Civic Intelligence

Ghana Scholarship Fund Inc

EIN 27-3901078 • 501(c)3 • Boston, MA

Profile

The Ghana Scholarship Fund, Inc. was established to provide educational scholarships, programs and opportunities to economically disadvantaged children and young adults living in rural communities in Ghana, West Africa to enhance their ability to attend high schools, universities and technical schools. We have provided over 152 university scholarships and operate a learning center for students of all ages in a rural village. The center has age and culturally appropriate books, a computer lab and educational materials. We currently have 35 students in university. We operate the Senchi Ferry Community Learning Center which includes a lab with 25 computers, books for all ages etc.

25 Union ParkBoston, MA 02118

ghanascholarships.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

26th percentile

-15%

Higher net margin than 26% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

47th percentile

-3.9%

Faster asset growth than 47% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

52nd percentile

-0.8%

Faster revenue growth than 52% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$130,505

Down $5,308 (-3.9%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$130,505

Down $5,308 (-3.9%) from 2024

Operations
Liabilities / Revenue62nd percentileNet Margin26th percentile

Revenue

Down

$35,340

Down $273 (-0.8%) from 2024

Expenses

Down

$40,648

Down $199 (-0.5%) from 2024

Net Income

Down

-$5,308

Down $74 (-1.4%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth47th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2021: $163,080Liabilities 2021: $0Net Assets 2021: $163,0802021Assets 2022: $147,903Liabilities 2022: $0Net Assets 2022: $147,9032022Assets 2023: $141,047Liabilities 2023: $0Net Assets 2023: $141,0472023Assets 2024: $135,813Liabilities 2024: $0Net Assets 2024: $135,8132024Assets 2025: $130,505Liabilities 2025: $0Net Assets 2025: $130,5052025

Highlighted filing

2025

Assets$130,505
Liabilities$0
Net Assets$130,505
Open 2025 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2021: $42,136Expenses 2021: $48,053Net Income 2021: -$5,9172021Revenue 2022: $38,681Expenses 2022: $53,858Net Income 2022: -$15,1772022Revenue 2023: $41,278Expenses 2023: $48,134Net Income 2023: -$6,8562023Revenue 2024: $35,613Expenses 2024: $40,847Net Income 2024: -$5,2342024Revenue 2025: $35,340Expenses 2025: $40,648Net Income 2025: -$5,3082025

Highlighted filing

2025

Revenue$35,340
Expenses$40,648
Net Income-$5,308
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$130,505
Liabilities
$0
Net assets
$130,505
Revenue
$35,340
Expenses
$40,648
Net income
-$5,308
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$0.35$0.41$0.05
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.36$0.00$1.36$0.36$0.41$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.41$0.00$1.41$0.41$0.48$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.48$0.00$1.48$0.39$0.54$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.63$0.00$1.63$0.42$0.48$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 20, 2026
Return Version
2025v4.0
Gross Receipts
$35,340
Mission and Program Overview

Mission

The Ghana Scholarship Fund, Inc. was established to provide educational scholarships, programs and opportunities to economically disadvantaged children and young adults living in rural communities in Ghana, West Africa to enhance their ability to attend high schools, universities and technical schools. We have provided over 152 university scholarships and operate a learning center for students of all ages in a rural village. The center has age and culturally appropriate books, a computer lab and educational materials. We currently have 35 students in university. We operate the Senchi Ferry Community Learning Center which includes a lab with 25 computers, books for all ages etc.

Program Services

DescriptionGrantsExpenses
The mission of the Ghana Scholarship Fund is to educate children in rural Ghana by providing scholarships to poor students who could not afford a university education. We also maintain a student oriented library in the village of Senchi Ferry. The library has full computer based educational material, age and culturally appropriate books. To date we have provided 144 university scholarships, laptop computer for each student etc. Library attendance is about 200 students per day. We currently have 38 students enrolled in university at a cost of approximately $1300 per student annually and cost to maintain the library is approximately $1000 per month. Since the pandemic costs and the rate of inflation have escalated.$31,249$40,649
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kathleen Hubbard IsmailPresident And DirectorPT$0--
Edward P CollinsClerk And Director-$0--
Ellen RoginTreasurer And Director-$0--
Bonnie MaxDirector-$0--
Joyce Bonnifield PierceDirector-$0--
Terri WinterDirector-$0--
Henrietta HarrisDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ghana Scholarship Fund Inc
EIN
27-3901078
Phone
6179591812
Address
25 Union Park, Boston, MA 02118

Signing Officer

Name
Edward P Collins
Title
Clerk
Phone
6179591812
Signed
2026-02-20
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 10

“scholarship to students and expenses operating the learning Center”

Raw XML Appendix183 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Edward P Collins
IRS990EZ/BooksInCareOfDetail/PhoneNum06179591812
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt025 Union Park
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Boston
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002118
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0135813
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0130505
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IRS990EZ/ContributionsGiftsGrantsEtcAmt031249
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IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-5308
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IRS990EZ/OccupancyRentUtltsAndMaintAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Kathleen Hubbard Ismail
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Edward P Collins
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Ellen Rogin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Bonnie Max
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Joyce Bonnifield Pierce
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Terri Winter
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Henrietta Harris
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President and director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1clerk and director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2treasurer and director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt00
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0The Ghana Scholarship Fund, Inc. was established to provide educational scholarships, programs and opportunities to economically disadvantaged children and young adults living in rural communities in Ghana, West Africa to enhance their ability to attend high schools, universities and technical schools. We have provided over 152 university scholarships and operate a learning center for students of all ages in a rural village. The center has age and culturally appropriate books, a computer lab and educational materials. We currently have 35 students in university. We operate the Senchi Ferry Community Learning Center which includes a lab with 25 computers, books for all ages etc.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The mission of the Ghana Scholarship Fund is to educate children in rural Ghana by providing scholarships to poor students who could not afford a university education. We also maintain a student oriented library in the village of Senchi Ferry. The library has full computer based educational material, age and culturally appropriate books. To date we have provided 144 university scholarships, laptop computer for each student etc. Library attendance is about 200 students per day. We currently have 38 students enrolled in university at a cost of approximately $1300 per student annually and cost to maintain the library is approximately $1000 per month. Since the pandemic costs and the rate of inflation have escalated.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt031249
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt040649
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/TanningServicesProvidedInd00
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IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
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IRS990EZ/TotalProgramServiceExpensesAmt040649
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt031249
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt030448
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt036256
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt038638
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt042136
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0178727
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IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt00
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt031249
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt036256
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt038638
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt042136
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0178727
IRS990ScheduleA/TotalSupportAmt0193048
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IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0scholarship to students and expenses operating the learning Center
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 10
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Edward P Collins
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Clerk
ReturnHeader/BusinessOfficerGrp/PhoneNum06179591812
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GHANA SCHOLARSHIP FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0GHAN
ReturnHeader/Filer/EIN0273901078
ReturnHeader/Filer/PhoneNum06179591812
ReturnHeader/Filer/USAddress/AddressLine1Txt025 Union Park
ReturnHeader/Filer/USAddress/CityNm0Boston
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002118
ReturnHeader/ReturnTs02026-02-20T16:32:11-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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