Civic Intelligence

The Joy of Living Inc

EIN 27-0140023 • 501(c)3 • Owings Mills, MD

Profile

To provide services and resources to low income families in baltimore and howard co md

PO Box 1284Owings Mills, MD 21117

www.joyoflivingcenter.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

68th percentile

14%

Higher net margin than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

85th percentile

44%

Faster asset growth than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

70th percentile

17%

Faster revenue growth than 70% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

$31,256

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$31,256

No earlier filing loaded for comparison.

Revenue

$83,028

No earlier filing loaded for comparison.

Expenses

$76,295

No earlier filing loaded for comparison.

Net Income

$6,733

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2024: $31,256Net Assets 2024: $31,2562024

Highlighted filing

2024

Assets$31,256
Liabilities-
Net Assets$31,256

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2024: $83,028Expenses 2024: $76,295Net Income 2024: $6,7332024

Highlighted filing

2024

Revenue$83,028
Expenses$76,295
Net Income$6,733

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$31.3$31.3$83.0$76.3$6.73
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 18, 2025
Return Version
2024v5.0
Gross Receipts
$83,028
Mission and Program Overview

Mission

To provide services and resources to low income families in baltimore and howard co md

Program Services

DescriptionGrantsExpenses
HOLIDAY BASKETS - PROVIDED TO LOW INCOME FAMILIES IN BALTIMORE AND HOWARD CO MD-$44,467
PROVIDE SERVICES AND RESOURCES TO LOW INCOME FAMILIES IN BALTIMORE AND-$26,562
BLESSING BAGS - PROVIDED BLESSING BAGS FOR HOMELESS IN BALTIMORE CITY AND WASHINGTON DC. BAGS ARE FILLED WITH TOILETRIES, HATS, GLOVES, SOCKS, WATER, SNACKS, AND MASKS.-$4,373
BACK TO SCHOOL DRIVE - PROVIDED SCHOOL SUPPLIES TO 3 SCHOOLS-$893
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHERRY TATEDirector-$0--
ROBBYN WHEARYSecretary-$0--
JENNIFER TAYLORTreasurer-$0--
AMAADI COLEMANChair-$0--
KIMBERLEY R MCCOY WILLISPresident-$0--
TAKERA BOSTONDirector-$0--
MYAESHA INGRAMDirector-$0--
PHYLICIA ROLLINBoard Member-$0--
WANDA CARTERBoard Member-$0--
MICHAEL YEAKEYExecutive-$0--
Filing and Contact Details

Filer

Filer Name
The Joy of Living Inc
EIN
27-0140023
Phone
4109224135
Address
PO BOX 1284, OWINGS MILLS, MD 21117

Signing Officer

Name
Kimberley R Mccoy Willis
Title
President
Phone
4109228121
Signed
2025-09-18

Preparer

Firm
Harry C Hearn Inc
Address
10015 OLD COLUMBIA RD SUITE K140, COLUMBIA, MD 21046
Preparer
Harry Hearn
Phone
3017746915
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses insurance 350 advertising 2,740 back to school 893 blessing bags & other in- 4,373 courier & postage 1,085 holiday baskets 44,467 md not for profit filings 100 miscellaneous 596 office supplies 662 promotional give-a-way 1,250 software 735 supplies 471 telephone 605 training 1,000 travel 1,500 utilities 609 website 500 total 61,936

Form 990-ez, Part I, Line 20

ADJUSTMENT 259

Form 990-ez, Part III

To provide services and resources to low income families in baltimore and howard co md

Form 990-ez, Part III, Line 31

Provide services and resources to low income families in baltimore and

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES INSURANCE 350 ADVERTISING 2,740 BACK TO SCHOOL 893 BLESSING BAGS & OTHER IN- 4,373 COURIER & POSTAGE 1,085 HOLIDAY BASKETS 44,467 MD NOT FOR PROFIT FILINGS 100 MISCELLANEOUS 596 OFFICE SUPPLIES 662 PROMOTIONAL GIVE-A-WAY 1,250 SOFTWARE 735 SUPPLIES 471 TELEPHONE 605 TRAINING 1,000 TRAVEL 1,500 UTILITIES 609 WEBSITE 500 TOTAL 61,936
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ADJUSTMENT 259
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KIMBERLEY R MCCOY WILLIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04109228121
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE JOY OF LIVING INC
ReturnHeader/Filer/BusinessNameControlTxt0JOYO
ReturnHeader/Filer/EIN0270140023
ReturnHeader/Filer/PhoneNum04109224135
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0822705303
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HARRY C HEARN INC
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ReturnHeader/PreparerPersonGrp/PhoneNum03017746915
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0HARRY HEARN
ReturnHeader/ReturnTs02025-10-15T12:48:11-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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