Civic Intelligence

Whispers of Hope

EIN 27-3623281 • 501(c)3 • Northfield, MN

Profile

to help hurting young women find healing in Christ, equipping them to move forward in hope to the Glory of God.

204 7th St West 214Northfield, MN 55057

whispersofhopemn.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

34th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

90th percentile

51%

Higher net margin than 90% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2015

Asset Growth

69th percentile

13%

Faster asset growth than 69% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2024

Revenue Growth

83rd percentile

49%

Faster revenue growth than 83% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2024

Assets

Up

$917,410

Up $200,287 (+28%) from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Up

$917,410

Up $200,287 (+28%) from 2022

Revenue

Up

$243,553

Up $134,324 (+123%) from 2022

Expenses

Up

$120,026

Up $29,331 (+32%) from 2022

Net Income

Up

$123,527

Up $104,993 (+566%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2013: $385,704Liabilities 2013: $265,000Net Assets 2013: $120,7042013Assets 2014: $457,903Liabilities 2014: $259,836Net Assets 2014: $198,0672014Assets 2015: $475,142Liabilities 2015: $250,327Net Assets 2015: $224,8152015Assets 2017: $514,584Liabilities 2017: $226,080Net Assets 2017: $288,5042017Assets 2018: $546,963Liabilities 2018: $208,555Net Assets 2018: $338,4082018Assets 2020: $656,908Liabilities 2020: $181,666Net Assets 2020: $475,2422020Assets 2021: $698,589Liabilities 2021: $0Net Assets 2021: $698,5892021Assets 2022: $717,123Liabilities 2022: $0Net Assets 2022: $717,1232022Assets 2024: $917,410Liabilities 2024: $0Net Assets 2024: $917,4102024

Highlighted filing

2024

Assets$917,410
Liabilities$0
Net Assets$917,410

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Revenue 2013: $102,729Expenses 2013: $19,230Net Income 2013: $83,4992013Revenue 2014: $134,800Expenses 2014: $57,737Net Income 2014: $77,0632014Revenue 2015: $92,660Expenses 2015: $65,912Net Income 2015: $26,7482015Revenue 2017: $98,005Expenses 2017: $59,801Net Income 2017: $38,2042017Revenue 2018: $107,317Expenses 2018: $57,413Net Income 2018: $49,9042018Revenue 2020: $151,435Expenses 2020: $72,024Net Income 2020: $79,4112020Revenue 2021: $319,345Expenses 2021: $80,793Net Income 2021: $238,5522021Revenue 2022: $109,229Expenses 2022: $90,695Net Income 2022: $18,5342022Revenue 2024: $243,553Expenses 2024: $120,026Net Income 2024: $123,5272024

Highlighted filing

2024

Revenue$243,553
Expenses$120,026
Net Income$123,527

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 29, 2025
Return Version
2024v5.2
Gross Receipts
$243,553
Mission and Program Overview

Mission

To help hurting women find healing in christ, equipping them to move forward in hope to the glory of god

To help hurting women find healing in christ, equipping them to the glory of god

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$470,198$604,282▲ $134,084
Savings and Temporary Cash Investments$254,842$238,702▼ $16,140
Cash and Non-Interest-Bearing Accounts$66,517$68,831▲ $2,314
Prepaid Expenses and Deferred Charges$2,326$5,595▲ $3,269
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$793,883$917,410▲ $123,527
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$793,883$917,410▲ $123,527
Total Net Assets Fund Balance$793,883$917,410▲ $123,527
Total Liabilities and Net Assets / Fund Balance$793,883$917,410▲ $123,527

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$475,666$162,252-
Other Land Buildings$3,797$8,944-
Land$109,900--
Equipment$14,919$24,976-
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jessica MillerBoard Chair
Jill OsbornBoard Chair
Gene WitteVice Chair
Heather GraweDirector
Kari KalkmanDirector
Kim DeckerDirector
Lowell PetersonDirector
Tammy FilzenExecutive Director
Victoria GriffinSecretary
Robin MangumTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$243,553
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$239,416
Change in Net Assets
$123,527
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$120,026
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$31,016--$31,016
All Other Expenses$20,130$3,874-$24,004
Insurance$14,670--$14,670
Other Expenses$7,655--$7,655
Advertising$4,672--$4,672
Total Functional Expenses$116,152$3,874$0$120,026
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

No review was or will be conducted.

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Whispers of Hope
EIN
27-3623281
Phone
9195855478
Address
204 7TH ST WEST 214, NORTHFIELD, MN 55057

Signing Officer

Name
Victoria Griffin
Title
Secretary
Signed
2025-08-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jessica Miller
Formed
2010
Legal Domicile
Mn
Voting Board Members
8
Independent Board Members
0
Employees
0
Volunteers
65

Preparer

Firm
Rab CPA Pllc
Address
5505 W Chandler Blvd Ste 18, Chandler, AZ 85226
Preparer
Rhett A Butler
Phone
4807851400
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Bank Charges: Column (A) - Total = $114; Column (B) - Program Services = $0; Column (C) - Management & General = $114; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Books, Subscriptions, Referenc: Column (A) - Total = $630; Column (B) - Program Services = $630; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Car & Tuck: Column (A) - Total = $530; Column (B) - Program Services = $0; Column (C) - Management & General = $530; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Contractors: Column (A) - Total = $2750; Column (B) - Program Services = $2750; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Gifts of Appreciation: Column (A) - Total = $100; Column (B) - Program Services = $100; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Kitchen Supplies: Column (A) - Total = $86; Column (B) - Program Services = $0; Column (C) - Management & General = $86; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

