Civic Intelligence

National Financial Literacy

EIN 27-1436464 • 501(c)3 • Portland, OR

Profile

Provide pre-bankruptcy counseling and education services.

219 SW Stark StreetPortland, OR 97204

www.learnfinances.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2017

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2017

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2017

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

10th percentile

-100%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2015 to 2017

Revenue Growth

3rd percentile

-100%

Faster revenue growth than 3% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2015 to 2017

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $33,628 (-100%) from 2015

Liabilities

Up

$345,864

Up $3,404 (+1.0%) from 2015

Net Assets

Down

-$345,864

Down $37,032 (-12%) from 2015

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $341,750 (-100%) from 2015

Expenses

Down

$14,336

Down $361,792 (-96%) from 2015

Net Income

Up

-$14,336

Up $20,042 (+58%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200K-$400KAssets 2014: $19,491Liabilities 2014: $293,945Net Assets 2014: -$274,4542014Assets 2015: $33,628Liabilities 2015: $342,460Net Assets 2015: -$308,8322015Assets 2017: $0Liabilities 2017: $345,864Net Assets 2017: -$345,8642017

Highlighted filing

2017

Assets$0
Liabilities$345,864
Net Assets-$345,864
Open 2017 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2014: $293,380Expenses 2014: $280,819Net Income 2014: $12,5612014Revenue 2015: $341,750Expenses 2015: $376,128Net Income 2015: -$34,3782015Revenue 2017: $0Expenses 2017: $14,336Net Income 2017: -$14,3362017

Highlighted filing

2017

Revenue$0
Expenses$14,336
Net Income-$14,336
Open 2017 Filing

Filings

Most recent year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$345,864
Net assets
-$345,864
Revenue
$0
Expenses
$14,336
Net income
-$14,336
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$3.46$3.46$0.00$0.14$0.14
2015Detailed filing. Detailed filing data is available for this year.$0.34$3.42$3.09$3.42$3.76$0.34
2014Detailed filing. Detailed filing data is available for this year.$0.19$2.94$2.74$2.93$2.81$0.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Jun 30, 2017
Signed
Sep 15, 2017
Return Version
2016v3.0
Mission and Program Overview

Mission

Provide pre-bankruptcy counseling and education services.

Provide pre-bankruptcy budget and credit counseling education services.

Program Services

DescriptionGrantsExpenses
Pre-bankruptcy credit counseling$14,376-
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Daniel CoxDirector/Pres.-$0--
David GoikeDirector/Sec-$0--
Joann BrechbillDirector-$0--
Filing and Contact Details

Filer

Filer Name
National Financial Literacy
EIN
27-1436464
Phone
5033530400
Address
219 SW Stark Street, Portland, OR 97204

Signing Officer

Name
Daniel Cox
Title
Director/Pres.
Signed
2017-09-15
Discuss with paid preparer
Yes

Preparer

Firm
Checketts Pc
Address
10121 SE SUNNYSIDE RD 300, CLACKAMAS, OR 97015
Preparer
Gordon Checketts
Phone
5036542033
Supplemental Narrative

Additional Explanations

Other Expenses.1008

“Interest $14285”

Other Expenses.1

“Miscellaneous $46”

Other Expenses.2

“Bank Fees $5”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $331579 Accounts Payable and Accrued Expenses - Ending $345864”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Patrick J Wolfe
IRS990EZ/BooksInCareOfDetail/PhoneNum05033530400
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0219 SW Stark St 200
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Portland
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd097204
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt051
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-14336
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt051
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-331528
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-345864
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-331528
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-345864
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Daniel Cox
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1David Goike
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Joann Brechbill
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director/Pres.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director/Sec
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0true
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt014336
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Provide pre-bankruptcy budget and credit counseling education services.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Pre-bankruptcy credit counseling
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt014376
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IL
IRS990EZ/StatesWhereCopyOfReturnIsFldCd1MA
IRS990EZ/StatesWhereCopyOfReturnIsFldCd2OR
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0331579
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0345864
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt014336
IRS990EZ/TotalProgramServiceExpensesAmt014376
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0119245
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0130000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0249245
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0321050
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0341750
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0174135
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0521066
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01358001
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt03214492
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus1YearAmt0321050
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus2YearsAmt0341750
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus3YearsAmt0293380
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus4YearsAmt0651066
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt01607246
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0642100
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0683500
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0586760
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01302132
IRS990ScheduleA/Total509Grp/TotalAmt03214492
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0642100
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0683500
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0586760
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01302132
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03214492
IRS990ScheduleN/AssetsDistributedInd0true
IRS990ScheduleN/AttorneyGeneralNotifiedInd0true
IRS990ScheduleN/BondLiabilitiesDischargedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0true
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0false
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0Cash in Bank
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02017-06-29
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0870745111
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt046
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501 (c) (3)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0Cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0219 SW Stark St Suite 200
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0Portland
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0OR
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd097204
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0true
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0David Goike, DirectorJoAnn Brechbill, Director
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I & 2, Line 2e - Name and Explanation for Involvement in Successor
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Interest $14285
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Miscellaneous $46
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Bank Fees $5
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Accounts Payable and Accrued Expenses - Beginning $331579 Accounts Payable and Accrued Expenses - Ending $345864
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1008
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Total Liabilities.1001
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Daniel Cox
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director/Pres.
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-09-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0National Financial Literacy
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Foundation Inc
ReturnHeader/Filer/BusinessNameControlTxt0NATI
ReturnHeader/Filer/EIN0271436464
ReturnHeader/Filer/PhoneNum05033530400
ReturnHeader/Filer/USAddress/AddressLine1Txt0219 SW Stark Street
ReturnHeader/Filer/USAddress/CityNm0Portland
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097204
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CHECKETTS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010121 SE SUNNYSIDE RD 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CLACKAMAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097015
ReturnHeader/PreparerPersonGrp/PhoneNum05036542033
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Gordon Checketts
ReturnHeader/ReturnTs02017-09-15T20:40:31-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-06-30
ReturnHeader/TaxYr02016

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