Civic Intelligence

National Consumer Bankruptcy Rights Center

EIN 27-3191132 • 501(c)3 • San Jose, CA

Profile

Worked directly with debtors' attorneys and filed amicus briefs in courts throughout the country. An amicus curiae is an entity or person, not a party to a case, who volunteers information to assist courts in deciding matters before it. Appellate cases are normally limited to the factual record and arguments from the lower court case under appeal, and the debtors' attorneys focus on the facts and arguments most favorable to their clients. Where resolution of a particular case may impact consumer debtors throughout the country, amicus curiae briefs are a way to introduce those broader concerns, so that the larger legal effects of courts' decisions will not depend solely on the parties directly involved in the case. Ncbrc also strives to impact the national conversation on bankruptcy laws and debtor rights by increasing public awareness and education and by attracting media attention to the important issues involved.

Refreshing map…

586 N First St 202San Jose, CA 95112

www.ncbrc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

20th percentile

-28%

Higher net margin than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

37th percentile

-13%

Faster asset growth than 37% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-35%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$128,659

Down $19,945 (-13%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$128,659

Down $19,945 (-13%) from 2023

Revenue

Down

$71,078

Down $37,986 (-35%) from 2023

Expenses

Up

$91,023

Up $8,250 (+10.0%) from 2023

Net Income

Down

-$19,945

Down $46,236 (-176%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $4,099Net Assets 2011: $4,0992011Assets 2012: $38,180Net Assets 2012: $38,1802012Assets 2013: $28,232Net Assets 2013: $28,2322013Assets 2014: $27,154Net Assets 2014: $27,1542014Assets 2015: $39,887Net Assets 2015: $39,8872015Assets 2016: $28,023Net Assets 2016: $28,0232016Assets 2017: $47,391Net Assets 2017: $47,3912017Assets 2018: $53,890Liabilities 2018: $0Net Assets 2018: $53,8902018Assets 2019: $96,759Liabilities 2019: $0Net Assets 2019: $96,7592019Assets 2020: $98,213Liabilities 2020: $0Net Assets 2020: $98,2132020Assets 2021: $96,514Liabilities 2021: $0Net Assets 2021: $96,5142021Assets 2022: $122,313Liabilities 2022: $0Net Assets 2022: $122,3132022Assets 2023: $148,604Liabilities 2023: $0Net Assets 2023: $148,6042023Assets 2024: $128,659Liabilities 2024: $0Net Assets 2024: $128,6592024

Highlighted filing

2024

Assets$128,659
Liabilities$0
Net Assets$128,659

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $60,000Expenses 2011: $55,901Net Income 2011: $4,0992011Revenue 2012: $94,306Expenses 2012: $60,225Net Income 2012: $34,0812012Revenue 2013: $54,396Expenses 2013: $64,344Net Income 2013: -$9,9482013Revenue 2014: $87,467Expenses 2014: $88,545Net Income 2014: -$1,0782014Revenue 2015: $141,202Expenses 2015: $128,469Net Income 2015: $12,7332015Revenue 2016: $94,443Expenses 2016: $106,307Net Income 2016: -$11,8642016Revenue 2017: $135,910Expenses 2017: $116,542Net Income 2017: $19,3682017Revenue 2018: $126,394Expenses 2018: $119,895Net Income 2018: $6,4992018Revenue 2019: $149,395Expenses 2019: $106,526Net Income 2019: $42,8692019Revenue 2020: $60,213Expenses 2020: $58,759Net Income 2020: $1,4542020Revenue 2021: $52,525Expenses 2021: $54,224Net Income 2021: -$1,6992021Revenue 2022: $74,662Expenses 2022: $48,863Net Income 2022: $25,7992022Revenue 2023: $109,064Expenses 2023: $82,773Net Income 2023: $26,2912023Revenue 2024: $71,078Expenses 2024: $91,023Net Income 2024: -$19,9452024

Highlighted filing

2024

Revenue$71,078
Expenses$91,023
Net Income-$19,945

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$0.71$0.91$0.20
2023Detailed filing. Detailed filing data is available for this year.$1.49$0.00$1.49$1.09$0.83$0.26
2022Detailed filing. Detailed filing data is available for this year.$1.22$0.00$1.22$0.75$0.49$0.26
2021Detailed filing. Detailed filing data is available for this year.$0.97$0.00$0.97$0.53$0.54$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.98$0.00$0.98$0.60$0.59$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.97$0.00$0.97$1.49$1.07$0.43
2018Detailed filing. Detailed filing data is available for this year.$0.54$0.00$0.54$1.26$1.20$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.47$0.47$1.36$1.17$0.19
2016Detailed filing. Detailed filing data is available for this year.$0.28$0.28$0.94$1.06$0.12
2015Detailed filing. Detailed filing data is available for this year.$0.40$0.40$1.41$1.28$0.13
2014Detailed filing. Detailed filing data is available for this year.$0.27$0.27$0.87$0.89$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.28$0.28$0.54$0.64$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.38$0.94$0.60$0.34
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.04$0.60$0.56$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 20, 2025
Return Version
2024v5.0
Gross Receipts
$71,078
Mission and Program Overview

