Civic Intelligence

1307 Day Air Credit Union

EIN 31-0546041 • 501(c)14 • Kettering, OH

View Organization Page

Profile

To provide financial services to members.

3501 Wilmington PikeKettering, OH 45429

www.dayair.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.88x

Higher debt load relative to assets than 24% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

23rd percentile

12.85x

Higher debt load relative to revenue than 23% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

87th percentile

20%

Higher net margin than 87% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

79th percentile

$629,602

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

58th percentile

3.6%

Faster asset growth than 58% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

87th percentile

24%

Faster revenue growth than 87% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets24th percentile

Assets

Up

$816,227,021

Up $139,855,362 (+21%) from 2022

Liabilities

Up

$714,481,249

Up $119,399,691 (+20%) from 2022

Net Assets

Up

$101,745,772

Up $20,455,671 (+25%) from 2022

Operations
Liabilities / Revenue23rd percentileNet Margin87th percentile

Revenue

Up

$55,583,282

Up $21,471,054 (+63%) from 2022

Expenses

Up

$44,413,443

Up $20,928,505 (+89%) from 2022

Net Income

Up

$11,169,839

Up $542,549 (+5.1%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0B$500M$0Assets 2010: $214,427,798Liabilities 2010: $192,465,608Net Assets 2010: $21,962,1902010Assets 2011: $245,834,785Liabilities 2011: $221,489,559Net Assets 2011: $24,345,2262011Assets 2012: $263,411,965Liabilities 2012: $236,217,057Net Assets 2012: $27,194,9082012Assets 2013: $278,530,226Liabilities 2013: $249,506,915Net Assets 2013: $29,023,3112013Assets 2014: $290,238,530Liabilities 2014: $255,839,339Net Assets 2014: $34,399,1912014Assets 2015: $309,583,247Liabilities 2015: $271,052,293Net Assets 2015: $38,530,9542015Assets 2016: $338,140,446Liabilities 2016: $294,402,157Net Assets 2016: $43,738,2892016Assets 2017: $374,471,562Liabilities 2017: $325,138,719Net Assets 2017: $49,332,8432017Assets 2018: $393,372,156Liabilities 2018: $338,637,774Net Assets 2018: $54,734,3822018Assets 2019: $424,689,582Liabilities 2019: $362,921,663Net Assets 2019: $61,767,9192019Assets 2020: $530,186,448Liabilities 2020: $461,046,699Net Assets 2020: $69,139,7492020Assets 2021: $609,648,361Liabilities 2021: $530,114,054Net Assets 2021: $79,534,3072021Assets 2022: $676,371,659Liabilities 2022: $595,081,558Net Assets 2022: $81,290,1012022Assets 2024: $816,227,021Liabilities 2024: $714,481,249Net Assets 2024: $101,745,7722024

Highlighted filing

2024

Assets$816,227,021
Liabilities$714,481,249
Net Assets$101,745,772
Open 2024 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0Expenses 2010: $11,925,0042010Expenses 2011: $11,326,3392011Expenses 2012: $11,507,6952012Revenue 2013: $14,099,620Expenses 2013: $11,133,894Net Income 2013: $2,965,7262013Revenue 2014: $14,818,822Expenses 2014: $10,204,128Net Income 2014: $4,614,6942014Revenue 2015: $15,328,041Expenses 2015: $11,041,907Net Income 2015: $4,286,1342015Revenue 2016: $17,066,211Expenses 2016: $12,148,170Net Income 2016: $4,918,0412016Revenue 2017: $18,535,607Expenses 2017: $14,520,035Net Income 2017: $4,015,5722017Revenue 2018: $21,151,523Expenses 2018: $15,268,274Net Income 2018: $5,883,2492018Revenue 2019: $23,603,190Expenses 2019: $17,883,893Net Income 2019: $5,719,2972019Revenue 2020: $25,850,068Expenses 2020: $19,849,223Net Income 2020: $6,000,8452020Revenue 2021: $32,295,915Expenses 2021: $20,057,231Net Income 2021: $12,238,6842021Revenue 2022: $34,112,228Expenses 2022: $23,484,938Net Income 2022: $10,627,2902022Revenue 2024: $55,583,282Expenses 2024: $44,413,443Net Income 2024: $11,169,8392024

Highlighted filing

2024

Revenue$55,583,282
Expenses$44,413,443
Net Income$11,169,839
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$816,227,021
Liabilities
$714,481,249
Net assets
$101,745,772
Revenue
$55,583,282
Expenses
$44,413,443
Net income
$11,169,839
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$816$714$102$55.6$44.4$11.2
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$676$595$81.3$34.1$23.5$10.6
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$610$530$79.5$32.3$20.1$12.2
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$530$461$69.1$25.9$19.8$6.00
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$425$363$61.8$23.6$17.9$5.72
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$393$339$54.7$21.2$15.3$5.88
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$374$325$49.3$18.5$14.5$4.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$338$294$43.7$17.1$12.1$4.92
2015Detailed filing. Detailed filing data is available for this year.$310$271$38.5$15.3$11.0$4.29
2014Detailed filing. Detailed filing data is available for this year.$290$256$34.4$14.8$10.2$4.61
2013Detailed filing. Detailed filing data is available for this year.$279$250$29.0$14.1$11.1$2.97
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$263$236$27.2$11.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$246$221$24.3$11.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$214$192$22.0$11.9
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 15, 2023
Return Version
2022v5.0
Gross Receipts
$45,475,364
Mission and Program Overview

Mission

To provide financial services to members.

