Civic Intelligence

Michigan Insurance Coalition

990 • Fiscal year 2013 • EIN 27-0000547

Jan 01, 2013 to Dec 31, 2013 • Filed on May 12, 2014

Organization Profile
120 West Ottawa StreetRoom/Suite Ste 248933-1544

(517) 372-2560

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

90th percentile

0.65x

Higher debt load relative to assets than 90% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Liabilities / Revenue

59th percentile

0.14x

Higher debt load relative to revenue than 59% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Net Margin

13th percentile

-9.1%

Higher net margin than 13% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Top Officer Pay

34th percentile

$0

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Asset Growth

77th percentile

16%

Faster asset growth than 77% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets90th percentile

Assets

Up

$151,830

Up $21,459 (+16%) from 2012

Net Assets

Down

$53,057

Down $63,120 (-54%) from 2012

Liabilities

Up

$98,773

Up $84,579 (+596%) from 2012

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin13th percentile

Revenue

$692,648

No earlier filing loaded for comparison.

Expenses

Down

$755,768

Down $175,185 (-19%) from 2012

Net Income

-$63,120

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0-$200KAssets 2010: $153,356Liabilities 2010: $0Net Assets 2010: $153,3562010Assets 2012: $130,371Liabilities 2012: $14,194Net Assets 2012: $116,1772012Assets 2013: $151,830Liabilities 2013: $98,773Net Assets 2013: $53,0572013Assets 2014: $277,566Liabilities 2014: $102,118Net Assets 2014: $175,4482014Assets 2015: $477,653Liabilities 2015: $113,788Net Assets 2015: $363,8652015Assets 2016: $483,270Liabilities 2016: $113,788Net Assets 2016: $369,4822016Assets 2017: $446,075Liabilities 2017: $113,788Net Assets 2017: $332,2872017Assets 2018: $0Liabilities 2018: $113,788Net Assets 2018: -$113,7882018

Highlighted filing

2013

Assets$151,830
Liabilities$98,773
Net Assets$53,057
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $334,2022010Expenses 2012: $930,9532012Revenue 2013: $692,648Expenses 2013: $755,768Net Income 2013: -$63,1202013Revenue 2014: $1,006,334Expenses 2014: $883,943Net Income 2014: $122,3912014Revenue 2015: $642,079Expenses 2015: $453,662Net Income 2015: $188,4172015Revenue 2016: $887,830Expenses 2016: $882,213Net Income 2016: $5,6172016Revenue 2017: $339,500Expenses 2017: $376,695Net Income 2017: -$37,1952017Revenue 2018: $0Expenses 2018: $417,380Net Income 2018: -$417,3802018

Highlighted filing

2013

Revenue$692,648
Expenses$755,768
Net Income-$63,120
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 12, 2014
Return Version
2013v3.1
Gross Receipts
$692,648
Mission and Program Overview

Mission

Provide lobbying activities for insurance companies.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$130,371$151,830▲ $21,459
Rtn Earn Endowment Incm Other Fnds$116,177$53,057▼ $63,120
Total Assets$130,371$151,830▲ $21,459
Liabilities
Accounts Payable and Accrued Expenses$14,194$98,773▲ $84,579
Total Liabilities$14,194$98,773▲ $84,579
Net Assets / Fund Balance
Total Net Assets Fund Balance$116,177$53,057▼ $63,120
Total Liabilities and Net Assets / Fund Balance$130,371$151,830▲ $21,459
Compensation and Service Providers
Top Officer Pay34th percentile

Board Members and Trustees

NameTitle
Kurt GallingerChairman
Eric MusserVice Chairma
Laura a KlineSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$692,648
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-63,120
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$755,768
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising$517,356--$517,356
Fees for Services Lobbying$160,000--$160,000
Conferences and Meetings$31,700--$31,700
Fees for Services Accounting$15,461--$15,461
Fees for Services Legal$12,448--$12,448
Travel$5,935--$5,935
Insurance$5,195--$5,195
Other Expenses$4,920--$4,920
Information Technology$1,590--$1,590
Office Expenses$1,163--$1,163
Total Functional Expenses$755,768$0$0$755,768
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

EIN
27-0000547
Phone
5173722560

Signing Officer

Name
Kurt Gallinger
Title
Chairman
Phone
5173722560
Signed
2014-05-12
Discuss with paid preparer
Yes

Organization Details

Legal Domicile
Mi
Voting Board Members
6
Independent Board Members
6
Employees
0

Preparer

Preparer
David F Edelman
Phone
5178822441
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“LOBBYING ACTIVITIES”

Raw XML Appendix232 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/FSAuditedInd0false
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IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0692648
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IRS990/IndependentVotingMemberCnt06
IRS990/IndoorTanningServicesInd0false
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ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$151,830
Liabilities
$98,773
Net assets
$53,057
Revenue
$692,648
Expenses
$755,768
Net income
-$63,120
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.11$0.11$0.00$0.42$0.42
2017Detailed filing. Detailed filing data is available for this year.$0.45$0.11$0.33$0.34$0.38$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.48$0.11$0.37$0.89$0.88$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.48$0.11$0.36$0.64$0.45$0.19
2014Detailed filing. Detailed filing data is available for this year.$0.28$0.10$0.18$1.01$0.88$0.12
2013Detailed filing. Detailed filing data is available for this year.$0.15$0.10$0.05$0.69$0.76$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.13$0.01$0.12$0.93
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.00$0.15$0.33