing Accounts$3,669,824$4,377,133▲ $707,309
Prepaid Expenses and Deferred Charges$1,078,530$1,100,268▲ $21,738
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$456,068,400$476,344,301▲ $20,275,901
Other Assets Total$6,326,035$6,573,264▲ $247,229
Liabilities
Other Liabilities$384,643,260$413,595,267▲ $28,952,007
Mortgage Notes Payable Secured by Investment Property$23,209,914$12,343,587▼ $10,866,327
Accounts Payable and Accrued Expenses$3,855,472$3,947,062▲ $91,590
Total Liabilities$411,708,646$429,885,916▲ $18,177,270
Net Assets / Fund Balance
Total Net Assets Fund Balance$44,359,754$46,458,385▲ $2,098,631
Total Liabilities and Net Assets / Fund Balance$456,068,400$476,344,301▲ $20,275,901

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,591,233$4,511,236$9,102,469
Other Land Buildings$1,586,481$535,994$2,122,475
Land$1,510,262-$1,510,262
Equipment$343,723$620,336$964,059
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lee SpiveyPresident/CEOFT$288,035$28,804$316,839
Suzanne RoushSVP OperationsFT$191,818$19,182$211,000
Peggy MowrySVP, CAOFT$184,437$18,444$202,881
Jonathan HebrankSVP, CLOFT$164,876$16,487$181,363
John E BowenRetired - Former President/CEOFT$163,487$16,349$179,836
James McconnellSVP, CXOFT$123,904$12,390$136,294
Carrie PoynterVP ComplianceFT$122,589$12,259$134,848
Donald CarruthBusiness Services DirectorFT$110,099$11,010$121,109

Board Members and Trustees

NameTitle
Daniel J GormanChairman
Virginia MatisVice-chairman
Anne BurkeDirector
Eric HorstmanDirector
Jeff StapletonDirector
Stephen HallDirector
Velma AmosDirector
Aaron BurkeSecretary
Lynda Brown WalkerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$24,279,636
Investment Income
$3,846,402
Other Revenue
$0
Change in Net Assets
$3,547,780
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$17,578,859
Salaries, Compensation, and Employee Benefits$6,999,399
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$9,211,608
Other Salaries and Wages---$3,729,136
Current Officers, Directors, Trustees, and Key Employees---$1,363,061
Office Expenses---$1,094,161
Pension Plan Contributions---$814,534
Information Technology---$769,636
Other Employee Benefits---$630,772
Occupancy---$535,280
Depreciation Depletion---$474,499
Payroll Taxes---$461,896
Advertising---$393,035
Other Expenses---$258,612
Insurance---$103,783
Fees for Services Other---$98,953
Fees for Services Legal---$64,708
Fees for Services Management---$59,843
Conferences and Meetings---$18,368
Fees for Services Accounting---$1,672
Total Functional Expenses$0$0$0$24,578,258
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Suzanne RoushOfficerOFFICER'S SPOUSE OWNS COMPANY THAT PROVIDES FACILITIES MAINTENANCE SEVICES TO ENTITY.No$69,523
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES & DEPOSITS$413,595,267
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Board directors aaron burke and anne burke are husband and wife.”

Form 990, Part VI, Section A, Line 6

“Membership is required for the credit union through select group qualifications”

Form 990, Part VI, Section A, Line 7A

“The members elect the board of directors annually.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and changes to code of regulations require approval of members”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by an officer of the organization prior to filing with the irs.”

Form 990, Part VI, Section B, Line 12

“All employees are provided access to rvcu's policy manuals which include the written conflict of interest policy. Employees must annually sign acknowledging they have received and understand the policies contained in the manual.”

Form 990, Part VI, Section B, Line 15

“The ceo has a contract which was approved by the board and determines his annual salary. The ceo makes the final determination on compensation for all staff positions including officers and key personnel.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents, conflict of interest policy and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
1381 River Valley Credit Union Inc
EIN
31-0547898
Phone
9378596260
Address
505 EARL BLVD, MIAMISBURG, OH 45342

Signing Officer

Name
Stephanie Entienne
Title
CFO
Phone
9378596260
Signed
2025-10-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lee Spivey
Formed
1949
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
107
Volunteers
9

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD SUITE 400, CINCINNATI, OH 45209
Preparer
Kathleen M Moseley
Phone
5138713033
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

“Implemented itms at some branches”

Financial Statement Notes

PART IV, LINE 2B:

“The organization holds two custodial accounts, mortgage escrow related to real estate taxes and insurance, for the federal home loan bank in which the organization is the servicer.”

