Civic Intelligence

So Cal CDC

EIN 27-2790053 • 501(c)3 • Valencia, CA

Profile

So cal cdc is a certified development company with the united states small business administration. The organization specializes in below market, fixed rate financing for commercial and industrial projects through the sba 504 loan programs. So cal cdc assists small businesses to receive the opportunity of financing their expansion projects with attractive rates and terms. The financing can be used for the purchase and/or development of land and building for owner occupied business purposes.

27201 Tourney Rd Ste 201 C200Valencia, CA 91355

www.socalcdc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

42nd percentile

0.03x

Higher debt load relative to assets than 42% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

26th percentile

0.01x

Higher debt load relative to revenue than 26% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

25th percentile

-7.8%

Higher net margin than 25% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

8th percentile

-23%

Faster asset growth than 8% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2024

Revenue Growth

32nd percentile

-1.5%

Faster revenue growth than 32% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2021 to 2024

Assets

Down

$220,300

Down $94,932 (-30%) from 2023

Liabilities

Down

$7,351

Down $8,971 (-55%) from 2023

Net Assets

Down

$212,949

Down $85,961 (-29%) from 2023

Revenue

Down

$1,106,550

Down $229,639 (-17%) from 2023

Expenses

Down

$1,192,511

Down $249,802 (-17%) from 2023

Net Income

Up

-$85,961

Up $20,163 (+19%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2016: $496,457Liabilities 2016: $3,518Net Assets 2016: $492,9392016Assets 2017: $503,467Liabilities 2017: $3,702Net Assets 2017: $499,7652017Assets 2018: $520,781Liabilities 2018: $18,787Net Assets 2018: $501,9942018Assets 2019: $698,924Liabilities 2019: $39,088Net Assets 2019: $659,8362019Assets 2020: $635,841Liabilities 2020: $150,287Net Assets 2020: $485,5542020Assets 2021: $477,307Liabilities 2021: $119,218Net Assets 2021: $358,0892021Assets 2022: $452,313Liabilities 2022: $47,279Net Assets 2022: $405,0342022Assets 2023: $315,232Liabilities 2023: $16,322Net Assets 2023: $298,9102023Assets 2024: $220,300Liabilities 2024: $7,351Net Assets 2024: $212,9492024

Highlighted filing

2024

Assets$220,300
Liabilities$7,351
Net Assets$212,949

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2016: $761,262Expenses 2016: $660,857Net Income 2016: $100,4052016Revenue 2017: $795,892Expenses 2017: $789,066Net Income 2017: $6,8262017Revenue 2018: $868,909Expenses 2018: $866,680Net Income 2018: $2,2292018Revenue 2019: $1,287,420Expenses 2019: $1,129,578Net Income 2019: $157,8422019Revenue 2020: $1,155,095Expenses 2020: $1,329,377Net Income 2020: -$174,2822020Revenue 2021: $1,159,114Expenses 2021: $1,286,579Net Income 2021: -$127,4652021Revenue 2022: $1,265,649Expenses 2022: $1,218,704Net Income 2022: $46,9452022Revenue 2023: $1,336,189Expenses 2023: $1,442,313Net Income 2023: -$106,1242023Revenue 2024: $1,106,550Expenses 2024: $1,192,511Net Income 2024: -$85,9612024

Highlighted filing

2024

Revenue$1,106,550
Expenses$1,192,511
Net Income-$85,961

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Oct 14, 2025
Return Version
2023v6.0
Gross Receipts
$1,106,550
Mission and Program Overview

Mission

So cal cdc is a certified development company with the united states small business administration. The organization specializes in below market, fixed rate financing for commercial and industrial projects through the sba 504 loan programs. So cal cdc assists small businesses to receive the opportunity of financing their expansion projects with attractive rates and terms. The financing can be used for the purchase and/or development of land and building for owner occupied business purposes.

So cal cdc is a certified development company with the u.s. Small business administration. The organization specializes in below market, fixed rate financing for commercial and industrial projects through the sba 504 loan program. So cal cdc assists small businesses to receive the opportunity of financing their expansion projects with attractive rates and terms. The financing can be used for the purchase and/or development of land and building for business purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$222,876$181,490▼ $41,386
Cash and Non-Interest-Bearing Accounts$83,274$32,675▼ $50,599
Land, Buildings, and Equipment, Net$9,082$6,135▼ $2,947
Total Assets$315,232$220,300▼ $94,932
Liabilities
Accounts Payable and Accrued Expenses$16,322$7,351▼ $8,971
Total Liabilities$16,322$7,351▼ $8,971
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$298,910$212,949▼ $85,961
Total Net Assets Fund Balance$298,910$212,949▼ $85,961
Total Liabilities and Net Assets / Fund Balance$315,232$220,300▼ $94,932

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$6,135$24,098$30,233
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Silverio RobledoPresidentFT$170,254$170,254
Paola MacchiavelloSecretaryFT$146,690$146,690

Board Members and Trustees

NameTitle
Oscar MonteagudoChairman
Alex EbkarianDirector
Francisco NavasDirector
Jonathan LopezDirector
Martin RodriguezDirector
Rene CervantesDirector
Scott WenrichDirector
Roy JassoSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,106,534
Investment Income
$16
Other Revenue
$0
Change in Net Assets
$-85,961

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,106,550
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,106,550
Total Revenue per Form 990
$1,106,550
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$931,658
Other Expenses$260,853
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$539,738$59,971-$599,709
Current Officers, Directors, Trustees, and Key Employees$298,754$33,195-$331,949
Occupancy$64,189$7,132-$71,321
Fees for Services Accounting-$27,692-$27,692
Office Expenses$23,328$2,344-$25,672
Travel$21,174--$21,174
Other Expenses$13,422$10,065-$13,422
Insurance$12,396--$12,396
All Other Expenses-$3,466-$3,466
Depreciation Depletion-$2,947-$2,947
Total Functional Expenses$1,045,699$146,812$0$1,192,511

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,192,511
Total Expenses per Audited Statements$1,192,511
Total Expenses per Form 990$1,192,511
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Officers of the company review the return prior to filing

Form 990, Part VI, Section B, Line 12C

Any potential or known conflicts of interest are discussed in board meetings as they arise.

Form 990, Part VI, Section B, Line 15A

Members of the board of directors review compensation amounts, taking into consideration work performed and comparable industry salaries.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are available to the public upon written request.

Filing and Contact Details

Filer

Filer Name
So Cal Cdc
EIN
27-2790053
Phone
8186387001
Address
15455 SAN FERN MISSION BLVD C200, MISSION HILLS, CA 91345

Signing Officer

Name
Paola Macchiavello
Title
Secretary
Phone
6615844797
Signed
2025-10-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Paola Macchiavello
Formed
2010
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
9
Volunteers
0

Preparer

Firm
Kkaj Llp
Address
27200 TOURNEY ROAD STE 475, VALENCIA, CA 91355
Preparer
Evan Faucette CPA
Phone
6617054222
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Management estimates that no tax positions taken by the company would be adjusted by taxing authorities under examination. The company's tax returns are still subject to examination by various tax authorities for tax years ending on or after september 30, 2020.

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IRS990/PYInvestmentIncomeAmt091
IRS990/PYOtherExpensesAmt0335647
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01336098
IRS990/PYRevenuesLessExpensesAmt0-106124
IRS990/PYSalariesCompEmpBnftPaidAmt01106666
IRS990/PYTotalExpensesAmt01442313
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01336189
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-85961
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01106534
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01106534
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01336098
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01265639
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01159094
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt04867365
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt016
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt091
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt010
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt020
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0137
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearAmt016
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus1YearAmt091
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus2YearsAmt010
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus3YearsAmt020
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt0137
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt04867365
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01106534
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01336098
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01265639
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01159094
IRS990ScheduleA/Total509Grp/TotalAmt04867365
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01106550
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01336189
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01265649
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01159114
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt04867502
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01192511
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt06135
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt024098
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt030233
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01106550
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT ESTIMATES THAT NO TAX POSITIONS TAKEN BY THE COMPANY WOULD BE ADJUSTED BY TAXING AUTHORITIES UNDER EXAMINATION. THE COMPANY'S TAX RETURNS ARE STILL SUBJECT TO EXAMINATION BY VARIOUS TAX AUTHORITIES FOR TAX YEARS ENDING ON OR AFTER SEPTEMBER 30, 2020.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06135
IRS990ScheduleD/TotalExpensesPerForm990Amt01192511
IRS990ScheduleD/TotalRevenuePerForm990Amt01106550
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01106550
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01192511
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0170254
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1146690
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SILVERIO ROBLEDO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1PAOLA MACCHIAVELLO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SECRETARY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0170254
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1146690
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0MEMBERS OF THE BOARD OF DIRECTORS REVIEW COMPENSATION AMOUNTS, TAKING INTO CONSIDERATION WORK PERFORMED AND COMPARABLE INDUSTRY SALARIES.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OFFICERS OF THE COMPANY REVIEW THE RETURN PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANY POTENTIAL OR KNOWN CONFLICTS OF INTEREST ARE DISCUSSED IN BOARD MEETINGS AS THEY ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE BOARD OF DIRECTORS REVIEW COMPENSATION AMOUNTS, TAKING INTO CONSIDERATION WORK PERFORMED AND COMPARABLE INDUSTRY SALARIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0315232
IRS990/TotalAssetsEOYAmt0220300
IRS990/TotalAssetsGrp/BOYAmt0315232
IRS990/TotalAssetsGrp/EOYAmt0220300
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt09

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