To provide financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$465,674,704$563,008,380▲ $97,333,676
Rtn Earn Endowment Incm Other Fnds$79,534,307$81,290,101▲ $1,755,794
Investments in Publicly Traded Securities$88,959,451$68,117,203▼ $20,842,248
Receivables From Officers Etc$11,055,583$11,340,822▲ $285,239
Cash and Non-Interest-Bearing Accounts$8,734,244$6,527,689▼ $2,206,555
Investments Other Securities$8,721,633$6,292,713▼ $2,428,920
Land, Buildings, and Equipment, Net$4,564,503$5,762,529▲ $1,198,026
Savings and Temporary Cash Investments$11,131,387$256,183▼ $10,875,204
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$609,648,361$676,371,659▲ $66,723,298
Other Assets Total$10,806,856$15,066,140▲ $4,259,284
Liabilities
Other Liabilities$511,311,016$568,301,638▲ $56,990,622
Unsecured Notes Loans Payable$10,791,842$17,856,022▲ $7,064,180
Accounts Payable and Accrued Expenses$8,011,196$8,923,898▲ $912,702
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$530,114,054$595,081,558▲ $64,967,504
Net Assets / Fund Balance
Total Net Assets Fund Balance$79,534,307$81,290,101▲ $1,755,794
Total Liabilities and Net Assets / Fund Balance$609,648,361$676,371,659▲ $66,723,298

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,015,528$1,606,351$3,621,879
Leasehold Improvements$1,473,836$18,057$1,491,893
Equipment$671,199$577,984$1,249,183
Land$1,150,376-$1,150,376
Other Land Buildings$451,590$264,262$715,852
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
William BurkeCEOFT$429,160$283,018$712,178
Luke NeffFinancial PlannerFT$308,552$49,144$357,696
Jannell EichstaedtChief Experience OfficerFT$173,218$124,350$297,568
John TheobaldChief Lending OfficerFT$175,473$121,956$297,429
Deanna DahlingVP of FinanceFT$128,517$109,541$238,058
Josh ToddDirector of MortgagesFT$113,270$41,180$154,450
Joe EckleyDirector of MarketingFT$135,775$13,699$149,474
Monica PerkinsReal Estate Loan OfficerFT$132,552$7,440$139,992
April BowmanDirector of Human ResourcesFT$123,541$14,803$138,344

Board Members and Trustees

NameTitle
Tim BrownChairman
Al BertleffVice Chairman
Brian HayesBoard Member
Mallory CoakleyBoard Member
Mike ConwayBoard Member
Patsy MercuriBoard Member
Melissa BauerBoard Member (start 04/22)
John WeckesserSecretary
Ray WagonerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
CuanswersCore System6000 28TH ST SE SUITE 100, Grand Rapids, MI 49546$1,197,198
Newground InternationalBuilding DesignPO BOX 6228, Carol Stream, IL 60197$666,066
Dayton DragonsMarketing220 N PATTERSON BLVD, Dayton, OH 45402$572,063
Atm SolutionsAtm Servicing551 NORTHLAND BLVD, Forest Park, OH 45240$272,715
Cmg DaytonAdvertisingPO BOX 83192, Chicago, IL 60691$149,575
Revenue and Support

Revenue Composition

Contributions and Grants
$525,192
Program Service Revenue
$33,731,489
Investment Income
$-144,453
Other Revenue
$0
Change in Net Assets
$10,627,290

Audited Revenue Reconciliation

Revenue per Audited Statements
$34,112,228
Revenue Not Reported on Form 990
$-8,871,496
Total Revenue per Audited Statements
$25,240,732
Total Revenue per Form 990
$34,112,228
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$15,145,402
Salaries, Compensation, and Employee Benefits$8,339,536
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$5,477,567
Interest---$4,607,819
Current Officers, Directors, Trustees, and Key Employees---$1,545,233
Other Expenses---$1,473,339
Advertising---$1,077,768
Office Expenses---$674,134
Other Employee Benefits---$617,006
Occupancy---$560,752
Payroll Taxes---$441,401
Fees for Services Other---$416,057
Depreciation Depletion---$299,190
Pension Plan Contributions---$258,329
Fees for Services Accounting---$82,366
Insurance---$73,135
Fees for Services Legal---$4,565
Total Functional Expenses$0$0$0$23,484,938

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$23,484,938
Total Expenses per Audited Statements$23,484,938
Total Expenses per Form 990$23,484,938
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$11,055,583$11,340,822▲ $285,239
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES & DEPOSITS$558,813,638
Nonmember Deposits$9,488,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members or stockholders: membership is open to anyone who lives, works, worships or attends school in montgomery, greene, warren, butler, clark, champaign, darke, preble, and miami counties in ohio as described in the organizations bylaws and community charter.”

