Civic Intelligence

The Gemach Project

990EZ • Fiscal year 2023 • EIN 27-1794056

Jan 01, 2023 to Dec 31, 2023 • Filed on Feb 08, 2024

Organization Profilewww.thegemachproject.org
108 Sylvestor PlaceLittleton, CO 80129-6204

(720) 257-8365

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

59th percentile

8.3%

Higher net margin than 59% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

99th percentile

1009%

Faster asset growth than 99% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

9th percentile

-59%

Faster revenue growth than 9% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$2,341

Up $2,130 (+1009%) from 2022

Net Assets

Up

$2,341

Up $2,130 (+1009%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin59th percentile

Revenue

Down

$25,769

Down $37,276 (-59%) from 2022

Expenses

Down

$23,639

Down $41,022 (-63%) from 2022

Net Income

Up

$2,130

Up $3,746 (+232%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2011: $12,780Liabilities 2011: $0Net Assets 2011: $12,7802011Assets 2013: $44,886Liabilities 2013: $0Net Assets 2013: $44,8862013Assets 2014: $2,310Liabilities 2014: $0Net Assets 2014: $2,3102014Assets 2015: $3,136Liabilities 2015: $0Net Assets 2015: $3,1362015Assets 2017: $3,124Liabilities 2017: $0Net Assets 2017: $3,1242017Assets 2018: $1,250Liabilities 2018: $0Net Assets 2018: $1,2502018Assets 2019: $0Liabilities 2019: $0Net Assets 2019: $02019Assets 2020: $17,183Liabilities 2020: $0Net Assets 2020: $17,1832020Assets 2021: $1,781Liabilities 2021: $0Net Assets 2021: $1,7812021Assets 2022: $211Liabilities 2022: $0Net Assets 2022: $2112022Assets 2023: $2,341Liabilities 2023: $0Net Assets 2023: $2,3412023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024Assets 2025: $2,432Liabilities 2025: $0Net Assets 2025: $2,4322025

Highlighted filing

2023

Assets$2,341
Liabilities$0
Net Assets$2,341
Open 2023 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2011: $14,928Expenses 2011: $11,607Net Income 2011: $3,3212011Revenue 2013: $63,839Expenses 2013: $34,121Net Income 2013: $29,7182013Revenue 2014: $30,549Expenses 2014: $73,125Net Income 2014: -$42,5762014Revenue 2015: $37,398Expenses 2015: $36,572Net Income 2015: $8262015Revenue 2017: $39,583Expenses 2017: $41,332Net Income 2017: -$1,7492017Revenue 2018: $16,991Expenses 2018: $18,865Net Income 2018: -$1,8742018Revenue 2019: $12,951Expenses 2019: $14,201Net Income 2019: -$1,2502019Revenue 2020: $17,653Expenses 2020: $470Net Income 2020: $17,1832020Revenue 2021: $16,460Expenses 2021: $18,527Net Income 2021: -$2,0672021Revenue 2022: $63,045Expenses 2022: $64,661Net Income 2022: -$1,6162022Revenue 2023: $25,769Expenses 2023: $23,639Net Income 2023: $2,1302023Expenses 2024: $2,3412024Revenue 2025: $11,375Expenses 2025: $20,318Net Income 2025: -$8,9432025

Highlighted filing

2023

Revenue$25,769
Expenses$23,639
Net Income$2,130
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Feb 8, 2024
Return Version
2023v4.0
Gross Receipts
$25,769
Mission and Program Overview

Mission

Tax free loans to poor people

Program Services

DescriptionGrantsExpenses
TAX FREE LOANS TO POOR PEOPLE--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CALVIN HEMPHILLPresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Gemach Project Inc
EIN
27-1794056
Address
108 SYLVESTOR PLACE, LITTLETON, CO 80129-6204

Signing Officer

Name
Calvin Hemphill
Title
President
Phone
3032843459
Signed
2024-02-08
Discuss with paid preparer
No

Preparer

Firm
Hertzing & Associates Inc
Address
P O BOX 7050, GOODYEAR, AZ 85338
Preparer
E a Hertzing
Phone
3039378225
Supplemental Narrative

Additional Explanations

List of grants and similar amounts paid Part I line 10

“Activity loans to poor people grantee gemach project street 108 sylvestor place city, state, zip highlands ranch, co 80129”

Description of other expenses Part I line 16

“Description amountcolo gov filing fees 10loans 21,900web page 189wire transfer fees 105tax fees 340admin fees niger 1,095”

Raw XML Appendix127 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CALVIN HEMPHILL
IRS990EZ/BooksInCareOfDetail/PhoneNum07202578365
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0108 SYLVESTOR PLACE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LITTLETON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0801296204
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0211
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02341
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt025769
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt02130
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0211
IRS990EZ/Form990TotalAssetsGrp/EOYAmt02341
IRS990EZ/GrossReceiptsAmt025769
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0211
IRS990EZ/NetAssetsOrFundBalancesEOYAmt02341
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0211
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt02341
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt025.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CALVIN HEMPHILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt023639
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TAX FREE LOANS TO POOR PEOPLE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TAX FREE LOANS TO POOR PEOPLE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt023639
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt025769
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt025769
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt063045
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt016460
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt017653
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt012951
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0135878
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0135878
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt025769
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt063045
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt016460
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt017653
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt012951
IRS990ScheduleA/Total509Grp/TotalAmt0135878
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt025769
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt063045
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt016460
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt017653
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt012951
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0135878
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY LOANS TO POOR PEOPLE GRANTEE GEMACH PROJECT STREET 108 SYLVESTOR PLACE CITY, STATE, ZIP HIGHLANDS RANCH, CO 80129
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTCOLO GOV FILING FEES 10LOANS 21,900WEB PAGE 189WIRE TRANSFER FEES 105TAX FEES 340ADMIN FEES NIGER 1,095
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0List of grants and similar amounts paid Part I line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CALVIN HEMPHILL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03032843459
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-02-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GEMACH PROJECT INC
ReturnHeader/Filer/BusinessNameControlTxt0GEMA
ReturnHeader/Filer/EIN0271794056
ReturnHeader/Filer/USAddress/AddressLine1Txt0108 SYLVESTOR PLACE
ReturnHeader/Filer/USAddress/CityNm0LITTLETON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd0801296204
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0870714560
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HERTZING & ASSOCIATES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 7050
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GOODYEAR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AZ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd085338
ReturnHeader/PreparerPersonGrp/PhoneNum03039378225
ReturnHeader/PreparerPersonGrp/PreparationDt02024-02-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0E A HERTZING
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02024-02-09T07:36:14-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CALVIN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HEMPHILL
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,341
Liabilities
$0
Net assets
$2,341
Revenue
$25,769
Expenses
$23,639
Net income
$2,130
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.43$0.00$2.43$11.4$20.3$8.94
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$2.34
2023Detailed filing. Detailed filing data is available for this year.$2.34$0.00$2.34$25.8$23.6$2.13
2022Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$63.0$64.7$1.62
2021Detailed filing. Detailed filing data is available for this year.$1.78$0.00$1.78$16.5$18.5$2.07
2020Detailed filing. Detailed filing data is available for this year.$17.2$0.00$17.2$17.7$0.47$17.2
2019Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$13.0$14.2$1.25
2018Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$17.0$18.9$1.87
2017Detailed filing. Detailed filing data is available for this year.$3.12$0.00$3.12$39.6$41.3$1.75
2015Detailed filing. Detailed filing data is available for this year.$3.14$0.00$3.14$37.4$36.6$0.83
2014Detailed filing. Detailed filing data is available for this year.$2.31$0.00$2.31$30.5$73.1$42.6
2013Detailed filing. Detailed filing data is available for this year.$44.9$0.00$44.9$63.8$34.1$29.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.8$0.00$12.8$14.9$11.6$3.32