Civic Intelligence

Cincinnati USA Regional Chamber

EIN 31-0239310 • 501(c)6 • Cincinnati, OH

View Organization Page

Profile

To grow the vibrancy and economic prosperity of the cincinnati region.

3 E 4th StreetCincinnati, OH 45202

www.cincinnatichamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.32x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

25th percentile

0.24x

Higher debt load relative to revenue than 25% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Net Margin

16th percentile

-5.3%

Higher net margin than 16% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$618,718

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

501(c)6 • $25M-$50M nonprofits • Source year 2022

Asset Growth

17th percentile

-0.7%

Faster asset growth than 17% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Revenue Growth

23rd percentile

0.6%

Faster revenue growth than 23% of similar nonprofits.

501(c)6 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$20,885,453

Down $51,725 (-0.2%) from 2023

Liabilities

Up

$6,741,102

Up $608,589 (+9.9%) from 2023

Net Assets

Down

$14,144,351

Down $660,314 (-4.5%) from 2023

Operations
Liabilities / Revenue25th percentileNet Margin16th percentile

Revenue

Up

$28,442,311

Up $5,724,847 (+25%) from 2023

Expenses

Up

$29,935,636

Up $6,336,243 (+27%) from 2023

Net Income

Down

-$1,493,325

Down $611,396 (-69%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth17th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $14,865,585Liabilities 2010: $8,522,848Net Assets 2010: $6,342,7372010Assets 2011: $12,153,403Liabilities 2011: $6,074,492Net Assets 2011: $6,078,9112011Assets 2012: $11,850,973Liabilities 2012: $4,938,947Net Assets 2012: $6,912,0262012Assets 2013: $13,740,591Liabilities 2013: $6,704,475Net Assets 2013: $7,036,1162013Assets 2014: $13,424,937Liabilities 2014: $5,638,270Net Assets 2014: $7,786,6672014Assets 2015: $13,878,269Liabilities 2015: $5,576,376Net Assets 2015: $8,301,8932015Assets 2016: $15,171,093Liabilities 2016: $5,499,116Net Assets 2016: $9,671,9772016Assets 2017: $16,446,286Liabilities 2017: $5,911,031Net Assets 2017: $10,535,2552017Assets 2018: $16,723,312Liabilities 2018: $5,929,245Net Assets 2018: $10,794,0672018Assets 2019: $17,718,098Liabilities 2019: $6,428,890Net Assets 2019: $11,289,2082019Assets 2020: $19,175,820Liabilities 2020: $6,415,022Net Assets 2020: $12,760,7982020Assets 2021: $21,203,474Liabilities 2021: $6,838,611Net Assets 2021: $14,364,8632021Assets 2022: $21,191,885Liabilities 2022: $6,688,344Net Assets 2022: $14,503,5412022Assets 2023: $20,937,178Liabilities 2023: $6,132,513Net Assets 2023: $14,804,6652023Assets 2024: $20,885,453Liabilities 2024: $6,741,102Net Assets 2024: $14,144,3512024

Highlighted filing

2024

Assets$20,885,453
Liabilities$6,741,102
Net Assets$14,144,351
Open 2024 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $15,264,6202010Expenses 2011: $16,092,5122011Expenses 2012: $18,007,2752012Revenue 2013: $19,159,018Expenses 2013: $19,034,928Net Income 2013: $124,0902013Revenue 2014: $16,303,858Expenses 2014: $15,446,759Net Income 2014: $857,0992014Revenue 2015: $17,753,963Expenses 2015: $16,449,349Net Income 2015: $1,304,6142015Revenue 2016: $17,942,222Expenses 2016: $16,335,078Net Income 2016: $1,607,1442016Revenue 2017: $20,468,951Expenses 2017: $19,863,111Net Income 2017: $605,8402017Revenue 2018: $18,679,187Expenses 2018: $18,640,548Net Income 2018: $38,6392018Revenue 2019: $25,635,376Expenses 2019: $25,140,335Net Income 2019: $495,0412019Revenue 2020: $15,955,461Expenses 2020: $14,483,871Net Income 2020: $1,471,5902020Revenue 2021: $18,734,397Expenses 2021: $17,130,332Net Income 2021: $1,604,0652021Revenue 2022: $28,114,499Expenses 2022: $26,349,561Net Income 2022: $1,764,9382022Revenue 2023: $22,717,464Expenses 2023: $23,599,393Net Income 2023: -$881,9292023Revenue 2024: $28,442,311Expenses 2024: $29,935,636Net Income 2024: -$1,493,3252024