Form 990, Part VI, Section A, Line 7A

“Election of members of the governing body: the board of directors is the governing body and consists of nine directors. Nine board members are elected at the annual meeting held in april.”

Form 990, Part VI, Section B, Line 11B

“Review of form 990: the form 990 is reviewed by the ceo and vp of finance prior to filing with the irs. The board of directors receive a copy of the form 990 before it is filed. The form 990 is also reviewed by an independent accounting firm.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest policy: the organization requires an annual conflict of interest disclosure form to be completed by the board of directors, the officers and key employees. These forms are reviewed by the board of directors. If a conflict of interest does arise the individual with a conflict is recused from the discussion and voting on the issue. If a potential conflict of interest does arise during the year it is the responsibility of the individual to communicate this conflict to the appropriate individuals.”

Form 990, Part VI, Section B, Line 15A

“Review of compensation: compensation of ceo is reviewed annually by the board of directors and set using comparable surveys from third party independent consultants.”

Form 990, Part VI, Section B, Line 15B

“Compensation for other officers is set annually by management using comparable salary survey data from third party consultants.”

Form 990, Part VI, Section C, Line 19

“Availability of financial statements and governing documents: financial statements are posted on the website. Additionally, financial statements and governing documents are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
1307 Day Air Credit Union
EIN
31-0546041
In Care Of
% DEANNA DAHLING
Phone
9376432160
Address
3501 WILMINGTON PIKE, KETTERING, OH 45429

Signing Officer

Name
William Burke
Title
CEO
Phone
9376432160
Signed
2023-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Burke
Formed
1945
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
132
Volunteers
10

Preparer

Firm
Forvis Llp
Address
111 E Wayne St Suite 600, Fort Wayne, IN 46802
Preparer
Lauren R Denton
Phone
2604604000
Supplemental Narrative

Financial Statement Notes

Part X, Line 2

“Asc 740 disclosure: management has evaluated their income tax positions under the guidance included in asc 740. Based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements.”

Raw XML AppendixShowing 400 of 687 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt08011196
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08923898
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt01077768
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0DEANNA DAHLING
IRS990/BooksInCareOfDetail/PhoneNum09376432160
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03501 WILMINGTON PIKE
IRS990/BooksInCareOfDetail/USAddress/CityNm0KETTERING
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd045429
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
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IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt08734244
IRS990/CashNonInterestBearingGrp/EOYAmt06527689
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt08
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01545233
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/ContractorCompensationGrp/CompensationAmt01197198
IRS990/ContractorCompensationGrp/CompensationAmt1666066
IRS990/ContractorCompensationGrp/CompensationAmt2572063
IRS990/ContractorCompensationGrp/CompensationAmt3272715
IRS990/ContractorCompensationGrp/CompensationAmt4149575
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt06000 28TH ST SE SUITE 100
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1PO BOX 6228
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2220 N PATTERSON BLVD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3551 NORTHLAND BLVD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4PO BOX 83192
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0GRAND RAPIDS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1CAROL STREAM
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2DAYTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3FOREST PARK
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd049546
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd160197
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd345240
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IRS990/ContractorCompensationGrp/ContractorName/PersonNm0CUANSWERS
IRS990/ContractorCompensationGrp/ContractorName/PersonNm1NEWGROUND INTERNATIONAL
IRS990/ContractorCompensationGrp/ContractorName/PersonNm2DAYTON DRAGONS
IRS990/ContractorCompensationGrp/ContractorName/PersonNm3ATM SOLUTIONS
IRS990/ContractorCompensationGrp/ContractorName/PersonNm4CMG DAYTON
IRS990/ContractorCompensationGrp/ServicesDesc0CORE SYSTEM
IRS990/ContractorCompensationGrp/ServicesDesc1BUILDING DESIGN
IRS990/ContractorCompensationGrp/ServicesDesc2MARKETING
IRS990/ContractorCompensationGrp/ServicesDesc3ATM SERVICING
IRS990/ContractorCompensationGrp/ServicesDesc4ADVERTISING
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0525192
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0-144453
IRS990/CYOtherExpensesAmt015145402
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt033731489
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IRS990/CYTotalExpensesAmt023484938
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt034112228
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt00
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IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0299190
IRS990/Desc0DAY AIR CREDIT UNION, INC., HEADQUARTERED IN DAYTON, OHIO, PROVIDES A BROAD RANGE OF FINANCIAL SERVICES TO ITS MEMBERS. THE CREDIT UNION'S PRIMARY SERVICES INCLUDE GRANTING SECURED AND UNSECURED CONSUMER AND REAL ESTATE LENDING AS WELL AS PROVIDING CHECKING AND SAVINGS SERVICES. THE CREDIT UNION'S MEMBERS AND BRANCHES ARE LOCATED THROUGHOUT THE DAYTON, OHIO AREA.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0true
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt0132
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt082366
IRS990/FeesForServicesLegalGrp/TotalAmt04565
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0416057
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.0
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