PART X, LINE 2:

“The credit union accounts for uncertainty in income taxes in its financial statements as required under financial accounting standards board (fasb) accounting standards codification (asc), accounting for uncertainty in income taxes. The standard prescribes a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. The standard also provides guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure and transition accounting. Management determined there were no material uncertain positions taken by the credit union in its tax returns.”

Raw XML AppendixShowing 400 of 530 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivityOrMissionDesc0A NON-PROFIT FINANCIAL INSTITUTION THAT IS OWNED AND OPERATED ENTIRELY BY ITS MEMBERS.
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IRS990/BooksInCareOfDetail/PhoneNum09378596260
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IRS990/BooksInCareOfDetail/USAddress/CityNm0MIAMISBURG
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9RETIRED - FORMER PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP, CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP, CXO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP, CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16BUSINESS SERVICES DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01949
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt028126038
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0769636
IRS990/InsuranceGrp/TotalAmt0103783
IRS990/InterestGrp/TotalAmt09211608
IRS990/InvestmentIncomeGrp/ExclusionAmt03846402
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03846402
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt08062777
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07462999
IRS990/InvestmentsPubTradedSecGrp/BOYAmt041928361
IRS990/InvestmentsPubTradedSecGrp/EOYAmt055937012
IRS990/IRPDocumentCnt016190
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05667566
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05434187
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08031699
IRS990/LandBldgEquipCostOrOtherBssAmt013699265
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A NON-PROFIT FINANCIAL INSTITUTION THAT IS OWNED AND OPERATED ENTIRELY BY ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt023209914
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt012343587
IRS990/NetAssetsOrFundBalancesBOYAmt044359754
IRS990/NetAssetsOrFundBalancesEOYAmt046458385
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1449149
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0535280
IRS990/OfficeExpensesGrp/TotalAmt01094161
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06326035
IRS990/OtherAssetsTotalGrp/EOYAmt06573264
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0630772
IRS990/OtherExpensesGrp/Desc0PROCESSING FEES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSES
IRS990/OtherExpensesGrp/TotalAmt02758016
IRS990/OtherExpensesGrp/TotalAmt11736685
IRS990/OtherExpensesGrp/TotalAmt2258612
IRS990/OtherLiabilitiesGrp/BOYAmt0384643260
IRS990/OtherLiabilitiesGrp/EOYAmt0413595267
IRS990/OtherSalariesAndWagesGrp/TotalAmt03729136
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0362358823
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0372031764
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0461896
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0814534
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01078530
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01100268
IRS990/PrincipalOfficerNm0LEE SPIVEY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522200
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & COMMISSIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020389267
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13760791
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020389267
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13890369
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0129578
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02965036
IRS990/PYOtherExpensesAmt012857900
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt021368216
IRS990/PYRevenuesLessExpensesAmt04323202
IRS990/PYSalariesCompEmpBnftPaidAmt07152150
IRS990/PYTotalExpensesAmt020010050
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt024333252
IRS990/ReconcilationRevenueExpnssAmt03547780
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt044359754
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt046458385
IRS990/SavingsAndTempCashInvstGrp/BOYAmt027209863
IRS990/SavingsAndTempCashInvstGrp/EOYAmt020830162
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04591233
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04511236
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09102469
IRS990ScheduleD/EquipmentGrp/BookValueAmt0343723
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0620336
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0964059
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt01510262
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01510262
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01586481
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0535994
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02122475
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0413595267
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES & DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HOLDS TWO CUSTODIAL ACCOUNTS, MORTGAGE ESCROW RELATED TO REAL ESTATE TAXES AND INSURANCE, FOR THE FEDERAL HOME LOAN BANK IN WHICH THE ORGANIZATION IS THE SERVICER.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC), ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08031699
IRS990ScheduleD/TotalLiabilityAmt0413595267
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/FirstClassOrCharterTravelInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0288035
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1191818
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2184437
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3164876
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4163487
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt028804
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt119182
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt218444
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt316487
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt416349
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt30

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