Civic Intelligence

Louisiana Financial Literacy Initiative Inc

EIN 27-2044991 • 501(c)3 • New Orleans, LA

Profile

Louisiana Financial Literacy Initiative (LAFLI) is an emerging New Orleans-based not-for-profit agency at the forefront of community and economic development. Our mission is grounded in the belief that informed individuals, neighborhoods and businesses are better able to: 1) Take control of their circumstances; 2) Improve their quality of life; and 3) Ensure a stable future for themselves and their families LAFLI enriches the lives of Louisianians by providing quality initiatives and services including financial literacy workshops, housing counseling, affordable housing, small business consulting/back-office services and several other neighborhood/community development initiatives.

2208 Dublin StreetNew Orleans, LA 70118

www.lafli.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.56x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

92nd percentile

0.50x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

78th percentile

25%

Higher net margin than 78% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

98th percentile

706%

Faster asset growth than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

73rd percentile

21%

Faster revenue growth than 73% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$31,941

Up $8,893 (+39%) from 2018

Liabilities

Flat

$0

Flat from 2018

Net Assets

Up

$31,941

Up $8,893 (+39%) from 2018

Operations
Liabilities / Revenue92nd percentileNet Margin78th percentile

Revenue

Up

$236,315

Up $185,036 (+361%) from 2018

Expenses

Up

$204,375

Up $160,319 (+364%) from 2018

Net Income

Up

$31,940

Up $24,717 (+342%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2013: $15,000Liabilities 2013: $0Net Assets 2013: $15,0002013Assets 2014: $34,298Liabilities 2014: $0Net Assets 2014: $34,2982014Assets 2016: $64,700Liabilities 2016: $1,458Net Assets 2016: $63,2422016Assets 2017: $23,048Liabilities 2017: $0Net Assets 2017: $23,0482017Assets 2018: $23,048Liabilities 2018: $0Net Assets 2018: $23,0482018Assets 2019: $31,941Liabilities 2019: $0Net Assets 2019: $31,9412019

Highlighted filing

2019

Assets$31,941
Liabilities$0
Net Assets$31,941
Open 2019 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2013: $75,400Expenses 2013: $74,150Net Income 2013: $1,2502013Revenue 2014: $175,601Expenses 2014: $156,303Net Income 2014: $19,2982014Revenue 2016: $154,898Expenses 2016: $154,606Net Income 2016: $2922016Revenue 2017: $28,183Expenses 2017: $68,377Net Income 2017: -$40,1942017Revenue 2018: $51,279Expenses 2018: $44,056Net Income 2018: $7,2232018Revenue 2019: $236,315Expenses 2019: $204,375Net Income 2019: $31,9402019

Highlighted filing

2019

Revenue$236,315
Expenses$204,375
Net Income$31,940
Open 2019 Filing

Filings

Most recent year

2019 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$31,941
Liabilities
$0
Net assets
$31,941
Revenue
$236,315
Expenses
$204,375
Net income
$31,940
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.00$0.32$2.36$2.04$0.32
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.23$0.00$0.23$0.51$0.44$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.23$0.00$0.23$0.28$0.68$0.40
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.65$0.01$0.63$1.55$1.55$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.34$1.76$1.56$0.19
2013Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.75$0.74$0.01
Latest Detailed Filing

The latest 2019 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2014 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 11, 2015
Return Version
2014v5.0
Gross Receipts
$175,601
Mission and Program Overview

Mission

Spottswood CDC is an emerging New Orleans-based not-for-profit agency at the forefront of community and economic development. Our mission is grounded in the belief that informed individuals, neighborhoods and businesses are better able to: 1) Take control of their circumstances; 2) Improve their quality of life; and 3) Ensure a stable future for themselves and their families SCDC enriches the lives of Louisianians by providing quality initiatives and services including financial literacy workshops, housing counseling, affordable housing, small business consulting/back-office services and several other neighborhood/community development initiatives.

Louisiana Financial Literacy Initiative (LAFLI) is an emerging New Orleans-based not-for-profit agency at the forefront of community and economic development. Our mission is grounded in the belief that informed individuals, neighborhoods and businesses are better able to: 1) Take control of their circumstances; 2) Improve their quality of life; and 3) Ensure a stable future for themselves and their families LAFLI enriches the lives of Louisianians by providing quality initiatives and services including financial literacy workshops, housing counseling, affordable housing, small business consulting/back-office services and several other neighborhood/community development initiatives.

