Civic Intelligence

Harbour Town Merchants Association

EIN 27-3157127 • 501(c)6 • Hilton Head Island, SC

Profile

To promote and provide an environment for member businesses to thrive and be an important and integral part of the community

32 Greenwood DriveHilton Head Island, SC 29928
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

73rd percentile

13%

Higher net margin than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

41st percentile

-6.9%

Faster asset growth than 41% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

60th percentile

4.9%

Faster revenue growth than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$108,655

Down $8,007 (-6.9%) from 2024

Liabilities

Down

$0

Down $17,251 (-100%) from 2024

Net Assets

Up

$108,655

Up $9,244 (+9.3%) from 2024

Operations
Liabilities / Revenue51st percentileNet Margin73rd percentile

Revenue

Up

$70,353

Up $3,314 (+4.9%) from 2024

Expenses

Down

$61,109

Down $50,732 (-45%) from 2024

Net Income

Up

$9,244

Up $54,046 (+121%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2021: $139,327Liabilities 2021: $0Net Assets 2021: $139,3272021Assets 2022: $152,536Liabilities 2022: $8,571Net Assets 2022: $143,9652022Assets 2023: $155,613Liabilities 2023: $11,400Net Assets 2023: $144,2132023Assets 2024: $116,662Liabilities 2024: $17,251Net Assets 2024: $99,4112024Assets 2025: $108,655Liabilities 2025: $0Net Assets 2025: $108,6552025

Highlighted filing

2025

Assets$108,655
Liabilities$0
Net Assets$108,655
Open 2025 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2021: $62,195Expenses 2021: $37,759Net Income 2021: $24,4362021Revenue 2022: $67,039Expenses 2022: $62,401Net Income 2022: $4,6382022Revenue 2023: $66,780Expenses 2023: $66,532Net Income 2023: $2482023Revenue 2024: $67,039Expenses 2024: $111,841Net Income 2024: -$44,8022024Revenue 2025: $70,353Expenses 2025: $61,109Net Income 2025: $9,2442025

Highlighted filing

2025

Revenue$70,353
Expenses$61,109
Net Income$9,244
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$108,655
Liabilities
$0
Net assets
$108,655
Revenue
$70,353
Expenses
$61,109
Net income
$9,244
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.70$0.61$0.09
2024Detailed filing. Detailed filing data is available for this year.$1.17$0.17$0.99$0.67$1.12$0.45
2023Detailed filing. Detailed filing data is available for this year.$1.56$0.11$1.44$0.67$0.67$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.53$0.09$1.44$0.67$0.62$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$0.62$0.38$0.24
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 27, 2026
Return Version
2025v4.0
Gross Receipts
$70,353
Mission and Program Overview

Mission

To promote and provide an environment for member businesses to thrive and be an important and integral part of the community

Program Services

DescriptionGrantsExpenses
Provide free attractions and events in Harbour Town for visitors and the surrounding community. Daily activities for kids and nightly musical entertainment for families has provided a safe, family friendly location for visitors and the surrounding community to enjoy. This in turn has not only continued to provide positive results as stated in Statement One above, but has also helped the organization meet it's primary purpose in generating a quality, family friendly atmosphere for member businesses to interact and thrive.$0$43,443
Promotion of Harbour Town through local print media and on the internet. Member businesses continue to see improved foot traffic and sales even with increased competition from new and revitalized commerce in the local area. On average members' sales were up 8.8% from last year. In addition, there were no vacant retail space in Harbour Town as all space is occupied.$0$17,666
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rob BenderPres./Secretary/Treas./DirectorPT$0--
Matthew RoherVice President-$0--
Filing and Contact Details

Filer

Filer Name
Harbour Town Merchants Association
EIN
27-3157127
Phone
8438421824
Address
32 Greenwood Drive, Hilton Head Island, SC 29928

Signing Officer

Name
Rob Bender
Title
President
Phone
8438421951
Signed
2026-03-27
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part II, Line 24

“Accounts Receivable”

Raw XML Appendix110 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Rob Bender
IRS990EZ/BooksInCareOfDetail/PhoneNum08438421824
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt032 Greenwood Drive
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Hilton Head Island
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd029928
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0109662
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt097886
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt09244
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt043443
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0116662
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0108655
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt070353
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt070353
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt099411
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0108655
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt099411
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0108655
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Rob Bender
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Matthew Roher
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Pres./Secretary/Treas./Dir
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt07000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010769
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt00
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To promote and provide an environment for member businesses to thrive and be an important and integral part of the community
IRS990EZ/PrintingPublicationsPostageAmt017666
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Promotion of Harbour Town through local print media and on the internet. Member businesses continue to see improved foot traffic and sales even with increased competition from new and revitalized commerce in the local area. On average members' sales were up 8.8% from last year. In addition, there were no vacant retail space in Harbour Town as all space is occupied.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Provide free attractions and events in Harbour Town for visitors and the surrounding community. Daily activities for kids and nightly musical entertainment for families has provided a safe, family friendly location for visitors and the surrounding community to enjoy. This in turn has not only continued to provide positive results as stated in Statement One above, but has also helped the organization meet it's primary purpose in generating a quality, family friendly atmosphere for member businesses to interact and thrive.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt017666
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt143443
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt017251
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt061109
IRS990EZ/TotalProgramServiceExpensesAmt061109
IRS990EZ/TotalRevenueAmt070353
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationOtherDesc0Limited Liability Company
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Accounts Receivable
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Rob Bender
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum08438421951
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HARBOUR TOWN MERCHANTS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0HARB
ReturnHeader/Filer/EIN0273157127
ReturnHeader/Filer/PhoneNum08438421824
ReturnHeader/Filer/USAddress/AddressLine1Txt032 Greenwood Drive
ReturnHeader/Filer/USAddress/CityNm0Hilton Head Island
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029928
ReturnHeader/ReturnTs02026-03-25T16:22:10-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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