LP Gas expense: Column (A) - Total = $40; Column (B) - Program Services = $40; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Meals & Meetings: Column (A) - Total = $19; Column (B) - Program Services = $19; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Medical supplies: Column (A) - Total = $172; Column (B) - Program Services = $172; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Ministry expense: Column (A) - Total = $1468; Column (B) - Program Services = $1468; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Miscellaneous: Column (A) - Total = $16; Column (B) - Program Services = $0; Column (C) - Management & General = $16; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Office Supplies and software: Column (A) - Total = $75; Column (B) - Program Services = $0; Column (C) - Management & General = $75; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Other Business expense: Column (A) - Total = $768; Column (B) - Program Services = $0; Column (C) - Management & General = $768; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Printing and Publications: Column (A) - Total = $71; Column (B) - Program Services = $71; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Professional Education: Column (A) - Total = $2000; Column (B) - Program Services = $2000; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Propane of Building: Column (A) - Total = $270; Column (B) - Program Services = $0; Column (C) - Management & General = $270; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Real Estate Tax: Column (A) - Total = $80; Column (B) - Program Services = $0; Column (C) - Management & General = $80; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Repairs & Maintenance: Column (A) - Total = $6555; Column (B) - Program Services = $6555; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Special Events: Column (A) - Total = $218; Column (B) - Program Services = $218; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Taxes & Licenses: Column (A) - Total = $1150; Column (B) - Program Services = $0; Column (C) - Management & General = $1150; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Trash: Column (A) - Total = $812; Column (B) - Program Services = $812; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Travel: Column (A) - Total = $509; Column (B) - Program Services = $0; Column (C) - Management & General = $509; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Utilities: Column (A) - Total = $5234; Column (B) - Program Services = $5234; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

Vehicle Expense: Column (A) - Total = $61; Column (B) - Program Services = $61; Column (C) - Management & General = $0; Column (D) - Fundraising = $0

Form 990, Part IX, Line 24E

WEBSITE: Column (A) - Total = $276; Column (B) - Program Services = $0; Column (C) - Management & General = $276; Column (D) - Fundraising = $0

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Bank Charges: Column (A) - Total = $114; Column (B) - Program Services = $0; Column (C) - Management & General = $114; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Books, Subscriptions, Referenc: Column (A) - Total = $630; Column (B) - Program Services = $630; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Car & Tuck: Column (A) - Total = $530; Column (B) - Program Services = $0; Column (C) - Management & General = $530; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Contractors: Column (A) - Total = $2750; Column (B) - Program Services = $2750; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Gifts of Appreciation: Column (A) - Total = $100; Column (B) - Program Services = $100; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Kitchen Supplies: Column (A) - Total = $86; Column (B) - Program Services = $0; Column (C) - Management & General = $86; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8LP Gas expense: Column (A) - Total = $40; Column (B) - Program Services = $40; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Meals & Meetings: Column (A) - Total = $19; Column (B) - Program Services = $19; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Medical supplies: Column (A) - Total = $172; Column (B) - Program Services = $172; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Ministry expense: Column (A) - Total = $1468; Column (B) - Program Services = $1468; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Miscellaneous: Column (A) - Total = $16; Column (B) - Program Services = $0; Column (C) - Management & General = $16; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Office Supplies and software: Column (A) - Total = $75; Column (B) - Program Services = $0; Column (C) - Management & General = $75; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Other Business expense: Column (A) - Total = $768; Column (B) - Program Services = $0; Column (C) - Management & General = $768; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Printing and Publications: Column (A) - Total = $71; Column (B) - Program Services = $71; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Professional Education: Column (A) - Total = $2000; Column (B) - Program Services = $2000; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Propane of Building: Column (A) - Total = $270; Column (B) - Program Services = $0; Column (C) - Management & General = $270; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Real Estate Tax: Column (A) - Total = $80; Column (B) - Program Services = $0; Column (C) - Management & General = $80; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Repairs & Maintenance: Column (A) - Total = $6555; Column (B) - Program Services = $6555; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20Special Events: Column (A) - Total = $218; Column (B) - Program Services = $218; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21Taxes & Licenses: Column (A) - Total = $1150; Column (B) - Program Services = $0; Column (C) - Management & General = $1150; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22Trash: Column (A) - Total = $812; Column (B) - Program Services = $812; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23Travel: Column (A) - Total = $509; Column (B) - Program Services = $0; Column (C) - Management & General = $509; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24Utilities: Column (A) - Total = $5234; Column (B) - Program Services = $5234; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25Vehicle Expense: Column (A) - Total = $61; Column (B) - Program Services = $61; Column (C) - Management & General = $0; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26WEBSITE: Column (A) - Total = $276; Column (B) - Program Services = $0; Column (C) - Management & General = $276; Column (D) - Fundraising = $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc24Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc25Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc26Form 990, Part IX, Line 24e
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