Civic Intelligence

Belleville Non-Profit Housing Corporation

EIN 30-0025778 • 501(c)3 • Warren, MI

Profile

To provide housing facilities for low income senior citizens.

8425 E Twelve Mile RoadWarren, MI 48093

www.csi.coop

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

46th percentile

0.04x

Higher debt load relative to assets than 46% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

68th percentile

0.22x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

16th percentile

-17%

Higher net margin than 16% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

96th percentile

$368,043

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 48.5% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

30th percentile

-2.8%

Faster asset growth than 30% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

22nd percentile

-11%

Faster revenue growth than 22% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$3,779,822

Down $108,679 (-2.8%) from 2024

Liabilities

Up

$167,881

Up $21,785 (+15%) from 2024

Net Assets

Down

$3,611,941

Down $130,464 (-3.5%) from 2024

Revenue

Down

$758,454

Down $97,930 (-11%) from 2024

Expenses

Down

$888,918

Down $6,638 (-0.7%) from 2024

Net Income

Down

-$130,464

Down $91,292 (-233%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $5,114,896Liabilities 2011: $41,473Net Assets 2011: $5,073,4232011Assets 2012: $5,027,216Liabilities 2012: $47,358Net Assets 2012: $4,979,8582012Assets 2013: $4,893,091Liabilities 2013: $47,363Net Assets 2013: $4,845,7282013Assets 2014: $4,788,998Liabilities 2014: $41,596Net Assets 2014: $4,747,4022014Assets 2015: $4,694,516Liabilities 2015: $51,938Net Assets 2015: $4,642,5782015Assets 2016: $4,570,095Liabilities 2016: $31,333Net Assets 2016: $4,538,7622016Assets 2017: $4,468,345Liabilities 2017: $41,563Net Assets 2017: $4,426,7822017Assets 2018: $4,432,515Liabilities 2018: $79,530Net Assets 2018: $4,352,9852018Assets 2019: $4,283,352Liabilities 2019: $62,893Net Assets 2019: $4,220,4592019Assets 2020: $4,215,999Liabilities 2020: $83,669Net Assets 2020: $4,132,3302020Assets 2021: $4,098,920Liabilities 2021: $88,884Net Assets 2021: $4,010,0362021Assets 2022: $4,075,590Liabilities 2022: $183,024Net Assets 2022: $3,892,5662022Assets 2023: $3,941,982Liabilities 2023: $160,405Net Assets 2023: $3,781,5772023Assets 2024: $3,888,501Liabilities 2024: $146,096Net Assets 2024: $3,742,4052024Assets 2025: $3,779,822Liabilities 2025: $167,881Net Assets 2025: $3,611,9412025

Highlighted filing

2025

Assets$3,779,822
Liabilities$167,881
Net Assets$3,611,941

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $548,8112011Expenses 2012: $552,7452012Expenses 2013: $594,7852013Revenue 2014: $470,991Expenses 2014: $569,317Net Income 2014: -$98,3262014Revenue 2015: $470,494Expenses 2015: $575,318Net Income 2015: -$104,8242015Revenue 2016: $483,374Expenses 2016: $587,190Net Income 2016: -$103,8162016Revenue 2017: $480,599Expenses 2017: $592,579Net Income 2017: -$111,9802017Revenue 2018: $599,371Expenses 2018: $673,168Net Income 2018: -$73,7972018Revenue 2019: $623,198Expenses 2019: $755,724Net Income 2019: -$132,5262019Revenue 2020: $645,319Expenses 2020: $733,448Net Income 2020: -$88,1292020Revenue 2021: $643,913Expenses 2021: $766,207Net Income 2021: -$122,2942021Revenue 2022: $683,617Expenses 2022: $801,087Net Income 2022: -$117,4702022Revenue 2023: $742,582Expenses 2023: $853,571Net Income 2023: -$110,9892023Revenue 2024: $856,384Expenses 2024: $895,556Net Income 2024: -$39,1722024Revenue 2025: $758,454Expenses 2025: $888,918Net Income 2025: -$130,4642025

