Civic Intelligence

Moneythink

EIN 27-1052771 • 501(c)3 • Chicago, IL

Profile

Moneythink expands economic opportunity in the United States by equipping urban youth to believe in themselves, navigate the financial decisions of adulthood, and achieve financial prosperity. Moneythink gets young people excited about making smart financial decisions and starts them down the path toward economic success - in turn, generating a financial ripple effect through families and entire communities.

1452 E 53rd StreetChicago, IL 60615

www.moneythink.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

4th percentile

-452%

Higher net margin than 4% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

98th percentile

$108,978

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 84.9% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

10th percentile

-100%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

7th percentile

-89%

Faster revenue growth than 7% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$1,525,712

Down $1,286,918 (-46%) from 2021

Liabilities

Down

$542,939

Down $132,661 (-20%) from 2021

Net Assets

Down

$982,773

Down $1,154,257 (-54%) from 2021

Operations
Liabilities / Revenue62nd percentileNet Margin4th percentile

Revenue

Down

$1,996,587

Down $610,463 (-23%) from 2021

Expenses

Up

$2,286,220

Up $980,705 (+75%) from 2021

Net Income

Down

-$289,633

Down $1,591,168 (-122%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2013: $44,578Liabilities 2013: $0Net Assets 2013: $44,5782013Assets 2014: $376,117Liabilities 2014: $2,491Net Assets 2014: $373,6262014Assets 2015: $627,616Liabilities 2015: $7,950Net Assets 2015: $619,6662015Assets 2016: $422,176Liabilities 2016: $5,627Net Assets 2016: $416,5492016Assets 2017: $470,209Liabilities 2017: $35,580Net Assets 2017: $434,6292017Assets 2019: $155,422Liabilities 2019: $39,294Net Assets 2019: $116,1282019Assets 2020: $1,140,905Liabilities 2020: $305,410Net Assets 2020: $835,4952020Assets 2021: $2,812,630Liabilities 2021: $675,600Net Assets 2021: $2,137,0302021Assets 2022: $1,525,712Liabilities 2022: $542,939Net Assets 2022: $982,7732022

Highlighted filing

2022

Assets$1,525,712
Liabilities$542,939
Net Assets$982,773
Open 2022 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2013: $164,5562013Revenue 2014: $734,092Expenses 2014: $415,631Net Income 2014: $318,4612014Revenue 2015: $1,462,504Expenses 2015: $1,216,464Net Income 2015: $246,0402015Revenue 2016: $997,766Expenses 2016: $1,200,883Net Income 2016: -$203,1172016Revenue 2017: $888,620Expenses 2017: $1,254,733Net Income 2017: -$366,1132017Revenue 2019: $699,767Expenses 2019: $1,018,892Net Income 2019: -$319,1252019Revenue 2020: $1,484,808Expenses 2020: $765,441Net Income 2020: $719,3672020Revenue 2021: $2,607,050Expenses 2021: $1,305,515Net Income 2021: $1,301,5352021Revenue 2022: $1,996,587Expenses 2022: $2,286,220Net Income 2022: -$289,6332022

Highlighted filing

2022

Revenue$1,996,587
Expenses$2,286,220
Net Income-$289,633
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$1,525,712
Liabilities
$542,939
Net assets
$982,773
Revenue
$1,996,587
Expenses
$2,286,220
Net income
-$289,633
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.53$0.54$0.98$2.00$2.29$0.29
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.81$0.68$2.14$2.61$1.31$1.30
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.31$0.84$1.48$0.77$0.72
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.16$0.04$0.12$0.70$1.02$0.32
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.04$0.43$0.89$1.25$0.37
2016Detailed filing. Detailed filing data is available for this year.$0.42$0.01$0.42$1.00$1.20$0.20
2015Detailed filing. Detailed filing data is available for this year.$0.63$0.01$0.62$1.46$1.22$0.25
2014Detailed filing. Detailed filing data is available for this year.$0.38$0.00$0.37$0.73$0.42$0.32
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.00$0.04$0.16
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Oct 26, 2022
Return Version
2021v4.2
Gross Receipts
$2,607,050
Mission and Program Overview

Mission

Moneythink expands economic opportunity in the United States by equipping urban youth to believe in themselves, navigate the financial decisions of adulthood, and achieve financial prosperity. Moneythink gets young people excited about making smart financial decisions and starts them down the path toward economic success - in turn, generating a financial ripple effect through families and entire communities.

