Civic Intelligence

Pulte Homes Veba Trust

EIN 27-6499174 • 501(c)9

Profile

Severence benefit plan for employees and their beneficiaries of pulte homes inc.

PO Box 75000 M/C 346248275-3462

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2013

Liabilities / Revenue

80th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2013

Net Margin

5th percentile

-97904%

Higher net margin than 5% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2013

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2013

Asset Growth

46th percentile

-100%

Faster asset growth than 46% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Down

$0

Down $277,068 (-100%) from 2012

Liabilities

Flat

$0

Flat from 2012

Net Assets

Down

$0

Down $277,068 (-100%) from 2012

Revenue

$283

No earlier filing loaded for comparison.

Expenses

Down

$277,351

Down $2,007,856 (-88%) from 2012

Net Income

-$277,068

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $18,572,478Liabilities 2010: $0Net Assets 2010: $18,572,4782010Assets 2011: $2,558,357Liabilities 2011: $0Net Assets 2011: $2,558,3572011Assets 2012: $277,068Liabilities 2012: $0Net Assets 2012: $277,0682012Assets 2013: $0Liabilities 2013: $0Net Assets 2013: $02013

Highlighted filing

2013

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $1,466,3002010Expenses 2011: $16,034,7622011Expenses 2012: $2,285,2072012Revenue 2013: $283Expenses 2013: $277,351Net Income 2013: -$277,0682013

Highlighted filing

2013

Revenue$283
Expenses$277,351
Net Income-$277,068

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 2, 2014
Return Version
2013v3.1
Gross Receipts
$283
Mission and Program Overview

Mission

Severence benefit plan for employees and their beneficiaries of pulte homes inc.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$277,068$0▼ $277,068
Cap Stk Tr Prin Current Funds$277,068--
Rtn Earn Endowment Incm Other Fnds-$0-
Total Assets$277,068$0▼ $277,068
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$277,068$0▼ $277,068
Total Liabilities and Net Assets / Fund Balance$277,068$0▼ $277,068
Compensation and Service Providers

Board Members and Trustees

NameTitle
Comerica BankTrustee
Calvin R BoydAssistant Treasurer.
BOB O'SHAUGHNESSYChief Financial Officer
Roger a CreggChief Financial Officer
Bruce E RobinsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$283
Other Revenue
$0
Change in Net Assets
$-277,068
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$878
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$276,473--$276,473
Current Officers, Directors, Trustees, and Key Employees-$878-$878
Total Functional Expenses$276,473$878$0$277,351
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8B

There are no sub committees for this plan

Form 990, Page 6, Part VI, Line 11-description of Process for Review

This is a voulntary employees' benefit association that has enngaged with a trustee. The trustee reviews the tax return prior to filing as described under trustee duties in the trust document.

Explanation for Form 990, Page 6, Part VI, Line 9

100 bloomfield hills ste 300 bloomfield hills, mi 48304

Filing and Contact Details

Filer

EIN
27-6499174
Phone
3132222822

Signing Officer

Name
Sandra Swayne
Title
Trust Officer
Phone
3132222822
Signed
2014-07-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Celeste Ludwig
Formed
2009
Legal Domicile
Mi
Voting Board Members
1
Independent Board Members
1
Employees
0

Preparer

Preparer
Richard F Floraday Jr
Phone
4198612300
Supplemental Narrative

Additional Explanations

Description for Making Documents Public

The trustee has copies available for public inspection.

Description for Making Documents Public

Trustee has copies available for public inspection upon request.