Program Services

DescriptionGrantsExpenses
Louisiana Small Business Initiative 2.Collaborative of Charter School Business Officers 3.Neighborhood Revitalization 4.Hollygrove Neighborhood Green Space 5.First-Time Homebuyer Education$0$156,303
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gizelle JohnsonTrusteePT$0--
Joel JacobsTrusteePT$0--
Eric GriggsTrusteePT$0--
Chanda CameseTrusteePT$0--
John UnderwoodDeputy Director- HousingPT$0--
James FultonCEO/FounderFT$0--
Filing and Contact Details

Filer

Filer Name
Louisiana Financial Literacy Initiative Inc
EIN
27-2044991
Phone
5044442201
Address
2208 Dublin Street, New Orleans, LA 70118

Signing Officer

Name
James Fulton
Title
CEO
Phone
5044442201
Signed
2015-05-11
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Supplies;7815|Equipment and Other Fixed Assets;2345|Misc and Other Expenses;1563^Total;11723^”

Form 990-EZ, Part II, Line 24

“Description;EOY Amount^Office Equipment;20000^Total;20000^”

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
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IRS990EZ/BooksInCareOfDetail/PhoneNum05044442201
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02208 Dublin Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0New Orleans
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0LA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd070118
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt05000
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IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/FeesAndOtherPymtToIndCntrctAmt018756
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IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0175601
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt015000
IRS990EZ/NetAssetsOrFundBalancesEOYAmt034298
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt015000
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt034298
IRS990EZ/OccupancyRentUtltsAndMaintAmt016412
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt560
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Gizelle Johnson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Joel Jacobs
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Eric Griggs
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Chanda Camese
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4John Underwood
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5James Fulton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Deputy Director- Housing
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5CEO/Founder
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt010000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt020000
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt011723
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Louisiana Financial Literacy Initiative (LAFLI) is an emerging New Orleans-based not-for-profit agency at the forefront of community and economic development. Our mission is grounded in the belief that informed individuals, neighborhoods and businesses are better able to: 1) Take control of their circumstances; 2) Improve their quality of life; and 3) Ensure a stable future for themselves and their families LAFLI enriches the lives of Louisianians by providing quality initiatives and services including financial literacy workshops, housing counseling, affordable housing, small business consulting/back-office services and several other neighborhood/community development initiatives.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt05601
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Louisiana Small Business Initiative 2.Collaborative of Charter School Business Officers 3.Neighborhood Revitalization 4.Hollygrove Neighborhood Green Space 5.First-Time Homebuyer Education
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0156303
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt0109412
IRS990EZ/SaleOfAssetsGrossAmt00
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IRS990EZ/SchoolOperatingInd00
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IRS990EZ/StatesWhereCopyOfReturnIsFldCd0LA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0156303
IRS990EZ/TotalProgramServiceExpensesAmt0156303
IRS990EZ/TotalRevenueAmt0175601
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.LAFLI.org
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0170000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt075400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0245400
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt05601
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt05601
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
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IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0175601
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt075400
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/Total509Grp/TotalAmt0251001
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0175601
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt075400
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0251001
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Supplies;7815|Equipment and Other Fixed Assets;2345|Misc and Other Expenses;1563^Total;11723^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;EOY Amount^Office Equipment;20000^Total;20000^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0James Fulton
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05044442201
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Louisiana Financial Literacy Initiative Inc
ReturnHeader/Filer/BusinessNameControlTxt0LOUI
ReturnHeader/Filer/EIN0272044991
ReturnHeader/Filer/PhoneNum05044442201
ReturnHeader/Filer/USAddress/AddressLine1Txt02208 Dublin Street
ReturnHeader/Filer/USAddress/CityNm0New Orleans
ReturnHeader/Filer/USAddress/StateAbbreviationCd0LA
ReturnHeader/Filer/USAddress/ZIPCd070118
ReturnHeader/ReturnTs02015-05-11T23:05:17-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits