Civic Intelligence

Aqua Riders of Holland Inc.

EIN 27-2217700 • 501(c)3 • Holland, MA

Pub. 78 Eligible990-N Coverage

Profile

Preservation of hamilton reservoir, holland, ma for use by future generations; and neighboring community water education.

163 Mashapaug RdHolland, MA 01521

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

91st percentile

54%

Higher net margin than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

77th percentile

22%

Faster asset growth than 77% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

79th percentile

33%

Faster revenue growth than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$164,483

Up $29,757 (+22%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$164,483

Up $29,757 (+22%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin91st percentile

Revenue

Up

$54,635

Up $13,447 (+33%) from 2024

Expenses

Down

$24,878

Down $12,588 (-34%) from 2024

Net Income

Up

$29,757

Up $26,035 (+699%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth77th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2019: $115,484Net Assets 2019: $115,4842019Assets 2020: $118,346Net Assets 2020: $118,3462020Assets 2021: $120,968Net Assets 2021: $120,9682021Assets 2022: $122,068Net Assets 2022: $122,0682022Assets 2023: $131,004Net Assets 2023: $131,0042023Assets 2024: $134,726Net Assets 2024: $134,7262024Assets 2025: $164,483Net Assets 2025: $164,4832025

Highlighted filing

2025

Assets$164,483
Liabilities-
Net Assets$164,483
Open 2025 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0Revenue 2019: $18,204Expenses 2019: $16,767Net Income 2019: $1,4372019Revenue 2020: $9,065Expenses 2020: $6,203Net Income 2020: $2,8622020Revenue 2021: $24,794Expenses 2021: $22,172Net Income 2021: $2,6222021Revenue 2022: $22,949Expenses 2022: $21,849Net Income 2022: $1,1002022Revenue 2023: $46,284Expenses 2023: $37,348Net Income 2023: $8,9362023Revenue 2024: $41,188Expenses 2024: $37,466Net Income 2024: $3,7222024Revenue 2025: $54,635Expenses 2025: $24,878Net Income 2025: $29,7572025

Highlighted filing

2025

Revenue$54,635
Expenses$24,878
Net Income$29,757
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$164,483
Liabilities
-
Net assets
$164,483
Revenue
$54,635
Expenses
$24,878
Net income
$29,757
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.64$1.64$0.55$0.25$0.30
2024Detailed filing. Detailed filing data is available for this year.$1.35$1.35$0.41$0.37$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.31$1.31$0.46$0.37$0.09
2022Detailed filing. Detailed filing data is available for this year.$1.22$1.22$0.23$0.22$0.01
2021Detailed filing. Detailed filing data is available for this year.$1.21$1.21$0.25$0.22$0.03
2020Detailed filing. Detailed filing data is available for this year.$1.18$1.18$0.09$0.06$0.03
2019Detailed filing. Detailed filing data is available for this year.$1.15$1.15$0.18$0.17$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Jan 29, 2026
Return Version
2025v4.0
Gross Receipts
$59,674
Mission and Program Overview

Mission

Preservation of hamilton reservoir, holland, ma for use by future generations; and neighboring community water education.

Program Services

DescriptionGrantsExpenses
INSTRUCTION OF WATER-SKI SAFETY TO YOUTH COMMUNITYMEMBERS$0$0
PRESERVATION OF HAMILTON RESERVOIR ECOLOGY.$0$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
GARY NAPLESPresidentPT$0--
AMANDA-JO FUSCO-JOPPASTreasurerPT$0--
CHRISTOPHER POLKOWSKISecretaryPT$0--
NICK CLARKOfficerPT$0--
KENNETH JONESOfficerPT$0--
Filing and Contact Details

Filer

Filer Name
Aqua Riders of Holland Inc
EIN
27-2217700
Phone
7745738226
Address
163 MASHAPAUG RD, HOLLAND, MA 01521

Signing Officer

Name
Amanda-jo Fusco-joppas
Title
Treasurer
Phone
7745738226
Signed
2026-01-29

Preparer

Firm
Paul Zarzycki
Address
360 WORCESTER STREET, SOUTHBRIDGE, MA 01550
Preparer
paul zarzycki
Phone
5087644491
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Supplies, miscellaneous, meals 1879.”

Form 990EZ, Part I, Line 16

“Sanitation, portable toilet 869.”

Form 990EZ, Part I, Line 16

“Filing fees, permits 142.”

Form 990EZ, Part I, Line 16

“ACCOUNTING FEES 400.”

Form 990EZ, Part I, Line 16

“Team, boat insurance, memberships 9642.”

Form 990EZ, Part I, Line 16

“SKI EQUIPMENT 3228.”

Form 990EZ, Part I, Line 16

“FUEL FOR BOATS 2665.”

Form 990EZ, Part I, Line 16

“Maintenance, repairs 5875.”

Form 990EZ, Part I, Line 16

“ELECTRICITY 178.”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0AMANDA-JO FUSCO JOPPAS
IRS990EZ/BooksInCareOfDetail/PhoneNum07745738226
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt064 NORTH WALES RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HOLLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001521
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt024726
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt027145
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt017293
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt029757
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0134726
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0164483
IRS990EZ/FundraisingGrossIncomeAmt024916
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt059674
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt015
IRS990EZ/LandAndBuildingsGrp/BOYAmt0110000
IRS990EZ/LandAndBuildingsGrp/EOYAmt0137338
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt017450
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0134726
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0164483
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0134726
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0164483
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0GARY NAPLES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1AMANDA-JO FUSCO-JOPPAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHRISTOPHER POLKOWSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3NICK CLARK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KENNETH JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3OFFICER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4OFFICER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt024878
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PRESERVATION OF HAMILTON RESERVOIR, HOLLAND, MA FOR USE BY FUTURE GENERATIONS; AND NEIGHBORING COMMUNITY WATER EDUCATION.
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0INSTRUCTION OF WATER-SKI SAFETY TO YOUTH COMMUNITYMEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PRESERVATION OF HAMILTON RESERVOIR ECOLOGY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt05039
IRS990EZ/SpecialEventsNetIncomeLossAmt019877
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt024878
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt054635
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/TestPublicSafetyInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SUPPLIES, MISCELLANEOUS, MEALS 1879.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SANITATION, PORTABLE TOILET 869.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FILING FEES, PERMITS 142.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTING FEES 400.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TEAM, BOAT INSURANCE, MEMBERSHIPS 9642.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SKI EQUIPMENT 3228.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FUEL FOR BOATS 2665.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MAINTENANCE, REPAIRS 5875.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ELECTRICITY 178.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0AMANDA-JO FUSCO-JOPPAS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07745738226
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AQUA RIDERS OF HOLLAND INC
ReturnHeader/Filer/BusinessNameControlTxt0AQUA
ReturnHeader/Filer/EIN0272217700
ReturnHeader/Filer/PhoneNum07745738226
ReturnHeader/Filer/USAddress/AddressLine1Txt0163 MASHAPAUG RD
ReturnHeader/Filer/USAddress/CityNm0HOLLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001521
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0824003433
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PAUL ZARZYCKI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0360 WORCESTER STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SOUTHBRIDGE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001550
ReturnHeader/PreparerPersonGrp/PhoneNum05087644491
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0paul zarzycki
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-01-31T05:53:17-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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