Mission

Worked directly with debtor's attorneys and filed amicus briefs in courts throughout the country. An amicus curiae is an entity or person, not a party to a case, who volunteers information to assist courts in deciding matters before it. Appellate cases are normally limited to the factual record and arguments from the lower court case under appeal, and the debtor's attorneys focus on the facts and arguments most favorable to their clients. Where resolution of a particular case may impact consumer debtor's throughout the county, amicus curiae briefs are a way to introduce those broader concerns, so that the larger legal effects of court's decisions will not depend solely on the parties directly involved in the case. Ncbrc also strives to impact the national conservation on bankruptcy laws and debtor rights by increasing public awareness and education and by attracting media attention to the important issues involved.

Program Services

DescriptionGrantsExpenses
WORKED DIRECTLY WITH DEBTOR'S ATTORNEYS AND FILED AMICUS BRIEFS IN COURTS THROUGHOUT THE COUNTRY$0$82,990
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JAMES S SHULMANTreasurer-$0--
HENRY J SOMMERPresident-$0--
MATTHEW J MASONSecretary-$0--
NORMA L HAMMESVice President-$0--
JOHN RAODirector-$0--
DAVID YENDirector-$0--
JILL MICHAUXDirector-$0--
DAN PRESSDirector-$0--
ANGELA K LITTWINDirector-$0--
VICTOR NOSKOVDirector-$0--
EDWARDS BOLTZDirector-$0--
Filing and Contact Details

Filer

Filer Name
National Consumer Bankruptcy Rights
EIN
27-3191132
Phone
4082973333
Address
586 N FIRST ST 202, SAN JOSE, CA 95112

Signing Officer

Name
James S Shulman
Title
Treasurer
Phone
4082973333
Signed
2025-02-20
Discuss with paid preparer
Yes

Preparer

Firm
Eckley Lombardi Glascott Llp
Address
950 S BASCOM AVE, SAN JOSE, CA 95128-3536
Preparer
Michael J Lombardi
Phone
4089982180
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

Description: merchant service fees. Amount: 1,102. Description: amicus costs. Amount: 4,886. Description: government fees. Amount: 75. Description: insurance. Amount: 1,475. Description: accounting fees. Amount: 495. Total to form 990-ez, line 16: 8,033.

Raw XML Appendix198 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/PrimaryExemptPurposeTxt0WORKED DIRECTLY WITH DEBTOR'S ATTORNEYS AND FILED AMICUS BRIEFS IN COURTS THROUGHOUT THE COUNTRY. AN AMICUS CURIAE IS AN ENTITY OR PERSON, NOT A PARTY TO A CASE, WHO VOLUNTEERS INFORMATION TO ASSIST COURTS IN DECIDING MATTERS BEFORE IT. APPELLATE CASES ARE NORMALLY LIMITED TO THE FACTUAL RECORD AND ARGUMENTS FROM THE LOWER COURT CASE UNDER APPEAL, AND THE DEBTOR'S ATTORNEYS FOCUS ON THE FACTS AND ARGUMENTS MOST FAVORABLE TO THEIR CLIENTS. WHERE RESOLUTION OF A PARTICULAR CASE MAY IMPACT CONSUMER DEBTOR'S THROUGHOUT THE COUNTY, AMICUS CURIAE BRIEFS ARE A WAY TO INTRODUCE THOSE BROADER CONCERNS, SO THAT THE LARGER LEGAL EFFECTS OF COURT'S DECISIONS WILL NOT DEPEND SOLELY ON THE PARTIES DIRECTLY INVOLVED IN THE CASE. NCBRC ALSO STRIVES TO IMPACT THE NATIONAL CONSERVATION ON BANKRUPTCY LAWS AND DEBTOR RIGHTS BY INCREASING PUBLIC AWARENESS AND EDUCATION AND BY ATTRACTING MEDIA ATTENTION TO THE IMPORTANT ISSUES INVOLVED.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: MERCHANT SERVICE FEES. AMOUNT: 1,102. DESCRIPTION: AMICUS COSTS. AMOUNT: 4,886. DESCRIPTION: GOVERNMENT FEES. AMOUNT: 75. DESCRIPTION: INSURANCE. AMOUNT: 1,475. DESCRIPTION: ACCOUNTING FEES. AMOUNT: 495. TOTAL TO FORM 990-EZ, LINE 16: 8,033.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/PreparerPersonGrp/PhoneNum04089982180
ReturnHeader/PreparerPersonGrp/PreparationDt02025-02-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL J LOMBARDI
ReturnHeader/ReturnTs02025-03-06T20:08:51-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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