Civic Intelligence

Lapointe Financial Inc

EIN 27-2421845 • 501(c)3

PO Box 24154861
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.98x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

90th percentile

0.40x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

41st percentile

-1.6%

Higher net margin than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

15th percentile

-63%

Faster asset growth than 15% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

97th percentile

353%

Faster revenue growth than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$49,291

Down $83,843 (-63%) from 2011

Liabilities

Down

$48,234

Down $81,901 (-63%) from 2011

Net Assets

Down

$1,057

Down $1,942 (-65%) from 2011

Operations
Liabilities / Revenue90th percentileNet Margin41st percentile

Revenue

Up

$121,649

Up $94,802 (+353%) from 2011

Expenses

Up

$123,591

Up $99,743 (+418%) from 2011

Net Income

Down

-$1,942

Down $4,941 (-165%) from 2011

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $133,134Liabilities 2011: $130,135Net Assets 2011: $2,9992011Assets 2012: $49,291Liabilities 2012: $48,234Net Assets 2012: $1,0572012

Highlighted filing

2012

Assets$49,291
Liabilities$48,234
Net Assets$1,057
Open 2012 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $26,847Expenses 2011: $23,848Net Income 2011: $2,9992011Revenue 2012: $121,649Expenses 2012: $123,591Net Income 2012: -$1,9422012

Highlighted filing

2012

Revenue$121,649
Expenses$123,591
Net Income-$1,942
Open 2012 Filing

Filings

Most recent year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$49,291
Liabilities
$48,234
Net assets
$1,057
Revenue
$121,649
Expenses
$123,591
Net income
-$1,942
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.48$0.01$1.22$1.24$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.33$1.30$0.03$0.27$0.24$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Dec 18, 2013
Return Version
2012v2.3
Filing and Contact Details

