Civic Intelligence

Watauga Community Housing Trust

EIN 27-1338921 • 501(c)3 • Boone, NC

Profile

Affordable housing for low to moderate

PO Box 145Boone, NC 28607

wataugacommunityhousingtrust.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.86x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

97th percentile

2.97x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

10th percentile

-91%

Higher net margin than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Down

$174,650

Down $23,623 (-12%) from 2024

Liabilities

Up

$150,500

Up $22,500 (+18%) from 2024

Net Assets

Down

$24,150

Down $46,123 (-66%) from 2024

Operations
Liabilities / Revenue97th percentileNet Margin10th percentile

Revenue

Down

$50,634

Down $78,570 (-61%) from 2024

Expenses

Up

$96,757

Up $31,586 (+48%) from 2024

Net Income

Down

-$46,123

Down $110,156 (-172%) from 2024

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2024: $198,273Liabilities 2024: $128,000Net Assets 2024: $70,2732024Assets 2025: $174,650Liabilities 2025: $150,500Net Assets 2025: $24,1502025

Highlighted filing

2025

Assets$174,650
Liabilities$150,500
Net Assets$24,150
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2024: $129,204Expenses 2024: $65,171Net Income 2024: $64,0332024Revenue 2025: $50,634Expenses 2025: $96,757Net Income 2025: -$46,1232025

Highlighted filing

2025

Revenue$50,634
Expenses$96,757
Net Income-$46,123
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$174,650
Liabilities
$150,500
Net assets
$24,150
Revenue
$50,634
Expenses
$96,757
Net income
-$46,123
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.75$1.51$0.24$0.51$0.97$0.46
2024Detailed filing. Detailed filing data is available for this year.$1.98$1.28$0.70$1.29$0.65$0.64
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 27, 2025
Return Version
2024v5.2
Gross Receipts
$50,634
Mission and Program Overview

Mission

Affordable housing for low to moderate

Program Services

DescriptionGrantsExpenses
TO DEVELOP AND MANAGER PERMANENT, SAFE AND AFFORDABLE HOUSING TO PROMOTE FINANCIAL WELLBEING AND ECONOMIC SECURITY FOR LOW TO MODERATE INCOME COMMUNITY MEMBERS.-$96,757
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BENJAMIN LOOMISChairPT$0--
ROB HOWARDVice Chair-$0--
REGINA HARTLEYSecretary-$0--
LYNN COULTHARDMember-$0--
MEREDITH MAIKENMember-$0--
JEANNE SUPINTreasurer-$0--
AREZOU SADOUGHIMember-$0--
KAYLOR MEADMember-$0--
LYNNWOOD BROWNMember-$0--
ANGELA HAGAMANTreasurer-$0--
CHRIS HICEMember-$0--
Filing and Contact Details

Filer

Filer Name
Watauga Community Housing Trust
EIN
27-1338921
In Care Of
% BENJAMIN LOOMIS
Phone
8284346571
Address
PO BOX 145, Boone, NC 28607

Signing Officer

Name
Benjamin Loomis
Title
Chair
Phone
8284346571
Signed
2025-10-27
Discuss with paid preparer
Yes

Preparer

Firm
Misty D Watson CPA PA
Address
PO Box 2122, Boone, NC 28607
Preparer
Misty Watson
Phone
7049075053
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountINSURANCE 2,377INTEREST 8,725UTILITIES 622OFFICE EXPENSE 130INTERNET 198SOFTWARE 376SUPPLIES 89BANK CHARGES 69POSTAGE 100”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearBUSINESS LOAN 10,000 10,000NOTE PAYABLE LIFESTORE BANK 118,000 118,000SHORT TERM BUSINESS LOAN 0 22,500”

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
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IRS990EZ/OtherExpensesTotalAmt012686
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990ScheduleA/First5Years170Ind0X
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BENJAMIN LOOMIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum08284346571
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WATAUGA COMMUNITY HOUSING TRUST
ReturnHeader/Filer/BusinessNameControlTxt0WATA
ReturnHeader/Filer/EIN0271338921
ReturnHeader/Filer/InCareOfNm0% BENJAMIN LOOMIS
ReturnHeader/Filer/PhoneNum08284346571
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ReturnHeader/Filer/USAddress/ZIPCd028607
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
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ReturnHeader/PreparerPersonGrp/PhoneNum07049075053
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MISTY WATSON
ReturnHeader/ReturnTs02025-11-05T07:26:51-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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