Civic Intelligence

River City Capital Investment Corp

EIN 27-3941432 • 501(c)3 • Memphis, TN

Profile

River City Capital Investment

119 South Court SquareMemphis, TN 38103

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.48x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

3.27x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

78th percentile

26%

Higher net margin than 78% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

27th percentile

$51,923

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

81st percentile

21%

Faster asset growth than 81% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

7th percentile

-41%

Faster revenue growth than 7% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$6,752,719

Up $1,161,083 (+21%) from 2023

Liabilities

Up

$3,256,976

Up $905,608 (+39%) from 2023

Net Assets

Up

$3,495,743

Up $255,475 (+7.9%) from 2023

Revenue

Down

$996,587

Down $693,693 (-41%) from 2023

Expenses

Up

$741,112

Up $162,626 (+28%) from 2023

Net Income

Down

$255,475

Down $856,319 (-77%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2015: $497,376Liabilities 2015: $341,437Net Assets 2015: $155,9392015Assets 2016: $476,336Liabilities 2016: $327,362Net Assets 2016: $148,9742016Assets 2017: $724,213Liabilities 2017: $502,838Net Assets 2017: $221,3752017Assets 2018: $1,888,750Liabilities 2018: $1,258,634Net Assets 2018: $630,1162018Assets 2019: $2,310,733Liabilities 2019: $1,854,405Net Assets 2019: $456,3282019Assets 2020: $3,412,993Liabilities 2020: $1,873,642Net Assets 2020: $1,539,3512020Assets 2021: $3,924,598Liabilities 2021: $2,057,373Net Assets 2021: $1,867,2252021Assets 2022: $4,501,798Liabilities 2022: $2,373,324Net Assets 2022: $2,128,4742022Assets 2023: $5,591,636Liabilities 2023: $2,351,368Net Assets 2023: $3,240,2682023Assets 2024: $6,752,719Liabilities 2024: $3,256,976Net Assets 2024: $3,495,7432024

Highlighted filing

2024

Assets$6,752,719
Liabilities$3,256,976
Net Assets$3,495,743

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2015: $27,459Expenses 2015: $27,966Net Income 2015: -$5072015Revenue 2016: $17,462Expenses 2016: $24,427Net Income 2016: -$6,9652016Revenue 2017: $99,668Expenses 2017: $27,267Net Income 2017: $72,4012017Revenue 2018: $454,222Expenses 2018: $45,481Net Income 2018: $408,7412018Revenue 2019: $100,646Expenses 2019: $156,099Net Income 2019: -$55,4532019Revenue 2020: $1,279,618Expenses 2020: $196,595Net Income 2020: $1,083,0232020Revenue 2021: $2,300,469Expenses 2021: $1,972,595Net Income 2021: $327,8742021Revenue 2022: $1,200,472Expenses 2022: $939,223Net Income 2022: $261,2492022Revenue 2023: $1,690,280Expenses 2023: $578,486Net Income 2023: $1,111,7942023Revenue 2024: $996,587Expenses 2024: $741,112Net Income 2024: $255,4752024

Highlighted filing

2024

Revenue$996,587
Expenses$741,112
Net Income$255,475

Filings

Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Apr 30, 2023
Return Version
2021v4.1
Gross Receipts
$1,200,472
Mission and Program Overview

Mission

River City Capital Investment Corporation is Community Development Financial Institution that offers small business,housing development loans, and technical

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$2,514,590$2,614,201▲ $99,611
Other Notes and Loans Receivable, Net$815,405$1,403,574▲ $588,169
Savings and Temporary Cash Investments$133,876$150,000▲ $16,124
Receivables From Officers Etc$123,614$142,645▲ $19,031
Pledges and Grants Receivable$319,500$134,230▼ $185,270
Land, Buildings, and Equipment, Net$2,676$57,148▲ $54,472
Prepaid Expenses and Deferred Charges$14,937--
Total Assets$3,924,598$4,501,798▲ $577,200
Liabilities
Unsecured Notes Loans Payable$1,875,000$1,500,000▼ $375,000
Mortgage Notes Payable Secured by Investment Property$150,000$525,000▲ $375,000
Accounts Payable and Accrued Expenses$32,373$348,324▲ $315,951
Total Liabilities$2,057,373$2,373,324▲ $315,951
Net Assets / Fund Balance
Net Assets With Donor Restrictions$1,698,135$1,928,420▲ $230,285
Net Assets Without Donor Restrictions$169,090$200,054▲ $30,964
Total Net Assets Fund Balance$1,867,225$2,128,474▲ $261,249
Total Liabilities and Net Assets / Fund Balance$3,924,598$4,501,798▲ $577,200

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$57,148$0-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Ron BrooksPresidentFT$32,500$32,500
Luther MercerPast PresidentPT$26,583$26,583

Board Members and Trustees

NameTitle
Ms Gwyn FisherChairwoman
Mr John DanielVice Chairman
Mr John LawrenceBoard Member
Mr Joshua PoagBoard Member
Mr Larry NealBoard Member
Mr Mark YatesBoard Member
Mr Phillip MayBoard Member
Mr Sean NorrisBoard Member
Ms Andrea JohnsonBoard Member
Ms Carlee McCulloughBoard Member
Ms Michelle CouchSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$1,105,460
Program Service Revenue
$0
Investment Income
$80,389
Other Revenue
$14,623
All Other Contributions
$1,105,460
Change in Net Assets
$261,249

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,200,472
Total Revenue per Audited Statements
$1,200,472
Total Revenue per Form 990
$1,200,472
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$604,788
Salaries, Compensation, and Employee Benefits$334,435
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$334,435$0$334,435
Other Expenses$80,741$0$0$80,741
Advertising$47,027$0$0$47,027
All Other Expenses$31,045$4,598$0$35,643
Insurance$0$13,195$0$13,195
Occupancy$0$7,200$0$7,200
Depreciation Depletion$0$2,410$0$2,410
Travel$0$354$0$354
Total Functional Expenses$545,813$393,410$0$939,223

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$939,223
Total Expenses per Audited Statements$939,223
Total Expenses per Form 990$939,223
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$123,614$142,645▲ $19,031
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
River City Capital Investment Corp
EIN
27-3941432
Phone
9015214232
Address
119 South Court Square, Memphis, TN 38103

Signing Officer

Name
Luther Mercer
Title
CEO
Phone
9015214232
Signed
2023-04-30

Organization Details

Principal Officer
Eric Robertson
Formed
2013
Legal Domicile
Tn
Voting Board Members
10
Independent Board Members
10
Employees
5
Volunteers
0

Preparer

Firm
Banks Finley White & Co
Address
617 37TH STREET SOUTH, BIRMINGHAM, AL 35222
Preparer
Christopher Hearn
Phone
9012746702
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

The Chairman and the Treasurer of the Board reviews the Form 990 before filing.

Pt VI, Line 12C

All members are required to disclose any possibility of conflict that may exist. The material facts will be discussed by the board after the presentation from the interested party. The board excuses the person presenting and the board discusses further and votes whether it falls into the critera of being a conflict or not.

Pt VI, Line 15A

No compensation is made directly to River City. They do not have employees. Compensation is made through a related Nonprofit Organization.

Pt VI, Line 15B

Same as Pt. VI. Line 15a

Pt XII, Line 3B

The audit is in progress but has not been completed at this time. Upon completion and issuance of the audit the return will be reviewed and amended if required.