Highlighted filing

2024

Revenue$28,442,311
Expenses$29,935,636
Net Income-$1,493,325
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,885,453
Liabilities
$6,741,102
Net assets
$14,144,351
Revenue
$28,442,311
Expenses
$29,935,636
Net income
-$1,493,325
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$20.9$6.74$14.1$28.4$29.9$1.49
2023Detailed filing. Detailed filing data is available for this year.$20.9$6.13$14.8$22.7$23.6$0.88
2022Detailed filing. Detailed filing data is available for this year.$21.2$6.69$14.5$28.1$26.3$1.76
2021Detailed filing. Detailed filing data is available for this year.$21.2$6.84$14.4$18.7$17.1$1.60
2020Detailed filing. Detailed filing data is available for this year.$19.2$6.42$12.8$16.0$14.5$1.47
2019Detailed filing. Detailed filing data is available for this year.$17.7$6.43$11.3$25.6$25.1$0.50
2018Detailed filing. Detailed filing data is available for this year.$16.7$5.93$10.8$18.7$18.6$0.04
2017Detailed filing. Detailed filing data is available for this year.$16.4$5.91$10.5$20.5$19.9$0.61
2016Detailed filing. Detailed filing data is available for this year.$15.2$5.50$9.67$17.9$16.3$1.61
2015Detailed filing. Detailed filing data is available for this year.$13.9$5.58$8.30$17.8$16.4$1.30
2014Detailed filing. Detailed filing data is available for this year.$13.4$5.64$7.79$16.3$15.4$0.86
2013Detailed filing. Detailed filing data is available for this year.$13.7$6.70$7.04$19.2$19.0$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.9$4.94$6.91$18.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$6.07$6.08$16.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$8.52$6.34$15.3
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.2
Gross Receipts
$33,810,483
Mission and Program Overview

Mission

To capture our place as one of the world's favorite american business centers.

To grow the vibrancy and economic prosperity of the cincinnati region.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$10,803,053$11,164,469▲ $361,416
Savings and Temporary Cash Investments$5,993,326$5,843,089▼ $150,237
Accounts Receivable$815,926$836,662▲ $20,736
Land, Buildings, and Equipment, Net$605,479$693,545▲ $88,066
Pledges and Grants Receivable$443,500$399,631▼ $43,869
Prepaid Expenses and Deferred Charges$254,758$310,694▲ $55,936
Total Assets$20,937,178$20,885,453▼ $51,725
Other Assets Total$2,021,136$1,637,363▼ $383,773
Liabilities
Accounts Payable and Accrued Expenses$2,769,584$3,448,683▲ $679,099
Deferred Revenue$2,079,015$2,692,821▲ $613,806
Other Liabilities$1,091,134$406,964▼ $684,170
Escrow Account Liability$192,780$192,634▼ $146
Total Liabilities$6,132,513$6,741,102▲ $608,589
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$14,330,258$13,546,418▼ $783,840
Net Assets With Donor Restrictions$474,407$597,933▲ $123,526
Total Net Assets Fund Balance$14,804,665$14,144,351▼ $660,314
Total Liabilities and Net Assets / Fund Balance$20,937,178$20,885,453▼ $51,725

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$693,516$4,239,042$4,932,558
Leasehold Improvements$29$68,147$68,176
Other Assets Org$1,281,526--
Compensation and Service Providers
Top Officer Pay49th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mr Brendon J CullPresident & CEOFT$374,581$132,304$506,885
Ms Kimberly LauterbachCEO, RediFT$371,524$84,025$455,549
Mr Darrin RedusCEO, MbaFT$307,500$97,003$404,503
Ms Kate WardCBOFT$236,325$56,466$292,791
Mr Justin BrookhartEvp of Cultural Economy anFT$200,363$48,565$248,928
Ms Gina RittingerVP Strategic Growth, RediFT$187,962$47,492$235,454
Mr Curtis HollisCOO - MbaFT$172,613$53,881$226,494
Ms Audrey TreasureVP Workforce Innovation CeFT$165,427$35,656$201,083
Mr Thomas DeereVP MembershipFT$163,511$33,824$197,335

