Civic Intelligence

Michigan Saves

EIN 27-1388004 • 501(c)3 • Lansing, MI

Profile

The corporation is organized exclusively for charitable, scientific, literary, and educational purposes within the meaning of section 501(c)3 of the internal revenue code of 1986, as amended (the "code") or comparable subsequent legislation. In furtherance of these purposes, the purpose of the corporation is to create statewide, innovative energy efficiency and distributed renewable energy financing system for the benefit of utility customers in the state of michigan, and to engage in activities thereto.

230 N Washington Square Suite 300Lansing, MI 48933

www.michigansaves.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.19x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

54th percentile

0.33x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

80th percentile

28%

Higher net margin than 80% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

91st percentile

40%

Faster asset growth than 91% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Revenue Growth

93rd percentile

91%

Faster revenue growth than 93% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$36,078,006

Up $5,602,025 (+18%) from 2023

Liabilities

Up

$6,765,048

Up $1,831,262 (+37%) from 2023

Net Assets

Up

$29,312,958

Up $3,770,763 (+15%) from 2023

Operations
Liabilities / Revenue54th percentileNet Margin80th percentile

Revenue

Up

$20,641,601

Up $2,882,726 (+16%) from 2023

Expenses

Up

$14,846,679

Up $7,470,643 (+101%) from 2023

Net Income

Down

$5,794,922

Down $4,587,917 (-44%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth91st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2012: $16,601,819Liabilities 2012: $1,760,304Net Assets 2012: $14,841,5152012Assets 2013: $13,364,493Liabilities 2013: $393,894Net Assets 2013: $12,970,5992013Assets 2014: $12,780,459Liabilities 2014: $402,143Net Assets 2014: $12,378,3162014Assets 2015: $11,863,708Liabilities 2015: $793,965Net Assets 2015: $11,069,7432015Assets 2016: $11,535,628Liabilities 2016: $608,489Net Assets 2016: $10,927,1392016Assets 2017: $12,790,783Liabilities 2017: $958,570Net Assets 2017: $11,832,2132017Assets 2018: $12,167,492Liabilities 2018: $1,434,283Net Assets 2018: $10,733,2092018Assets 2019: $12,598,144Liabilities 2019: $1,336,061Net Assets 2019: $11,262,0832019Assets 2020: $14,737,386Liabilities 2020: $1,592,295Net Assets 2020: $13,145,0912020Assets 2021: $18,070,925Liabilities 2021: $1,909,889Net Assets 2021: $16,161,0362021Assets 2022: $18,460,904Liabilities 2022: $3,350,711Net Assets 2022: $15,110,1932022Assets 2023: $30,475,981Liabilities 2023: $4,933,786Net Assets 2023: $25,542,1952023Assets 2024: $36,078,006Liabilities 2024: $6,765,048Net Assets 2024: $29,312,9582024

Highlighted filing

2024

Assets$36,078,006
Liabilities$6,765,048
Net Assets$29,312,958
Open 2024 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2012: $9,387,8442012Revenue 2013: $6,035,817Expenses 2013: $7,906,733Net Income 2013: -$1,870,9162013Revenue 2014: $1,369,613Expenses 2014: $1,961,896Net Income 2014: -$592,2832014Revenue 2015: $111,201Expenses 2015: $1,419,774Net Income 2015: -$1,308,5732015Revenue 2016: $1,261,172Expenses 2016: $1,403,776Net Income 2016: -$142,6042016Revenue 2017: $2,485,783Expenses 2017: $1,580,709Net Income 2017: $905,0742017Revenue 2018: $769,666Expenses 2018: $1,868,670Net Income 2018: -$1,099,0042018Revenue 2019: $3,404,929Expenses 2019: $2,876,055Net Income 2019: $528,8742019Revenue 2020: $4,812,280Expenses 2020: $2,929,272Net Income 2020: $1,883,0082020Revenue 2021: $5,834,358Expenses 2021: $3,788,162Net Income 2021: $2,046,1962021Revenue 2022: $5,654,697Expenses 2022: $4,014,555Net Income 2022: $1,640,1422022Revenue 2023: $17,758,875Expenses 2023: $7,376,036Net Income 2023: $10,382,8392023Revenue 2024: $20,641,601Expenses 2024: $14,846,679Net Income 2024: $5,794,9222024

Highlighted filing

2024

Revenue$20,641,601
Expenses$14,846,679
Net Income$5,794,922
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$36,078,006
Liabilities
$6,765,048
Net assets
$29,312,958
Revenue
$20,641,601
Expenses
$14,846,679
Net income
$5,794,922
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.1$6.77$29.3$20.6$14.8$5.79
2023Detailed filing. Detailed filing data is available for this year.$30.5$4.93$25.5$17.8$7.38$10.4
2022Detailed filing. Detailed filing data is available for this year.$18.5$3.35$15.1$5.65$4.01$1.64
2021Detailed filing. Detailed filing data is available for this year.$18.1$1.91$16.2$5.83$3.79$2.05
2020Detailed filing. Detailed filing data is available for this year.$14.7$1.59$13.1$4.81$2.93$1.88
2019Detailed filing. Detailed filing data is available for this year.$12.6$1.34$11.3$3.40$2.88$0.53
2018Detailed filing. Detailed filing data is available for this year.$12.2$1.43$10.7$0.77$1.87$1.10
2017Detailed filing. Detailed filing data is available for this year.$12.8$0.96$11.8$2.49$1.58$0.91
2016Detailed filing. Detailed filing data is available for this year.$11.5$0.61$10.9$1.26$1.40$0.14
2015Detailed filing. Detailed filing data is available for this year.$11.9$0.79$11.1$0.11$1.42$1.31
2014Detailed filing. Detailed filing data is available for this year.$12.8$0.40$12.4$1.37$1.96$0.59
2013Detailed filing. Detailed filing data is available for this year.$13.4$0.39$13.0$6.04$7.91$1.87
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$1.76$14.8$9.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.2
Gross Receipts
$24,580,270
Mission and Program Overview

Mission

The corporation is organized exclusively for charitable, scientific, literary, and educational purposes within the meaning of section 501(c)3 of the internal revenue code of 1986, as amended (the "code"), or comparable subsequent legislation. In furtherance of these purposes, the purpose of the corporation is to create statewide, innovative energy efficiency and distributed renewable energy financing system for the benefit of utility customers in the state of michigan, and to engage in activities related therto.

To promote accessible, equitable, and just investments in energy efficiency and clean energy to support healthy and thriving communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$21,405,566$17,346,040▼ $4,059,526
Savings and Temporary Cash Investments$6,226,283$8,632,963▲ $2,406,680
Pledges and Grants Receivable-$5,000,000-
Cash and Non-Interest-Bearing Accounts$1,061,254$2,170,072▲ $1,108,818
Other Notes and Loans Receivable, Net$1,242,502$2,153,937▲ $911,435
Accounts Receivable$327,796$434,614▲ $106,818
Total Assets$30,475,981$36,078,006▲ $5,602,025
Other Assets Total$212,580$340,380▲ $127,800
Liabilities
Accounts Payable and Accrued Expenses$2,983,786$4,499,423▲ $1,515,637
Unsecured Notes Loans Payable$1,950,000$2,265,625▲ $315,625
Total Liabilities$4,933,786$6,765,048▲ $1,831,262
Net Assets / Fund Balance
Net Assets With Donor Restrictions$22,243,449$23,019,884▲ $776,435
Net Assets Without Donor Restrictions$3,298,746$6,293,074▲ $2,994,328
Total Net Assets Fund Balance$25,542,195$29,312,958▲ $3,770,763
Total Liabilities and Net Assets / Fund Balance$30,475,981$36,078,006▲ $5,602,025

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$17,346,040--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Paul SchuttPresident
Sally Talberg effective 2025President and CEO
Roselyn TantrapholVice President
Alina VerdiyanDirector
Amanda GodwardDirector
Bryan LewisDirector
Conan SmithDirector
Emily McGrawDirector
Jason MatleyDirector
Karen GouldDirector
Michael LarsonDirector
Terri SchroederDirector
Chanell ContrerasFormer CEO
Selma TuckerSecretary
David WibleTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Alexandria Home SolutionsHome Improvement24293 Telegraph Rd, Southfield, MI 48033$580,940
Detroit Furnace LLCHvac32221 Utica, Fraser, MI 48026$288,700
Dykema Gossett PLLCLegal777 Woodward Ave Ste 400, Detroit, MI 48226$114,910
defi SOLUTIONSSoftware6400 Main St, Amherst, NY 14221$103,461
Web AscenderWeb Design301 Williamston Center Rd, Williamston, MI 48895$100,685
Revenue and Support

Revenue Composition

Contributions and Grants
$14,768,224
Program Service Revenue
$2,779,677
Investment Income
$3,093,700
Other Revenue
$0
All Other Contributions
$950,000
Change in Net Assets
$5,794,922

Audited Revenue Reconciliation

Revenue per Audited Statements
$20,611,525
Revenue Not Reported on Financial Statements
$30,076
Revenue Not Reported on Form 990
$-650,563
Total Revenue per Audited Statements
$19,960,962
Total Revenue per Form 990
$20,641,601
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,846,679
Total Fundraising Expense$28,360
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$3,789,717$1,281,573$24,203$5,095,493
Travel$105,225--$105,225
Other Expenses$77,289$324,696$4,094$77,289
Interest$45,477--$45,477
Fees for Service Investment Mgmnt Fees-$30,076-$30,076
Office Expenses$9,797$3,313$63$13,173
Total Functional Expenses$13,178,661$1,639,658$28,360$14,846,679

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$16,190,199
Total Expenses per Form 990$14,846,679
Expenses per Audited Statements$14,816,603
Expenses Not Reported on Form 990$1,373,596
Expenses Not Reported on Financial Statements$30,076
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“The 990 is prepared by a third party and then reviewed by management and the Board.”

Form 990, Part VI, Section B, line 12C

“All board members, officers, and key employees are required to annually disclose any potential conflicts of interest. The board or a designated committee reviews and documents any conflicts and determines the appropriate course of action, ensuring compliance with the policy.”

Form 990, Part VI, Section C, line 19

“The organization's governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Michigan Saves
EIN
27-1388004
Phone
5174846474
Address
230 N Washington Square Suite 300, Lansing, MI 48933

Signing Officer

Name
Paul Schutt
Title
President
Phone
5174846474
Signed
2025-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Paul Schutt
Formed
2009
Legal Domicile
Mi
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
13

Preparer

Firm
Yeo & Yeo Pc
Address
822 Centennial Way Ste 250, Lansing, MI 48917
Preparer
Bradley M DeVries
Phone
5173239500
Supplemental Narrative

Additional Explanations

Form 990, Part IX, line 11G

“Contracted Staff: Program service expenses 3,789,717. Management and general expenses 1,281,573. Fundraising expenses 24,203. Total expenses 5,095,493.”

Form 990, Part XI, line 9:

“Change in Loan Loss -1,373,596.”

Financial Statement Notes

Part XII, Line 2D - Other Adjustments:

“Change in Loan Loss 1,373,596.”