Highlighted filing

2025

Revenue$758,454
Expenses$888,918
Net Income-$130,464

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.78$0.17$3.61$0.76$0.89$0.13
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.89$0.15$3.74$0.86$0.90$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.94$0.16$3.78$0.74$0.85$0.11
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.08$0.18$3.89$0.68$0.80$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.10$0.09$4.01$0.64$0.77$0.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.22$0.08$4.13$0.65$0.73$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.28$0.06$4.22$0.62$0.76$0.13
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.43$0.08$4.35$0.60$0.67$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.47$0.04$4.43$0.48$0.59$0.11
2016Detailed filing. Detailed filing data is available for this year.$4.57$0.03$4.54$0.48$0.59$0.10
2015Detailed filing. Detailed filing data is available for this year.$4.69$0.05$4.64$0.47$0.58$0.10
2014Detailed filing. Detailed filing data is available for this year.$4.79$0.04$4.75$0.47$0.57$0.10
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.89$0.05$4.85$0.59
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.03$0.05$4.98$0.55
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.11$0.04$5.07$0.55
Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Jan 29, 2021
Return Version
2019v5.1
Gross Receipts
$645,319
Mission and Program Overview

Mission

To provide housing facilities for low income senior citizens.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,871,502$3,740,180▼ $131,322
Investments Program Related$395,458$448,684▲ $53,226
Cash and Non-Interest-Bearing Accounts$3,063$12,500▲ $9,437
Accounts Receivable$7,662$9,314▲ $1,652
Prepaid Expenses and Deferred Charges$2,669$2,323▼ $346
Total Assets$4,283,352$4,215,999▼ $67,353
Other Assets Total$2,998$2,998→ $0
Liabilities
Accounts Payable and Accrued Expenses$51,385$74,283▲ $22,898
Other Liabilities$8,594$8,471▼ $123
Deferred Revenue$2,914$915▼ $1,999
Total Liabilities$62,893$83,669▲ $20,776
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,220,459$4,132,330▼ $88,129
Total Net Assets Fund Balance$4,220,459$4,132,330▼ $88,129
Total Liabilities and Net Assets / Fund Balance$4,283,352$4,215,999▼ $67,353

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,448,674$2,311,375$5,760,049
Land$272,780-$272,780
Leasehold Improvements$14,223$3,754$17,977
Equipment$4,503$3,037$7,540
Investment Program Related Org$8,000--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Annie MitchellPresident
Ethel YoungPresident
Mary LaceyVice President
Betty HarrisDirector
Iona NicholsonDirector
Mary DalessandroDirector
Patricia DohertyDirector
Shirley WoodenDirector
Thomas FeeneyDirector
Tyrone GregoryDirector
Nancy EvansAssistant Secretary
Cindy LambAssistant Treasurer
Mel HudsonNational Construction Manager
Diane SmithNational Development Manager
Anne SackrisonOperations Manager
Darla HuttingerRegional Manager
Marguerite D AngeloRegional Manager
Clarita PalmaSecretary
Rillar McdanielSecretary
Mary Ann RuffTreasurer
Seretha MortonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$395,694
Program Service Revenue
$237,089
Investment Income
$9,253
Other Revenue
$3,283
Change in Net Assets
$-88,129

Audited Revenue Reconciliation

Revenue per Audited Statements
$645,319
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$645,319
Total Revenue per Form 990
$645,319
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$733,448
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$253,433--$253,433
Depreciation Depletion$147,708--$147,708
Other Expenses$25,544$40,414-$65,958
Fees for Services Management-$48,467-$48,467
Office Expenses-$27,824-$27,824
Insurance$26,645--$26,645
Fees for Services Accounting-$13,535-$13,535
Advertising-$4,737-$4,737
Fees for Services Legal-$90-$90
Total Functional Expenses$598,381$135,067$0$733,448

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$733,448
Total Expenses per Audited Statements$733,448
Total Expenses per Form 990$733,448
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Mgmt Fee Payable$8,049
Misc. Other Liabilities$422
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

The apartment project is managed by a related entity, csi support & development services. The management contract encompasses the day to day operations of the project including, but not limited to, collection of rents, maintenance of facilities, supervision of staff, and ongoing support for both the owners and tenants as needed in order to establish a safe, sanitary and affordable environment. Listed in part vii, section a, csi support & development services compensates all highest compensated employees along with 90% of nancy evans and 95% of cindy lamb's wages, respectively.

