Civic Intelligence

Hw-Confluence Inc

EIN 27-2532183 • 501(c)2 • Missoula, MT

Profile

To support homeword, inc. A montana 501(c)(3) corporation. The exclusive purpose is to hold property and title to property; to lease property and collect income therefrom; and to turn over the entire amount thereof, less expenses, to homeword, inc. The agency shall receive funding for projects, authorize and make expenditures for the same and hold title to real and personal property associated with the mission of homeword, inc.

1535 Liberty Lane 116AMissoula, MT 59808

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.28x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

97th percentile

49.56x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Net Margin

33rd percentile

-6.4%

Higher net margin than 33% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

71st percentile

$113,858

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 133.1% of source-year revenue.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Asset Growth

51st percentile

-0.7%

Faster asset growth than 51% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Annualized from 2023 to 2025

Revenue Growth

82nd percentile

41%

Faster revenue growth than 82% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Annualized from 2023 to 2025

Assets

Down

$3,299,862

Down $48,332 (-1.4%) from 2023

Liabilities

Down

$4,239,410

Down $20,005 (-0.5%) from 2023

Net Assets

Down

-$939,548

Down $28,327 (-3.1%) from 2023

Revenue

Up

$85,540

Up $42,351 (+98%) from 2023

Expenses

Up

$90,982

Up $5,725 (+6.7%) from 2023

Net Income

Up

-$5,442

Up $36,626 (+87%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0-$2.0MAssets 2012: $4,729,633Liabilities 2012: $4,696,196Net Assets 2012: $33,4372012Assets 2013: $4,064,231Liabilities 2013: $4,207,907Net Assets 2013: -$143,6762013Assets 2015: $3,754,436Liabilities 2015: $4,111,446Net Assets 2015: -$357,0102015Assets 2016: $3,687,410Liabilities 2016: $4,112,918Net Assets 2016: -$425,5082016Assets 2018: $3,699,846Liabilities 2018: $4,370,042Net Assets 2018: -$670,1962018Assets 2019: $3,611,681Liabilities 2019: $4,344,637Net Assets 2019: -$732,9562019Assets 2020: $3,540,247Liabilities 2020: $4,331,323Net Assets 2020: -$791,0762020Assets 2021: $3,487,040Liabilities 2021: $4,315,427Net Assets 2021: -$828,3872021Assets 2023: $3,348,194Liabilities 2023: $4,259,415Net Assets 2023: -$911,2212023Assets 2025: $3,299,862Liabilities 2025: $4,239,410Net Assets 2025: -$939,5482025

Highlighted filing

2025

Assets$3,299,862
Liabilities$4,239,410
Net Assets-$939,548

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$0-$100K-$200KExpenses 2012: $4,0132012Expenses 2013: $68,8992013Revenue 2015: -$21,403Expenses 2015: $75,601Net Income 2015: -$97,0042015Revenue 2016: $6,744Expenses 2016: $75,242Net Income 2016: -$68,4982016Revenue 2018: -$25,134Expenses 2018: $88,094Net Income 2018: -$113,2282018Revenue 2019: $22,884Expenses 2019: $85,644Net Income 2019: -$62,7602019Revenue 2020: $42,781Expenses 2020: $81,801Net Income 2020: -$39,0202020Revenue 2021: $44,231Expenses 2021: $81,542Net Income 2021: -$37,3112021Revenue 2023: $43,189Expenses 2023: $85,257Net Income 2023: -$42,0682023Revenue 2025: $85,540Expenses 2025: $90,982Net Income 2025: -$5,4422025

Highlighted filing

2025

Revenue$85,540
Expenses$90,982
Net Income-$5,442

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 27, 2026
Return Version
2024v5.2
Gross Receipts
$337,893
Mission and Program Overview

Mission

To support homeword, inc. A montana 501 (c) (3) corporation. The exclusive purpose is to hold property and title to property; to lease property and collect income therefrom; and to turn over the entire amount thereof, less expenses, to homeword, inc. Confluence, inc. Shall receive funding for projects, authorize and make expenditures for the same and hold title to real and personal property associated with the mission of homeword, inc.

To support Homeword, Inc., a Montana 501(c)(3) corporation. The exclusive purpose is to hold property and title to property; to lease property and collect income therefrom; and to turnover the entire amount thereof, less expenses, to Homeword, Inc.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,786,119$2,708,427▼ $77,692
Savings and Temporary Cash Investments$343,230$344,941▲ $1,711
Cash and Non-Interest-Bearing Accounts$202,268$243,345▲ $41,077
Prepaid Expenses and Deferred Charges-$2,171-
Accounts Receivable$734$976▲ $242
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$3,332,351$3,299,862▼ $32,489
Other Assets Total-$2-
Liabilities
Unsecured Notes Loans Payable$2,429,822$2,429,822→ $0
Mortgage Notes Payable Secured by Investment Property$1,319,836$1,232,926▼ $86,910
Accounts Payable and Accrued Expenses$516,799$576,662▲ $59,863
Total Liabilities$4,266,457$4,239,410▼ $27,047
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-934,106$-939,548▼ $5,442
Total Net Assets Fund Balance$-934,106$-939,548▼ $5,442
Total Liabilities and Net Assets / Fund Balance$3,332,351$3,299,862▼ $32,489

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,293,634$1,148,945$3,442,579
Land$383,738-$383,738
Equipment-$55,652$55,652
Leasehold Improvements$31,055$10,816$41,871
Compensation and Service Providers

Employees

NameTitleBaseTotal
Karissa TrujilloExecutive Director$113,858$113,858
Matt JosephFinance Director$97,631$97,631

Board Members and Trustees

NameTitle
Beth HayesPast President
Jessica VizzuttiPresident
Meg HaennVice President
Adrienne MaxwellSecretary
Jason EricksonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$87,248
Investment Income
$1,711
Other Revenue
$-3,419
Change in Net Assets
$-5,442
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$90,982
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$35,076--$35,076
Depreciation Depletion$23,910--$23,910
Fees for Services Accounting$3,607--$3,607
Insurance$2,179--$2,179
Fees for Services Management$2,027--$2,027
All Other Expenses$1,974--$1,974
Other Expenses$1,967--$1,967
Total Functional Expenses$90,982$0$0$90,982
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The Finance Committee of Homeword, Inc.'s board of directors reviews the draft Form 990 and 990-T. Afterwards, HW-Confluence, Inc.'s full board reviews the draft Form 990 and 990-T upon recommendation of Homeword, Inc.'s Finance Committee and approves prior to filing.

Form 990, Part VI, Section C, Line 18

HW-Confuluence, Inc.'s 990, 990-T are made available upon request on Homeword, Inc.'s website: www.homeword.org

Form 990, Part VI, Section C, Line 19

HW-Confluence, Inc.'s governing documents, conflict of interest policy, and financial statements are available upon request.

FORM 990 PART VI SECTION B LINE 15:

HW-Confulence, Inc does not have any paid officers or key employees.

Filing and Contact Details

Filer

Filer Name
Hw-confluence Inc
EIN
27-2532183
Phone
4065324663
Address
1535 LIBERTY LANE 116A, MISSOULA, MT 59808

Signing Officer

Name
Karissa Trujillo
Title
Executive Director
Signed
2026-01-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karissa Trujillo
Formed
2010
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
8
Employees
0

Preparer

Firm
FJ & Associates PLLC
Address
612 N Kays Drive Ste 120, Kaysville, UT 84037
Preparer
Melissa Dennis
Phone
8019271337
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

Part X Line 2:The organization is exempt from income tax under provisions of Section 501(c)(2) of the Internal Revenue Code. HW-Confluence, Inc. maintains its tax-exempt status as long as it distributes all of its net income to Homeword, Inc. Unrelated business income from debt-financed rental property is allowed, but other sources of unrelated business income are limited to no more than 10% of HW-Confluence, Inc.'s gross income. For the year ended June 30, 2024, HW-Confluence, Inc. did not have any income tax related to unrelated business income.

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IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt055652
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0383738
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IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt041871
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Part X Line 2:The organization is exempt from income tax under provisions of Section 501(c)(2) of the Internal Revenue Code. HW-Confluence, Inc. maintains its tax-exempt status as long as it distributes all of its net income to Homeword, Inc. Unrelated business income from debt-financed rental property is allowed, but other sources of unrelated business income are limited to no more than 10% of HW-Confluence, Inc.'s gross income. For the year ended June 30, 2024, HW-Confluence, Inc. did not have any income tax related to unrelated business income.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02708427
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Finance Committee of Homeword, Inc.'s board of directors reviews the draft Form 990 and 990-T. Afterwards, HW-Confluence, Inc.'s full board reviews the draft Form 990 and 990-T upon recommendation of Homeword, Inc.'s Finance Committee and approves prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HW-Confuluence, Inc.'s 990, 990-T are made available upon request on Homeword, Inc.'s website: www.homeword.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2HW-Confluence, Inc.'s governing documents, conflict of interest policy, and financial statements are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3HW-Confulence, Inc does not have any paid officers or key employees.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990 PART VI SECTION B LINE 15:
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IRS990/TotalReportableCompFromOrgAmt0211489
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IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KARISSA TRUJILLO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Dir.
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HW-CONFLUENCE INC
ReturnHeader/Filer/BusinessNameControlTxt0HW-C
ReturnHeader/Filer/EIN0272532183
ReturnHeader/Filer/PhoneNum04065324663
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460592475
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FJ & Associates PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0612 N Kays Drive Ste 120
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Kaysville

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