Civic Intelligence

Riverway South - Apalachicola

990 • Fiscal year 2024 • EIN 27-1516833

Jan 01, 2024 to Dec 31, 2024 • Filed on Nov 17, 2025

Organization ProfileWWW.EXPLORENWFLORIDA.COM
PO Box 450Chipley, FL 32428

(850) 323-0567

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

12th percentile

-36%

Higher net margin than 12% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

9th percentile

-61%

Faster asset growth than 9% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

27th percentile

-18%

Faster revenue growth than 27% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$16,493

Down $25,648 (-61%) from 2023

Net Assets

Down

$16,493

Down $25,648 (-61%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin12th percentile

Revenue

Down

$71,000

Down $15,500 (-18%) from 2023

Expenses

Up

$96,648

Up $30,469 (+46%) from 2023

Net Income

Down

-$25,648

Down $45,969 (-226%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2020: $18,785Liabilities 2020: $11,750Net Assets 2020: $7,0352020Assets 2021: $33,225Liabilities 2021: $0Net Assets 2021: $33,2252021Assets 2022: $21,820Liabilities 2022: $0Net Assets 2022: $21,8202022Assets 2023: $42,141Liabilities 2023: $0Net Assets 2023: $42,1412023Assets 2024: $16,493Liabilities 2024: $0Net Assets 2024: $16,4932024

Highlighted filing

2024

Assets$16,493
Liabilities$0
Net Assets$16,493
Open 2024 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2020: $218,173Expenses 2020: $207,029Net Income 2020: $11,1442020Revenue 2021: $143,188Expenses 2021: $116,998Net Income 2021: $26,1902021Revenue 2022: $65,780Expenses 2022: $77,185Net Income 2022: -$11,4052022Revenue 2023: $86,500Expenses 2023: $66,179Net Income 2023: $20,3212023Revenue 2024: $71,000Expenses 2024: $96,648Net Income 2024: -$25,6482024

Highlighted filing

2024

Revenue$71,000
Expenses$96,648
Net Income-$25,648
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$71,000
Mission and Program Overview

Mission

To create a regional rural tourism organization that encourages sustainable tourism through public/private partnerships to preserve and promote the unique resources of the Apalachicola and Choctawhatchee River Basins in Northwest Florida.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$42,141$16,493▼ $25,648
Cap Stk Tr Prin Current Funds$42,141$16,493▼ $25,648
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$42,141$16,493▼ $25,648
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$42,141$16,493▼ $25,648
Total Liabilities and Net Assets / Fund Balance$42,141$16,493▼ $25,648
Compensation and Service Providers
Top Officer Pay79th percentile

Board Members and Trustees

NameTitle
Allara Mills GutcherImmediate Past President
Jennifer VigilPresident
Leslie SteeleVice President
Heather LopezDirector
Joe RoneDirector
John AlterDirector
John SolomonDirector
Kelly GodwinDirector
Lauren PasqualoneDirector
Matt AlgarinDirector
Melinda GatesDirector
Sydney CliftonDirector
Vacant SeatDirector
Kelsi JacksonSecretary
Silvia WilliamsTrasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$71,000
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$21,000
Change in Net Assets
$-25,648
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$96,648
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising-$32,253-$32,253
Information Technology-$15,665-$15,665
Fees for Services Management-$13,500-$13,500
Other Expenses$0$1,427$0$1,427
Office Expenses-$1,274-$1,274
Insurance-$1,032-$1,032
Total Functional Expenses$0$96,648$0$96,648
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

“Form 990, Part VI, Section A, Line 1a - Officers of the organization are considered the Executive Committee; however, the Board of Directors do not delegate board authority to the Executive Committee. This limited committee acts only when directed by the Board of Directors on specific, pressing, or time-sensitive matters. Such activities of the Executive Committee are reported back to the full Board of Directors”

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - Form 990 for this Tax Period was completed with volunteer services and reviewed by the organization's president and project manager for accuracy, to the best of their knowledge. Completed documentation will be presented to the Board of Directors at a regular scheduled meeting and provided to others upon reqquest.”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 19 - A statement has been made on the organization's website, www.explorenwflorida.com, informing the public that governing documents, conflict of interest policy, and financial statements are available upon request for Riverway South Apalachicola-Choctawhatchee, Inc. Additionally, notice will be provided during annual meetings of the organization.”

Filing and Contact Details

Filer

Filer Name
Riverway South - Apalachicola
EIN
27-1516833
Phone
8503230567
Address
PO BOX 450, CHIPLEY, FL 32428
Doing Business As
Explore Northwest Florida

Signing Officer

Name
Betty Webb
Title
Project Manager
Phone
8503230567
Signed
2025-11-17

Organization Details

Principal Officer
Betty Webb
Formed
2009
Legal Domicile
Fl
Voting Board Members
22
Independent Board Members
0
Employees
0
Volunteers
22
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IRS990/IndoorTanningServicesInd00
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IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt015665
IRS990/InformationTechnologyGrp/TotalAmt015665
IRS990/InsuranceGrp/ManagementAndGeneralAmt01032
IRS990/InsuranceGrp/TotalAmt01032
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IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To create a regional rural tourism organization that encourages sustainable tourism through public/private partnerships to preserve and promote the unique resources of the Apalachicola and Choctawhatchee River Basins in Northwest Florida.
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IRS990/PrincipalOfficerNm0Betty Webb
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Document Assets

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Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,493
Liabilities
$0
Net assets
$16,493
Revenue
$71,000
Expenses
$96,648
Net income
-$25,648
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.16$0.00$0.16$0.71$0.97$0.26
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.00$0.42$0.87$0.66$0.20
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.00$0.22$0.66$0.77$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.00$0.33$1.43$1.17$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.12$0.07$2.18$2.07$0.11
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2024 filings • 501(c)3 • <$500k nonprofits