Filer

EIN
27-2421845
Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/Compensation/PersonName0DAVID FLEMING
CompensationExplanation/Compensation/PersonName1MICHAEL ISHAM JR
CompensationExplanation/Compensation/PersonName2STEWART SARKOZYBANOCZY
CompensationExplanation/Compensation/PersonName3DEAN CADOTTE
CompensationExplanation/Compensation/PersonName4FERN ORIE
CompensationExplanation/Compensation/PersonName5MELISSA DOUD
CompensationExplanation/Compensation/PersonName6KEN ARBUCKLE
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY0128911
IRS990EZ/CashSavingsAndInvestments/EOY037791
IRS990EZ/ContributionsGiftsGrantsEtc0121310
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear0-1942
IRS990EZ/FeesAndOthPymtToIndContractors01070
IRS990EZ/FiledScheduleA0true
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrossReceipts0121649
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/InvestmentIncome0339
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingAccrual0X
IRS990EZ/NetAssetsOrFundBalances/BOY02999
IRS990EZ/NetAssetsOrFundBalancesBOY02999
IRS990EZ/NetAssetsOrFundBalances/EOY01057
IRS990EZ/NetAssetsOrFundBalancesEOY01057
IRS990EZ/OccupancyRentUtilitiesAndMaint07927
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition040.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition1000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition2000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition3000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition4000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition5000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition6000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation052462
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation60
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0DAVID FLEMING
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1MICHAEL ISHAM JR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2STEWART SARKOZY-BANOCZY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3DEAN CADOTTE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4FERN ORIE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5MELISSA DOUD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6KEN ARBUCKLE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0EXECUTIVE DI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2BOARD CHAIRM
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3BOARD SECRET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4BOARD TREASU
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6BOARD MEMBER
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY04223
IRS990EZ/OtherAssetsTotal/EOY011500
IRS990EZ/OtherExpensesTotal027109
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0LAPOINTE FINANCIAL STRIVES TO IMPROVE THE ECONOMIC WELL BEING OF LAKE SUPERIOR OJIBWA THROUGH GREATER ACCESS TO CREDIT, CAPITAL, AND FINANCIAL SERVICES IN A CULTURALLY APPROPRIATE WAY.
IRS990EZ/PrintingPublicationsPostage01261
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDE ACCESS TO CREDIT, CAPITAL, AND FINANCIAL SERVICES TO LAKE SUPERIOR OJIBWA.
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses0121536
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits086224
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY0130135
IRS990EZ/SumOfTotalLiabilities/EOY048234
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10PO BOX 171
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0GRAND VIEW
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0WI
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode054839
IRS990EZ/TheBooksAreInCareOf/NamePerson0DAVID FLEMING
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber07152929567
IRS990EZ/TotalAssets/BOY0133134
IRS990EZ/TotalAssets/EOY049291
IRS990EZ/TotalExpenses0123591
IRS990EZ/TotalProgramServiceExpenses0121536
IRS990EZ/TotalRevenue0121649
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0WWW.LAPOINTEFINANCIAL.ORG
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear0121372
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year026847
IRS990ScheduleA/GiftsGrantsContribReceived170/Total0148219
IRS990ScheduleA/GrossInvestmentIncome170/CurrentTaxYear0339
IRS990ScheduleA/GrossInvestmentIncome170/Total0339
IRS990ScheduleA/GrossReceiptsFromAdmissionsEtc0339
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPertcentage17000.99770
IRS990ScheduleA/PublicSupportPertcentPriorYear01.00000
IRS990ScheduleA/PublicSupportTotal1700148219
IRS990ScheduleA/ThirtyThreePercntTestsCY1700X
IRS990ScheduleA/Total170/CurrentTaxYear0121372
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year026847
IRS990ScheduleA/Total170/Total0148219
IRS990ScheduleA/TotalSupport0148558
IRS990ScheduleO/GeneralExplanation/Explanation0EXPENSES WEBSITE 2,500 OFFICE 123 MILEAGE 3,750 CONFERENCES 9,859 INTEREST 389 TRAINING 8,050 MEMBERSHIP FEE 250 FILING FEE 955 PENALTIES 473 NON-INVESTMENT DEPRECIATION 760 TOTAL 27,109
IRS990ScheduleO/GeneralExplanation/Explanation1GRANTS RECEIVABLE 2,323 3,265 OTHER LOANS RECEIVABLE 0 6,145 FIXED ASSETS 2,000 2,000 LESS ACCUMULATED DEPRECIATION 100 860 SECURITY DEPOSIT 0 950 TOTAL 4,223 11,500
IRS990ScheduleO/GeneralExplanation/Explanation2DEFERRED REVENUE 120,951 36,715 UNSECURED NOTES AND LOANS PAYABLE 5,000 10,000 PAYROLL LIABILITIES 4,184 1,519
IRS990ScheduleO/GeneralExplanation/Explanation3LAPOINTE FINANCIAL STRIVES TO IMPROVE THE ECONOMIC WELL BEING OF LAKE SUPERIOR OJIBWA THROUGH GREATER ACCESS TO CREDIT, CAPITAL, AND FINANCIAL SERVICES IN A CULTURALLY APPROPRIATE WAY.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/Identifier3PRIMARY EXEMPT PURPOSE
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990-EZ, PART III
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0272421845
ReturnHeader/Filer/Name/BusinessNameLine10LAPOINTE FINANCIAL INC
ReturnHeader/Filer/NameControl0LAPO
ReturnHeader/Filer/Phone07152929567
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 241
ReturnHeader/Filer/USAddress/City0ODANAH
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054861
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-12-18
ReturnHeader/Officer/Name0DAVID FLEMING
ReturnHeader/Officer/Phone07152929567
ReturnHeader/Officer/Title0EXECUTIVE DIRECTOR
ReturnHeader/Preparer/DatePrepared02013-12-18
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10MAITLAND SINGLER & VAN VLACK SC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10306 W 3RD STREET
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0ASHLAND
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode054806
ReturnHeader/Preparer/Name0CHARLES K SINGLER
ReturnHeader/Preparer/Phone07156825544
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-12-18T16:27:20-06:00

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