Form 990, Part VI, Section B, Line 11B

The form 990 is presented at a board of directors meeting before it is signed and submitted.

Form 990, Part VI, Section B, Line 12C

An annual conflict of interest statement is filled out by board members and upper management employees, then submitted. A control is maintained as to the receipt of this annual form.

Form 990, Part VI, Section B, Line 15A

The board periodically conducts compensation studies and determines the compensation of the general manager.

Form 990, Part VI, Section C, Line 19

The form 990 and all related financial and policy information are made available to the public upon written request.

FORM 990, PART VII, SECTION A, LINE 1A, COLUMN B:

Description of hours worked for related organizations all of the officers, directors, and employees listed in part vii, section a, perform similar duties and have similar responsibilities for related organizations as they do for this organization. Their total hours worked per week for this organization are similar to their hours worked for related organizations both in terms of number of hours and type of work performed.

Filing and Contact Details

Filer

Filer Name
Belleville Non-profit Housing
EIN
30-0025778
Phone
5867539002
Address
8425 E TWELVE MILE ROAD, WARREN, MI 48093

Signing Officer

Name
Cindy Lamb
Title
Assistant Treasurer
Phone
5867539002
Signed
2021-01-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy Lamb
Formed
2002
Legal Domicile
Mi
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
41

Preparer

Firm
DAUBY O'CONNOR & ZALESKI LLC
Address
501 CONGRESSIONAL BLVD 300, CARMEL, IN 46032
Preparer
Lucas Autry
Phone
3178485700
Supplemental Narrative

Additional Explanations

FORM 990, PAGE 12, PART XII, LINE 2C:

Overview of audit function the audit committee assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant.

Financial Statement Notes

PART X, LINE 2:

The corporation is exempt from federal income tax under section 501(c)(3) of the internal revenue code and state income tax and has been classified as an other than private foundation. Accordingly, no provision for federal and state taxes on revenue and income has been recognized in the accompanying financial statements. Generally, the federal and state tax returns are subject to examinations for the three years after the later of the original or extended due date or the date filed with the applicable tax authority.

Raw XML AppendixShowing 400 of 1,583 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HOUSING FACILITIES FOR LOW INCOME SENIOR CITIZENS.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt04737
IRS990/AdvertisingGrp/TotalAmt04737
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IRS990/BooksInCareOfDetail/PhoneNum05867539002
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08425 E TWELVE MILE ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0WARREN
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
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IRS990/CYOtherExpensesAmt0733448
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IRS990/Desc0BELLEVILLE NON-PROFIT HOUSING CORPORATION, IS A MICHIGAN NON-PROFIT HOUSING CORPORATION ORGANIZED ON A NON-STOCK BASIS BY COOPERATIVE SERVICES, INC, A MICHIGAN NON-PROFIT COOPERATIVE. THE CORPORATION WAS FORMED IN JANUARY 2002 TO ACQUIRE AN INTEREST IN REAL PROPERTY LOCATED IN BELLEVILLE, MICHIGAN AND TO CONSTRUCT AND OPERATE THEREON AN APARTMENT PROJECT OF 61 UNITS. HOUSING IS PROVIDED TO LOW INCOME SENIORS IN COOPERATION WITH THE US DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT.
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IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16REGIONAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt17REGIONAL MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt18NATIONAL DEVELOPMENT MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt19OPERATIONS MANAGER
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART III, LINE 12:
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