Raw XML AppendixShowing 400 of 517 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1Roselyn Tantraphol
IRS990/Form990PartVIISectionAGrp/PersonNm2David Wible
IRS990/Form990PartVIISectionAGrp/PersonNm3Selma Tucker
IRS990/Form990PartVIISectionAGrp/PersonNm4Karen Gould
IRS990/Form990PartVIISectionAGrp/PersonNm5Amanda Godward
IRS990/Form990PartVIISectionAGrp/PersonNm6Michael Larson
IRS990/Form990PartVIISectionAGrp/PersonNm7Bryan Lewis
IRS990/Form990PartVIISectionAGrp/PersonNm8Jason Matley
IRS990/Form990PartVIISectionAGrp/PersonNm9Emily McGraw
IRS990/Form990PartVIISectionAGrp/PersonNm10Terri Schroeder
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IRS990/Form990PartVIISectionAGrp/PersonNm13Chanell Contreras
IRS990/Form990PartVIISectionAGrp/PersonNm14Sally Talberg effective 2025
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Former CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt14President and CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02009
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt02161331
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GovernmentGrantsAmt013818224
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt06100000
IRS990/GrossReceiptsAmt024580270
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/ProgramServicesAmt045477
IRS990/InterestGrp/TotalAmt045477
IRS990/InvestmentIncomeGrp/ExclusionAmt0932369
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0932369
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt021405566
IRS990/InvestmentsProgramRelatedGrp/EOYAmt017346040
IRS990/IRPDocumentCnt034
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MI
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt03938669
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To promote accessible, equitable, and just investments in energy efficiency and clean energy to support healthy and thriving communities.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt025542195
IRS990/NetAssetsOrFundBalancesEOYAmt029312958
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt02161331
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt02161331
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-650563
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03298746
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt06293074
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/FundraisingAmt063
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03313
IRS990/OfficeExpensesGrp/ProgramServicesAmt09797
IRS990/OfficeExpensesGrp/TotalAmt013173
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0212580
IRS990/OtherAssetsTotalGrp/EOYAmt0340380
IRS990/OtherChangesInNetAssetsAmt0-1373596
IRS990/OtherExpensesGrp/Desc0Other Contract Services
IRS990/OtherExpensesGrp/Desc1Loan Guarantees
IRS990/OtherExpensesGrp/Desc2Government Relations
IRS990/OtherExpensesGrp/FundraisingAmt04094
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0324696
IRS990/OtherExpensesGrp/ProgramServicesAmt05847683
IRS990/OtherExpensesGrp/ProgramServicesAmt13303473
IRS990/OtherExpensesGrp/ProgramServicesAmt277289
IRS990/OtherExpensesGrp/TotalAmt06176473
IRS990/OtherExpensesGrp/TotalAmt13303473
IRS990/OtherExpensesGrp/TotalAmt277289
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01242502
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02153937
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt05000000
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Paul Schutt
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0Contractor/Application Fees
IRS990/ProgramServiceRevenueGrp/Desc1Loan Admin Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02544800
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1234877
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02544800
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1234877
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt013299419
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01167878
IRS990/PYOtherExpensesAmt07376036
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03291578
IRS990/PYRevenuesLessExpensesAmt010382839
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt07376036
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt017758875
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt05794922
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IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt02779677
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06226283
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08632963
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt014768224
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt013299419
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt03737110
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt02503219
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt036831397
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0932369
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0853816
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0310260
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0240341
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02336786
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt010758192
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.94030
IRS990ScheduleA/PublicSupportPY170Pct00.94080
IRS990ScheduleA/PublicSupportTotal170Amt036831397
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt014768224
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt013299419
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02523425
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt03737110
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt02503219
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt036831397
IRS990ScheduleA/TotalSupportAmt039168183
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/ExpensesNotReportedAmt01373596
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt030076
IRS990ScheduleD/ExpensesSubtotalAmt014816603
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt030076
IRS990ScheduleD/InvestmentExpensesNotIncldAmt030076
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt017346040
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Investments
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-650563
IRS990ScheduleD/OtherExpensesIncludedAmt01373596
IRS990ScheduleD/RevenueNotReportedAmt0-650563
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt030076
IRS990ScheduleD/RevenueSubtotalAmt020611525
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Change in Loan Loss 1,373,596.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part XII, Line 2d - Other Adjustments:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueProgramRltdAmt017346040
IRS990ScheduleD/TotalExpensesPerForm990Amt014846679
IRS990ScheduleD/TotalRevenuePerForm990Amt020641601
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt019960962
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt016190199
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The 990 is prepared by a third party and then reviewed by management and the Board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All board members, officers, and key employees are required to annually disclose any potential conflicts of interest. The board or a designated committee reviews and documents any conflicts and determines the appropriate course of action, ensuring compliance with the policy.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The organization's governing documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Contracted Staff: Program service expenses 3,789,717. Management and general expenses 1,281,573. Fundraising expenses 24,203. Total expenses 5,095,493.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Change in Loan Loss -1,373,596.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b

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