Raw XML AppendixShowing 400 of 462 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt032373
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0348324
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0River City Capital Investment Corporation is Community Development Financial Institution that offers small business,housing development loans, and technical
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt047027
IRS990/AdvertisingGrp/TotalAmt047027
IRS990/AllOtherContributionsAmt01105460
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt04598
IRS990/AllOtherExpensesGrp/ProgramServicesAmt031045
IRS990/AllOtherExpensesGrp/TotalAmt035643
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0false
IRS990/BooksInCareOfDetail/PersonNm0Eric Robertson
IRS990/BooksInCareOfDetail/PhoneNum09015214232
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0119 South Court Square - Ste 100
IRS990/BooksInCareOfDetail/USAddress/CityNm0Memphis
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038103
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt02514590
IRS990/CashNonInterestBearingGrp/EOYAmt02614201
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01105460
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt080389
IRS990/CYOtherExpensesAmt0604788
IRS990/CYOtherRevenueAmt014623
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0261249
IRS990/CYSalariesCompEmpBnftPaidAmt0334435
IRS990/CYTotalExpensesAmt0939223
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01200472
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02410
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt02410
IRS990/Desc0Loan funding and financial services in distressed, lower-income communities.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt01698135
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt01928420
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0545813
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1220.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/PersonNm0Mr Mark Yates
IRS990/Form990PartVIISectionAGrp/PersonNm1Ms Gwyn Fisher
IRS990/Form990PartVIISectionAGrp/PersonNm2Ms Michelle Couch
IRS990/Form990PartVIISectionAGrp/PersonNm3Ms Andrea Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm4Mr Phillip May
IRS990/Form990PartVIISectionAGrp/PersonNm5Mr John Lawrence
IRS990/Form990PartVIISectionAGrp/PersonNm6Mr Sean Norris
IRS990/Form990PartVIISectionAGrp/PersonNm7Mr Joshua Poag
IRS990/Form990PartVIISectionAGrp/PersonNm8Mr John Daniel
IRS990/Form990PartVIISectionAGrp/PersonNm9Ms Carlee McCullough
IRS990/Form990PartVIISectionAGrp/PersonNm10Mr Larry Neal
IRS990/Form990PartVIISectionAGrp/PersonNm11Ron Brooks
IRS990/Form990PartVIISectionAGrp/PersonNm12Luther Mercer
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1132500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1226583
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairwoman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Past President
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr02013
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01200472
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt013195
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt013195
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt080389
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02676
IRS990/LandBldgEquipBasisNetGrp/EOYAmt057148
IRS990/LandBldgEquipCostOrOtherBssAmt057148
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0River City Capital Investment Corporation is Community Development Financial Institution that offers small business,housing development loans, and technical
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0150000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0525000
IRS990/NetAssetsOrFundBalancesBOYAmt01867225
IRS990/NetAssetsOrFundBalancesEOYAmt02128474
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0169090
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0200054
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt07200
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt07200
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0Bank Fees
IRS990/OtherExpensesGrp/Desc1Grant Contract expense
IRS990/OtherExpensesGrp/Desc2Technology and Computers
IRS990/OtherExpensesGrp/Desc3Professional Services
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt231218
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt1387000
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt380741
IRS990/OtherExpensesGrp/TotalAmt00
IRS990/OtherExpensesGrp/TotalAmt1387000
IRS990/OtherExpensesGrp/TotalAmt231218
IRS990/OtherExpensesGrp/TotalAmt380741
IRS990/OtherRevenueMiscGrp/BusinessCd0999999
IRS990/OtherRevenueMiscGrp/BusinessCd1999999
IRS990/OtherRevenueMiscGrp/Desc0Other Income
IRS990/OtherRevenueMiscGrp/Desc1Origination/Admin
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt114623
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt00
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt114623
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt014623
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0334435
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0334435
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0815405
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01403574
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0319500
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0134230
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt014937
IRS990/PrincipalOfficerNm0Eric Robertson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt02245344
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt055125
IRS990/PYOtherExpensesAmt01793817
IRS990/PYOtherRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0327874
IRS990/PYSalariesCompEmpBnftPaidAmt0178778
IRS990/PYTotalExpensesAmt01972595
IRS990/PYTotalRevenueAmt02300469
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0123614
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0142645
IRS990/ReconcilationRevenueExpnssAmt0261249
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01200472
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0133876
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0150000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Other Income Part III, Line 12 Description: Other Income 2019: 4304.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Pt III Ln 12
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01105460
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt02245433
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01191933
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt025000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0409000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt04976826
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt055125
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt083381
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt065211
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt040065
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0243782
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt055125
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt083381
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt065211
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt040065
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0243782
IRS990ScheduleA/InvestmentIncomeCYPct00.04670
IRS990ScheduleA/InvestmentIncomePYPct00.06260
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt04304
IRS990ScheduleA/OtherIncome509Grp/TotalAmt04304
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00.95250
IRS990ScheduleA/PublicSupportPY509Pct00.93630
IRS990ScheduleA/PublicSupportTotal509Amt04976826
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01105460
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt02245433
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01191933
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt025000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0409000
IRS990ScheduleA/Total509Grp/TotalAmt04976826
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt05224912
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt057148
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt057148
IRS990ScheduleD/ExpensesSubtotalAmt0939223
IRS990ScheduleD/RevenueSubtotalAmt01200472
IRS990ScheduleD/TotalBookValueLandBuildingsAmt057148
IRS990ScheduleD/TotalExpensesPerForm990Amt0939223
IRS990ScheduleD/TotalRevenuePerForm990Amt01200472
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01200472
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0939223
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Chairman and the Treasurer of the Board reviews the Form 990 before filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All members are required to disclose any possibility of conflict that may exist. The material facts will be discussed by the board after the presentation from the interested party. The board excuses the person presenting and the board discusses further and votes whether it falls into the critera of being a conflict or not.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2No compensation is made directly to River City. They do not have employees. Compensation is made through a related Nonprofit Organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Same as Pt. VI. Line 15a
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The audit is in progress but has not been completed at this time. Upon completion and issuance of the audit the return will be reviewed and amended if required.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XII, Line 3b
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0UT
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03924598
IRS990/TotalAssetsEOYAmt04501798
IRS990/TotalAssetsGrp/BOYAmt03924598
IRS990/TotalAssetsGrp/EOYAmt04501798
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt01105460
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0393410
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0545813
IRS990/TotalFunctionalExpensesGrp/TotalAmt0939223
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02057373
IRS990/TotalLiabilitiesEOYAmt02373324
IRS990/TotalLiabilitiesGrp/BOYAmt02057373
IRS990/TotalLiabilitiesGrp/EOYAmt02373324
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01867225

Document Assets

No mirrored PDF or thumbnail assets are attached yet.