Board Members and Trustees

NameTitle
Ms Candace S McgrawChair
Mr Leigh R FoxPast Chair
Mr James a WatkinsFirst Vice Chair
Dr Ryan HaysDirector
Mr Alexander M YastrebenetskyDirector
Mr Andrew D CiafardiniDirector
Mr Archie M BrownDirector
Mr Derrick J BrazielDirector
Mr Douglas L MarshDirector
Mr Gregory W HarmeyerDirector
Mr J Scott RobertsonDirector
Mr Jeff BerdingDirector
Mr Jeremy VaughanDirector
Mr John R WardDirector
Mr Kai LewarsDirector
Mr Keith G DaileyDirector
Mr Kenneth McnuttDirector
Mr Konstantinos ElefterDirector
Mr Kreg KeeseeDirector
Mr Lonnie GraysonDirector
Mr Philip WicklerDirector
Mr Robert W McdonaldDirector
Mr Stephen BybeeDirector
Mr Stephen D MullingerDirector
Mr Stephen L Hightower IiDirector
Mr Stephen P EwaldDirector
Mr Steven M BestardDirector
Mr Thomas WilliamsDirector
Mr Troy BrodieDirector
Mr Warren WeberDirector
Ms Anya SanchezDirector
Ms Carolyn Pione MicheliDirector
Ms Deborah HayesDirector
Ms Elizabeth BlackburnDirector
Ms Karen ForgusDirector
Ms Lanae BarnesDirector
Ms Maureen BickleyDirector
Ms Molly NorthDirector
Ms Natalie L Auzenne-swanDirector
Ms Regina Carswell RussoDirector
Ms Stephanie EbkenDirector
Ms Sylvia BuxtonDirector
Ms Whitney M EckertDirector
Mr Tedd H FriedmanCorporate Counsel
Mr Gerald a SparkmanMember of Executive Commit
Mr Kerry ByrneMember of Executive Commit
Ms Amy B SpillerMember of Executive Commit
Ms Barbara SmithMember of Executive Commit
Ms Paaras ParkerMember of Executive Commit
Mr Brian HodgettSecretary
Mr Timothy a ElsbrockTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
4wall EntertainmentFestival Production316 W SUNSET RD SUITE 100, Las Vegas, NV 89118$1,877,358
Building Management CoRent49 EAST 4TH STREET, Cincinnati, OH 45202$719,356
AgarFestival Production1205 WALNUT STREET, Cincinnati, OH 45202$681,705
Loud And ClearFestival Production10310 JULIAN DRIVE, Cincinnati, OH 45215$379,006
Coldiron Concessions INCFestival Production7623 PRODUCTION DR, Cincinnati, OH 45237$371,121
Revenue and Support

Revenue Composition

Contributions and Grants
$12,662,776
Program Service Revenue
$14,797,758
Investment Income
$234,746
Other Revenue
$747,031
All Other Contributions
$3,030,392
Change in Net Assets
$-1,493,325

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table1$136,706Difference Between F
Total Noncash Contributions1$136,706-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$18,837,003
Salaries, Compensation, and Employee Benefits$10,968,633
Grants and Similar Amounts Paid$130,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$7,617,586
Current Officers, Directors, Trustees, and Key Employees---$1,659,728
Advertising---$1,467,217
Fees for Services Other---$1,023,179
Other Employee Benefits---$695,729
Information Technology---$674,097
Payroll Taxes---$665,431
Occupancy---$643,400
Insurance---$350,975
Pension Plan Contributions---$330,159
Other Expenses---$312,448
Depreciation Depletion---$306,062
All Other Expenses---$293,191
Travel---$287,420
Grants to Domestic Orgs---$130,000
Office Expenses---$128,154
Fees for Services Legal---$59,445
Fees for Services Accounting---$51,588
Total Functional Expenses$0$0$0$29,935,636
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Cincytech LLCCincinnati, OH-TO SUPPORT THE CHAMBER'S MISSION OF SMALL BUSINESS ASSISTANCE$130,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$57,567
Total Nondeductible Lobbying and Political Cost$57,567
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Rou Liability - Operating Lease$406,964
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members that pay annual dues.”

