Civic Intelligence

Mutual Benefit Association C/O Robert Kirch

990EZ • Fiscal year 2024 • EIN 31-0386645

Jan 01, 2024 to Dec 31, 2024 • Filed on Jul 21, 2025

3051 Citation LaneNorth Bend, OH 45052

(513) 284-2670

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2024

Liabilities / Revenue

67th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

3rd percentile

-8248%

Higher net margin than 3% of similar nonprofits.

2024 filings • 501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)9 • <$500k nonprofits • Source year 2024

Asset Growth

10th percentile

-100%

Faster asset growth than 10% of similar nonprofits.

2024 filings • 501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

19th percentile

-37%

Faster revenue growth than 19% of similar nonprofits.

2024 filings • 501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$0

Down $250,331 (-100%) from 2023

Net Assets

Down

$0

Down $250,331 (-100%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue

Down

$3,035

Down $1,766 (-37%) from 2023

Expenses

Up

$253,366

Up $219,567 (+650%) from 2023

Net Income

Down

-$250,331

Down $221,333 (-763%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2020: $333,592Liabilities 2020: $0Net Assets 2020: $333,5922020Assets 2021: $313,985Liabilities 2021: $0Net Assets 2021: $313,9852021Assets 2022: $279,329Liabilities 2022: $0Net Assets 2022: $279,3292022Assets 2023: $250,331Liabilities 2023: $0Net Assets 2023: $250,3312023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200K-$400KRevenue 2020: $15,797Expenses 2020: $27,415Net Income 2020: -$11,6182020Revenue 2021: $16,735Expenses 2021: $36,342Net Income 2021: -$19,6072021Revenue 2022: $3,358Expenses 2022: $38,014Net Income 2022: -$34,6562022Revenue 2023: $4,801Expenses 2023: $33,799Net Income 2023: -$28,9982023Revenue 2024: $3,035Expenses 2024: $253,366Net Income 2024: -$250,3312024

Highlighted filing

2024

Revenue$3,035
Expenses$253,366
Net Income-$250,331
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 21, 2025
Return Version
2024v5.0
Gross Receipts
$3,035
Mission and Program Overview

Mission

Payment of supplemental sick pay

Program Services

DescriptionGrantsExpenses
To provide supplemental sick pay benefits to members after 7 days sick off work--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jim WilsonChairpersonPT$0--
Chris WellsVice Chairperson-$0--
Bob KirchTreasurer/Manager Of CompliancePT$0--
Dave TheimTrustee-$0--
Patti FronkTrustee-$0--
Larry JutziTrustee-$0--
Craig RileyTrustee-$0--
Mike HoferTrustee-$0--
Andrew FinkeTrustee-$0--
James BellTrustee-$0--
Delores ColeTrustee-$0--
Tim BelzerTrustee-$0--
Lori PitcherTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Mutual Benefit Association
EIN
31-0386645
Phone
5132842670
Address
3051 Citation Lane, North Bend, OH 45052

Signing Officer

Name
Robert Kirch
Title
Treasurer
Phone
5134842670
Signed
2025-07-21
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

Description;Amount^Meetings and Socials;941^Total;941^

Form 990-EZ, Part I, Line 16

Description;Amount^Insurance;4820|Bank Fees;50|Administrative Expenses;1144|Program Costs;7136|Donation;5817|Transfer To CGandE Retirees Social Club;90798^Total;109765^

Raw XML Appendix212 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PhoneNum05134842670
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03051 Citation Lane
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0North Bend
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd045052
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jim Wilson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Chris Wells
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Bob Kirch
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Dave Theim
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Patti Fronk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Larry Jutzi
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Craig Riley
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Mike Hofer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Andrew Finke
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9James Bell
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Tim Belzer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12Lori Pitcher
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairperson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Chairperson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer/Manager of Compliance
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Trustee
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12Trustee
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd01
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0109765
IRS990EZ/OtherRevenueTotalAmt0941
IRS990EZ/PoliticalCampaignActyInd00
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IRS990EZ/PrintingPublicationsPostageAmt00
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IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0253366
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt03035
IRS990EZ/TransactionWithControlEntInd00
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IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd01
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0Cash Payments of 200 dollars in cash or check to each of 598 members of the organization as of December 31, 2021
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1Cash/Check
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc2CG&E Retirees Social Club
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0Cincinnati Reds Community Fund
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt1CG & E Retirees Social Club
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02025-04-15
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12024-12-10
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt22024-12-16
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0311790195
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1311062209
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt0119600
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt13327
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt290798
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501c3
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt1Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt2Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/PersonNm0598 names
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0100 Joe Nuxhall Way
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt1C/O Al Hartkemeyer
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine2Txt06322 Kaitlyn CT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0Cincinnati
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm1Cincinnati
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0OH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd1OH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd045202
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd145248
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Meetings and Socials;941^Total;941^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Insurance;4820|Bank Fees;50|Administrative Expenses;1144|Program Costs;7136|Donation;5817|Transfer To CGandE Retirees Social Club;90798^Total;109765^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Robert Kirch
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05134842670
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MUTUAL BENEFIT ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O Robert Kirch
ReturnHeader/Filer/BusinessNameControlTxt0MUTU
ReturnHeader/Filer/EIN0310386645
ReturnHeader/Filer/PhoneNum05132842670
ReturnHeader/Filer/USAddress/AddressLine1Txt03051 Citation Lane
ReturnHeader/Filer/USAddress/CityNm0North Bend
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045052
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-07-22T17:53:21-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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