Financial education and peer mentorship to 11th and 12th graders

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$507,477$1,023,270▲ $515,793
Pledges and Grants Receivable$250,000$884,624▲ $634,624
Savings and Temporary Cash Investments$150,370$500,464▲ $350,094
Land, Buildings, and Equipment, Net$230,286$381,788▲ $151,502
Prepaid Expenses and Deferred Charges$2,772$22,484▲ $19,712
Total Assets$1,140,905$2,812,630▲ $1,671,725
Liabilities
Other Liabilities$287,750$635,125▲ $347,375
Accounts Payable and Accrued Expenses$17,660$40,475▲ $22,815
Total Liabilities$305,410$675,600▲ $370,190
Net Assets / Fund Balance
Net Assets With Donor Restrictions$250,000$1,881,624▲ $1,631,624
Net Assets Without Donor Restrictions$585,495$255,406▼ $330,089
Total Net Assets Fund Balance$835,495$2,137,030▲ $1,301,535
Total Liabilities and Net Assets / Fund Balance$1,140,905$2,812,630▲ $1,671,725

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$381,788$109,012$490,800
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joshua LachsCEOFT$194,240$15,678$209,918
Sara O'HearnProduct DirectorFT$151,155$15,903$167,058

Board Members and Trustees

NameTitle
Gregory NanceChairman
Leigh PhillipsDirector
Matt TaylorDirector
R Jerry NemorinDirector
Patrice BerrySecretary
Gary PelissierTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,606,956
Program Service Revenue
$0
Investment Income
$94
Other Revenue
$0
All Other Contributions
$2,469,206
Change in Net Assets
$1,301,535

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,607,050
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$46,642
Total Revenue per Audited Statements
$2,653,692
Total Revenue per Form 990
$2,607,050
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$855,078
Other Expenses$450,437
Total Fundraising Expense$206,174
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$389,432$48,012$96,024$533,468
Current Officers, Directors, Trustees, and Key Employees$153,240$18,893$37,785$209,918
Fees for Services Other$172,247$3,030$6,059$181,336
Depreciation Depletion$79,206$9,766$19,530$108,502
Advertising$41,395$5,104$10,207$56,706
Payroll Taxes$40,446$4,986$9,973$55,405
Other Employee Benefits$29,242$3,605$7,211$40,058
Fees for Services Accounting$28,268$3,485$6,970$38,723
Information Technology$20,999$2,589$5,178$28,766
Pension Plan Contributions$11,847$1,461$2,921$16,229
Office Expenses$8,449$1,042$2,083$11,574
Interest-$9,745-$9,745
Insurance$5,658$698$1,395$7,751
Occupancy$2,901$358$715$3,974
Conferences and Meetings$2,676--$2,676
Travel$499$62$123$684
Total Functional Expenses$986,505$112,836$206,174$1,305,515

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,352,157
Expenses per Audited Statements$1,305,515
Total Expenses per Form 990$1,305,515
Expenses Not Reported on Form 990$46,642
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
SBA EIDL loan$500,000
SBA refundable advance - PPP loan$135,125
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“The Form 990 and related schedules were reviewed by the Board Treasurer and CEO and provided to the Board of Directors prior to filing.”

Form 990, Part VI, Section B, line 15

“Officer and key employee compensation is determined by the Compensation Committee of the Board of Directors. The Committee shall obtain comparable compensation information from salary surveys and/or known compensation paid by similarly sized and located organizations for like positions in analogous circumstances.”

Form 990, Part VI, Section C, line 19

“Governing documents and financial statements are available to the general public upon request.”

Filing and Contact Details

Filer

Filer Name
Moneythink
EIN
27-1052771
Phone
6262024850
Address
1452 E 53rd Street, Chicago, IL 60615

Signing Officer

Name
Joshua Lachs
Title
Chief Executive Officer
Phone
6262024850
Signed
2022-10-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joshua Lachs
Formed
2009
Legal Domicile
Il
Voting Board Members
6
Independent Board Members
6
Employees
9
Volunteers
36

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western Ave, Chicago, IL 60643
Preparer
Jason L Gierhahn
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part IX, line 11G

“Consulting: Program service expenses 166,134. Management and general expenses 2,276. Fundraising expenses 4,551. Total expenses 172,961. Professional Development: Program service expenses 153. Management and general expenses 19. Fundraising expenses 38. Total expenses 210. Talent Acquisition: Program service expenses 4,380. Management and general expenses 540. Fundraising expenses 1,080. Total expenses 6,000. Payroll processing: Program service expenses 1,580. Management and general expenses 195. Fundraising expenses 390. Total expenses 2,165.”

Form 990, Part XII, line 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

Part X, Line 2:

“FIN 48 note from Audited Financial Statements Moneythink was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(3). Moneythink qualifies for the charitable contribution deduction under Section 170 and has been classified as an organization that is not a private foundation under Section 509(a)(1). The tax exempt purpose of Moneythink and the nature in which it operates is described above. Moneythink continues to operate in compliance with its tax exempt purpose. Moneythink's annual information returns filed with the federal and state governments are subject to examination for three years after filing.”

Raw XML AppendixShowing 400 of 476 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt017660
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt040475
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IRS990/AdvertisingGrp/FundraisingAmt010207
IRS990/AdvertisingGrp/ManagementAndGeneralAmt05104
IRS990/AdvertisingGrp/ProgramServicesAmt041395
IRS990/AdvertisingGrp/TotalAmt056706
IRS990/AllOtherContributionsAmt02469206
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Joshua Lachs
IRS990/BooksInCareOfDetail/PhoneNum05106260770
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0100 S State Street 4th Floor
IRS990/BooksInCareOfDetail/USAddress/CityNm0Chicago
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060603
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IRS990/CashNonInterestBearingGrp/BOYAmt0507477
IRS990/CashNonInterestBearingGrp/EOYAmt01023270
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt037785
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt018893
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0153240
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0209918
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt02676
IRS990/ConferencesMeetingsGrp/TotalAmt02676
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02606956
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt094
IRS990/CYOtherExpensesAmt0450437
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt01301535
IRS990/CYSalariesCompEmpBnftPaidAmt0855078
IRS990/CYTotalExpensesAmt01305515
IRS990/CYTotalFundraisingExpenseAmt0206174
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02607050
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt019530
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt09766
IRS990/DepreciationDepletionGrp/ProgramServicesAmt079206
IRS990/DepreciationDepletionGrp/TotalAmt0108502
IRS990/Desc0Moneythink helps promote economic equity by empowering students to make informed financial choices. With expertise built on years of experience collaborating with students, college advisors and high schools, Moneythink takes inventory of outcomes and feedback to guide students on their financial journeys. Our technology expands our ability to reduce student debt: offering students, families, and their advisors free guides and tools, like DecidED. DecidED is a web-based app that helps students learn about their college options and compare the affordability of financial aid offers against other criteria, such as graduation rates. By providing clear and factual information, DecidED encourages students to enroll at affordable schools where they have the greatest chance of graduating with the least amount of debt. DecidED is free and was designed with the needs of institutionally underserved students and their existing support systems in mind. Once students see their choices and clearly understand their associated costs, they can achieve success at all stages and more directly shape their futures.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
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IRS990/DonorRestrictionNetAssetsGrp/EOYAmt01881624
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt09
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0986505
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt06970
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt03485
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IRS990/FeesForServicesAccountingGrp/TotalAmt038723
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IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt03030
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0172247
IRS990/FeesForServicesOtherGrp/TotalAmt0181336
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
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IRS990/Form990PartVIISectionAGrp/PersonNm1Leigh Phillips
IRS990/Form990PartVIISectionAGrp/PersonNm2Matt Taylor
IRS990/Form990PartVIISectionAGrp/PersonNm3Patrice Berry
IRS990/Form990PartVIISectionAGrp/PersonNm4Gary Pelissier
IRS990/Form990PartVIISectionAGrp/PersonNm5R Jerry Nemorin
IRS990/Form990PartVIISectionAGrp/PersonNm6Joshua Lachs
IRS990/Form990PartVIISectionAGrp/PersonNm7Sara O'Hearn
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt7Product Director
IRS990/Form990ProvidedToGvrnBodyInd01
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IRS990/InvestmentIncomeGrp/ExclusionAmt094
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt094
IRS990/InvestmentInJointVentureInd00
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IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
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IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Moneythink empowers college bound students, particularly institutionally underserved students, to achieve success by supporting financial decision-making through transparency and technology.
IRS990/MoreThan5000KToIndividualsInd00
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IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0255406
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt0715
IRS990/OccupancyGrp/ManagementAndGeneralAmt0358
IRS990/OccupancyGrp/ProgramServicesAmt02901
IRS990/OccupancyGrp/TotalAmt03974
IRS990/OfficeExpensesGrp/FundraisingAmt02083
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01042
IRS990/OfficeExpensesGrp/ProgramServicesAmt08449
IRS990/OfficeExpensesGrp/TotalAmt011574
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt07211
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt03605
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt029242
IRS990/OtherEmployeeBenefitsGrp/TotalAmt040058
IRS990/OtherLiabilitiesGrp/BOYAmt0287750
IRS990/OtherLiabilitiesGrp/EOYAmt0635125
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt096024
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt048012
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0389432
IRS990/OtherSalariesAndWagesGrp/TotalAmt0533468
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt09973
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04986
IRS990/PayrollTaxesGrp/ProgramServicesAmt040446
IRS990/PayrollTaxesGrp/TotalAmt055405
IRS990/PensionPlanContributionsGrp/FundraisingAmt02921
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01461
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt011847
IRS990/PensionPlanContributionsGrp/TotalAmt016229
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0250000
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0884624
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02772
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022484
IRS990/PrincipalOfficerNm0Joshua Lachs
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01484773
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt035
IRS990/PYOtherExpensesAmt0166230
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0719367
IRS990/PYSalariesCompEmpBnftPaidAmt0599211
IRS990/PYTotalExpensesAmt0765441
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01484808
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01301535
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0150370
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0500464
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02606956
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01484773
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0699762
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01298462
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0888616
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt06978569
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt094
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt035
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt05
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt010
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt04
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0148
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0150
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.56860
IRS990ScheduleA/PublicSupportPY170Pct00.61060
IRS990ScheduleA/PublicSupportTotal170Amt03967752
IRS990ScheduleA/SubstantialContributorsTotAmt03010817
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02606956
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01484773
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0699762
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01298462
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0888616
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt06978569
IRS990ScheduleA/TotalSupportAmt06978717
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt046642
IRS990ScheduleD/DonatedServicesUseFcltsAmt046642
IRS990ScheduleD/ExpensesNotReportedAmt046642
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01305515
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0381788
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0109012
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0490800
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0135125
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1500000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SBA refundable advance - PPP loan
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SBA EIDL loan
IRS990ScheduleD/RevenueNotReportedAmt046642
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02607050
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 note from Audited Financial Statements Moneythink was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(3). Moneythink qualifies for the charitable contribution deduction under Section 170 and has been classified as an organization that is not a private foundation under Section 509(a)(1). The tax exempt purpose of Moneythink and the nature in which it operates is described above. Moneythink continues to operate in compliance with its tax exempt purpose. Moneythink's annual information returns filed with the federal and state governments are subject to examination for three years after filing.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0381788
IRS990ScheduleD/TotalExpensesPerForm990Amt01305515
IRS990ScheduleD/TotalLiabilityAmt0635125
IRS990ScheduleD/TotalRevenuePerForm990Amt02607050
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02653692
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01352157
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0194240
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1151155
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04855
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt14146
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt010823
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt111757
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Joshua Lachs
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Sara O'Hearn
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Product Director
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0209918
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1167058
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 and related schedules were reviewed by the Board Treasurer and CEO and provided to the Board of Directors prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Officer and key employee compensation is determined by the Compensation Committee of the Board of Directors. The Committee shall obtain comparable compensation information from salary surveys and/or known compensation paid by similarly sized and located organizations for like positions in analogous circumstances.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Governing documents and financial statements are available to the general public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Consulting: Program service expenses 166,134. Management and general expenses 2,276. Fundraising expenses 4,551. Total expenses 172,961. Professional Development: Program service expenses 153. Management and general expenses 19. Fundraising expenses 38. Total expenses 210. Talent Acquisition: Program service expenses 4,380. Management and general expenses 540. Fundraising expenses 1,080. Total expenses 6,000. Payroll processing: Program service expenses 1,580. Management and general expenses 195. Fundraising expenses 390. Total expenses 2,165.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The process has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XII, line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01140905
IRS990/TotalAssetsEOYAmt02812630

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