Raw XML Appendix262 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0SEVERENCE BENEFIT PLAN FOR EMPLOYEES AND THEIR BENEFICIARIES OF PULTE HOMES INC.
IRS990/BenefitsToMembersGrp/ProgramServicesAmt0276473
IRS990/BenefitsToMembersGrp/TotalAmt0276473
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10COMERICA BANK
IRS990/BooksInCareOfDetail/PhoneNum03132222822
IRS990/BooksInCareOfDetail/USAddress/AddressLine10411 W LAFAYETTE
IRS990/BooksInCareOfDetail/USAddress/City0DETROIT
IRS990/BooksInCareOfDetail/USAddress/State0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCode048226
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0878
IRS990/CompensationFromOtherSrcsInd0false
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IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractTerminationInd0X
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0276473
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0283
IRS990/CYOtherExpensesAmt00
IRS990/CYOtherRevenueAmt00
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IRS990/CYRevenuesLessExpensesAmt0-277068
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IRS990/CYTotalExpensesAmt0277351
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IRS990/CYTotalRevenueAmt0283
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDE BENEFITS TO EMPLOYEES AND THEIR BENEFICIARIES OF PULTE HOMES INC, WHO QUALIFY UNDER THE TERMS AND CONDITIONS OF THAT PLAN AND ALSO PAYS SEVERANCE BENEFITS
IRS990/DescribedInSection501c3Ind0false
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IRS990/EmployeeCnt00
IRS990/ExpenseAmt0276473
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FinalReturnInd0X
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.0
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0ROGER A CREGG
IRS990/Form990PartVIISectionAGrp/PersonNm1BRUCE E ROBINSON
IRS990/Form990PartVIISectionAGrp/PersonNm2CALVIN R BOYD
IRS990/Form990PartVIISectionAGrp/PersonNm3BOB O'SHAUGHNESSY
IRS990/Form990PartVIISectionAGrp/PersonNm4COMERICA BANK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2ASSISTANT TREASURER.
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02009
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0283
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt0283
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0283
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0SEVERENCE BENEFIT PLAN FOR EMPLOYEES AND THEIR BENEFICIARIES OF PULTE HOMES INC.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0277068
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0CELESTE LUDWIG
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0PULTE HOMES CONTRIBUTION
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt02283195
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt03918
IRS990/PYRevenuesLessExpensesAmt0-2281289
IRS990/PYSalariesCompEmpBnftPaidAmt02012
IRS990/PYTotalExpensesAmt02285207
IRS990/PYTotalRevenueAmt03918
IRS990/ReconcilationRevenueExpnssAmt0-277068
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0277068
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0true
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0THERE WAS A DISTRIBUTION OF THE REMAINING CASH IN THE ACCOUNT TO REIMBURSE PULTE HOMES FOR SEVERANCE BENEFITS PAID BY TH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine10PULTE GROUP
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02013-04-01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0382766606
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt0276473
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0CASH BALANCE OF THE ACCOUNT
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine10100 BLOOMFIELD HILLS SUITE 300
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/City0BLOOMFIELD HILLS
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/State0MI
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCode048304
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THERE ARE NO SUB COMMITTEES FOR THIS PLAN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THIS IS A VOULNTARY EMPLOYEES' BENEFIT ASSOCIATION THAT HAS ENNGAGED WITH A TRUSTEE. THE TRUSTEE REVIEWS THE TAX RETURN PRIOR TO FILING AS DESCRIBED UNDER TRUSTEE DUTIES IN THE TRUST DOCUMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2100 BLOOMFIELD HILLS STE 300 BLOOMFIELD HILLS, MI 48304
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE TRUSTEE HAS COPIES AVAILABLE FOR PUBLIC INSPECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TRUSTEE HAS COPIES AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3DESCRIPTION FOR MAKING DOCUMENTS PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4DESCRIPTION FOR MAKING DOCUMENTS PUBLIC
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt0277068
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt0277068
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0878
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0276473
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IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0283
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0277068
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10411 W LAFAYETTE 4TH FLOOR
IRS990/USAddress/City0DETROIT
IRS990/USAddress/State0MI
IRS990/USAddress/ZIPCode048226
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt01
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SANDRA SWAYNE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUST OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum03132222822
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-07-02
ReturnHeader/Filer/BusinessName/BusinessNameLine10PULTE HOMES VEBA TRUST
ReturnHeader/Filer/BusinessNameControlTxt0PULT
ReturnHeader/Filer/EIN0276499174
ReturnHeader/Filer/PhoneNum03132222822
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 75000 M/C 3462
ReturnHeader/Filer/USAddress/City0DETROIT
ReturnHeader/Filer/USAddress/State0MI
ReturnHeader/Filer/USAddress/ZIPCode0482753462
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10THOMSON REUTERS TAX & ACCOUNTING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine106135 TRUST DRIVE SUITE 118
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0HOLLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode043528
ReturnHeader/PreparerPersonGrp/PhoneNum04198612300
ReturnHeader/PreparerPersonGrp/PreparationDt02014-07-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICHARD F FLORADAY JR
ReturnHeader/ReturnTs02014-07-03T13:41:14-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

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