Form 990, Part VI, Section A, Line 7A

“The members annually elect the directors who serve on the chamber board.”

Form 990, Part VI, Section B, Line 11B

“The president and cbo review the form 990 and supporting schedules before filing with the irs.”

Form 990, Part VI, Section B, Line 12C

“Board members are asked to complete a conflict of interest questionnaire annually. If a conflict of interest is present, it will be handled on a case-by-case basis.”

Form 990, Part VI, Section B, Line 15

“The compensation committee, appointed by the board, approves compensation for the ceo. The committee uses comparability data from surveys and compensation studies.”

Form 990, Part VI, Section C, Line 19

“The conflict of interest policy and financial statements are not available for public inspection.”

Filing and Contact Details

Filer

Filer Name
Cincinnati USA Regional Chamber
EIN
31-0239310
Phone
5135793100
Address
3 E 4TH STREET, CINCINNATI, OH 45202

Signing Officer

Name
Brendon Cull
Title
President and CEO
Phone
5135793100
Signed
2025-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brendon Cull
Formed
1839
Legal Domicile
Oh
Voting Board Members
52
Independent Board Members
51
Employees
94
Volunteers
300

Preparer

Firm
Clark Schaefer Hackett & Co
Address
1 EAST 4TH STREET, CINCINNATI, OH 45202
Preparer
Jane E Pfeifer
Phone
5132413111
Supplemental Narrative

Additional Explanations

FORM 990, PART IV LINE 12 AND PART XI LINE 2B AND 2C:

“The chamber's governance structure includes a formal audit committee, made up of chamber board members, that assume responsibility for selecting the independent auditor, the assessment of auditor independence, review and approval of the audited financial statements, auditors' internal control letter, and management response. These processes have not changed from the previous year.”

Financial Statement Notes

PART IV, LINE 2B:

“Restricted cash of $192,634 at december 31, 2024 is comprised of cash held for other organizations for which the chamber provides program managment services.”

Raw XML AppendixShowing 400 of 1,068 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0THE CHAMBER PROVIDES NUMEROUS SERVICES, INCLUDING BUSINESS RETENTION AND ATTRACTION, MEMBER BENEFITS TO IMPROVE MEMBERS' BOTTOM LINE, LEADERSHIP PROGRAMS AND EVENTS, SOLUTIONS TO MEMBERS' WORKFORCE CHALLENGES, GOVERNMENT ADVOCACY, PRODUCING THE CITY'S LARGEST FESTIVALS, AND MORE TO CREATE AND SUSTAIN A POSITIVE BUSINESS CLIMATE FOR OUR COMMUNITY, INCLUDING DEMONSTRATING A COMMITMENT TO SMALL BUSINESS ASSISTANCE AND ECONOMIC INCLUSION. THESE SERVICES REFLECT OUR STRATEGIC PLAN: 1. GROW OUR POPULAION 2. GROW OUR ECONOMY3. GROW OUR CULTURAL VIBRANCY 4. CULTIVATE A STRONG BUSINESS COMMUNITYTHE CHAMBER'S TALENTED PROFESSIONAL STAFF WORKS WITH THOUSANDS OF ENGAGED MEMBER COMPANIES, VOLUNTEERS AND PARTNERS IN AN EFFORT TO CREATE AND SUSTAIN A DYNAMIC CINCINNATI USA, A REGION OF FIFTEEN COUNTIES LOCATED IN THREE STATES. THE CHAMBER'S MEMBER BUSINESSES AND ORGANIZATIONS REPRESENT OVER 2,000 BUSINESSES AND 300,000 EMPLOYEES IN OUR 15 COUNTY MSA THROUGHOUT SOUTHWESTERN OHIO, NORTHERN KENTUCKY AND SOUTHEASTERN INDIANA.
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